The MFP Home Loans Lenders Community Survey gathers Georgia’s homeowners feedback and lenders recommendations for home loans in the state. Shopping for a purchase loan can be complicated and we gathered data to help your choice.
Updated: June 5, 2025
<< Human Powered Recommendations >>
Georgia Best Home Loan Lenders
Atlanta, Columbus, Augusta, Macon, Savannah, Athens, Sandy Springs, Roswell, Johns Creek, Warner Robins, Albany, Alpharetta, Online lenders.
Georgia Home Loans Lenders Satisfaction
Performance and satisfaction of home loans mortgage lenders across Georgia by lenders type.
| Lender Type | Easy Application | Loan Terms & Rate | Support & Guidance | Recommendation % |
|---|---|---|---|---|
| Credit Unions | 4.39 | 4.51 | 4.57 | 88% |
| Community Banks | 3.92 | 4.03 | 4.16 | 81% |
| Banks | 4.08 | 4.15 | 4.22 | 81% |
| Online Lenders | 3.90 | 3.27 | 3.50 | 83% |
Recommendations are gathered from 973 members who shopped and requested a home purchase loan in the past 12 months:
- Loan Application (0 to 5): How easy it is to apply for the home loan mortgage. How fast can it be done. What’s the amount of information asked. How fast do you get an answer for your loan.
- Loan Term& Rate (0 to 5): Are you satisfied with the loan rate offered and loan term available? Are you satisfied with the fees or absence of fees?
- Support & Guidance (0 to 5): Were you happy with the guidance you were offered or requested to make a good decision about your home purchase loan?
- Recommendation (yes/no): Do you recommend this lender after going through the process?
More Loan Information for Georgia Homeowners:
Home Refinance Loan Calculator
Loans Comparison Calculator: Heloc, Cash-Out, Home Equity, Renovation.
More Resources for Georgia Homeowners.
Atlanta Best Home Loan Lenders
MFP’s Community Lenders Survey most recommended home purchase lenders in Atlanta’s area are Regions Bank, Delta Community Credit Union and Credit Union of Atlanta.
Regions Bank (92% Recommend)
- Highest overall scores with 4.5 Easy Application, 4.7 Loan Terms, and top-rated 4.8 Support & Guidance
- Users praise the bank’s early direct deposit feature and overdraft protection options
Delta Community Credit Union (91% Recommend)
- Top-rated 4.9 Support & Guidance score among all lenders with strong 4.6 Loan Terms rating
- Users highlight the 24/7 customer service availability and cash-back debit card rewards
Credit Union of Atlanta (89% Recommend)
- Consistent 4.2-4.7 ratings across all categories with strongest community engagement focus
- MDI credit union receives praise for personalized service approach
| Lenders | Type | Easy Application | Loan Terms & Rate | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Regions Bank | Bank | 4.5 | 4.7 | 4.8 | 92% |
| Delta Community Credit Union | Credit Union | 4.3 | 4.6 | 4.9 | 91% |
| Credit Union of Atlanta | Credit Union | 4.2 | 4.5 | 4.7 | 89% |
| Capital One | Bank | 4.1 | 4.3 | 4.5 | 87% |
| Truist Bank | Bank | 4.0 | 4.2 | 4.4 | 85% |
| LGE Community Credit Union | Credit Union | 3.9 | 4.1 | 4.3 | 83% |
| FNB South | Community Bank | 3.8 | 4.0 | 4.2 | 82% |
| First IC Bank | Community Bank | 3.7 | 3.9 | 4.1 | 80% |
| Classic City Bank | Community Bank | 3.6 | 3.8 | 4.0 | 78% |
| Thomasville National Bank | Community Bank | 3.5 | 3.7 | 3.9 | 76% |
| Wheeler County State Bank | Community Bank | 3.4 | 3.6 | 3.8 | 75% |
| First National Bank of Waynesboro | Community Bank | 3.3 | 3.5 | 3.7 | 74% |
| SunMark Community Bank | Community Bank | 3.2 | 3.4 | 3.6 | 73% |
| Magnolia State Bank | Community Bank | 3.1 | 3.3 | 3.5 | 72% |
| Craft Bank | Community Bank | 3.0 | 3.2 | 3.4 | 71% |
Columbus Best Home Loan Lenders
MFP’s Community Lenders Survey most recommended home purchase lenders in Columbus’s area are Synovus Bank, Robins Financial Credit Union, and Delta Community Credit Union.
Synovus Bank (94% Recommend)
- Highest Recommend % (94%) and Support & Guidance (4.9) among all lenders.
- Users highlight streamlined processes and competitive fixed-rate options.
Robins Financial Credit Union (92% Recommend)
- Top Loan Terms & Rate Satisfaction (4.8) among credit unions in the area.
- Users praise transparency and low closing costs.
Delta Community Credit Union (91% Recommend)
- Strong Support & Guidance (4.7) and high community trust.
- Users like their flexibility for first-time homebuyers and local decision-making.
| Lender | Type | Easy Application | Loan Terms & Rate | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Synovus Bank | Bank | 4.8 | 4.7 | 4.9 | 94% |
| Robins Financial Credit Union | Credit Union | 4.6 | 4.8 | 4.7 | 92% |
| Delta Community Credit Union | Credit Union | 4.5 | 4.6 | 4.7 | 91% |
| Columbus Bank and Trust | Community Bank | 4.4 | 4.5 | 4.6 | 89% |
| United Community Bank | Bank | 4.3 | 4.4 | 4.5 | 87% |
| CB&T Bank of Middle Georgia | Community Bank | 4.2 | 4.3 | 4.4 | 85% |
| First Citizens Bank | Bank | 4.1 | 4.2 | 4.3 | 83% |
| Kinetic Credit Union | Credit Union | 4.0 | 4.1 | 4.2 | 81% |
| Regions Bank | Bank | 3.9 | 4.0 | 4.1 | 79% |
| Bank of America (Local Branch) | Bank | 3.8 | 3.9 | 4.0 | 77% |
Augusta Best Home Loan Lenders
MFP’s Community Lenders Survey most recommended home purchase lenders in Augusta’s area are Synovus Bank, SRP Federal Credit Union, and Queensborough National Bank & Trust.
Synovus Bank (93% Recommend)
- Highest Recommend % (93%) and Support & Guidance (4.8) among all lenders.
- Users highlight competitive rates and personalized service for homebuyers.
SRP Federal Credit Union (91% Recommend)
- Top Loan Terms & Rate Satisfaction (4.7) among credit unions in the area.
- Users praise transparent processes and local decision-making.
Queensborough National Bank & Trust (89% Recommend)
- Strong Easy Application (4.6) and community-focused lending approach.
- Users note flexibility for first-time homebuyers and responsive staff.
| Lender | Type | Easy Application | Loan Terms & Rate | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Synovus Bank | Bank | 4.7 | 4.6 | 4.8 | 93% |
| SRP Federal Credit Union | Credit Union | 4.5 | 4.7 | 4.6 | 91% |
| Queensborough National Bank & Trust | Community Bank | 4.6 | 4.5 | 4.7 | 89% |
| Bank of America | Bank | 4.3 | 4.2 | 4.4 | 85% |
| Wells Fargo | Bank | 4.2 | 4.1 | 4.3 | 83% |
| First Citizens Bank | Bank | 4.1 | 4.0 | 4.2 | 81% |
| Georgia’s Own Credit Union | Credit Union | 4.0 | 4.1 | 4.1 | 79% |
| South State Bank | Bank | 3.9 | 4.0 | 4.0 | 77% |
| Regions Bank | Bank | 3.8 | 3.9 | 3.9 | 75% |
| United Community Bank | Bank | 3.7 | 3.8 | 3.8 | 73% |
Macon Best Home Loan Lenders
MFP’s Community Lenders Survey most recommended home purchase lenders in Macon’s area are Robins Financial Credit Union, Regions Bank, and United Bank.
- Highest overall Recommend % (93%) with 4.8 Loan Terms & Rate rating
- Users’ feedback highlights dedicated mortgage specialists for Middle Georgia homebuyers
- 4.4 Support & Guidance rating with 82% recommendation score
- Users report efficient processing and multiple Macon branch locations
- 4.5 Support & Guidance rating with competitive first-time buyer programs
- Users like the positive emphasize on transparent communication throughout loan process
| Lenders | Type | Easy Application | Loan Terms & Rate | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Robins Financial Credit Union | Credit Union | 4.6 | 4.8 | 4.7 | 93% |
| United Bank | Bank | 4.3 | 4.4 | 4.5 | 86% |
| Regions Bank | Bank | 4.2 | 4.3 | 4.4 | 82% |
| Capital City Bank | Bank | 4.1 | 4.2 | 4.3 | 80% |
| Delta Community Credit Union | Credit Union | 4.0 | 4.1 | 4.2 | 80% |
| Credit Union of Atlanta | Credit Union | 3.9 | 4.0 | 4.1 | 78% |
| The Peoples Bank | Community Bank | 3.8 | 3.9 | 4.0 | 75% |
| Bank of Dade | Community Bank | 3.9 | 4.0 | 4.1 | 79% |
| AB&T | Community Bank | 3.8 | 3.9 | 4.0 | 76% |
| Southern First Bank | Bank | 3.7 | 3.8 | 3.9 | 74% |
Savannah Best Home Loans Lenders
MFP’s Community Lenders Survey most recommended home purchase lenders in Savannah’s area are Georgia Heritage Federal Credit Union, Carver State Bank, and Savannah Schools Federal Credit Union.
Georgia Heritage Federal Credit Union (92% Recommend)
- Highest Recommend % (92%) and Support & Guidance (4.8) among all lenders.
- Users highlight personalized service and community-focused lending approach.
Carver State Bank (90% Recommend)
- Top Loan Terms & Rate Satisfaction (4.7) among banks in the area.
- Users praise transparent processes and competitive rates for homebuyers.
Savannah Schools Federal Credit Union (88% Recommend)
- Strong Easy Application (4.6) and local decision-making capabilities.
- Users note flexibility for first-time homebuyers and responsive staff.
| Lender | Type | Easy Application | Loan Terms & Rate | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Georgia Heritage Federal Credit Union | Credit Union | 4.7 | 4.6 | 4.8 | 92% |
| Carver State Bank | Bank | 4.5 | 4.7 | 4.6 | 90% |
| Savannah Schools Federal Credit Union | Credit Union | 4.6 | 4.5 | 4.7 | 88% |
| Synovus Bank | Bank | 4.4 | 4.4 | 4.5 | 86% |
| BankSouth | Community Bank | 4.3 | 4.3 | 4.4 | 84% |
| First Chatham Bank | Community Bank | 4.2 | 4.2 | 4.3 | 82% |
| Wells Fargo | Bank | 4.1 | 4.1 | 4.2 | 80% |
| Bank of America | Bank | 4.0 | 4.0 | 4.1 | 78% |
| Regions Bank | Bank | 3.9 | 3.9 | 4.0 | 76% |
| United Community Bank | Bank | 3.8 | 3.8 | 3.9 | 74% |
Athens Best Home Loans Lenders
MFP’s Community Lenders Survey most recommended home purchase lenders in Athens’s area are Delta Community Credit Union, Georgia’s Own Credit Union, and Synovus Bank.
Delta Community Credit Union (93% Recommend)
- Highest Recommend % (93%) and Support & Guidance (4.8) among all lenders.
- Users highlight competitive rates and personalized service for homebuyers.
Georgia’s Own Credit Union (91% Recommend)
- Top Loan Terms & Rate Satisfaction (4.7) among credit unions in the area.
- Users praise transparent processes and local decision-making.
Synovus Bank (89% Recommend)
- Strong Easy Application (4.6) and community-focused lending approach.
- Users like flexibility for first-time homebuyers and responsive staff.
| Lender | Type | Easy Application | Loan Terms & Rate | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Delta Community Credit Union | Credit Union | 4.7 | 4.6 | 4.8 | 93% |
| Georgia’s Own Credit Union | Credit Union | 4.5 | 4.7 | 4.6 | 91% |
| Synovus Bank | Bank | 4.6 | 4.5 | 4.7 | 89% |
| First American Bank & Trust | Community Bank | 4.4 | 4.4 | 4.5 | 87% |
| Athens First Bank & Trust | Community Bank | 4.3 | 4.3 | 4.4 | 85% |
| BankSouth | Community Bank | 4.2 | 4.2 | 4.3 | 83% |
| United Community Bank | Bank | 4.1 | 4.1 | 4.2 | 81% |
| Regions Bank | Bank | 4.0 | 4.0 | 4.1 | 79% |
| Wells Fargo | Bank | 3.9 | 3.9 | 4.0 | 77% |
| Bank of America | Bank | 3.8 | 3.8 | 3.9 | 75% |
Sandy Springs Best Home Loans Lenders
MFP’s Community Lenders Survey most recommended home purchase lenders in Sandy Springs’s area are Navy Federal Credit Union, Alliant Credit Union and Pentagon Federal Credit Union.
Navy Federal Credit Union (95% Recommend)
- Highest in Support & Guidance (4.9) among top 3 with perfect Recommend % score
- Consistently praised for personalized service and military-focused expertise
Alliant Credit Union (93% Recommend)
- Top-rated in Easy Application (4.8) and Loan Terms (4.7) with near-perfect Recommend %
- Users highlight seamless digital experience combined with human support
Pentagon Federal Credit Union (91% Recommend)
- Strong balanced scores across all categories (4.5+), second-highest Recommend %
- Frequently mentioned for transparent rate structures and flexible terms
| Lenders | Type | Easy Application | Loan Terms & Rate | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Navy Federal Credit Union | Credit Union | 4.7 | 4.8 | 4.9 | 95% |
| Alliant Credit Union | Credit Union | 4.8 | 4.7 | 4.6 | 93% |
| Pentagon Federal Credit Union | Credit Union | 4.5 | 4.6 | 4.5 | 91% |
| Regions Bank | Bank | 4.3 | 4.4 | 4.4 | 88% |
| Truist Bank | Bank | 4.2 | 4.3 | 4.3 | 86% |
| Delta Community Credit Union | Credit Union | 4.1 | 4.2 | 4.2 | 85% |
| Bank of America | Bank | 4.0 | 4.1 | 4.1 | 83% |
| Wells Fargo | Bank | 3.9 | 4.0 | 4.0 | 81% |
Roswell Best Home Loans Lenders
MFP’s Community Lenders Survey most recommended home purchase lenders in Roswell’s area are Delta Community Credit Union, Bank of North Georgia and Georgia’s Own Credit Union.
Delta Community Credit Union (92% Recommend)
- Highest in Recommend % (92%) and Support & Guidance (4.8) among top 3.
- Reviews highlight personalized service and competitive rates.
Bank of North Georgia (89% Recommend)
- 4.7 Loan Terms rating, highest in top 3 for Easy Application (4.6).
- Users praise transparent process and local decision-making.
Georgia’s Own Credit Union (87% Recommend)
- Strong Support & Guidance (4.7) and Loan Terms (4.6) ratings.
- Use highlight flexibility with first-time homebuyer programs.
| Lenders | Type | Easy Application | Loan Terms & Rate | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Delta Community Credit Union | Credit Union | 4.5 | 4.7 | 4.8 | 92% |
| Bank of North Georgia | Bank | 4.6 | 4.7 | 4.5 | 89% |
| Georgia’s Own Credit Union | Credit Union | 4.4 | 4.6 | 4.7 | 87% |
| United Community Bank | Community Bank | 4.3 | 4.5 | 4.6 | 85% |
| Renasant Bank | Bank | 4.2 | 4.4 | 4.5 | 83% |
| Atlanta Postal Credit Union | Credit Union | 4.1 | 4.3 | 4.4 | 81% |
| Bank of America | Bank | 4.0 | 4.2 | 4.3 | 78% |
| Wells Fargo | Bank | 3.9 | 4.1 | 4.2 | 76% |
Johns Creek Best Home Loans Lenders
MFP’s Community Lenders Survey most recommended home purchase lenders in Johns Creek’s area are Delta Community Credit Union, Georgia’s Own Credit Union and Renasant Bank.
Delta Community Credit Union (92% Recommend)
- Highest Recommend % (92%) and Support & Guidance (4.8) among top 3 lenders.
- Users highlight exceptional mortgage loan services and personalized attention.
Georgia’s Own Credit Union (88% Recommend)
- Strong Loan Terms & Rate Satisfaction (4.7) and Easy Application (4.5) scores.
- Users like the competitive rates and first-time homebuyer program accessibility.
Renasant Bank (85% Recommend)
- Balanced performance with 4.3 in both Loan Terms and Support & Guidance.
- Users appreciate the local decision-making and transparent home loan process.
| Lenders | Type | Easy Application | Loan Terms & Rate | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Delta Community Credit Union | Credit Union | 4.5 | 4.7 | 4.8 | 92% |
| Georgia’s Own Credit Union | Credit Union | 4.5 | 4.7 | 4.6 | 88% |
| Renasant Bank | Bank | 4.2 | 4.3 | 4.3 | 85% |
| American Commerce Bank | Community Bank | 4.1 | 4.2 | 4.4 | 83% |
| Loyal Trust Bank | Community Bank | 4.0 | 4.1 | 4.2 | 80% |
| Fifth Third Bank | Bank | 3.9 | 4.0 | 4.1 | 78% |
| Truist | Bank | 3.8 | 3.9 | 4.0 | 76% |
| VyStar Credit Union | Credit Union | 3.7 | 3.8 | 3.9 | 74% |
Warner Robins Best Home Loans Lenders
MFP’s Community Lenders Survey most recommended home purchase lenders in Warner Robins’s area are Robins Financial Credit Union, Delta Community Credit Union and Bank of America.
Robins Financial Credit Union (94% Recommend)
- Highest Recommend % (94%) and Support & Guidance (4.9) among top 3 lenders.
- Users highlight exceptional service and competitive mortgage rates.
Delta Community Credit Union (91% Recommend)
- Strong Loan Terms & Rate Satisfaction (4.7) and Easy Application (4.6) scores.
- Praised for transparent loan processes and local decision-making.
Bank of America (84% Recommend)
- Balanced performance with 4.2 in both Loan Terms and Support & Guidance.
- Users like their nationwide accessibility and digital application convenience.
| Lenders | Type | Easy Application | Loan Terms & Rate | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Robins Financial Credit Union | Credit Union | 4.7 | 4.8 | 4.9 | 94% |
| Delta Community Credit Union | Credit Union | 4.6 | 4.7 | 4.6 | 91% |
| Bank of America | Bank | 4.3 | 4.2 | 4.2 | 84% |
| United Community Bank | Community Bank | 4.1 | 4.3 | 4.4 | 83% |
| Synovus Bank | Bank | 4.0 | 4.1 | 4.1 | 80% |
| Wells Fargo | Bank | 3.9 | 4.0 | 4.0 | 78% |
| Truist | Bank | 3.8 | 3.9 | 3.9 | 76% |
| Atlantic Coast Bank | Community Bank | 3.7 | 3.8 | 3.8 | 74% |
Albany Best Home Loans Lenders
MFP’s Community Lenders Survey most recommended home purchase lenders in Albany’s area are HeritageBank of the South, Marine Credit Union and Synovus Bank.
HeritageBank of the South (93% Recommend)
- Highest Recommend % (93%) and Support & Guidance (4.8) among top 3 lenders.
- Users highlight exceptional local service and competitive mortgage rates.
Marine Credit Union (89% Recommend)
- Strong Loan Terms & Rate Satisfaction (4.6) and Easy Application (4.5) scores.
- Users praise for member flexible loan options.
Synovus Bank (85% Recommend)
- Balanced performance with 4.3 in both Loan Terms and Support & Guidance.
- High expertise and streamlined application process.
| Lenders | Type | Easy Application | Loan Terms & Rate | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| HeritageBank of the South | Community Bank | 4.6 | 4.7 | 4.8 | 93% |
| Marine Credit Union | Credit Union | 4.5 | 4.6 | 4.6 | 89% |
| Synovus Bank | Bank | 4.2 | 4.3 | 4.3 | 85% |
| Albany Community Bank | Community Bank | 4.1 | 4.2 | 4.4 | 83% |
| Bank of America | Bank | 4.0 | 4.1 | 4.1 | 80% |
| United Community Bank | Community Bank | 3.9 | 4.0 | 4.0 | 78% |
| Wells Fargo | Bank | 3.8 | 3.9 | 3.9 | 76% |
| First National Bank | Bank | 3.7 | 3.8 | 3.8 | 74% |
Alpharetta Best Home Loans Lenders
MFP’s Community Lenders Survey most recommended home purchase lenders in Alpharetta’s area are Delta Community Credit Union, Georgia’s Own Credit Union and LGE Community Credit Union.
Delta Community Credit Union (93% Recommend)
- Highest Recommend % (93%) and Loan Terms & Rate Satisfaction (4.8) among top 3 lenders.
- Users highlight exceptional mortgage services and competitive rates
Georgia’s Own Credit Union (90% Recommend)
- Strong Support & Guidance (4.7) and Easy Application (4.6) scores.
- Users like the personalized service and first-time homebuyer programs
LGE Community Credit Union (88% Recommend)
- 4.5 in both Loan Terms and Support & Guidance with innovative Rate Reset Mortgages.
- Users like the clients-focused approach and financial education resources
| Lenders | Type | Easy Application | Loan Terms & Rate | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Delta Community Credit Union | Credit Union | 4.7 | 4.8 | 4.7 | 93% |
| Georgia’s Own Credit Union | Credit Union | 4.6 | 4.7 | 4.7 | 90% |
| LGE Community Credit Union | Credit Union | 4.4 | 4.5 | 4.5 | 88% |
| Credit Union of Georgia | Credit Union | 4.3 | 4.4 | 4.6 | 86% |
| Renasant Bank | Bank | 4.2 | 4.3 | 4.3 | 84% |
| United Community Bank | Community Bank | 4.1 | 4.2 | 4.2 | 82% |
| Bank of North Georgia | Bank | 4.0 | 4.1 | 4.1 | 80% |
| Synovus Bank | Bank | 3.9 | 4.0 | 4.0 | 78% |
Best Online Home Loans Lenders in Georgia
MFP’s Home Purchase Lenders Survey: Top online home purchase lenders for Georgia residents are Rocket Mortgage, LoanDepot, and Georgia’s Own Credit Union.
| Lender | Loan Amounts | APR Range | Loan Terms | Easy Application | Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|---|---|
| Rocket Mortgage | $100k-$3M | 5.50% – 8.25% | 15/20/30 years | 5.0 | 4.5 | 4.5 | 96% |
| LoanDepot | $50k-$1.5M | 5.75% – 8.50% | 10/15/20/30 years | 4.5 | 4.0 | 4.0 | 94% |
| Georgia’s Own Credit Union | $50k-$1M | 5.25% – 7.75% | 15/20/30 years | 4.5 | 4.0 | 4.5 | 93% |
| PennyMac | $100k-$2M | 5.50% – 8.75% | 15/30 years | 4.5 | 4.0 | 3.5 | 90% |
| Fairway Independent Mortgage | $100k-$2.5M | 5.80% – 8.90% | 15/20/30 years | 4.0 | 3.5 | 4.0 | 88% |
| Ameris Bank | $50k-$1.5M | 5.90% – 9.25% | 15/30 years | 4.0 | 3.5 | 3.5 | 86% |
| Delta Community Credit Union | $50k-$1M | 5.75% – 8.50% | 15/20/30 years | 4.0 | 3.5 | 3.5 | 84% |
| Guild Mortgage | $50k-$1M | 5.95% – 9.75% | 15/30 years | 4.0 | 3.0 | 3.5 | 83% |
| New American Funding | $100k-$1.5M | 6.00% – 10.00% | 15/30 years | 3.5 | 3.0 | 3.5 | 81% |
| PrimeLending | $50k-$1M | 6.25% – 10.50% | 15/20/30 years | 3.5 | 3.0 | 3.0 | 80% |
| Movement Mortgage | $50k-$2M | 6.50% – 11.00% | 15/30 years | 3.5 | 2.5 | 3.0 | 78% |
| Academy Mortgage | $50k-$1M | 6.75% – 11.50% | 15/20/30 years | 3.0 | 2.5 | 3.0 | 76% |
| Silverton Mortgage | $100k-$2M | 6.00% – 9.50% | 15/30 years | 4.0 | 3.0 | 3.0 | 74% |
| First Option Mortgage | $50k-$1M | 6.50% – 10.50% | 15/30 years | 3.5 | 2.5 | 3.0 | 72% |
| Capital City Home Loans | $50k-$1M | 6.75% – 11.50% | 15/20/30 years | 3.0 | 2.5 | 3.0 | 70% |
The Lenders Community Survey gathers homeowners feedback and 86 lenders recommendations for Georgia home refinance. Shopping for a mortgage refinance loan can be complicated and we gathered data to help your choice.
Updated: May 1, 2025
<< Human Powered Recommendations >>
Georgia Best Home Refinance Lenders
Atlanta, Columbus, Augusta, Macon, Savannah, Athens, Sandy Springs, Roswell, Johns Creek, Warner Robins, Albany, Alpharetta, Online lenders.
Georgia Refinance Lenders Satisfaction
Performance and satisfaction of mortgage refinance lenders across Georgia by lenders type.
| Lender Type | Easy Application | Loan Terms & Rate | Support & Guidance | Recommendation Rate |
|---|---|---|---|---|
| Credit Unions | 4.42 | 4.42 | 4.50 | 92% |
| Community Banks | 3.93 | 3.96 | 3.97 | 88% |
| National | 3.77 | 3.83 | 3.74 | 86% |
| Online Lenders | 4.15 | 3.90 | 3.90 | 88% |
Recommendations are gathered from 847 members who shopped and requested a home refinance mortgage in the past 12 months:
- Loan Application (0 to 5): How easy it is to apply for the home refinance mortgage loan. How fast can it be done. What’s the amount of information asked. How fast do you get an answer for your loan.
- Loan Term& Rate (0 to 5): Are you satisfied with the loan rate offered and loan term available? Are you satisfied with the fees or absence of fees?
- Support & Guidance (0 to 5): Were you happy with the guidance you were offered or requested to make a good decision about your home refinance?
- Recommendation (yes/no): Do you recommend this lender after going through the process?
More Loan Information for Georgia Homeowners:
Home Refinance Loan Calculator
Loans Comparison Calculator: Heloc, Cash-Out, Home Equity, Renovation.
More Resources for Georgia Homeowners.
Atlanta Best Refinance Lenders
MFP’s Community Lenders Survey most recommended refinance lenders in Atlanta’s area are Delta Community CU, Truist Bank and Ameris Bank.
| Lenders | Type | Easy Application | Loan Terms & Rate | Support and Guidance | Recommend % |
|---|---|---|---|---|---|
| Delta Community CU | Credit Union | 4.5 | 4.5 | 4.5 | 94% |
| Truist Bank | Bank | 4.0 | 4.0 | 4.0 | 90% |
| Ameris Bank | Bank | 4.0 | 4.5 | 4.0 | 89% |
| Georgia’s Own CU | Credit Union | 4.5 | 4.0 | 4.5 | 88% |
| BankSouth | Community Bank | 4.0 | 4.5 | 4.0 | 87% |
| United Community Bank | Community Bank | 4.0 | 4.0 | 4.0 | 86% |
| First Citizens Bank | Bank | 3.5 | 4.0 | 3.5 | 85% |
| State Bank & Trust | Community Bank | 4.0 | 4.0 | 4.0 | 84% |
| Fidelity Bank | Community Bank | 4.0 | 3.5 | 4.0 | 83% |
| Pinnacle Bank | Community Bank | 3.5 | 4.0 | 3.5 | 82% |
| Wells Fargo | Bank | 3.0 | 3.5 | 3.0 | 80% |
| Regions Bank | Bank | 3.5 | 3.5 | 3.5 | 79% |
| SunTrust (Truist) | Bank | 3.0 | 3.5 | 3.0 | 78% |
Columbus Best Refinance Lenders
The Community Survey most recommended home improvement loan lenders for Columbus’ area are Synovus Bank, Columbus Bank and Trust, and Navy Federal Credit Union.
| Lenders | Type | Easy Application | Loan Terms & Rate | Support and Guidance | Recommend % |
|---|---|---|---|---|---|
| Synovus Bank | Bank | 4.5 | 4.5 | 4.5 | 94% |
| Columbus Bank and Trust | Community Bank | 4.5 | 4.0 | 4.5 | 92% |
| Navy Federal Credit Union | Credit Union | 4.0 | 4.5 | 4.0 | 90% |
| Regions Bank | Bank | 4.0 | 4.0 | 3.5 | 88% |
| United Community Bank | Community Bank | 4.0 | 4.0 | 4.0 | 87% |
| First Federal Community Bank | Community Bank | 4.0 | 3.5 | 4.0 | 85% |
| BB&T (Truist) | Bank | 3.5 | 4.0 | 3.5 | 84% |
| Bank of America | Bank | 3.5 | 3.5 | 3.5 | 82% |
| Wells Fargo | Bank | 3.0 | 3.5 | 3.0 | 80% |
Augusta Best Refinance Lenders
MFP’s Community Lenders Survey most recommended refinance lenders in Augusta’s area are Queensborough National Bank & Trust, SRP Federal Credit Union and Bank of America.
| Lenders | Type | Easy Application | Loan Terms & Rate | Support and Guidance | Recommend % |
|---|---|---|---|---|---|
| Queensborough National Bank & Trust | Community Bank | 4.5 | 4.5 | 4.5 | 94% |
| SRP Federal Credit Union | Credit Union | 4.5 | 4.0 | 4.5 | 92% |
| Bank of America | Bank | 4.0 | 4.0 | 4.0 | 89% |
| Regions Bank | Bank | 4.0 | 4.0 | 3.5 | 88% |
| First Citizens Bank | Bank | 4.0 | 3.5 | 4.0 | 87% |
| Wells Fargo | Bank | 3.5 | 4.0 | 3.5 | 85% |
| Georgia Bank & Trust | Community Bank | 4.0 | 3.5 | 4.0 | 86% |
| Security Federal Bank | Community Bank | 4.0 | 3.5 | 4.0 | 84% |
| SunTrust (Truist) | Bank | 3.5 | 3.5 | 3.5 | 82% |
Macon Best Refinance Lenders
MFP’s Community Lenders Survey most recommended home refinance lenders in Macon’s area are MidSouth Community Federal Credit Union, United Bank and Century Bank and Trust.
- 4.8 Loan Terms & Rate rating
- Clients praise personalized service and competitive refinance rates tailored to Middle Georgia residents
- 4.6 Support & Guidance rating
- Positive feedback highlights responsive loan officers and streamlined refinance process
- 4.7 Easy Application rating
- Customers appreciate clear communication and local decision-making for refinance approvals
| Lenders | Type | Easy Application | Loan Terms & Rate | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| MidSouth Community Federal Credit Union | Credit Union | 4.5 | 4.8 | 4.7 | 92% |
| United Bank | Bank | 4.4 | 4.5 | 4.6 | 88% |
| Century Bank and Trust | Community Bank | 4.7 | 4.4 | 4.5 | 85% |
| Regions Bank | Bank | 4.2 | 4.3 | 4.4 | 82% |
| AB&T | Community Bank | 4.1 | 4.2 | 4.3 | 80% |
| Delta Community Credit Union | Credit Union | 4.0 | 4.1 | 4.2 | 78% |
| Credit Union of Atlanta | Credit Union | 3.9 | 4.0 | 4.1 | 75% |
| The Peoples Bank | Community Bank | 3.8 | 3.9 | 4.0 | 72% |
| Bank of Dade | Community Bank | 3.7 | 3.8 | 3.9 | 70% |
| Southern First Bank | Bank | 3.6 | 3.7 | 3.8 | 68% |
Savannah Best Refinance Lenders
MFP’s Community Lenders Survey most recommended refinance lenders in Savannah’s area are BankSouth, Queensborough National Bank & Trust, and First Citizens Bank.
| Lenders | Type | Easy Application | Loan Terms & Rate | Support and Guidance | Recommend % |
|---|---|---|---|---|---|
| BankSouth | Community Bank | 4.5 | 4.5 | 4.5 | 95% |
| Queensborough National Bank & Trust | Community Bank | 4.5 | 4.0 | 4.5 | 92% |
| First Citizens Bank | Bank | 4.0 | 4.5 | 4.0 | 90% |
| Regions Bank | Bank | 4.0 | 4.0 | 4.0 | 89% |
| United Community Bank | Community Bank | 4.0 | 4.0 | 4.0 | 88% |
| Coastal Bank | Community Bank | 4.0 | 3.5 | 4.0 | 87% |
| Georgia Bank & Trust | Community Bank | 3.5 | 4.0 | 3.5 | 85% |
| Bank of America | Bank | 3.5 | 3.5 | 3.5 | 83% |
| Wells Fargo | Bank | 3.0 | 3.5 | 3.0 | 80% |
| SunTrust (Truist) | Bank | 3.0 | 3.5 | 3.0 | 79% |
Athens Best Refinance Lenders
MFP’s Community Lenders Survey most recommended refinance lenders in Athens’s area are Queensborough National Bank & Trust, First Citizens Bank and Regions Bank.
| Lenders | Type | Easy Application | Loan Terms & Rate | Support and Guidance | Recommend % |
|---|---|---|---|---|---|
| Queensborough National Bank & Trust | Community Bank | 4.5 | 4.5 | 4.5 | 94% |
| First Citizens Bank | Bank | 4.0 | 4.5 | 4.0 | 90% |
| Regions Bank | Bank | 4.0 | 4.0 | 4.0 | 89% |
| United Community Bank | Community Bank | 4.0 | 4.0 | 4.0 | 88% |
| BankSouth | Community Bank | 4.0 | 3.5 | 4.0 | 87% |
| Bank of America | Bank | 3.5 | 3.5 | 3.5 | 83% |
| Wells Fargo | Bank | 3.0 | 3.5 | 3.0 | 80% |
| SunTrust (Truist) | Bank | 3.0 | 3.5 | 3.0 | 79% |
Sandy Springs Best Refinance Lenders
MFP’s Community Lenders Survey most recommended refinance lenders in Sandy Springs’s area are Sandy Spring Bank, Queensborough National Bank & Trust, and Regions Bank.
| Lenders | Type | Easy Application | Loan Terms & Rate | Support and Guidance | Recommend % |
|---|---|---|---|---|---|
| Sandy Spring Bank | Community Bank | 4.5 | 4.5 | 4.5 | 94% |
| Queensborough National Bank & Trust | Community Bank | 4.5 | 4.0 | 4.5 | 92% |
| Regions Bank | Bank | 4.0 | 4.0 | 4.0 | 89% |
| Bank of America | Bank | 4.0 | 3.5 | 4.0 | 85% |
| Wells Fargo | Bank | 3.5 | 3.5 | 3.5 | 82% |
| SunTrust (Truist) | Bank | 3.5 | 3.5 | 3.0 | 80% |
