California homeowners have many resources at their fingertips for home improvements, including renovation loans, repair programs, and energy efficiency upgrades.
First-time buyers have down payment assistance programs available across the state.
Homeowners needing refinancing their mortgage have options helping lower your mortgage rates or access home equity.
For homes needing major repairs, there are programs for roof replacements, window and door upgrades, and other critical home projects.
Home Renovations & Repairs
Homeowners have a multitude of options to to pay for home renovations and improvements. Even if your financial resources are limited, there are programs to help pay home repairs.
Improvement Loans in California
California Home Improvement Lenders
Window & Door Replacement Programs
Roof Replacement Programs
Need a Roofer?
Find our community recommendations for the best roofers in California.
California Home Repair Programs
Find official California home improvement programs by city, county and projects.
Best Home Insurances in California
When you need a little help figuring your home insurance; like if its cost is too high compare to other local homeowners, you can use these community recommendations to compare California home insurers and find costs provided by other californian homeowners.
Most Recommended Refinance Lenders in California
Compare and see the most recommended refinance lenders in the California' 10 biggest metros' area. Find out which banks, credit unions, community banks and online lenders are the Best California Refinance Lenders for a home mortgage.
California Home Equity Loans & HELOCs
Compare California home Equity and Heloc rates, compare options and find advice to use home equity and HELOC for your home project.
California Home Buyers
Many California counties and major cities offer California down payment assistance programs for first-time home buyers. This year survey of 162 local lenders highlighted the best California home loan lenders by our members.
Home Refinancing in California
Best California Refinance Lenders
California : state of home-ownership
About 55% of residents are homeowners for over 14.3 Millions homes and condos. The median house value was $860,000 in 2024.
| County | Number of Homes & Condos | % Owner-Occupied |
|---|---|---|
| California total | 14.3 million | 55% |
| Los Angeles | 3.5 million | 48% |
| San Diego | 1.2 million | 56% |
| Orange | 1.1 million | 60% |
| Riverside | 800,000 | 65% |
| San Bernardino | 700,000 | 63% |
| Santa Clara | 650,000 | 58% |
| Alameda | 600,000 | 55% |
| Sacramento | 550,000 | 59% |
| Contra Costa | 450,000 | 68% |
| Fresno | 350,000 | 57% |
| Ventura | 300,000 | 66% |
| San Francisco | 400,000 | 38% |