Find Kansas car insurance cost for both new and used cars by auto values, deductibles and credit scores. Also see what coverage you need and where you can cut costs without leaving yourself in trouble.
Car insurance in Kansas often costs close to the national average. Drivers here deal with wide-open highways, changing weather, and growing traffic in metro areas that can raise claim costs.
Once ready, see the best local and statewide car insurers.
Curious about car financing? See real Kansas car loan rates shared by our community. Also find Kansas best car loan lenders in your area (community recommended as well).
Kansas’s 25/50/25 Rule: What It Covers
Kansas law requires drivers to carry liability coverage and personal injury protection. These parts of your policy help pay for injuries and damage when a crash happens.
- $25,000 for injuries to one person. This pays for medical bills if you hurt someone in a crash.
- $50,000 for injuries to more than one person in a single crash. This is the total amount your insurance will pay for all injured people combined.
- $25,000 for property damage. This pays to fix or replace what you damage, like another car, a fence, or a building.
- $4,500 in personal injury protection. This helps pay for medical bills for you and your passengers, no matter who caused the crash.
Kansas also requires coverage for injuries caused by uninsured drivers. This helps protect you if the other driver has no insurance.
MFP Tip: High-speed rural crashes can lead to serious injuries. Higher liability limits can protect your savings after a major accident.
Kansas New Car Insurance Costs
Your new auto price depends on the value of your car, how much coverage you choose, and your credit history. New cars often cost more to insure because repairs and replacement parts are more expensive.
| Car Value | Coverage | 750+ (Excellent) |
700–749 (Good) |
650–699 (Fair) |
600–649 (Below Fair) |
|---|---|---|---|---|---|
| Over $60K | Full | $202 | $235 | $257 | $414 |
| Standard | $170 | $198 | $215 | $348 | |
| Liability only | $100 | $116 | $126 | $204 | |
| $40K-$60K | Full | $171 | $199 | $217 | $351 |
| Standard | $142 | $166 | $181 | $292 | |
| Liability only | $85 | $99 | $108 | $175 | |
| $25K-$40K | Full | $150 | $174 | $189 | $306 |
| Standard | $124 | $144 | $157 | $254 | |
| Liability only | $76 | $88 | $96 | $155 | |
| Below $25K | Full | $131 | $153 | $166 | $268 |
| Standard | $108 | $125 | $137 | $221 | |
| Liability only | $67 | $78 | $85 | $137 |
Kansas Used Car Insurance Costs
Used cars may cost less to insure, but dropping coverage for your own car can leave you paying out of pocket after a crash, a theft, or storm damage.
| Car Value | Coverage | 750+ (Excellent) |
700–749 (Good) |
650–699 (Fair) |
600–649 (Below Fair) |
|---|---|---|---|---|---|
| Over $40K | Full | $153 | $178 | $194 | $313 |
| Standard | $128 | $148 | $162 | $261 | |
| Liability only | $76 | $89 | $97 | $156 | |
| $15K-$40K | Full | $128 | $148 | $162 | $261 |
| Standard | $106 | $123 | $134 | $216 | |
| Liability only | $65 | $75 | $82 | $132 | |
| Below $15K | Full | $107 | $125 | $136 | $219 |
| Standard | $87 | $102 | $111 | $179 | |
| Liability only | $55 | $64 | $70 | $113 |
Most insurers group policies into three coverage levels:
- Full: Includes liability plus coverage for damage to your own car, even if you cause the crash or weather damages your vehicle.
- Standard: Higher liability limits than the state minimum, with or without coverage for your own car.
- Liability Only: Covers injuries and damage you cause to others, but not your own car.
How Credit History Influences Kansas Car Insurance Prices
In Kansas, insurers can use your credit history when setting your price. Drivers with strong credit often pay less, while drivers with below-fair credit usually pay much more for the same coverage.
In many cases, a driver with weak credit can pay 50 to 65 percent more than a driver with excellent credit, even if both have similar cars and clean driving records.
MFP Tip: If your credit improves, request a new quote before your renewal date. A better credit history can lead to a lower bill.
Finding the Right Coverage
If you finance or lease a new car, your lender will require coverage that pays to repair or replace your car after a crash or storm. This protects their investment until the loan is paid off.
Gap insurance can help during the early years of a loan. If your car is totaled, it covers the difference between what your car is worth and what you still owe.
For used cars, the 10 percent test can guide your choice. If your yearly coverage cost is more than 10 percent of your car’s value, you may want to keep only liability and drop coverage for your own car.
Why Kansas’s Minimums Can Leave You Paying the Difference
When You Damage Someone’s Property
Many vehicles on Kansas roads cost more than $25,000 to repair. If your limit runs out, the rest of the bill can fall on you.
If You Injure Someone
Medical care and missed work can push costs past $25,000 for a single person. If more than one person is hurt, the $50,000 total limit has to cover everyone.
When an Uninsured Driver Hits You
Coverage for injuries and damage to your own car can help when the other driver cannot pay.
What Shapes Kansas Rates
Kansas uses an at-fault system. The driver who causes the crash is responsible for injuries and damage, which makes strong liability limits more valuable.
Hail, high winds, and winter storms can damage vehicles and lead to claims across the state.
Traffic around Wichita, Topeka, and major routes like I-70 and I-35 raises the chance of minor crashes and repair costs.
How Kansas Drivers Can Bring Their Insurance Costs Down
- Bundle policies. Putting home or renters insurance with the same company can lead to lower prices.
- Take a defensive driving course. Some insurers offer discounts for approved classes.
- Use safe-driver tracking programs. These track how you drive and can lower your rate if you avoid hard braking and late-night trips.
- Compare quotes. Prices can vary widely between companies for the same driver and car.
- Raise your deductible. This is the amount you pay out of pocket before insurance kicks in.
MFP Tip: If you drive long distances across the plains, ask about low-mileage or usage-based discounts.
What to Do After Buying a Car in Kansas
You need insurance in place before you can register your vehicle. Dealers often submit paperwork for new cars, while private sales leave the steps to you.
Registration and title work go through the Kansas Department of Revenue. New residents and in-state buyers have a short window to complete the process.
Review your coverage once a year. As your car’s value drops, you may be able to adjust your policy and lower your costs.
Kansas Best Car Insurance
Find Kansas best local insurers by metro areas based on community recommendations
Wichita, Overlandpark, Kansascity, Olathe, Topeka, Lawrence, Shawnee, Lenexa, Manhattan, Salina
Wichita Best Car Insurers
MFP’s Community Car Insurance Survey most recommended auto insurance companies in Wichita’s area are Andre Hale, agent, State Farm, David Curry, agent, State Farm and Jim Morgan, agent, State Farm.
Andre Hale, agent, State Farm (88% Recommend)
- Leads the Wichita table with 4.8 Easy Application, 4.6 Terms & Premium Satisfaction, and the highest 4.8 Support & Guidance score among the top 3.
- Customer feedback points to responsive local help, clear coverage explanations, and a smooth quote process for drivers comparing car insurance.
David Curry, agent, State Farm (87% Recommend)
- Ranks second with 4.7 Easy Application, 4.6 Terms & Premium Satisfaction, and 4.7 Support & Guidance, just 1 point below Andre Hale.
- Drivers respond well to the local office’s car insurance focus, quote access, and help reviewing coverage choices.
Jim Morgan, agent, State Farm (85% Recommend)
- Earns 4.6 Easy Application and 4.6 Support & Guidance, keeping it within 3 Recommend % points of the top Wichita option.
- Customer feedback supports a strong local-agent experience for drivers who want direct help with coverage and pricing questions.
| Insurer | Type | Easy Application | Terms & Premium Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Andre Hale, agent, State Farm | Insurer | 4.8 | 4.6 | 4.8 | 88% |
| David Curry, agent, State Farm | Insurer | 4.7 | 4.6 | 4.7 | 87% |
| Jim Morgan, agent, State Farm | Insurer | 4.6 | 4.5 | 4.6 | 85% |
| Scott Forester, agent, State Farm | Insurer | 4.5 | 4.5 | 4.6 | 84% |
| Sean Tarbell, agent, State Farm | Insurer | 4.5 | 4.4 | 4.6 | 83% |
| ICT Insurance Group | Agency | 4.4 | 4.4 | 4.7 | 82% |
| Eck Agency | Agency | 4.3 | 4.4 | 4.6 | 81% |
| Farm Bureau Financial Services | Insurer | 4.4 | 4.5 | 4.4 | 80% |
| American Family Insurance | Insurer | 4.4 | 4.3 | 4.3 | 79% |
| Shelter Insurance | Insurer | 4.2 | 4.3 | 4.4 | 78% |
| Progressive | Insurer | 4.6 | 4.1 | 4.0 | 77% |
| Auto-Owners Insurance | Insurer | 4.2 | 4.3 | 4.2 | 76% |
| Allstate | Insurer | 4.3 | 4.0 | 4.1 | 75% |
| Farmers Insurance | Insurer | 4.2 | 4.0 | 4.1 | 74% |
| GEICO | Insurer | 4.5 | 3.9 | 3.8 | 72% |
Overlandpark Best Car Insurers
MFP’s Community Car Insurance Survey most recommended auto insurance companies in Overland Park’s area are Greg Aldridge, agent, State Farm, Blue Valley Insurance Agency and Bridget Meyer, agent, State Farm.
Greg Aldridge, agent, State Farm (88% Recommend)
- Ranks first with 4.7 Easy Application, 4.6 Terms & Premium Satisfaction, and the highest 4.8 Support & Guidance score among the top 3.
- Customer feedback supports a strong local-agent service model with clear coverage guidance and responsive support.
Blue Valley Insurance Agency (85% Recommend)
- Scores 4.5 Easy Application and 4.8 Support & Guidance, tying Greg Aldridge for the highest top-3 guidance score.
- Drivers benefit from its independent-agency model, especially when comparing coverage options across carriers.
Bridget Meyer, agent, State Farm (84% Recommend)
- Earns 4.6 Easy Application and 4.6 Support & Guidance, placing 4 Recommend % points below the top Overland Park option.
- Customer feedback points to useful local help, straightforward quote access, and dependable policy support.
| Insurer | Type | Easy Application | Terms & Premium Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Greg Aldridge, agent, State Farm | Insurer | 4.7 | 4.6 | 4.8 | 88% |
| Blue Valley Insurance Agency | Agency | 4.5 | 4.5 | 4.8 | 85% |
| Bridget Meyer, agent, State Farm | Insurer | 4.6 | 4.4 | 4.6 | 84% |
| Isaac Gray, agent, State Farm | Insurer | 4.5 | 4.4 | 4.6 | 83% |
| Miles Finch, agent, State Farm | Insurer | 4.5 | 4.3 | 4.5 | 81% |
| Paul Binner, agent, Allstate | Insurer | 4.5 | 4.1 | 4.4 | 80% |
| Farm Bureau Financial Services | Insurer | 4.4 | 4.5 | 4.3 | 79% |
| American Family Insurance | Insurer | 4.3 | 4.2 | 4.2 | 77% |
| Progressive | Insurer | 4.6 | 4.1 | 4.0 | 76% |
| Allstate | Insurer | 4.3 | 4.0 | 4.1 | 74% |
Kansascity Best Car Insurers
MFP’s Community Car Insurance Survey most recommended auto insurance companies in Kansas City’s area are Mario Giraldo, agent, State Farm, Don Swanson, agent, State Farm and Jane Webb, agent, State Farm.
Mario Giraldo, agent, State Farm (87% Recommend)
- Ranks first with 4.7 Easy Application, 4.5 Terms & Premium Satisfaction, and the highest 4.8 Support & Guidance score among the top 3.
- Customer feedback supports responsive local help, clear communication, and strong support for Kansas City drivers reviewing coverage.
Don Swanson, agent, State Farm (85% Recommend)
- Scores 4.6 Easy Application, 4.5 Terms & Premium Satisfaction, and 4.7 Support & Guidance, 2 points behind Mario Giraldo.
- Drivers respond well to the office’s local service model and help choosing auto insurance that fits their needs.
Jane Webb, agent, State Farm (83% Recommend)
- Earns 4.5 Easy Application and 4.6 Support & Guidance, while trailing Don Swanson by 2 Recommend % points.
- Customer feedback supports clear policy help and dependable follow-through for local auto insurance questions.
| Insurer | Type | Easy Application | Terms & Premium Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Mario Giraldo, agent, State Farm | Insurer | 4.7 | 4.5 | 4.8 | 87% |
| Don Swanson, agent, State Farm | Insurer | 4.6 | 4.5 | 4.7 | 85% |
| Jane Webb, agent, State Farm | Insurer | 4.5 | 4.4 | 4.6 | 83% |
| Kyle Wright, agent, State Farm | Insurer | 4.5 | 4.3 | 4.6 | 82% |
| Smart Insurance Agency | Agency | 4.4 | 4.4 | 4.7 | 82% |
| KC Insurance Group | Agency | 4.3 | 4.4 | 4.6 | 80% |
| Farm Bureau Financial Services | Insurer | 4.4 | 4.5 | 4.3 | 79% |
| American Family Insurance | Insurer | 4.4 | 4.2 | 4.2 | 77% |
| Shelter Insurance | Insurer | 4.2 | 4.3 | 4.3 | 77% |
| Progressive | Insurer | 4.6 | 4.1 | 4.0 | 76% |
| Auto-Owners Insurance | Insurer | 4.2 | 4.3 | 4.2 | 76% |
| Allstate | Insurer | 4.3 | 4.0 | 4.1 | 74% |
| Farmers Insurance | Insurer | 4.2 | 4.0 | 4.1 | 73% |
| Nationwide | Insurer | 4.3 | 4.1 | 4.1 | 73% |
| GEICO | Insurer | 4.5 | 3.9 | 3.8 | 72% |
Olathe Best Car Insurers
MFP’s Community Car Insurance Survey most recommended auto insurance companies in Olathe’s area are Victor Kim, agent, State Farm, Jim Martin, agent, State Farm and Kevin Hale, agent, State Farm.
Victor Kim, agent, State Farm (87% Recommend)
- Leads Olathe with 4.7 Easy Application, 4.5 Terms & Premium Satisfaction, and 4.8 Support & Guidance, the highest guidance score among the top 3.
- Customer feedback supports a clear local quote process and strong help for drivers reviewing car insurance options.
Jim Martin, agent, State Farm (85% Recommend)
- Scores 4.6 Easy Application and 4.6 Support & Guidance, 2 Recommend % points behind Victor Kim.
- Drivers respond well to the office’s local coverage support and direct assistance with auto insurance questions.
Kevin Hale, agent, State Farm (84% Recommend)
- Earns 4.6 Easy Application and 4.5 Support & Guidance, while matching Jim Martin’s 4.4 Terms & Premium Satisfaction score.
- Customer feedback points to helpful staff and a straightforward local service experience.
| Insurer | Type | Easy Application | Terms & Premium Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Victor Kim, agent, State Farm | Insurer | 4.7 | 4.5 | 4.8 | 87% |
| Jim Martin, agent, State Farm | Insurer | 4.6 | 4.4 | 4.6 | 85% |
| Kevin Hale, agent, State Farm | Insurer | 4.6 | 4.4 | 4.5 | 84% |
| Kaleb Hale, agent, State Farm | Insurer | 4.5 | 4.4 | 4.5 | 83% |
| Harlan Parker, agent, State Farm | Insurer | 4.4 | 4.4 | 4.6 | 81% |
| Debbie Swinney, agent, State Farm | Insurer | 4.4 | 4.3 | 4.5 | 80% |
| Farm Bureau Financial Services | Insurer | 4.4 | 4.5 | 4.3 | 79% |
| American Family Insurance | Insurer | 4.3 | 4.2 | 4.2 | 77% |
| Progressive | Insurer | 4.6 | 4.1 | 4.0 | 76% |
| Allstate | Insurer | 4.3 | 4.0 | 4.1 | 74% |
Topeka Best Car Insurers
MFP’s Community Car Insurance Survey most recommended auto insurance companies in Topeka’s area are Andy Linton, agent, State Farm, Joe Gutierrez, agent, State Farm and Lynette Hudson, agent, State Farm.
Andy Linton, agent, State Farm (86% Recommend)
- Ranks first with 4.6 Easy Application, 4.5 Terms & Premium Satisfaction, and 4.8 Support & Guidance, the highest Support & Guidance score among the top 3.
- Customer feedback supports personalized service, clear coverage help, and dependable local support for auto insurance shoppers.
Joe Gutierrez, agent, State Farm (84% Recommend)
- Scores 4.5 Easy Application and 4.6 Support & Guidance, 2 points behind Andy Linton in Recommend %.
- Drivers respond well to the office’s quote access and direct support with car insurance questions.
Lynette Hudson, agent, State Farm (83% Recommend)
- Earns 4.5 Easy Application and 4.6 Support & Guidance, matching Joe Gutierrez on guidance while trailing by 1 Recommend % point.
- Customer feedback points to attentive service and clear help reviewing coverage needs.
| Insurer | Type | Easy Application | Terms & Premium Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Andy Linton, agent, State Farm | Insurer | 4.6 | 4.5 | 4.8 | 86% |
| Joe Gutierrez, agent, State Farm | Insurer | 4.5 | 4.4 | 4.6 | 84% |
| Lynette Hudson, agent, State Farm | Insurer | 4.5 | 4.4 | 4.6 | 83% |
| Ryan Mohwinkle, agent, State Farm | Insurer | 4.4 | 4.4 | 4.6 | 82% |
| David Hines, agent, State Farm | Insurer | 4.4 | 4.3 | 4.5 | 80% |
| Farm Bureau Financial Services | Insurer | 4.4 | 4.5 | 4.3 | 79% |
| American Family Insurance | Insurer | 4.3 | 4.2 | 4.2 | 77% |
| Shelter Insurance | Insurer | 4.2 | 4.3 | 4.3 | 76% |
| Progressive | Insurer | 4.6 | 4.1 | 4.0 | 75% |
| Allstate | Insurer | 4.3 | 4.0 | 4.1 | 73% |
Lawrence Best Car Insurers
MFP’s Community Car Insurance Survey most recommended auto insurance companies in Lawrence’s area are Kurt Goeser, agent, State Farm, Justin Holt, agent, State Farm and Rochelle Tramp, agent, State Farm.
Kurt Goeser, agent, State Farm (86% Recommend)
- Ranks first with 4.6 Easy Application, 4.5 Terms & Premium Satisfaction, and 4.8 Support & Guidance, the highest guidance score among the top 3.
- Customer feedback supports helpful local service, clear communication, and strong support for drivers reviewing coverage.
Justin Holt, agent, State Farm (84% Recommend)
- Scores 4.5 Easy Application and 4.6 Support & Guidance, 2 Recommend % points behind Kurt Goeser.
- Drivers respond well to the office’s local quote access and assistance with choosing car insurance.
Rochelle Tramp, agent, State Farm (83% Recommend)
- Earns 4.5 Easy Application, 4.4 Terms & Premium Satisfaction, and 4.6 Support & Guidance, matching Justin Holt on guidance.
- Customer feedback points to patient explanations and dependable local policy support.
| Insurer | Type | Easy Application | Terms & Premium Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Kurt Goeser, agent, State Farm | Insurer | 4.6 | 4.5 | 4.8 | 86% |
| Justin Holt, agent, State Farm | Insurer | 4.5 | 4.4 | 4.6 | 84% |
| Rochelle Tramp, agent, State Farm | Insurer | 4.5 | 4.4 | 4.6 | 83% |
| Chris Munk, agent, State Farm | Insurer | 4.4 | 4.3 | 4.5 | 81% |
| Charlton Manley Insurance | Agency | 4.3 | 4.4 | 4.6 | 80% |
| Farm Bureau Financial Services | Insurer | 4.4 | 4.5 | 4.3 | 79% |
| American Family Insurance | Insurer | 4.3 | 4.2 | 4.2 | 77% |
| Progressive | Insurer | 4.6 | 4.1 | 4.0 | 75% |
| Allstate | Insurer | 4.3 | 4.0 | 4.1 | 73% |
| Farmers Insurance | Insurer | 4.2 | 4.0 | 4.1 | 72% |
Shawnee Best Car Insurers
MFP’s Community Car Insurance Survey most recommended auto insurance companies in Shawnee’s area are Nick Reed, agent, State Farm, Erin Barrett, agent, State Farm and John Wills, agent, State Farm.
Nick Reed, agent, State Farm (86% Recommend)
- Ranks first with 4.6 Easy Application, 4.5 Terms & Premium Satisfaction, and 4.8 Support & Guidance, the highest Support & Guidance among the top 3.
- Customer feedback supports experienced local help, clear coverage explanations, and hands-on auto insurance guidance.
Erin Barrett, agent, State Farm (84% Recommend)
- Scores 4.5 Easy Application and 4.6 Support & Guidance, 2 points behind Nick Reed in Recommend %.
- Drivers respond well to local service, quote access, and coverage support from the office.
John Wills, agent, State Farm (82% Recommend)
- Earns 4.5 Easy Application and 4.5 Support & Guidance, trailing Erin Barrett by 2 Recommend % points.
- Customer feedback points to useful help reviewing policy choices and clear support for Shawnee drivers.
| Insurer | Type | Easy Application | Terms & Premium Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Nick Reed, agent, State Farm | Insurer | 4.6 | 4.5 | 4.8 | 86% |
| Erin Barrett, agent, State Farm | Insurer | 4.5 | 4.4 | 4.6 | 84% |
| John Wills, agent, State Farm | Insurer | 4.5 | 4.3 | 4.5 | 82% |
| Mark Elling, agent, State Farm | Insurer | 4.4 | 4.3 | 4.5 | 81% |
| Farm Bureau Financial Services | Insurer | 4.4 | 4.5 | 4.3 | 79% |
| American Family Insurance | Insurer | 4.3 | 4.2 | 4.2 | 77% |
| Progressive | Insurer | 4.6 | 4.1 | 4.0 | 75% |
| Allstate | Insurer | 4.3 | 4.0 | 4.1 | 73% |
Lenexa Best Car Insurers
MFP’s Community Car Insurance Survey most recommended auto insurance companies in Lenexa’s area are Greg Aldridge, agent, State Farm, Kelsey Ballard, agent, State Farm and Mel Hawk, agent, State Farm.
Greg Aldridge, agent, State Farm (88% Recommend)
- Leads Lenexa with 4.7 Easy Application, 4.6 Terms & Premium Satisfaction, and 4.8 Support & Guidance, the highest top-3 guidance score.
- Customer feedback supports experienced local support, clear coverage education, and strong help for drivers comparing policies.
Kelsey Ballard, agent, State Farm (84% Recommend)
- Scores 4.5 Easy Application and 4.6 Support & Guidance, 4 Recommend % points below Greg Aldridge.
- Drivers respond well to attentive staff support and clear help choosing the right coverage.
Mel Hawk, agent, State Farm (82% Recommend)
- Earns 4.4 Easy Application and 4.5 Support & Guidance, while matching Kelsey Ballard’s 4.4 Terms & Premium Satisfaction score.
- Customer feedback points to a dependable local service experience and useful help with car insurance questions.
| Insurer | Type | Easy Application | Terms & Premium Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Greg Aldridge, agent, State Farm | Insurer | 4.7 | 4.6 | 4.8 | 88% |
| Kelsey Ballard, agent, State Farm | Insurer | 4.5 | 4.4 | 4.6 | 84% |
| Mel Hawk, agent, State Farm | Insurer | 4.4 | 4.4 | 4.5 | 82% |
| Farm Bureau Financial Services | Insurer | 4.4 | 4.5 | 4.3 | 79% |
| American Family Insurance | Insurer | 4.3 | 4.2 | 4.2 | 77% |
| Progressive | Insurer | 4.6 | 4.1 | 4.0 | 75% |
| Allstate | Insurer | 4.3 | 4.0 | 4.1 | 73% |
| Farmers Insurance | Insurer | 4.2 | 4.0 | 4.1 | 72% |
Manhattan Best Car Insurers
MFP’s Community Car Insurance Survey most recommended auto insurance companies in Manhattan’s area are Karl Kunz, agent, State Farm, Kevin Bryant, agent, State Farm and Josh Salmans, agent, State Farm.
Karl Kunz, agent, State Farm (85% Recommend)
- Ranks first with 4.6 Easy Application, 4.5 Terms & Premium Satisfaction, and 4.7 Support & Guidance, the highest guidance score among the top 3.
- Customer feedback supports experienced local service and useful coverage help for Manhattan drivers.
Kevin Bryant, agent, State Farm (83% Recommend)
- Scores 4.5 Easy Application and 4.6 Support & Guidance, 2 Recommend % points below Karl Kunz.
- Drivers respond well to local quote access and direct help understanding policy choices.
Josh Salmans, agent, State Farm (82% Recommend)
- Earns 4.5 Easy Application and 4.5 Support & Guidance, while matching Kevin Bryant’s 4.4 Terms & Premium Satisfaction score.
- Customer feedback points to helpful local service and steady support for auto insurance questions.
| Insurer | Type | Easy Application | Terms & Premium Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Karl Kunz, agent, State Farm | Insurer | 4.6 | 4.5 | 4.7 | 85% |
| Kevin Bryant, agent, State Farm | Insurer | 4.5 | 4.4 | 4.6 | 83% |
| Josh Salmans, agent, State Farm | Insurer | 4.5 | 4.4 | 4.5 | 82% |
| Gene Warren, agent, State Farm | Insurer | 4.4 | 4.3 | 4.5 | 80% |
| Farm Bureau Financial Services | Insurer | 4.4 | 4.5 | 4.3 | 79% |
| American Family Insurance | Insurer | 4.3 | 4.2 | 4.2 | 76% |
Salina Best Car Insurers
MFP’s Community Car Insurance Survey most recommended auto insurance companies in Salina’s area are Bill Roberts, agent, State Farm, Bary Martin, agent, State Farm and Robert Pruett, agent, State Farm.
Bill Roberts, agent, State Farm (86% Recommend)
- Ranks first with 4.6 Easy Application, 4.5 Terms & Premium Satisfaction, and 4.8 Support & Guidance, the highest Support & Guidance among the top 3.
- Customer feedback supports strong local help, clear coverage explanations, and dependable support for car insurance shoppers.
Bary Martin, agent, State Farm (84% Recommend)
- Scores 4.5 Easy Application and 4.6 Support & Guidance, 2 Recommend % points below Bill Roberts.
- Drivers respond well to personalized local service and help reviewing auto, home, and related coverage needs.
Robert Pruett, agent, State Farm (82% Recommend)
- Earns 4.4 Easy Application and 4.6 Support & Guidance, matching Bary Martin’s guidance score while trailing by 2 Recommend % points.
- Customer feedback supports experienced local service and practical help with auto insurance questions.
| Insurer | Type | Easy Application | Terms & Premium Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Bill Roberts, agent, State Farm | Insurer | 4.6 | 4.5 | 4.8 | 86% |
| Bary Martin, agent, State Farm | Insurer | 4.5 | 4.4 | 4.6 | 84% |
| Robert Pruett, agent, State Farm | Insurer | 4.4 | 4.4 | 4.6 | 82% |
| Clay Walter, agent, State Farm | Insurer | 4.4 | 4.3 | 4.5 | 80% |
| Farm Bureau Financial Services | Insurer | 4.4 | 4.5 | 4.3 | 79% |
| American Family Insurance | Insurer | 4.3 | 4.2 | 4.2 | 76% |
End Note
Meeting the legal minimum keeps you driving, but severe weather, high-speed highways, and uninsured drivers can lead to bills that go beyond those limits.
Match your coverage to what you own and what a real crash can cost in Kansas, not just what the law requires.