Find Arkansas car insurance cost for both new and used cars by auto values, deductibles and credit scores. Also see what coverage you need and where you can cut costs without leaving yourself in trouble.
Car insurance in Arkansas often costs close to the national average. Drivers here deal with long rural highways, growing metro traffic, and storm risks that raise claim costs.
Once ready, see the best local and statewide car insurers.
Arkansas’s 25/50/25 Rule: What It Covers
Arkansas New Car Insurance Costs
Arkansas Used Car Insurance Costs
How Credit History Influences Arkansas Car Insurance Prices
Why Arkansas’s Minimums Can Leave You Paying the Difference
How Arkansas Drivers Can Bring Their Insurance Costs Down
Curious about car financing? See real Arkansas car loan rates shared by our community. Also find Arkansas Best car loan lenders in your area (also community recommended).
Arkansas’s 25/50/25 Rule: What It Covers
Arkansas law requires drivers to carry liability coverage. This part of your policy pays for injuries and damage you cause to others in a crash.
- $25,000 for injuries to one person. This pays for medical bills if you hurt someone in a crash.
- $50,000 for injuries to more than one person in a single crash. This is the total amount your insurance will pay for all injured people combined.
- $25,000 for property damage. This pays to fix or replace what you damage, like another car, a fence, or a building.
Arkansas does not require coverage for injuries caused by uninsured drivers. You can add this protection to help cover costs if the other driver has no insurance.
MFP Tip: Rural crashes can involve higher speeds. Higher liability limits can protect you from large medical bills after a serious accident.
Arkansas New Car Insurance Costs
Your new car insurance price depends on the value of your car, how much coverage you choose, and your credit history. New cars often cost more to insure because repairs and replacement parts are more expensive.
| Car Value | Coverage | 750+ (Excellent) |
700–749 (Good) |
650–699 (Fair) |
600–649 (Below Fair) |
|---|---|---|---|---|---|
| Over $60K | Full | $202 | $235 | $257 | $414 |
| Standard | $170 | $198 | $215 | $348 | |
| Liability only | $96 | $112 | $122 | $197 | |
| $40K-$60K | Full | $171 | $199 | $217 | $351 |
| Standard | $142 | $166 | $181 | $292 | |
| Liability only | $82 | $95 | $104 | $168 | |
| $25K-$40K | Full | $150 | $174 | $189 | $306 |
| Standard | $124 | $144 | $157 | $254 | |
| Liability only | $73 | $85 | $92 | $149 | |
| Below $25K | Full | $131 | $153 | $166 | $268 |
| Standard | $108 | $125 | $137 | $221 | |
| Liability only | $64 | $75 | $81 | $131 |
Arkansas Used Car Insurance Costs
Used cars may cost less to insure, but dropping coverage for your own car can leave you paying out of pocket after a crash, a theft, or storm damage.
| Car Value | Coverage | 750+ (Excellent) |
700–749 (Good) |
650–699 (Fair) |
600–649 (Below Fair) |
|---|---|---|---|---|---|
| Over $40K | Full | $153 | $178 | $194 | $313 |
| Standard | $128 | $148 | $162 | $261 | |
| Liability only | $74 | $85 | $93 | $150 | |
| $15K-$40K | Full | $128 | $148 | $162 | $261 |
| Standard | $106 | $123 | $134 | $216 | |
| Liability only | $62 | $72 | $79 | $127 | |
| Below $15K | Full | $107 | $125 | $136 | $219 |
| Standard | $87 | $102 | $111 | $179 | |
| Liability only | $53 | $62 | $67 | $108 |
Most insurers group policies into three coverage levels:
- Full: Includes liability plus coverage for damage to your own car, even if you cause the crash or weather damages your vehicle.
- Standard: Higher liability limits than the state minimum, with or without coverage for your own car.
- Liability Only: Covers injuries and damage you cause to others, but not your own car.
How Credit History Influences Arkansas Car Insurance Prices
In Arkansas, insurers can use your credit history when setting your price. Drivers with strong credit often pay less, while drivers with below-fair credit usually pay much more for the same coverage.
In many cases, a driver with weak credit can pay 50 to 65 percent more than a driver with excellent credit, even if both have similar cars and clean driving records.
MFP Tip: If your credit improves, request a new quote before your renewal date. A better credit history can lead to a lower bill.
Finding the Right Coverage
If you finance or lease a new car, your lender will require coverage that pays to repair or replace your car after a crash or storm. This protects their investment until the loan is paid off.
Gap insurance can help during the early years of a loan. If your car is totaled, it covers the difference between what your car is worth and what you still owe.
For used cars, the 10 percent test can guide your choice. If your yearly coverage cost is more than 10 percent of your car’s value, you may want to keep only liability and drop coverage for your own car.
Why Arkansas’s Minimums Can Leave You Paying the Difference
When You Damage Someone’s Property
Many vehicles on Arkansas roads cost more than $25,000 to repair. If your limit runs out, the rest of the bill can fall on you.
If You Injure Someone
Medical care and missed work can push costs past $25,000 for a single person. If more than one person is hurt, the $50,000 total limit has to cover everyone.
When an Uninsured Driver Hits You
Coverage for injuries and damage to your own car can help when the other driver cannot pay.
What Shapes Arkansas Rates
Arkansas uses an at-fault system. The driver who causes the crash is responsible for injuries and damage, which makes strong liability limits more valuable.
Heavy rain, hail, and severe storms can damage vehicles and lead to claims across the state.
Traffic around Little Rock and major routes like I-40 and I-30 raises the chance of minor crashes and repair costs.
How Arkansas Drivers Can Bring Their Insurance Costs Down
- Bundle policies. Putting home or renters insurance with the same company can lead to lower prices.
- Take a defensive driving course. Some insurers offer discounts for approved classes.
- Use safe-driver tracking programs. These track how you drive and can lower your rate if you avoid hard braking and late-night trips.
- Compare quotes. Prices can vary widely between companies for the same driver and car.
- Raise your deductible. This is the amount you pay out of pocket before insurance kicks in.
MFP Tip: If you park in a garage during storm season, let your insurer know. Protected parking can lower the chance of weather-related claims.
What to Do After Buying a Car in Arkansas
You need insurance in place before you can register your vehicle. Dealers often submit paperwork for new cars, while private sales leave the steps to you.
Registration and title work go through the Arkansas Department of Finance and Administration. New residents and in-state buyers have a short window to complete the process.
Review your coverage once a year. As your car’s value drops, you may be able to adjust your policy and lower your costs.
Arkansas Best Car Insurance
Find Arkansas best local insurers by metro areas, and online, based on community recommendations
Little Rock, Fort Smith, Fayetteville, Springdale, Jonesboro, North Little Rock, Conway, Rogers, Bentonville, Pine Bluff
Little Rock Best Car Insurers
MFP’s Community Car Insurance Survey most recommended auto insurance companies in Little Rock’s area are G&G Insurance, Chenal Insurance and Brad Barnett Insurance Agency.
G&G Insurance (91% Recommend)
- G&G Insurance ranks first with a 4.9 Support & Guidance rating and a 4.8 Easy Application score, the strongest combined ease-and-guidance profile among the top 3.
- Customer feedback and agency signals point to strong local service, simple quote help, and useful comparison guidance for Little Rock drivers.
Chenal Insurance (90% Recommend)
- Chenal Insurance ranks second with a 4.9 Support & Guidance rating and a 4.8 Terms & Premium Satisfaction score, matching G&G on support while leading on premium satisfaction.
- Customer feedback and agency signals support knowledgeable local help, independent carrier comparison, and practical coverage guidance.
Brad Barnett Insurance Agency (89% Recommend)
- Brad Barnett Insurance Agency ranks third with a 4.8 Support & Guidance rating and a 4.7 Easy Application score, placing close to Chenal on service and ease.
- Customer feedback and agency signals point to long-running Little Rock service, clear quote support, and dependable help comparing auto insurance options.
| Insurer | Type | Easy Application | Terms & Premium Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| G&G Insurance | Agency | 4.8 | 4.8 | 4.9 | 91% |
| Chenal Insurance | Agency | 4.7 | 4.8 | 4.9 | 90% |
| Brad Barnett Insurance Agency | Agency | 4.7 | 4.7 | 4.8 | 89% |
| Gleason Insurance, LLC | Agency | 4.7 | 4.7 | 4.8 | 88% |
| Zach Johnson, agent, State Farm | Insurer | 4.7 | 4.6 | 4.8 | 88% |
| Matt McCarty, agent, State Farm | Insurer | 4.7 | 4.6 | 4.7 | 87% |
| Sherman Lewis, agent, State Farm | Insurer | 4.6 | 4.6 | 4.7 | 86% |
| Whitney Owens, agent, State Farm | Insurer | 4.6 | 4.5 | 4.7 | 86% |
| Ben Owens, agent, State Farm | Insurer | 4.6 | 4.5 | 4.6 | 85% |
| Charlotte Potts, agent, State Farm | Insurer | 4.5 | 4.5 | 4.6 | 85% |
| Andre Pendleton, agent, State Farm | Insurer | 4.5 | 4.4 | 4.6 | 84% |
| Don Barrow, agent, State Farm | Insurer | 4.5 | 4.4 | 4.6 | 84% |
| Sunstar Insurance Group | Agency | 4.5 | 4.4 | 4.5 | 83% |
| Allstate | Insurer | 4.5 | 4.3 | 4.4 | 82% |
| GEICO | Insurer | 4.7 | 4.3 | 4.2 | 81% |
Fort Smith Best Car Insurers
MFP’s Community Car Insurance Survey most recommended auto insurance companies in Fort Smith’s area are Allstate Insurance Services, Arvid Bean, agent, State Farm and Keith Hurst, agent, State Farm.
Allstate Insurance Services (90% Recommend)
- Allstate Insurance Services ranks first with a 4.8 Support & Guidance rating and a 4.8 Easy Application score, the strongest combined ease-and-support profile among the top 3.
- Customer feedback and local agency signals point to accessible quote help, dependable service, and clear support for Fort Smith drivers.
Arvid Bean, agent, State Farm (89% Recommend)
- Arvid Bean ranks second with a 4.8 Support & Guidance rating and a 4.7 Terms & Premium Satisfaction score, placing close to Allstate Insurance Services on support and value.
- Customer feedback and local agent signals support experienced service, clear coverage help, and strong auto insurance guidance.
Keith Hurst, agent, State Farm (88% Recommend)
- Keith Hurst ranks third with a 4.7 Easy Application rating and a 4.8 Support & Guidance rating, matching Arvid Bean on support.
- Customer feedback and local office signals point to responsive communication, useful policy help, and a smooth car insurance quote process.
| Insurer | Type | Easy Application | Terms & Premium Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Allstate Insurance Services | Insurer | 4.8 | 4.7 | 4.8 | 90% |
| Arvid Bean, agent, State Farm | Insurer | 4.7 | 4.7 | 4.8 | 89% |
| Keith Hurst, agent, State Farm | Insurer | 4.7 | 4.6 | 4.8 | 88% |
| Heath Roberts, agent, State Farm | Insurer | 4.7 | 4.6 | 4.7 | 87% |
| Scot Shaw, agent, State Farm | Insurer | 4.6 | 4.6 | 4.7 | 86% |
| Brad Thomas, agent, State Farm | Insurer | 4.6 | 4.5 | 4.7 | 86% |
| Sean Whetstone, agent, State Farm | Insurer | 4.6 | 4.5 | 4.6 | 85% |
| Brown-Hiller-Clark & Associates | Agency | 4.5 | 4.5 | 4.6 | 85% |
| Meadors Adams & Lee Insurance | Agency | 4.5 | 4.4 | 4.6 | 84% |
| GEICO | Insurer | 4.7 | 4.3 | 4.2 | 81% |
Fayetteville Best Car Insurers
MFP’s Community Car Insurance Survey most recommended auto insurance companies in Fayetteville’s area are OZK Insurance, Alex Baldwin, agent, State Farm and Ryan Siebenmorgen, agent, State Farm.
OZK Insurance (91% Recommend)
- OZK Insurance ranks first with a 4.9 Support & Guidance rating and a 4.8 Terms & Premium Satisfaction score, the strongest combined guidance-and-premium profile among the top 3.
- Customer feedback and agency signals point to independent comparison help, clear coverage guidance, and strong support for Northwest Arkansas drivers.
Alex Baldwin, agent, State Farm (90% Recommend)
- Alex Baldwin ranks second with a 4.8 Support & Guidance rating and ties the top 3’s highest Easy Application score at 4.8.
- Customer feedback and local agent signals support strong service, smooth quote help, and clear auto insurance guidance for Fayetteville-area drivers.
Ryan Siebenmorgen, agent, State Farm (89% Recommend)
- Ryan Siebenmorgen ranks third with a 4.8 Support & Guidance rating and a 4.7 Terms & Premium Satisfaction score, placing close to Alex Baldwin on support and value.
- Customer feedback and local agent signals point to responsive help, practical coverage explanations, and dependable policy support.
| Insurer | Type | Easy Application | Terms & Premium Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| OZK Insurance | Agency | 4.8 | 4.8 | 4.9 | 91% |
| Alex Baldwin, agent, State Farm | Insurer | 4.8 | 4.7 | 4.8 | 90% |
| Ryan Siebenmorgen, agent, State Farm | Insurer | 4.7 | 4.7 | 4.8 | 89% |
| Darryl Andrews, agent, State Farm | Insurer | 4.7 | 4.6 | 4.8 | 88% |
| Phillip Pool, agent, State Farm | Insurer | 4.7 | 4.6 | 4.7 | 87% |
| Brad Scott, agent, State Farm | Insurer | 4.6 | 4.6 | 4.7 | 86% |
| Larry Bittle, agent, State Farm | Insurer | 4.6 | 4.5 | 4.7 | 86% |
| G&G Insurance | Agency | 4.6 | 4.5 | 4.7 | 86% |
| McLarty Daniel Insurance | Agency | 4.5 | 4.5 | 4.6 | 84% |
| GEICO | Insurer | 4.7 | 4.3 | 4.2 | 81% |
Springdale Best Car Insurers
MFP’s Community Car Insurance Survey most recommended auto insurance companies in Springdale’s area are Tim Pruitt, agent, State Farm, Stephanie Riggins Agency LLC, Allstate and Juan Barcenas, agent, State Farm.
Tim Pruitt, agent, State Farm (90% Recommend)
- Tim Pruitt ranks first with a 4.9 Support & Guidance rating and a 4.8 Easy Application score, the strongest combined ease-and-support profile among the top 3.
- Customer feedback and local agent signals point to strong Springdale service, clear quote help, and dependable auto insurance guidance.
Stephanie Riggins Agency LLC, Allstate (89% Recommend)
- Stephanie Riggins Agency ranks second with a 4.8 Support & Guidance rating and a 4.7 Terms & Premium Satisfaction score, placing close to Tim Pruitt on service and value.
- Customer feedback and local office signals support helpful communication, easy quote starts, and practical support for car insurance shoppers.
Juan Barcenas, agent, State Farm (88% Recommend)
- Juan Barcenas ranks third with a 4.8 Support & Guidance rating and a 4.7 Easy Application score, matching Stephanie Riggins Agency on support.
- Customer feedback and local agent signals point to responsive service, clear auto coverage help, and a smooth quote process.
| Insurer | Type | Easy Application | Terms & Premium Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Tim Pruitt, agent, State Farm | Insurer | 4.8 | 4.8 | 4.9 | 90% |
| Stephanie Riggins Agency LLC, Allstate | Insurer | 4.7 | 4.7 | 4.8 | 89% |
| Juan Barcenas, agent, State Farm | Insurer | 4.7 | 4.6 | 4.8 | 88% |
| Phil Ford Jr., agent, State Farm | Insurer | 4.7 | 4.6 | 4.7 | 87% |
| OZK Insurance | Agency | 4.7 | 4.7 | 4.8 | 87% |
| G&G Insurance | Agency | 4.6 | 4.6 | 4.7 | 86% |
| McLarty Daniel Insurance | Agency | 4.5 | 4.5 | 4.6 | 84% |
| GEICO | Insurer | 4.7 | 4.3 | 4.2 | 81% |
North Little Rock Best Car Insurers
MFP’s Community Car Insurance Survey most recommended auto insurance companies in North Little Rock’s area are Parker Clay, agent, Allstate, Brad Barnett Insurance Agency and G&G Insurance.
Parker Clay, agent, Allstate (90% Recommend)
- Parker Clay ranks first with a 4.8 Easy Application rating and a 4.9 Support & Guidance rating, the strongest ease-and-support profile among the top 3.
- Customer feedback and local agent signals point to accessible service, clear quote help, and dependable car insurance support.
Brad Barnett Insurance Agency (89% Recommend)
- Brad Barnett Insurance Agency ranks second with a 4.8 Support & Guidance rating and a 4.8 Terms & Premium Satisfaction score, the highest premium-satisfaction score among the top 3.
- Customer feedback and agency signals support local comparison help, broad coverage guidance, and practical support for North Little Rock drivers.
G&G Insurance (88% Recommend)
- G&G Insurance ranks third with a 4.8 Support & Guidance rating and a 4.7 Easy Application score, placing close to Parker Clay on ease and support.
- Customer feedback and agency signals point to simple quote help, useful comparison guidance, and responsive local service.
| Insurer | Type | Easy Application | Terms & Premium Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Parker Clay, agent, Allstate | Insurer | 4.8 | 4.7 | 4.9 | 90% |
| Brad Barnett Insurance Agency | Agency | 4.7 | 4.8 | 4.8 | 89% |
| G&G Insurance | Agency | 4.7 | 4.7 | 4.8 | 88% |
| Chenal Insurance | Agency | 4.7 | 4.7 | 4.8 | 88% |
| Gleason Insurance, LLC | Agency | 4.6 | 4.6 | 4.7 | 86% |
| Sunstar Insurance Group | Agency | 4.5 | 4.5 | 4.6 | 85% |
| State Farm | Insurer | 4.6 | 4.4 | 4.5 | 83% |
| GEICO | Insurer | 4.7 | 4.3 | 4.2 | 81% |
Jonesboro Best Car Insurers
MFP’s Community Car Insurance Survey most recommended auto insurance companies in Jonesboro’s area are Clayton Fletcher, agent, State Farm, Tyler Garnett, agent, State Farm and Ben Ford, agent, State Farm.
Clayton Fletcher, agent, State Farm (90% Recommend)
- Clayton Fletcher ranks first with a 4.9 Support & Guidance rating and a 4.8 Easy Application score, the strongest ease-and-support profile among the top 3.
- Customer feedback and local agent signals point to helpful service, clear car insurance guidance, and strong support for Jonesboro drivers.
Tyler Garnett, agent, State Farm (89% Recommend)
- Tyler Garnett ranks second with a 4.8 Support & Guidance rating and a 4.7 Terms & Premium Satisfaction score, placing close to Clayton Fletcher on support and value.
- Customer feedback and local office signals support responsive service, practical quote help, and clear policy guidance.
Ben Ford, agent, State Farm (88% Recommend)
- Ben Ford ranks third with a 4.8 Support & Guidance rating and a 4.7 Easy Application score, matching Tyler Garnett on support.
- Customer feedback and local agent signals point to experienced service, easy quote support, and dependable coverage help.
| Insurer | Type | Easy Application | Terms & Premium Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Clayton Fletcher, agent, State Farm | Insurer | 4.8 | 4.8 | 4.9 | 90% |
| Tyler Garnett, agent, State Farm | Insurer | 4.7 | 4.7 | 4.8 | 89% |
| Ben Ford, agent, State Farm | Insurer | 4.7 | 4.7 | 4.8 | 88% |
| Catherine Dillon, agent, State Farm | Insurer | 4.7 | 4.6 | 4.8 | 88% |
| Bob Gist, agent, State Farm | Insurer | 4.6 | 4.6 | 4.7 | 86% |
| David McClain, agent, State Farm | Insurer | 4.6 | 4.5 | 4.7 | 86% |
| Allstate | Insurer | 4.5 | 4.4 | 4.5 | 83% |
| GEICO | Insurer | 4.7 | 4.3 | 4.2 | 81% |
Conway Best Car Insurers
MFP’s Community Car Insurance Survey most recommended auto insurance companies in Conway’s area are Brandon Baxter, agent, State Farm, Jay Bernard, agent, State Farm and Marty Faggetti, agent, State Farm.
Brandon Baxter, agent, State Farm (90% Recommend)
- Brandon Baxter ranks first with a 4.9 Support & Guidance rating and a 4.8 Easy Application score, the strongest combined ease-and-support profile among the top 3.
- Customer feedback and local agent signals point to responsive service, easy quote help, and dependable auto insurance guidance for Conway drivers.
Jay Bernard, agent, State Farm (89% Recommend)
- Jay Bernard ranks second with a 4.8 Support & Guidance rating and a 4.7 Terms & Premium Satisfaction score, placing close to Brandon Baxter on support and value.
- Customer feedback and local office signals support experienced guidance, clear policy explanations, and strong customer support.
Marty Faggetti, agent, State Farm (88% Recommend)
- Marty Faggetti ranks third with a 4.8 Support & Guidance rating and a 4.7 Easy Application score, matching Jay Bernard on support.
- Customer feedback and local agent signals point to helpful communication, practical coverage guidance, and a smooth car insurance process.
| Insurer | Type | Easy Application | Terms & Premium Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Brandon Baxter, agent, State Farm | Insurer | 4.8 | 4.8 | 4.9 | 90% |
| Jay Bernard, agent, State Farm | Insurer | 4.7 | 4.7 | 4.8 | 89% |
| Marty Faggetti, agent, State Farm | Insurer | 4.7 | 4.6 | 4.8 | 88% |
| Glenn Massengale, agent, State Farm | Insurer | 4.7 | 4.6 | 4.7 | 87% |
| Roger West, agent, State Farm | Insurer | 4.6 | 4.6 | 4.7 | 86% |
| G&G Insurance | Agency | 4.6 | 4.5 | 4.7 | 86% |
| Allstate | Insurer | 4.5 | 4.4 | 4.5 | 83% |
| GEICO | Insurer | 4.7 | 4.3 | 4.2 | 81% |
Rogers Best Car Insurers
MFP’s Community Car Insurance Survey most recommended auto insurance companies in Rogers’s area are G&G Insurance, Rogers Insurance Agency and Karen Williams, agent, State Farm.
G&G Insurance (91% Recommend)
- G&G Insurance ranks first with a 4.9 Support & Guidance rating and a 4.8 Terms & Premium Satisfaction score, the strongest combined guidance-and-premium profile among the top 3.
- Customer feedback and agency signals point to strong Rogers-area comparison help, multiple carrier options, and useful auto insurance guidance.
Rogers Insurance Agency (90% Recommend)
- Rogers Insurance Agency ranks second with a 4.9 Support & Guidance rating and a 4.7 Easy Application score, matching G&G on support.
- Customer feedback and agency signals support long-running local service, independent comparison help, and practical coverage guidance.
Karen Williams, agent, State Farm (89% Recommend)
- Karen Williams ranks third with a 4.8 Support & Guidance rating and a 4.7 Terms & Premium Satisfaction score, placing close to Rogers Insurance Agency on support and value.
- Customer feedback and local agent signals point to experienced help, clear quote support, and dependable service for Rogers drivers.
| Insurer | Type | Easy Application | Terms & Premium Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| G&G Insurance | Agency | 4.8 | 4.8 | 4.9 | 91% |
| Rogers Insurance Agency | Agency | 4.7 | 4.8 | 4.9 | 90% |
| Karen Williams, agent, State Farm | Insurer | 4.7 | 4.7 | 4.8 | 89% |
| Corey Davidson, agent, Allstate | Insurer | 4.7 | 4.6 | 4.8 | 88% |
| Rod Badely, agent, State Farm | Insurer | 4.7 | 4.6 | 4.7 | 87% |
| Jonathan Hooks, agent, State Farm | Insurer | 4.6 | 4.6 | 4.7 | 86% |
| Tommy Vichaivattana, agent, State Farm | Insurer | 4.6 | 4.5 | 4.7 | 86% |
| OZK Insurance | Agency | 4.6 | 4.5 | 4.6 | 85% |
Bentonville Best Car Insurers
MFP’s Community Car Insurance Survey most recommended auto insurance companies in Bentonville’s area are OZK Insurance, Allan Davis Jr., agent, State Farm and Joe Force, agent, Allstate.
OZK Insurance (91% Recommend)
- OZK Insurance ranks first with a 4.9 Support & Guidance rating and a 4.8 Terms & Premium Satisfaction score, the strongest combined guidance-and-premium profile among the top 3.
- Customer feedback and agency signals point to strong Northwest Arkansas service, independent comparison help, and useful car insurance guidance.
Allan Davis Jr., agent, State Farm (90% Recommend)
- Allan Davis Jr. ranks second with a 4.9 Support & Guidance rating and ties the top 3’s highest Easy Application score at 4.8.
- Customer feedback and local agent signals support responsive service, strong quote help, and dependable auto insurance support for Bentonville drivers.
Joe Force, agent, Allstate (89% Recommend)
- Joe Force ranks third with a 4.8 Support & Guidance rating and a 4.7 Terms & Premium Satisfaction score, placing close to Allan Davis Jr. on support and value.
- Customer feedback and local agent signals point to helpful communication, accessible service, and practical auto insurance guidance.
| Insurer | Type | Easy Application | Terms & Premium Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| OZK Insurance | Agency | 4.8 | 4.8 | 4.9 | 91% |
| Allan Davis Jr., agent, State Farm | Insurer | 4.8 | 4.7 | 4.9 | 90% |
| Joe Force, agent, Allstate | Insurer | 4.7 | 4.7 | 4.8 | 89% |
| Serena Smith, agent, State Farm | Insurer | 4.7 | 4.6 | 4.8 | 88% |
| G&G Insurance | Agency | 4.7 | 4.6 | 4.8 | 88% |
| McLarty Daniel Insurance | Agency | 4.6 | 4.6 | 4.7 | 86% |
| State Farm | Insurer | 4.6 | 4.4 | 4.5 | 83% |
| GEICO | Insurer | 4.7 | 4.3 | 4.2 | 81% |
Pine Bluff Best Car Insurers
MFP’s Community Car Insurance Survey most recommended auto insurance companies in Pine Bluff’s area are Kevin Bonnette, agent, State Farm, Marqus Lassiter, agent, State Farm and Kelly Gillis, agent, State Farm.
Kevin Bonnette, agent, State Farm (91% Recommend)
- Kevin Bonnette ranks first with a 4.9 Support & Guidance rating and a 4.8 Easy Application score, the strongest combined ease-and-support profile among the top 3.
- Customer feedback and local agent signals point to strong Pine Bluff service, clear quote support, and dependable guidance for car insurance shoppers.
Marqus Lassiter, agent, State Farm (89% Recommend)
- Marqus Lassiter ranks second with a 4.8 Support & Guidance rating and a 4.7 Terms & Premium Satisfaction score, placing close to Kevin Bonnette on support and value.
- Customer feedback and local agent signals support helpful communication, accessible service, and practical coverage guidance.
Kelly Gillis, agent, State Farm (88% Recommend)
- Kelly Gillis ranks third with a 4.8 Support & Guidance rating and a 4.7 Easy Application score, matching Marqus Lassiter on support.
- Customer feedback and local office signals point to responsive auto insurance help, clear quote support, and dependable policy service.
| Insurer | Type | Easy Application | Terms & Premium Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Kevin Bonnette, agent, State Farm | Insurer | 4.8 | 4.8 | 4.9 | 91% |
| Marqus Lassiter, agent, State Farm | Insurer | 4.7 | 4.7 | 4.8 | 89% |
| Kelly Gillis, agent, State Farm | Insurer | 4.7 | 4.7 | 4.8 | 88% |
| Johnny Huggins Jr., agent, State Farm | Insurer | 4.7 | 4.6 | 4.8 | 88% |
| Farmers Insurance | Insurer | 4.5 | 4.5 | 4.6 | 84% |
| Allstate | Insurer | 4.5 | 4.4 | 4.5 | 83% |
| State Farm | Insurer | 4.5 | 4.4 | 4.5 | 82% |
| GEICO | Insurer | 4.7 | 4.3 | 4.2 | 81% |
End Note
Meeting the legal minimum keeps you driving, but rural highways, severe storms, and uninsured drivers can lead to bills that go beyond those limits.
Match your coverage to what you own and what a real crash can cost in Arkansas, not just what the law requires.