USDA Home Loans

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Helping low to very low income individuals and families build their home.

The USDA Mutual Self-Help Housing Loan Program helps low to very low income individuals and families living in rural communities with the construction of their own home.
The individual or family must complete 65 percent of the construction and have a qualified supervisor to oversee the construction. To be eligible, you must have a low to very low income and meet other eligibility requirements such as;

  • Be a US citizen or a legal permanent resident.
  • Have adequate income, but within the county limits.
  • Show ability to repay loan
  • Good credit history indicating a sense of responsibility.
    To learn more, download the USDA Single Family Rural Housing Grant Programs brochure or for free consultation and prequalification assistance, contact your local USDA Rural Development Office.
    Check your eligibility now!