USDA Home Loans

Author: Finance Editors

1 Star2 Stars3 Stars4 Stars5 Stars (91 votes, average: 3.91 out of 5)

Helping low to very low income individuals and families build their home.

The USDA Mutual Self-Help Housing Loan Program helps low to very low income individuals and families living in rural communities with the construction of their own home.

The individual or family must complete 65 percent of the construction and have a qualified supervisor to oversee the construction. To be eligible, you must have a low to very low income and meet other eligibility requirements such as;

  • – Be a US citizen or a legal permanent resident.
  • – Have adequate income, but within the county limits.
  • – Show ability to repay loan
  • – Good credit history indicating a sense of responsibility.

To learn more and a free consultation plus pre-qualification assistance, contact your local USDA Rural Development Office.