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Florida Homeowner Programs & Resources

Author: Housing Editors

Florida homeowners have many resources at their fingertips for home improvements, including renovation loans, repair programs, and energy efficiency upgrades.

First-time buyers have down payment assistance programs available across the state.

Homeowners needing refinancing their mortgage have options helping lower your mortgage rates or access home equity.

For homes needing major repairs, there are programs for roof replacements, window and door upgrades, and other critical home projects.

Home Renovations & Repairs

Homeowners have a multitude of options to to pay for home renovations and improvements. Even if your financial resources are limited, there are programs to help pay home repairs.

Need a Roofer?

Find our community recommendations for the best roofers in Florida.

Florida Home Equity Loans & HELOCs

Compare Florida rates, compare options and find advice to use home equity or HELOC for your home project.

Florida Home Buyers

Many Florida counties and major cities offer Florida down payment assistance programs for first-time home buyers and we’ve this year survey results of the best Florida home loans lenders recommended by local members.

Best Home Insurance in Florida

When you need a little help figuring your home insurance, if its cost is too high compare to other local homeowners, you can use this community recommendation to compare Florida home insurers and find costs provided by other local homeowners.

Florida Home Refinance Lenders Recommendations

Our Community Survey presents recommendation on 120+ Best Florida refinance lenders by local members.

Florida : state of home-ownership

About 67% of residents are homeowners for over 94,474,000 homes and condos. The median house value was $345,000 in 2024.

Number of homes & condos % of home/condos owner occupied
Florida 94,474,000 67.0%
Miami-Dade 544,400 52.2%
Broward 465,000 62.8%
Palm Beach 462,000 69.5%
Hillsborough 335,000 60.5%
Orange 298,000 57.0%
Pinellas 332,000 69.0%
Duval 237,000 57.6%
Lee 261,000 73.3%
Polk 197,000 69.8%
Brevard 208,000 76.7%