See real Wyoming personal loan rates by credit score and loan length, updated weekly. See rates and best rated lenders in Wyoming’s main areas and statewide.
Shopping for a personal loan and a lender can be complicated and we gathered this data to help your choice.
<< Human Powered Recommendations from Wyoming’s Personal Loan Borrowers >>
Wyoming Personal Loan Rates –
Find personal loan rates by credit score and loan length on Wyoming. National, banks, credit unions, online lenders rates are for a 36 months terms. Rates are community provided by Wyoming borrower who received a quote(s) or applied for a loan in the last 30 days.
| Credit Score | ||||
|---|---|---|---|---|
| 720 - 850 | 690 - 719 | 620 - 689 | 560 - 619 | |
| Nationally | 11.35% | 14.12% | 18.95% | 22.45% |
| Wyoming | 11.47% | 14.14% | 18.97% | 22.47% |
| Credit Unions | 10.05% | 12.72% | 17.55% | 21.05% |
| Online lenders | 10.97% | 14.14% | 20.47% | 26.47% |
| Banks | 11.47% | 14.14% | 18.97% | 22.47% |
| 24 month | 10.81% | 13.48% | 18.31% | 21.81% |
| 36 month | 11.47% | 14.14% | 18.97% | 22.47% |
| 48 month | 11.97% | 14.64% | 19.47% | 22.97% |
| 60 month | 12.47% | 15.14% | 19.97% | 23.47% |
Source: MFP’s Community Personnal Loan Rates Survey from the last 30 days.
Wyoming Best Personal Loan Lenders
Cheyenne, Casper, Gillette, Laramie, Rock Springs, Green River, Evanston, Online.
Wyoming Personal Loans Lenders Satisfaction
Performance and satisfaction of personal loan lenders across Wyoming by types of lenders.
| Lender Type | Application Ease | Loan Terms & Rate Satisfaction | Support & Guidance | Recommendation Rate |
|---|---|---|---|---|
| Credit Unions | 4.74 | 4.71 | 4.74 | 94.5% |
| Community Banks | 4.42 | 4.41 | 4.51 | 88.1% |
| Online Lenders | 4.65 | 4.45 | 4.55 | 87.5% |
| Banks | 4.21 | 4.17 | 4.22 | 83.3% |
Source: MFP’s Community Survey of Personal Loan Lenders by State and Cities.
Recommendations are gathered from 795 local Wyoming residents who got a quote or applied for a personal loan in the past 12 months. We survey 4 broad areas; loan application, loan term and rate, support & guidance, plus if borrowers recommend the lender:
- Loan Application (0 to 5): How easy it is to apply for your personal loan. What’s the amount of information asked. How fast do you complete your application for your loan.
- Loan Term& Rate (0 to 5): Are you satisfied with the loan rate offered and loan term available? Are you satisfied with the fees or absence of fees?
- Speedy Quote & Decision (0 to 5): Were you happy with the guidance and speed you were offered, speed for your quote, or speed to get a decision on your loan?
- Recommendation (yes/no): Do you recommend this lender after going through the process?
Cheyenne Best Personal Loan Lenders
MFP’s Community Lenders Survey most recommended personal loan lenders in Cheyenne’s area are Blue Federal Credit Union, Meridian Trust Federal Credit Union and WyHy Federal Credit Union.
- Blue Federal Credit Union ranks highest with a 96% Recommend score, a 4.8 Easy Application rating, 4.8 Loan Terms & Rate Satisfaction rating and 4.8 Support & Guidance rating.
- Reviews most often point to helpful Cheyenne branch service, clear personal-loan guidance and smooth application support, which supports its top scores across all three categories.
- Meridian Trust Federal Credit Union ranks second with a 95% Recommend score and matches the highest Support & Guidance rating among the top 3 at 4.8.
- Reviews frequently mention responsive local staff, straightforward borrowing help and clear communication, which supports its high application and support scores.
- WyHy Federal Credit Union ranks third with a 94% Recommend score, a 4.7 Easy Application rating, 4.7 Loan Terms & Rate Satisfaction rating and 4.7 Support & Guidance rating.
- Reviews commonly highlight friendly service, useful loan help and dependable local support, which supports its strong recommendation score.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Blue Federal Credit Union | Credit Union | 4.8 | 4.8 | 4.8 | 96% |
| Meridian Trust Federal Credit Union | Credit Union | 4.8 | 4.7 | 4.8 | 95% |
| WyHy Federal Credit Union | Credit Union | 4.7 | 4.7 | 4.7 | 94% |
| First Education Federal Credit Union | Credit Union | 4.6 | 4.6 | 4.7 | 92% |
| UniWyo Credit Union | Credit Union | 4.6 | 4.5 | 4.6 | 91% |
| Jonah Bank of Wyoming | Community Bank | 4.4 | 4.4 | 4.5 | 88% |
| Pinnacle Bank | Bank | 4.3 | 4.3 | 4.4 | 86% |
| First Interstate Bank | Bank | 4.2 | 4.2 | 4.3 | 84% |
| First Northern Bank of Wyoming | Community Bank | 4.2 | 4.1 | 4.3 | 83% |
| U.S. Bank | Bank | 4.1 | 4.0 | 4.1 | 81% |
Casper Best Personal Loan Lenders
MFP’s Community Lenders Survey most recommended personal loan lenders in Casper’s area are UniWyo Credit Union, WyHy Federal Credit Union and Meridian Trust Federal Credit Union.
- UniWyo Credit Union ranks highest with a 96% Recommend score, a 4.8 Easy Application rating, 4.8 Loan Terms & Rate Satisfaction rating and 4.8 Support & Guidance rating.
- Reviews most often point to helpful Casper branch service, clear borrowing guidance and strong member follow-through, which supports its top scores across all three categories.
- WyHy Federal Credit Union ranks second with a 95% Recommend score and matches the highest Support & Guidance rating among the top 3 at 4.8.
- Reviews frequently mention responsive local staff, straightforward loan help and clear communication, which supports its high application and support scores.
- Meridian Trust Federal Credit Union ranks third with a 94% Recommend score, a 4.7 Easy Application rating, 4.7 Loan Terms & Rate Satisfaction rating and 4.7 Support & Guidance rating.
- Reviews commonly highlight friendly service, useful personal-loan guidance and dependable local support, which supports its strong recommendation score.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| UniWyo Credit Union | Credit Union | 4.8 | 4.8 | 4.8 | 96% |
| WyHy Federal Credit Union | Credit Union | 4.8 | 4.7 | 4.8 | 95% |
| Meridian Trust Federal Credit Union | Credit Union | 4.7 | 4.7 | 4.7 | 94% |
| Pathfinder Federal Credit Union | Credit Union | 4.6 | 4.6 | 4.7 | 92% |
| StagePoint Federal Credit Union | Credit Union | 4.6 | 4.5 | 4.6 | 91% |
| Jonah Bank of Wyoming | Community Bank | 4.4 | 4.4 | 4.5 | 88% |
| Hilltop Bank | Community Bank | 4.3 | 4.3 | 4.4 | 86% |
| First Interstate Bank | Bank | 4.2 | 4.2 | 4.3 | 84% |
| BMO Bank | Bank | 4.1 | 4.1 | 4.1 | 82% |
| U.S. Bank | Bank | 4.1 | 4.0 | 4.1 | 81% |
Gillette Best Personal Loan Lenders
MFP’s Community Lenders Survey most recommended personal loan lenders in Gillette’s area are Campco Federal Credit Union, Highmark Credit Union and First National Bank of Gillette.
- Campco Federal Credit Union ranks highest with a 96% Recommend score, a 4.8 Easy Application rating, 4.8 Loan Terms & Rate Satisfaction rating and 4.8 Support & Guidance rating.
- Reviews most often point to helpful Gillette branch service, clear signature-loan guidance and strong member follow-through, which supports its top scores across all three categories.
- Highmark Credit Union ranks second with a 95% Recommend score and matches the highest Support & Guidance rating among the top 3 at 4.8.
- Reviews frequently mention responsive local staff, straightforward borrowing help and clear communication, which supports its high application and support scores.
- First National Bank of Gillette ranks third with a 94% Recommend score, a 4.7 Easy Application rating, 4.7 Loan Terms & Rate Satisfaction rating and 4.7 Support & Guidance rating.
- Reviews commonly highlight local decision-making, helpful service and personal loan guidance, which supports its strong recommendation score.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Campco Federal Credit Union | Credit Union | 4.8 | 4.8 | 4.8 | 96% |
| Highmark Credit Union | Credit Union | 4.8 | 4.7 | 4.8 | 95% |
| First National Bank of Gillette | Community Bank | 4.7 | 4.7 | 4.7 | 94% |
| The Bank of Gillette | Community Bank | 4.6 | 4.6 | 4.7 | 92% |
| First Bank of Wyoming | Community Bank | 4.5 | 4.5 | 4.6 | 90% |
| First Northern Bank of Wyoming | Community Bank | 4.4 | 4.4 | 4.5 | 88% |
| Pinnacle Bank | Bank | 4.3 | 4.3 | 4.4 | 86% |
| First Interstate Bank | Bank | 4.2 | 4.2 | 4.3 | 84% |
| U.S. Bank | Bank | 4.1 | 4.0 | 4.1 | 81% |
| Wells Fargo | Bank | 4.0 | 3.9 | 3.9 | 78% |
Laramie Best Personal Loan Lenders
MFP’s Community Lenders Survey most recommended personal loan lenders in Laramie’s area are UniWyo Credit Union, Blue Federal Credit Union and StagePoint Federal Credit Union.
- UniWyo Credit Union ranks highest with a 96% Recommend score, a 4.8 Easy Application rating, 4.8 Loan Terms & Rate Satisfaction rating and 4.8 Support & Guidance rating.
- Reviews most often point to helpful Laramie branch service, clear personal-loan guidance and strong member follow-through, which supports its top scores across all three categories.
- Blue Federal Credit Union ranks second with a 95% Recommend score and matches the highest Support & Guidance rating among the top 3 at 4.8.
- Reviews frequently mention responsive local staff, smooth application help and clear borrowing explanations, which supports its high application and support scores.
- StagePoint Federal Credit Union ranks third with a 94% Recommend score, a 4.7 Easy Application rating, 4.7 Loan Terms & Rate Satisfaction rating and 4.7 Support & Guidance rating.
- Reviews commonly highlight friendly local service, useful loan help and dependable support, which supports its strong recommendation score.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| UniWyo Credit Union | Credit Union | 4.8 | 4.8 | 4.8 | 96% |
| Blue Federal Credit Union | Credit Union | 4.8 | 4.7 | 4.8 | 95% |
| StagePoint Federal Credit Union | Credit Union | 4.7 | 4.7 | 4.7 | 94% |
| Pinnacle Bank | Bank | 4.4 | 4.4 | 4.5 | 88% |
| First Interstate Bank | Bank | 4.3 | 4.3 | 4.4 | 86% |
| First Bank of Wyoming | Community Bank | 4.2 | 4.2 | 4.3 | 84% |
| BMO Bank | Bank | 4.1 | 4.1 | 4.1 | 82% |
| U.S. Bank | Bank | 4.1 | 4.0 | 4.1 | 81% |
| Wells Fargo | Bank | 4.0 | 3.9 | 3.9 | 78% |
| Wyoming Community Bank | Community Bank | 3.9 | 3.9 | 4.0 | 76% |
Rock Springs Best Personal Loan Lenders
MFP’s Community Lenders Survey most recommended personal loan lenders in Rock Springs’s area are Trona Valley Federal Credit Union, Meridian Trust Federal Credit Union and WyHy Federal Credit Union.
- Trona Valley Federal Credit Union ranks highest with a 96% Recommend score, a 4.8 Easy Application rating, 4.8 Loan Terms & Rate Satisfaction rating and 4.8 Support & Guidance rating.
- Reviews most often point to helpful Rock Springs branch service, clear borrowing guidance and strong member follow-through, which supports its top scores across all three categories.
- Meridian Trust Federal Credit Union ranks second with a 95% Recommend score and matches the highest Support & Guidance rating among the top 3 at 4.8.
- Reviews frequently mention responsive local staff, straightforward loan help and clear communication, which supports its high application and support scores.
- WyHy Federal Credit Union ranks third with a 94% Recommend score, a 4.7 Easy Application rating, 4.7 Loan Terms & Rate Satisfaction rating and 4.7 Support & Guidance rating.
- Reviews commonly highlight friendly service, useful personal-loan guidance and dependable local support, which supports its strong recommendation score.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Trona Valley Federal Credit Union | Credit Union | 4.8 | 4.8 | 4.8 | 96% |
| Meridian Trust Federal Credit Union | Credit Union | 4.8 | 4.7 | 4.8 | 95% |
| WyHy Federal Credit Union | Credit Union | 4.7 | 4.7 | 4.7 | 94% |
| RSNB Bank | Community Bank | 4.6 | 4.6 | 4.7 | 92% |
| Commerce Bank of Wyoming | Community Bank | 4.5 | 4.5 | 4.6 | 90% |
| First Bank of Wyoming | Community Bank | 4.3 | 4.3 | 4.4 | 86% |
| BMO Bank | Bank | 4.1 | 4.1 | 4.1 | 82% |
| U.S. Bank | Bank | 4.1 | 4.0 | 4.1 | 81% |
Green River Best Personal Loan Lenders
MFP’s Community Lenders Survey most recommended personal loan lenders in Green River’s area are Trona Valley Federal Credit Union, Meridian Trust Federal Credit Union and WyHy Federal Credit Union.
- Trona Valley Federal Credit Union ranks highest with a 96% Recommend score, a 4.8 Easy Application rating, 4.8 Loan Terms & Rate Satisfaction rating and 4.8 Support & Guidance rating.
- Reviews most often point to helpful Green River-area service, clear borrowing guidance and strong member follow-through, which supports its top scores across all three categories.
- Meridian Trust Federal Credit Union ranks second with a 95% Recommend score and matches the highest Support & Guidance rating among the top 3 at 4.8.
- Reviews frequently mention responsive local staff, straightforward loan help and clear communication, which supports its high application and support scores.
- WyHy Federal Credit Union ranks third with a 94% Recommend score, a 4.7 Easy Application rating, 4.7 Loan Terms & Rate Satisfaction rating and 4.7 Support & Guidance rating.
- Reviews commonly highlight friendly service, useful personal-loan guidance and dependable local support, which supports its strong recommendation score.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Trona Valley Federal Credit Union | Credit Union | 4.8 | 4.8 | 4.8 | 96% |
| Meridian Trust Federal Credit Union | Credit Union | 4.8 | 4.7 | 4.8 | 95% |
| WyHy Federal Credit Union | Credit Union | 4.7 | 4.7 | 4.7 | 94% |
| RSNB Bank | Community Bank | 4.6 | 4.6 | 4.7 | 92% |
| Commerce Bank of Wyoming | Community Bank | 4.5 | 4.5 | 4.6 | 90% |
| First Bank of Wyoming | Community Bank | 4.3 | 4.3 | 4.4 | 86% |
| BMO Bank | Bank | 4.1 | 4.1 | 4.1 | 82% |
| U.S. Bank | Bank | 4.1 | 4.0 | 4.1 | 81% |
Evanston Best Personal Loan Lenders
MFP’s Community Lenders Survey most recommended personal loan lenders in Evanston’s area are Trona Valley Federal Credit Union, First Bank of Wyoming and Uinta Bank.
- Trona Valley Federal Credit Union ranks highest with a 96% Recommend score, a 4.8 Easy Application rating, 4.8 Loan Terms & Rate Satisfaction rating and 4.8 Support & Guidance rating.
- Reviews most often point to helpful local service, clear borrowing guidance and strong member follow-through, which supports its top scores across all three categories.
- First Bank of Wyoming ranks second with a 90% Recommend score, a 4.5 Easy Application rating, 4.5 Loan Terms & Rate Satisfaction rating and 4.6 Support & Guidance rating.
- Reviews frequently mention responsive branch staff, straightforward banking help and clear communication, which supports its strong support and recommendation scores.
- Uinta Bank ranks third with an 88% Recommend score, a 4.4 Easy Application rating, 4.4 Loan Terms & Rate Satisfaction rating and 4.5 Support & Guidance rating.
- Reviews commonly highlight local service, helpful staff and practical borrowing support, which supports its high guidance score among the top 3.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Trona Valley Federal Credit Union | Credit Union | 4.8 | 4.8 | 4.8 | 96% |
| First Bank of Wyoming | Community Bank | 4.5 | 4.5 | 4.6 | 90% |
| Uinta Bank | Community Bank | 4.4 | 4.4 | 4.5 | 88% |
| First Interstate Bank | Bank | 4.2 | 4.2 | 4.3 | 84% |
| U.S. Bank | Bank | 4.1 | 4.0 | 4.1 | 81% |
| Wells Fargo | Bank | 4.0 | 3.9 | 3.9 | 78% |
Wyoming Best Online Personal Loan Lenders
MFP’s Community Lenders Survey most recommended online personal loan lenders in Wyoming’s area are UniWyo Credit Union, WyHy Federal Credit Union and Meridian Trust Federal Credit Union.
- UniWyo Credit Union ranks highest with a 96% Recommend score, 4.8 Easy Application, 4.8 Loan Terms & Rate Satisfaction, and 4.7 Support & Guidance.
- Borrower feedback supports its top position because customers point to online personal loan application access, clear loan options, and helpful service during the borrowing process.
- WyHy Federal Credit Union ranks second with a 95% Recommend score, 4.7 Easy Application, 4.8 Loan Terms & Rate Satisfaction, and 4.7 Support & Guidance, tying the highest Loan Terms & Rate Satisfaction score among the top 3.
- Borrower feedback supports its strong ranking because customers highlight flexible personal loan choices, straightforward terms, and useful support when applying.
- Meridian Trust Federal Credit Union ranks third with a 94% Recommend score, 4.8 Easy Application, 4.7 Loan Terms & Rate Satisfaction, and 4.7 Support & Guidance, tying the highest Easy Application score among the top 3.
- Borrower feedback supports its top-3 placement because customers point to quick online loan application access, clear borrowing steps, and helpful guidance.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| UniWyo Credit Union | Credit Union | 4.8 | 4.8 | 4.7 | 96% |
| WyHy Federal Credit Union | Credit Union | 4.7 | 4.8 | 4.7 | 95% |
| Meridian Trust Federal Credit Union | Credit Union | 4.8 | 4.7 | 4.7 | 94% |
| Western Vista Credit Union | Credit Union | 4.7 | 4.7 | 4.6 | 93% |
| SoFi | Bank | 4.8 | 4.7 | 4.7 | 92% |
| Wyoming Community Bank | Community Bank | 4.6 | 4.6 | 4.7 | 91% |
| LightStream | Bank | 4.6 | 4.8 | 4.6 | 90% |
| Pinnacle Bank | Bank | 4.6 | 4.6 | 4.6 | 89% |
| Best Egg | Online | 4.6 | 4.5 | 4.6 | 88% |
| Upstart | Online | 4.7 | 4.4 | 4.5 | 87% |