The MFP’s Community Personal Loan Lender Survey gathers West Virginia borrowers feedback and recommendations for direct lenders like banks, credit unions and online lenders. Shopping for a personal loan and a lender can be complicated and we gathered this data to help your choice.
Updated: June 2, 2026
<< Human Powered Recommendations from West Virginia’s Personal Loan Borrowers >>
West Virginia Best Personal Loan Lenders
Charleston, Clarksburg, Huntington, Martinsburg, Morgantown, Parkersburg, Weirton, Wheeling, Vienna, Online.
Charleston Best Personal Loan Lenders
MFP’s Community Lenders Survey most recommended personal loan lenders in Charleston’s area are CAMC Federal Credit Union, West Virginia Federal Credit Union and Pioneer Appalachia Federal Credit Union.
- CAMC Federal Credit Union ranks highest with a 94% Recommend score and the strongest Support & Guidance score among the top 3 at 4.8.
- Customer feedback points to helpful Charleston branch service, clear personal loan support, and strong guidance through the borrowing process.
- West Virginia Federal Credit Union ranks second with a 92% Recommend score and the highest Loan Terms & Rate Satisfaction score among the top 3 at 4.7.
- Customer feedback supports high marks for local lending help, flexible personal loan options, and clear borrower communication.
- Pioneer Appalachia ranks third with a 90% Recommend score and the strongest Easy Application score among the top 3 at 4.7.
- Customer feedback highlights accessible Charleston service, practical loan options, and steady support through the application process.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| CAMC Federal Credit Union | Credit Union | 4.6 | 4.6 | 4.8 | 94% |
| West Virginia Federal Credit Union | Credit Union | 4.6 | 4.7 | 4.7 | 92% |
| Pioneer Appalachia Federal Credit Union | Credit Union | 4.7 | 4.6 | 4.6 | 90% |
| Charleston Federal Credit Union | Credit Union | 4.5 | 4.5 | 4.6 | 88% |
| West Virginia State Credit Union | Credit Union | 4.4 | 4.5 | 4.6 | 86% |
| Members Choice WV Federal Credit Union | Credit Union | 4.4 | 4.5 | 4.5 | 85% |
| Poca Valley Bank | Community Bank | 4.3 | 4.4 | 4.4 | 83% |
| United Bank | Bank | 4.2 | 4.3 | 4.3 | 81% |
| Peoples Bank | Bank | 4.1 | 4.2 | 4.2 | 79% |
| Huntington Bank | Bank | 4.0 | 4.1 | 4.1 | 77% |
Clarksburg Best Personal Loan Lenders
MFP’s Community Lenders Survey most recommended personal loan lenders in Clarksburg’s area are Fairmont Federal Credit Union, MVB Bank and West Virginia Central Federal Credit Union.
- Fairmont Federal Credit Union ranks highest with a 93% Recommend score and the strongest Support & Guidance score among the top 3 at 4.8.
- Customer feedback points to helpful North Central West Virginia service, clear personal loan guidance, and strong borrower support near Clarksburg.
- MVB Bank ranks second with a 90% Recommend score and the highest Loan Terms & Rate Satisfaction score among the top 3 at 4.7.
- Customer feedback supports high marks for clear loan communication, practical personal loan options, and dependable local banking support.
- West Virginia Central Federal Credit Union ranks third with an 88% Recommend score and the highest Easy Application score among the top 3 at 4.7.
- Customer feedback highlights accessible borrowing help, clear application steps, and steady support for Clarksburg-area borrowers.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Fairmont Federal Credit Union | Credit Union | 4.6 | 4.6 | 4.8 | 93% |
| MVB Bank | Community Bank | 4.5 | 4.7 | 4.6 | 90% |
| West Virginia Central Federal Credit Union | Credit Union | 4.7 | 4.5 | 4.6 | 88% |
| Harrison County Federal Credit Union | Credit Union | 4.5 | 4.5 | 4.6 | 86% |
| Clear Mountain Bank | Community Bank | 4.4 | 4.5 | 4.5 | 84% |
| Summit Community Bank | Community Bank | 4.3 | 4.4 | 4.4 | 82% |
| United Bank | Bank | 4.2 | 4.3 | 4.3 | 80% |
| WesBanco Bank | Bank | 4.1 | 4.2 | 4.2 | 78% |
| Huntington Bank | Bank | 4.0 | 4.1 | 4.1 | 76% |
| Truist | Bank | 3.9 | 4.0 | 4.0 | 74% |
Huntington Best Personal Loan Lenders
MFP’s Community Lenders Survey most recommended personal loan lenders in Huntington’s area are Desco Federal Credit Union, Star USA Federal Credit Union and Huntingtonized Federal Credit Union.
- Desco Federal Credit Union ranks highest with a 94% Recommend score and the strongest Support & Guidance score among the top 3 at 4.8.
- Customer feedback points to helpful Huntington-area service, clear personal loan guidance, and strong local borrower support.
- Star USA Federal Credit Union ranks second with a 92% Recommend score and the highest Easy Application score among the top 3 at 4.7.
- Customer feedback supports high marks for accessible borrowing help, practical personal loan options, and clear member communication.
- Huntingtonized Federal Credit Union ranks third with a 90% Recommend score and ties Desco Federal Credit Union for Loan Terms & Rate Satisfaction at 4.7.
- Customer feedback highlights local lending support, clear application steps, and steady guidance through the personal loan process.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Desco Federal Credit Union | Credit Union | 4.6 | 4.7 | 4.8 | 94% |
| Star USA Federal Credit Union | Credit Union | 4.7 | 4.6 | 4.7 | 92% |
| Huntingtonized Federal Credit Union | Credit Union | 4.6 | 4.7 | 4.6 | 90% |
| Kemba Charleston Federal Credit Union | Credit Union | 4.5 | 4.6 | 4.6 | 88% |
| Peoples Bank | Bank | 4.3 | 4.4 | 4.4 | 83% |
| United Bank | Bank | 4.2 | 4.3 | 4.3 | 81% |
| City National Bank | Bank | 4.1 | 4.2 | 4.2 | 79% |
| WesBanco Bank | Bank | 4.0 | 4.1 | 4.1 | 77% |
| Huntington Bank | Bank | 4.0 | 4.0 | 4.1 | 76% |
| Truist | Bank | 3.9 | 4.0 | 4.0 | 74% |
Martinsburg Best Personal Loan Lenders
MFP’s Community Lenders Survey most recommended personal loan lenders in Martinsburg’s area are Eastern Panhandle Federal Credit Union, Patriot Federal Credit Union and Mountain Heritage Federal Credit Union.
- Eastern Panhandle Federal Credit Union ranks highest with a 94% Recommend score and the strongest Support & Guidance score among the top 3 at 4.8.
- Customer feedback points to helpful Martinsburg service, clear personal loan support, and strong guidance through the borrowing process.
- Patriot Federal Credit Union ranks second with a 92% Recommend score and the highest Easy Application score among the top 3 at 4.7.
- Customer feedback supports high marks for accessible local service, practical personal loan options, and clear borrower communication.
- Mountain Heritage Federal Credit Union ranks third with a 90% Recommend score and ties Eastern Panhandle Federal Credit Union for Loan Terms & Rate Satisfaction at 4.7.
- Customer feedback highlights clear signature loan information, helpful local lending support, and steady guidance for Martinsburg-area borrowers.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Eastern Panhandle Federal Credit Union | Credit Union | 4.6 | 4.7 | 4.8 | 94% |
| Patriot Federal Credit Union | Credit Union | 4.7 | 4.6 | 4.7 | 92% |
| Mountain Heritage Federal Credit Union | Credit Union | 4.6 | 4.7 | 4.6 | 90% |
| 167th TFR Federal Credit Union | Credit Union | 4.5 | 4.5 | 4.6 | 88% |
| Jefferson Security Bank | Community Bank | 4.4 | 4.5 | 4.5 | 85% |
| CNB Bank | Community Bank | 4.3 | 4.4 | 4.4 | 83% |
| United Bank | Bank | 4.2 | 4.3 | 4.3 | 81% |
| Truist | Bank | 4.0 | 4.0 | 4.1 | 76% |
Morgantown Best Personal Loan Lenders
MFP’s Community Lenders Survey most recommended personal loan lenders in Morgantown’s area are WVU Employees Federal Credit Union, The United Federal Credit Union and Citizens Bank of Morgantown.
- WVU Employees Federal Credit Union ranks highest with a 94% Recommend score and the strongest Support & Guidance score among the top 3 at 4.8.
- Customer feedback points to helpful Morgantown service, clear personal loan options, and strong borrower guidance through the loan process.
- The United Federal Credit Union ranks second with a 92% Recommend score and the highest Easy Application score among the top 3 at 4.7.
- Customer feedback supports high marks for accessible local service, practical loan options, and clear communication for Morgantown-area borrowers.
- Citizens Bank of Morgantown ranks third with a 90% Recommend score and the highest Loan Terms & Rate Satisfaction score among the top 3 at 4.7.
- Customer feedback highlights local loan decision support, clear personal loan communication, and dependable Morgantown banking service.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| WVU Employees Federal Credit Union | Credit Union | 4.6 | 4.7 | 4.8 | 94% |
| The United Federal Credit Union | Credit Union | 4.7 | 4.6 | 4.7 | 92% |
| Citizens Bank of Morgantown | Community Bank | 4.6 | 4.7 | 4.6 | 90% |
| Morgantown AES Federal Credit Union | Credit Union | 4.5 | 4.6 | 4.6 | 88% |
| Fairmont Federal Credit Union | Credit Union | 4.5 | 4.5 | 4.6 | 86% |
| First Exchange Bank | Community Bank | 4.3 | 4.5 | 4.4 | 84% |
| First United Bank & Trust | Community Bank | 4.2 | 4.4 | 4.4 | 82% |
| United Bank | Bank | 4.1 | 4.3 | 4.3 | 80% |
Parkersburg Best Personal Loan Lenders
MFP’s Community Lenders Survey most recommended personal loan lenders in Parkersburg’s area are West Virginia Central Federal Credit Union, Peoples Bank and United Bank.
- West Virginia Central Federal Credit Union ranks highest with a 93% Recommend score and the strongest Support & Guidance score among the top 3 at 4.8.
- Customer feedback points to helpful Parkersburg-area service, clear personal loan guidance, and strong borrower support.
- Peoples Bank ranks second with a 90% Recommend score and the highest Loan Terms & Rate Satisfaction score among the top 3 at 4.7.
- Customer feedback supports high marks for clear loan communication, practical personal loan options, and dependable local banking help.
- United Bank ranks third with an 88% Recommend score and the highest Easy Application score among the top 3 at 4.6.
- Customer feedback highlights accessible branch service, simple borrowing steps, and steady support for Parkersburg-area borrowers.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| West Virginia Central Federal Credit Union | Credit Union | 4.6 | 4.6 | 4.8 | 93% |
| Peoples Bank | Bank | 4.5 | 4.7 | 4.6 | 90% |
| United Bank | Bank | 4.6 | 4.5 | 4.6 | 88% |
| WesBanco Bank | Bank | 4.4 | 4.5 | 4.5 | 85% |
| Huntington Bank | Bank | 4.2 | 4.3 | 4.3 | 81% |
| City National Bank | Bank | 4.1 | 4.3 | 4.2 | 80% |
| Truist | Bank | 4.0 | 4.1 | 4.1 | 76% |
| Woodforest National Bank | Bank | 3.9 | 4.0 | 4.0 | 74% |
Weirton Best Personal Loan Lenders
MFP’s Community Lenders Survey most recommended personal loan lenders in Weirton’s area are First Choice America Community Federal Credit Union, Hancock County Savings Bank and Strip Steel Community Federal Credit Union.
- First Choice America ranks highest with a 94% Recommend score and the strongest Easy Application score among the top 3 at 4.8.
- Customer feedback points to clear personal loan options, helpful Weirton-area member service, and strong local borrower support.
- Hancock County Savings Bank ranks second with a 90% Recommend score and the highest Loan Terms & Rate Satisfaction score among the top 3 at 4.7.
- Customer feedback supports high marks for local banking service, clear loan communication, and dependable Weirton-area support.
- Strip Steel Community Federal Credit Union ranks third with an 88% Recommend score and the strongest Support & Guidance score among the top 3 at 4.7.
- Customer feedback highlights helpful member service, practical borrowing guidance, and steady local support through the loan process.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| First Choice America Community Federal Credit Union | Credit Union | 4.8 | 4.7 | 4.7 | 94% |
| Hancock County Savings Bank | Community Bank | 4.5 | 4.7 | 4.6 | 90% |
| Strip Steel Community Federal Credit Union | Credit Union | 4.5 | 4.6 | 4.7 | 88% |
| WesBanco Bank | Bank | 4.3 | 4.4 | 4.4 | 84% |
| Huntington Bank | Bank | 4.1 | 4.2 | 4.2 | 79% |
| PNC Bank | Bank | 4.0 | 4.1 | 4.1 | 77% |
Wheeling Best Personal Loan Lenders
MFP’s Community Lenders Survey most recommended personal loan lenders in Wheeling’s area are First Choice America Community Federal Credit Union, Ohio Valley Community Federal Credit Union and WesBanco Bank.
- First Choice America ranks highest with a 94% Recommend score and the strongest Easy Application score among the top 3 at 4.8.
- Customer feedback points to clear personal loan options, helpful Wheeling member service, and strong local borrower support.
- Ohio Valley Community Federal Credit Union ranks second with a 92% Recommend score and the highest Support & Guidance score among the top 3 at 4.8.
- Customer feedback supports high marks for local branch help, clear borrowing guidance, and practical personal loan support.
- WesBanco Bank ranks third with a 90% Recommend score and the highest Loan Terms & Rate Satisfaction score among the top 3 at 4.7.
- Customer feedback highlights dependable Wheeling banking service, clear loan communication, and steady support through the borrowing process.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| First Choice America Community Federal Credit Union | Credit Union | 4.8 | 4.7 | 4.7 | 94% |
| Ohio Valley Community Federal Credit Union | Credit Union | 4.7 | 4.6 | 4.8 | 92% |
| WesBanco Bank | Bank | 4.5 | 4.7 | 4.6 | 90% |
| Teamsters Local 697 Federal Credit Union | Credit Union | 4.5 | 4.5 | 4.6 | 87% |
| Main Street Bank | Community Bank | 4.3 | 4.4 | 4.4 | 83% |
| United Bank | Bank | 4.2 | 4.3 | 4.3 | 81% |
Vienna Best Personal Loan Lenders
MFP’s Community Lenders Survey most recommended personal loan lenders in Vienna’s area are West Virginia Central Federal Credit Union, One Community Federal Credit Union and Riverview Credit Union.
- West Virginia Central Federal Credit Union ranks highest with a 94% Recommend score and the strongest Support & Guidance score among the top 3 at 4.8.
- Customer feedback points to helpful Vienna-area service, clear personal loan guidance, and strong local borrower support.
- One Community Federal Credit Union ranks second with a 92% Recommend score and the highest Easy Application score among the top 3 at 4.7.
- Customer feedback supports high marks for accessible member service, simple borrowing steps, and clear personal loan communication.
- Riverview Credit Union ranks third with a 90% Recommend score and ties West Virginia Central Federal Credit Union for Loan Terms & Rate Satisfaction at 4.7.
- Customer feedback highlights practical loan help, local branch support, and steady guidance through the borrowing process.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| West Virginia Central Federal Credit Union | Credit Union | 4.6 | 4.7 | 4.8 | 94% |
| One Community Federal Credit Union | Credit Union | 4.7 | 4.6 | 4.7 | 92% |
| Riverview Credit Union | Credit Union | 4.6 | 4.7 | 4.6 | 90% |
| United Bank | Bank | 4.4 | 4.5 | 4.5 | 86% |
| WesBanco Bank | Bank | 4.3 | 4.4 | 4.4 | 84% |
| Huntington Bank | Bank | 4.1 | 4.2 | 4.2 | 79% |
West Virginia Best Online Personal Loan Lenders
MFP’s Community Lenders Survey most recommended online personal loan lenders in West Virginia’s area are WV Central Credit Union, Pioneer Appalachia FCU and Pioneer FCU.
- WV Central Credit Union ranks highest with a 96% Recommend score, 4.8 Easy Application, 4.8 Loan Terms & Rate Satisfaction, and 4.7 Support & Guidance.
- Borrower feedback supports its top position because customers point to an easy online loan application, clear personal loan choices, and helpful service during the borrowing process.
- Pioneer Appalachia FCU ranks second with a 95% Recommend score, 4.8 Easy Application, 4.7 Loan Terms & Rate Satisfaction, and 4.7 Support & Guidance.
- Borrower feedback supports its strong ranking because customers highlight online application access, quick local decisions, and flexible personal loan options.
- Pioneer FCU ranks third with a 94% Recommend score, 4.7 Easy Application, 4.7 Loan Terms & Rate Satisfaction, and 4.7 Support & Guidance.
- Borrower feedback supports its top-3 placement because customers point to online application access, no-collateral loan options, and a straightforward borrowing process.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| WV Central Credit Union | Credit Union | 4.8 | 4.8 | 4.7 | 96% |
| Pioneer Appalachia FCU | Credit Union | 4.8 | 4.7 | 4.7 | 95% |
| Pioneer FCU | Credit Union | 4.7 | 4.7 | 4.7 | 94% |
| SoFi | Bank | 4.8 | 4.7 | 4.7 | 93% |
| WVU Credit Union | Credit Union | 4.6 | 4.7 | 4.7 | 92% |
| LightStream | Bank | 4.6 | 4.8 | 4.6 | 91% |
| Members Choice WV FCU | Credit Union | 4.6 | 4.6 | 4.6 | 90% |
| WV State Credit Union | Credit Union | 4.5 | 4.6 | 4.6 | 89% |
| Best Egg | Online | 4.6 | 4.5 | 4.6 | 88% |
| Upstart | Online | 4.7 | 4.4 | 4.5 | 87% |