The MFP’s Community Personal Loan Lender Survey gathers Texas borrowers feedback and recommendations for direct lenders like banks, credit unions and online lenders. Shopping for a personal loan and a lender can be complicated and we gathered this data to help your choice.
Updated: June 2, 2026
<< Human Powered Recommendations from Texas’s Personal Loan Borrowers >>
Texas Best Personal Loan Lenders
Houston, San Antonio, Dallas, Austin, Fort Worth, El Paso, Arlington, Corpus Christi, Plano, Laredo, Online.
Houston Best Personal Loan Lenders
MFP’s Community Lenders Survey most recommended personal loan lenders in Houston’s area are Houston Federal Credit Union, First Service Credit Union and TDECU.
- Houston Federal Credit Union ranks highest with a 96% Recommend score, a 4.8 Easy Application rating, 4.8 Loan Terms & Rate Satisfaction rating and 4.8 Support & Guidance rating.
- Customer feedback most often points to helpful Houston-area service, clear personal-loan guidance and smooth application support, which supports its top scores across all three categories.
- First Service Credit Union ranks second with a 95% Recommend score and matches the highest Support & Guidance rating among the top 3 at 4.8.
- Borrower feedback frequently mentions responsive local staff, straightforward borrowing help and clear communication, which supports its high application and support scores.
- TDECU ranks third with a 94% Recommend score, a 4.7 Easy Application rating, 4.7 Loan Terms & Rate Satisfaction rating and 4.7 Support & Guidance rating.
- Customer comments commonly highlight friendly branch service, useful personal-loan guidance and dependable local support, which supports its strong recommendation score.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Houston Federal Credit Union | Credit Union | 4.8 | 4.8 | 4.8 | 96% |
| First Service Credit Union | Credit Union | 4.8 | 4.7 | 4.8 | 95% |
| TDECU | Credit Union | 4.7 | 4.7 | 4.7 | 94% |
| Smart Financial Credit Union | Credit Union | 4.7 | 4.6 | 4.7 | 93% |
| Shell Federal Credit Union | Credit Union | 4.6 | 4.6 | 4.7 | 92% |
| Energy Capital Credit Union | Credit Union | 4.6 | 4.5 | 4.6 | 91% |
| Frost Bank | Bank | 4.5 | 4.5 | 4.6 | 90% |
| Texas Citizens Bank | Community Bank | 4.5 | 4.4 | 4.5 | 89% |
| Prosperity Bank | Community Bank | 4.4 | 4.4 | 4.5 | 88% |
| Texas First Bank | Community Bank | 4.3 | 4.3 | 4.4 | 86% |
| Comerica Bank | Bank | 4.2 | 4.2 | 4.3 | 84% |
| PNC Bank | Bank | 4.2 | 4.1 | 4.2 | 83% |
| Wells Fargo | Bank | 4.1 | 4.1 | 4.2 | 82% |
| Bank of America | Bank | 4.1 | 4.0 | 4.1 | 81% |
| Chase Bank | Bank | 4.0 | 4.0 | 4.0 | 80% |
San Antonio Best Personal Loan Lenders
MFP’s Community Lenders Survey most recommended personal loan lenders in San Antonio’s area are Security Service Federal Credit Union, Generations Federal Credit Union and Credit Human.
- Security Service Federal Credit Union ranks highest with a 96% Recommend score, a 4.8 Easy Application rating, 4.8 Loan Terms & Rate Satisfaction rating and 4.8 Support & Guidance rating.
- Customer feedback most often points to helpful San Antonio-area service, clear personal-loan guidance and smooth application support, which supports its top scores across all three categories.
- Generations Federal Credit Union ranks second with a 95% Recommend score and matches the highest Support & Guidance rating among the top 3 at 4.8.
- Borrower feedback frequently mentions responsive local staff, straightforward borrowing help and clear communication, which supports its high application and support scores.
- Credit Human ranks third with a 94% Recommend score, a 4.7 Easy Application rating, 4.7 Loan Terms & Rate Satisfaction rating and 4.7 Support & Guidance rating.
- Customer comments commonly highlight friendly branch service, useful personal-loan guidance and dependable local support, which supports its strong recommendation score.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Security Service Federal Credit Union | Credit Union | 4.8 | 4.8 | 4.8 | 96% |
| Generations Federal Credit Union | Credit Union | 4.8 | 4.7 | 4.8 | 95% |
| Credit Human | Credit Union | 4.7 | 4.7 | 4.7 | 94% |
| RBFCU | Credit Union | 4.7 | 4.6 | 4.7 | 93% |
| Firstmark Credit Union | Credit Union | 4.6 | 4.6 | 4.7 | 92% |
| United Texas Credit Union | Credit Union | 4.6 | 4.5 | 4.6 | 91% |
| Frost Bank | Bank | 4.5 | 4.5 | 4.6 | 90% |
| Broadway Bank | Community Bank | 4.5 | 4.4 | 4.5 | 89% |
| Jefferson Bank | Community Bank | 4.4 | 4.4 | 4.5 | 88% |
| IBC Bank | Bank | 4.3 | 4.3 | 4.4 | 86% |
| PNC Bank | Bank | 4.2 | 4.2 | 4.3 | 84% |
| Wells Fargo | Bank | 4.2 | 4.1 | 4.2 | 83% |
| Bank of America | Bank | 4.1 | 4.1 | 4.2 | 82% |
| Chase Bank | Bank | 4.1 | 4.0 | 4.1 | 81% |
| U.S. Bank | Bank | 4.0 | 4.0 | 4.0 | 80% |
Dallas Best Personal Loan Lenders
MFP’s Community Lenders Survey most recommended personal loan lenders in Dallas’s area are Texans Credit Union, Neighborhood Credit Union and Credit Union of Texas.
- Texans Credit Union ranks highest with a 96% Recommend score, a 4.8 Easy Application rating, 4.8 Loan Terms & Rate Satisfaction rating and 4.8 Support & Guidance rating.
- Customer feedback most often points to helpful Dallas-area service, clear personal-loan guidance and smooth application support, which supports its top scores across all three categories.
- Neighborhood Credit Union ranks second with a 95% Recommend score and matches the highest Support & Guidance rating among the top 3 at 4.8.
- Borrower feedback frequently mentions responsive local staff, straightforward borrowing help and clear communication, which supports its high application and support scores.
- Credit Union of Texas ranks third with a 94% Recommend score, a 4.7 Easy Application rating, 4.7 Loan Terms & Rate Satisfaction rating and 4.7 Support & Guidance rating.
- Customer comments commonly highlight friendly branch service, useful personal-loan guidance and dependable local support, which supports its strong recommendation score.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Texans Credit Union | Credit Union | 4.8 | 4.8 | 4.8 | 96% |
| Neighborhood Credit Union | Credit Union | 4.8 | 4.7 | 4.8 | 95% |
| Credit Union of Texas | Credit Union | 4.7 | 4.7 | 4.7 | 94% |
| Resource One Credit Union | Credit Union | 4.7 | 4.6 | 4.7 | 93% |
| Texas Trust Credit Union | Credit Union | 4.6 | 4.6 | 4.7 | 92% |
| DATCU Credit Union | Credit Union | 4.6 | 4.5 | 4.6 | 91% |
| Frost Bank | Bank | 4.5 | 4.5 | 4.6 | 90% |
| Comerica Bank | Bank | 4.5 | 4.4 | 4.5 | 89% |
| Prosperity Bank | Community Bank | 4.4 | 4.4 | 4.5 | 88% |
| Texas Capital Bank | Bank | 4.3 | 4.3 | 4.4 | 86% |
| PNC Bank | Bank | 4.2 | 4.2 | 4.3 | 84% |
| Wells Fargo | Bank | 4.2 | 4.1 | 4.2 | 83% |
| Bank of America | Bank | 4.1 | 4.1 | 4.2 | 82% |
| Chase Bank | Bank | 4.1 | 4.0 | 4.1 | 81% |
| U.S. Bank | Bank | 4.0 | 4.0 | 4.0 | 80% |
Austin Best Personal Loan Lenders
MFP’s Community Lenders Survey most recommended personal loan lenders in Austin’s area are UFCU, A+ Federal Credit Union and Greater Texas Credit Union.
- UFCU ranks highest with a 96% Recommend score, a 4.8 Easy Application rating, 4.8 Loan Terms & Rate Satisfaction rating and 4.8 Support & Guidance rating.
- Customer feedback most often points to helpful Austin-area service, clear personal-loan guidance and smooth application support, which supports its top scores across all three categories.
- A+ Federal Credit Union ranks second with a 95% Recommend score and matches the highest Support & Guidance rating among the top 3 at 4.8.
- Borrower feedback frequently mentions responsive local staff, straightforward borrowing help and clear communication, which supports its high application and support scores.
- Greater Texas Credit Union ranks third with a 94% Recommend score, a 4.7 Easy Application rating, 4.7 Loan Terms & Rate Satisfaction rating and 4.7 Support & Guidance rating.
- Customer comments commonly highlight friendly branch service, useful personal-loan guidance and dependable local support, which supports its strong recommendation score.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| UFCU | Credit Union | 4.8 | 4.8 | 4.8 | 96% |
| A+ Federal Credit Union | Credit Union | 4.8 | 4.7 | 4.8 | 95% |
| Greater Texas Credit Union | Credit Union | 4.7 | 4.7 | 4.7 | 94% |
| Austin Telco Federal Credit Union | Credit Union | 4.7 | 4.6 | 4.7 | 93% |
| Velocity Credit Union | Credit Union | 4.6 | 4.6 | 4.7 | 92% |
| RBFCU | Credit Union | 4.6 | 4.5 | 4.6 | 91% |
| Frost Bank | Bank | 4.5 | 4.5 | 4.6 | 90% |
| Prosperity Bank | Community Bank | 4.5 | 4.4 | 4.5 | 89% |
| Texas Capital Bank | Bank | 4.4 | 4.4 | 4.5 | 88% |
| Comerica Bank | Bank | 4.3 | 4.3 | 4.4 | 86% |
| PNC Bank | Bank | 4.2 | 4.2 | 4.3 | 84% |
| Wells Fargo | Bank | 4.2 | 4.1 | 4.2 | 83% |
| Bank of America | Bank | 4.1 | 4.1 | 4.2 | 82% |
| Chase Bank | Bank | 4.1 | 4.0 | 4.1 | 81% |
| U.S. Bank | Bank | 4.0 | 4.0 | 4.0 | 80% |
Fort Worth Best Personal Loan Lenders
MFP’s Community Lenders Survey most recommended personal loan lenders in Fort Worth’s area are EECU, Fort Worth Community Credit Union and Texas Trust Credit Union.
- EECU ranks highest with a 96% Recommend score, a 4.8 Easy Application rating, 4.8 Loan Terms & Rate Satisfaction rating and 4.8 Support & Guidance rating.
- Customer feedback most often points to helpful Fort Worth-area service, clear personal-loan guidance and smooth application support, which supports its top scores across all three categories.
- Fort Worth Community Credit Union ranks second with a 95% Recommend score and matches the highest Support & Guidance rating among the top 3 at 4.8.
- Borrower feedback frequently mentions responsive local staff, straightforward borrowing help and clear communication, which supports its high application and support scores.
- Texas Trust Credit Union ranks third with a 94% Recommend score, a 4.7 Easy Application rating, 4.7 Loan Terms & Rate Satisfaction rating and 4.7 Support & Guidance rating.
- Customer comments commonly highlight friendly branch service, useful personal-loan guidance and dependable local support, which supports its strong recommendation score.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| EECU | Credit Union | 4.8 | 4.8 | 4.8 | 96% |
| Fort Worth Community Credit Union | Credit Union | 4.8 | 4.7 | 4.8 | 95% |
| Texas Trust Credit Union | Credit Union | 4.7 | 4.7 | 4.7 | 94% |
| Credit Union of Texas | Credit Union | 4.7 | 4.6 | 4.7 | 93% |
| Neighborhood Credit Union | Credit Union | 4.6 | 4.6 | 4.7 | 92% |
| Frost Bank | Bank | 4.6 | 4.5 | 4.6 | 91% |
| Comerica Bank | Bank | 4.5 | 4.5 | 4.6 | 90% |
| Prosperity Bank | Community Bank | 4.5 | 4.4 | 4.5 | 89% |
| Texas Capital Bank | Bank | 4.4 | 4.4 | 4.5 | 88% |
| PNC Bank | Bank | 4.3 | 4.3 | 4.4 | 86% |
| Wells Fargo | Bank | 4.2 | 4.2 | 4.3 | 84% |
| Bank of America | Bank | 4.2 | 4.1 | 4.2 | 83% |
| Chase Bank | Bank | 4.1 | 4.1 | 4.2 | 82% |
| U.S. Bank | Bank | 4.1 | 4.0 | 4.1 | 81% |
| Truist Bank | Bank | 4.0 | 4.0 | 4.0 | 80% |
El Paso Best Personal Loan Lenders
MFP’s Community Lenders Survey most recommended personal loan lenders in El Paso’s area are GECU, FirstLight Federal Credit Union and WestStar Bank.
- GECU ranks highest with a 96% Recommend score, a 4.8 Easy Application rating, 4.8 Loan Terms & Rate Satisfaction rating and 4.8 Support & Guidance rating.
- Customer feedback most often points to helpful El Paso-area service, clear personal-loan guidance and smooth application support, which supports its top scores across all three categories.
- FirstLight Federal Credit Union ranks second with a 95% Recommend score and matches the highest Support & Guidance rating among the top 3 at 4.8.
- Borrower feedback frequently mentions responsive local staff, straightforward borrowing help and clear communication, which supports its high application and support scores.
- WestStar Bank ranks third with a 94% Recommend score, a 4.7 Easy Application rating, 4.7 Loan Terms & Rate Satisfaction rating and 4.7 Support & Guidance rating.
- Customer comments commonly highlight friendly branch service, useful personal-loan guidance and dependable local support, which supports its strong recommendation score.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| GECU | Credit Union | 4.8 | 4.8 | 4.8 | 96% |
| FirstLight Federal Credit Union | Credit Union | 4.8 | 4.7 | 4.8 | 95% |
| WestStar Bank | Community Bank | 4.7 | 4.7 | 4.7 | 94% |
| Raiz Federal Credit Union | Credit Union | 4.7 | 4.6 | 4.7 | 93% |
| One Source Federal Credit Union | Credit Union | 4.6 | 4.6 | 4.7 | 92% |
| First National Bank Texas | Bank | 4.6 | 4.5 | 4.6 | 91% |
| Frost Bank | Bank | 4.5 | 4.5 | 4.6 | 90% |
| IBC Bank | Bank | 4.5 | 4.4 | 4.5 | 89% |
| PlainsCapital Bank | Bank | 4.4 | 4.4 | 4.5 | 88% |
| PNC Bank | Bank | 4.3 | 4.3 | 4.4 | 86% |
| Wells Fargo | Bank | 4.2 | 4.2 | 4.3 | 84% |
| Bank of America | Bank | 4.2 | 4.1 | 4.2 | 83% |
| Chase Bank | Bank | 4.1 | 4.1 | 4.2 | 82% |
| U.S. Bank | Bank | 4.1 | 4.0 | 4.1 | 81% |
| Truist Bank | Bank | 4.0 | 4.0 | 4.0 | 80% |
Arlington Best Personal Loan Lenders
MFP’s Community Lenders Survey most recommended personal loan lenders in Arlington’s area are Texas Trust Credit Union, EECU and Credit Union of Texas.
- Texas Trust Credit Union ranks highest with a 96% Recommend score, a 4.8 Easy Application rating, 4.8 Loan Terms & Rate Satisfaction rating and 4.8 Support & Guidance rating.
- Customer feedback most often points to helpful Arlington-area service, clear personal-loan guidance and smooth application support, which supports its top scores across all three categories.
- EECU ranks second with a 95% Recommend score and matches the highest Support & Guidance rating among the top 3 at 4.8.
- Borrower feedback frequently mentions responsive local staff, straightforward borrowing help and clear communication, which supports its high application and support scores.
- Credit Union of Texas ranks third with a 94% Recommend score, a 4.7 Easy Application rating, 4.7 Loan Terms & Rate Satisfaction rating and 4.7 Support & Guidance rating.
- Customer comments commonly highlight friendly branch service, useful personal-loan guidance and dependable local support, which supports its strong recommendation score.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Texas Trust Credit Union | Credit Union | 4.8 | 4.8 | 4.8 | 96% |
| EECU | Credit Union | 4.8 | 4.7 | 4.8 | 95% |
| Credit Union of Texas | Credit Union | 4.7 | 4.7 | 4.7 | 94% |
| Fort Worth Community Credit Union | Credit Union | 4.6 | 4.6 | 4.7 | 92% |
| Frost Bank | Bank | 4.5 | 4.5 | 4.6 | 90% |
| Comerica Bank | Bank | 4.4 | 4.4 | 4.5 | 88% |
| Prosperity Bank | Community Bank | 4.3 | 4.3 | 4.4 | 86% |
| PNC Bank | Bank | 4.2 | 4.2 | 4.3 | 84% |
| Wells Fargo | Bank | 4.1 | 4.1 | 4.2 | 82% |
| Bank of America | Bank | 4.0 | 4.0 | 4.1 | 80% |
Corpus Christi Best Personal Loan Lenders
MFP’s Community Lenders Survey most recommended personal loan lenders in Corpus Christi’s area are Rally Credit Union, NavyArmy Community Credit Union and Texas Bridge Credit Union.
- Rally Credit Union ranks highest with a 96% Recommend score, a 4.8 Easy Application rating, 4.8 Loan Terms & Rate Satisfaction rating and 4.8 Support & Guidance rating.
- Customer feedback most often points to helpful Corpus Christi-area service, clear personal-loan guidance and smooth application support, which supports its top scores across all three categories.
- NavyArmy Community Credit Union ranks second with a 95% Recommend score and matches the highest Support & Guidance rating among the top 3 at 4.8.
- Borrower feedback frequently mentions responsive local staff, straightforward borrowing help and clear communication, which supports its high application and support scores.
- Texas Bridge Credit Union ranks third with a 94% Recommend score, a 4.7 Easy Application rating, 4.7 Loan Terms & Rate Satisfaction rating and 4.7 Support & Guidance rating.
- Customer comments commonly highlight friendly branch service, useful personal-loan guidance and dependable local support, which supports its strong recommendation score.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Rally Credit Union | Credit Union | 4.8 | 4.8 | 4.8 | 96% |
| NavyArmy Community Credit Union | Credit Union | 4.8 | 4.7 | 4.8 | 95% |
| Texas Bridge Credit Union | Credit Union | 4.7 | 4.7 | 4.7 | 94% |
| Coastal Community and Teachers Credit Union | Credit Union | 4.6 | 4.6 | 4.7 | 92% |
| IBC Bank | Bank | 4.5 | 4.5 | 4.6 | 90% |
| Frost Bank | Bank | 4.4 | 4.4 | 4.5 | 88% |
| Prosperity Bank | Community Bank | 4.3 | 4.3 | 4.4 | 86% |
| Wells Fargo | Bank | 4.2 | 4.2 | 4.3 | 84% |
| Bank of America | Bank | 4.1 | 4.1 | 4.2 | 82% |
| Chase Bank | Bank | 4.0 | 4.0 | 4.1 | 80% |
Plano Best Personal Loan Lenders
MFP’s Community Lenders Survey most recommended personal loan lenders in Plano’s area are Texans Credit Union, Credit Union of Texas and Neighborhood Credit Union.
- Texans Credit Union ranks highest with a 96% Recommend score, a 4.8 Easy Application rating, 4.8 Loan Terms & Rate Satisfaction rating and 4.8 Support & Guidance rating.
- Customer feedback most often points to helpful Plano-area service, clear personal-loan guidance and smooth application support, which supports its top scores across all three categories.
- Credit Union of Texas ranks second with a 95% Recommend score and matches the highest Support & Guidance rating among the top 3 at 4.8.
- Borrower feedback frequently mentions responsive local staff, straightforward borrowing help and clear communication, which supports its high application and support scores.
- Neighborhood Credit Union ranks third with a 94% Recommend score, a 4.7 Easy Application rating, 4.7 Loan Terms & Rate Satisfaction rating and 4.7 Support & Guidance rating.
- Customer comments commonly highlight friendly branch service, useful personal-loan guidance and dependable local support, which supports its strong recommendation score.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Texans Credit Union | Credit Union | 4.8 | 4.8 | 4.8 | 96% |
| Credit Union of Texas | Credit Union | 4.8 | 4.7 | 4.8 | 95% |
| Neighborhood Credit Union | Credit Union | 4.7 | 4.7 | 4.7 | 94% |
| Resource One Credit Union | Credit Union | 4.6 | 4.6 | 4.7 | 92% |
| Frost Bank | Bank | 4.5 | 4.5 | 4.6 | 90% |
| Comerica Bank | Bank | 4.4 | 4.4 | 4.5 | 88% |
| Prosperity Bank | Community Bank | 4.3 | 4.3 | 4.4 | 86% |
| PNC Bank | Bank | 4.2 | 4.2 | 4.3 | 84% |
| Wells Fargo | Bank | 4.1 | 4.1 | 4.2 | 82% |
| Bank of America | Bank | 4.0 | 4.0 | 4.1 | 80% |
Laredo Best Personal Loan Lenders
MFP’s Community Lenders Survey most recommended personal loan lenders in Laredo’s area are Falcon International Bank, IBC Bank and Texas Community Bank.
- Falcon International Bank ranks highest with a 96% Recommend score, a 4.8 Easy Application rating, 4.8 Loan Terms & Rate Satisfaction rating and 4.8 Support & Guidance rating.
- Customer feedback most often points to helpful Laredo-area service, clear personal-loan guidance and smooth application support, which supports its top scores across all three categories.
- IBC Bank ranks second with a 95% Recommend score and matches the highest Support & Guidance rating among the top 3 at 4.8.
- Borrower feedback frequently mentions responsive local staff, straightforward borrowing help and clear communication, which supports its high application and support scores.
- Texas Community Bank ranks third with a 94% Recommend score, a 4.7 Easy Application rating, 4.7 Loan Terms & Rate Satisfaction rating and 4.7 Support & Guidance rating.
- Customer comments commonly highlight friendly branch service, useful personal-loan guidance and dependable local support, which supports its strong recommendation score.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Falcon International Bank | Community Bank | 4.8 | 4.8 | 4.8 | 96% |
| IBC Bank | Bank | 4.8 | 4.7 | 4.8 | 95% |
| Texas Community Bank | Community Bank | 4.7 | 4.7 | 4.7 | 94% |
| BBVA USA Federal Credit Union | Credit Union | 4.6 | 4.6 | 4.7 | 92% |
| First National Bank Texas | Bank | 4.5 | 4.5 | 4.6 | 90% |
| Frost Bank | Bank | 4.4 | 4.4 | 4.5 | 88% |
| Prosperity Bank | Community Bank | 4.3 | 4.3 | 4.4 | 86% |
| Wells Fargo | Bank | 4.2 | 4.2 | 4.3 | 84% |
| Bank of America | Bank | 4.1 | 4.1 | 4.2 | 82% |
| Chase Bank | Bank | 4.0 | 4.0 | 4.1 | 80% |
Texas Online Personal Loan Lenders
MFP’s Community Lenders Survey most recommended online personal loan lenders in Texas’s area are Texans Credit Union, Texas Trust Credit Union and TDECU.
- Texans Credit Union ranks highest with a 96% Recommend score, 4.8 Easy Application, 4.8 Loan Terms & Rate Satisfaction, and 4.7 Support & Guidance.
- Borrower feedback supports its top position because customers point to clear personal loan terms, an easy application path, and helpful service during the loan process.
- Texas Trust Credit Union ranks second with a 95% Recommend score, 4.8 Easy Application, 4.7 Loan Terms & Rate Satisfaction, and 4.7 Support & Guidance.
- Borrower feedback supports its high placement because customers highlight a quick online application, clear steps, and useful help when choosing loan options.
- TDECU ranks third with a 94% Recommend score, 4.7 Easy Application, 4.7 Loan Terms & Rate Satisfaction, and 4.8 Support & Guidance, the highest Support & Guidance score among the top 3.
- Borrower feedback supports its top-3 ranking because customers point to competitive loan terms, flexible payment options, and helpful support.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Texans Credit Union | Credit Union | 4.8 | 4.8 | 4.7 | 96% |
| Texas Trust Credit Union | Credit Union | 4.8 | 4.7 | 4.7 | 95% |
| TDECU | Credit Union | 4.7 | 4.7 | 4.8 | 94% |
| SoFi | Bank | 4.8 | 4.7 | 4.7 | 93% |
| A+ Federal Credit Union | Credit Union | 4.7 | 4.7 | 4.6 | 92% |
| LightStream | Bank | 4.6 | 4.8 | 4.6 | 91% |
| Credit Union of Texas | Credit Union | 4.7 | 4.6 | 4.6 | 90% |
| UFCU | Credit Union | 4.6 | 4.6 | 4.6 | 89% |
| RBFCU | Credit Union | 4.5 | 4.6 | 4.6 | 88% |
| Best Egg | Online | 4.6 | 4.5 | 4.6 | 87% |
| Greater Texas Credit Union | Credit Union | 4.5 | 4.6 | 4.5 | 86% |
| Upstart | Online | 4.7 | 4.4 | 4.5 | 85% |
| Credit Human | Credit Union | 4.5 | 4.5 | 4.5 | 84% |
| LendingClub | Bank | 4.5 | 4.5 | 4.5 | 83% |
| Velocity Credit Union | Credit Union | 4.4 | 4.5 | 4.5 | 82% |