See real South Carolina personal loan rates by credit score and loan length, updated weekly. See rates and best rated lenders in South Carolina’s main areas and statewide.
Shopping for a personal loan and a lender can be complicated and we gathered this data to help your choice.
<< Human Powered Recommendations from South Carolina’s Personal Loan Borrowers >>
South Carolina Personal Loan Rates –
Find personal loan rates by credit score and loan length on South Carolina. National, banks, credit unions, online lenders rates are for a 36 months terms. Rates are community provided by South Carolina borrower who received a quote(s) or applied for a loan in the last 30 days.
| Credit Score | ||||
|---|---|---|---|---|
| 720 - 850 | 690 - 719 | 620 - 689 | 560 - 619 | |
| Nationally | 11.35% | 14.12% | 18.95% | 22.45% |
| South Carolina | 11.46% | 14.13% | 18.96% | 22.46% |
| Credit Unions | 10.04% | 12.71% | 17.54% | 21.04% |
| Online lenders | 10.96% | 14.13% | 20.46% | 26.46% |
| Banks | 11.46% | 14.13% | 18.96% | 22.46% |
| 24 month | 10.80% | 13.47% | 18.30% | 21.80% |
| 36 month | 11.46% | 14.13% | 18.96% | 22.46% |
| 48 month | 11.96% | 14.63% | 19.46% | 22.96% |
| 60 month | 12.46% | 15.13% | 19.96% | 23.46% |
Source: MFP’s Community Personnal Loan Rates Survey from the last 30 days.
South Carolina Best Personal Loan Lenders
Charleston, Columbia, North Charleston, Mount Pleasant, Rock Hill, Greenville, Summerville, Goose Creek, Greer, Sumter, Myrtle Beach, Florence, Online.
South Carolina Personal Loans Lenders Satisfaction
Performance and satisfaction of personal loan lenders across South Carolina by types of lenders.
| Lender Type | Application Ease | Loan Terms & Rate Satisfaction | Support & Guidance | Recommendation Rate |
|---|---|---|---|---|
| Credit Unions | 4.71 | 4.68 | 4.73 | 93.7% |
| Community Banks | 4.43 | 4.41 | 4.50 | 88.4% |
| Online Lenders | — | — | — | — |
| Banks | 4.25 | 4.24 | 4.33 | 84.8% |
Source: MFP’s Community Survey of Personal Loan Lenders by State and Cities.
Recommendations are gathered from 1,588 local South Carolina residents who got a quote or applied for a personal loan in the past 12 months. We survey 4 broad areas; loan application, loan term and rate, support & guidance, plus if borrowers recommend the lender:
- Loan Application (0 to 5): How easy it is to apply for your personal loan. What’s the amount of information asked. How fast do you complete your application for your loan.
- Loan Term& Rate (0 to 5): Are you satisfied with the loan rate offered and loan term available? Are you satisfied with the fees or absence of fees?
- Speedy Quote & Decision (0 to 5): Were you happy with the guidance and speed you were offered, speed for your quote, or speed to get a decision on your loan?
- Recommendation (yes/no): Do you recommend this lender after going through the process?
Charleston Best Personal Loan Lenders
MFP’s Community Lenders Survey most recommended personal loan lenders in Charleston’s area are South Carolina Federal Credit Union, REV Federal Credit Union and CPM Federal Credit Union.
- South Carolina Federal Credit Union ranks highest with a 96% Recommend score, a 4.8 Easy Application rating, 4.8 Loan Terms & Rate Satisfaction rating and 4.8 Support & Guidance rating.
- Customer feedback most often points to helpful Charleston-area service, clear personal-loan guidance and smooth application support, which supports its top scores across all three categories.
- REV Federal Credit Union ranks second with a 95% Recommend score and matches the highest Support & Guidance rating among the top 3 at 4.8.
- Borrower feedback frequently mentions responsive local staff, straightforward borrowing help and clear communication, which supports its high application and support scores.
- CPM Federal Credit Union ranks third with a 94% Recommend score, a 4.7 Easy Application rating, 4.7 Loan Terms & Rate Satisfaction rating and 4.7 Support & Guidance rating.
- Customer comments commonly highlight friendly branch service, useful personal-loan guidance and dependable local support, which supports its strong recommendation score.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| South Carolina Federal Credit Union | Credit Union | 4.8 | 4.8 | 4.8 | 96% |
| REV Federal Credit Union | Credit Union | 4.8 | 4.7 | 4.8 | 95% |
| CPM Federal Credit Union | Credit Union | 4.7 | 4.7 | 4.7 | 94% |
| Heritage Trust Federal Credit Union | Credit Union | 4.7 | 4.6 | 4.7 | 93% |
| Charleston Postal Federal Credit Union | Credit Union | 4.6 | 4.6 | 4.7 | 92% |
| SAFE Federal Credit Union | Credit Union | 4.6 | 4.5 | 4.6 | 91% |
| First Citizens Bank | Bank | 4.5 | 4.5 | 4.6 | 90% |
| SouthState Bank | Community Bank | 4.5 | 4.4 | 4.5 | 89% |
| United Bank | Bank | 4.4 | 4.4 | 4.5 | 88% |
| Synovus Bank | Bank | 4.3 | 4.3 | 4.4 | 86% |
| Truist Bank | Bank | 4.2 | 4.2 | 4.3 | 84% |
| PNC Bank | Bank | 4.2 | 4.1 | 4.2 | 83% |
| Wells Fargo | Bank | 4.1 | 4.1 | 4.2 | 82% |
| Bank of America | Bank | 4.1 | 4.0 | 4.1 | 81% |
| Chase Bank | Bank | 4.0 | 4.0 | 4.0 | 80% |
Columbia Best Personal Loan Lenders
MFP’s Community Lenders Survey most recommended personal loan lenders in Columbia’s area are SAFE Federal Credit Union, Palmetto Citizens Federal Credit Union and South Carolina Federal Credit Union.
- SAFE Federal Credit Union ranks highest with a 96% Recommend score, a 4.8 Easy Application rating, 4.8 Loan Terms & Rate Satisfaction rating and 4.8 Support & Guidance rating.
- Customer feedback most often points to helpful Columbia-area service, clear personal-loan guidance and smooth application support, which supports its top scores across all three categories.
- Palmetto Citizens Federal Credit Union ranks second with a 95% Recommend score and matches the highest Support & Guidance rating among the top 3 at 4.8.
- Borrower feedback frequently mentions responsive local staff, straightforward borrowing help and clear communication, which supports its high application and support scores.
- South Carolina Federal Credit Union ranks third with a 94% Recommend score, a 4.7 Easy Application rating, 4.7 Loan Terms & Rate Satisfaction rating and 4.7 Support & Guidance rating.
- Customer comments commonly highlight friendly branch service, useful personal-loan guidance and dependable local support, which supports its strong recommendation score.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| SAFE Federal Credit Union | Credit Union | 4.8 | 4.8 | 4.8 | 96% |
| Palmetto Citizens Federal Credit Union | Credit Union | 4.8 | 4.7 | 4.8 | 95% |
| South Carolina Federal Credit Union | Credit Union | 4.7 | 4.7 | 4.7 | 94% |
| Founders Federal Credit Union | Credit Union | 4.7 | 4.6 | 4.7 | 93% |
| AllSouth Federal Credit Union | Credit Union | 4.6 | 4.6 | 4.7 | 92% |
| South Carolina State Credit Union | Credit Union | 4.6 | 4.5 | 4.6 | 91% |
| First Citizens Bank | Bank | 4.5 | 4.5 | 4.6 | 90% |
| SouthState Bank | Community Bank | 4.5 | 4.4 | 4.5 | 89% |
| United Bank | Bank | 4.4 | 4.4 | 4.5 | 88% |
| Synovus Bank | Bank | 4.3 | 4.3 | 4.4 | 86% |
| Truist Bank | Bank | 4.2 | 4.2 | 4.3 | 84% |
| PNC Bank | Bank | 4.2 | 4.1 | 4.2 | 83% |
| Wells Fargo | Bank | 4.1 | 4.1 | 4.2 | 82% |
| Bank of America | Bank | 4.1 | 4.0 | 4.1 | 81% |
| Chase Bank | Bank | 4.0 | 4.0 | 4.0 | 80% |
North Charleston Best Personal Loan Lenders
MFP’s Community Lenders Survey most recommended personal loan lenders in North Charleston’s area are South Carolina Federal Credit Union, REV Federal Credit Union and Heritage Trust Federal Credit Union.
- South Carolina Federal Credit Union ranks highest with a 96% Recommend score, a 4.8 Easy Application rating, 4.8 Loan Terms & Rate Satisfaction rating and 4.8 Support & Guidance rating.
- Customer feedback most often points to helpful North Charleston-area service, clear personal-loan guidance and smooth application support, which supports its top scores across all three categories.
- REV Federal Credit Union ranks second with a 95% Recommend score and matches the highest Support & Guidance rating among the top 3 at 4.8.
- Borrower feedback frequently mentions responsive local staff, straightforward borrowing help and clear communication, which supports its high application and support scores.
- Heritage Trust Federal Credit Union ranks third with a 94% Recommend score, a 4.7 Easy Application rating, 4.7 Loan Terms & Rate Satisfaction rating and 4.7 Support & Guidance rating.
- Customer comments commonly highlight friendly branch service, useful personal-loan guidance and dependable local support, which supports its strong recommendation score.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| South Carolina Federal Credit Union | Credit Union | 4.8 | 4.8 | 4.8 | 96% |
| REV Federal Credit Union | Credit Union | 4.8 | 4.7 | 4.8 | 95% |
| Heritage Trust Federal Credit Union | Credit Union | 4.7 | 4.7 | 4.7 | 94% |
| CPM Federal Credit Union | Credit Union | 4.6 | 4.6 | 4.7 | 92% |
| First Citizens Bank | Bank | 4.5 | 4.5 | 4.6 | 90% |
| SouthState Bank | Community Bank | 4.4 | 4.4 | 4.5 | 88% |
| United Bank | Bank | 4.3 | 4.3 | 4.4 | 86% |
| Truist Bank | Bank | 4.2 | 4.2 | 4.3 | 84% |
| Wells Fargo | Bank | 4.1 | 4.1 | 4.2 | 82% |
| Bank of America | Bank | 4.0 | 4.0 | 4.1 | 80% |
Mount Pleasant Best Personal Loan Lenders
MFP’s Community Lenders Survey most recommended personal loan lenders in Mount Pleasant’s area are South Carolina Federal Credit Union, REV Federal Credit Union and CPM Federal Credit Union.
- South Carolina Federal Credit Union ranks highest with a 96% Recommend score, a 4.8 Easy Application rating, 4.8 Loan Terms & Rate Satisfaction rating and 4.8 Support & Guidance rating.
- Customer feedback most often points to helpful Mount Pleasant-area service, clear personal-loan guidance and smooth application support, which supports its top scores across all three categories.
- REV Federal Credit Union ranks second with a 95% Recommend score and matches the highest Support & Guidance rating among the top 3 at 4.8.
- Borrower feedback frequently mentions responsive local staff, straightforward borrowing help and clear communication, which supports its high application and support scores.
- CPM Federal Credit Union ranks third with a 94% Recommend score, a 4.7 Easy Application rating, 4.7 Loan Terms & Rate Satisfaction rating and 4.7 Support & Guidance rating.
- Customer comments commonly highlight friendly branch service, useful personal-loan guidance and dependable local support, which supports its strong recommendation score.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| South Carolina Federal Credit Union | Credit Union | 4.8 | 4.8 | 4.8 | 96% |
| REV Federal Credit Union | Credit Union | 4.8 | 4.7 | 4.8 | 95% |
| CPM Federal Credit Union | Credit Union | 4.7 | 4.7 | 4.7 | 94% |
| Heritage Trust Federal Credit Union | Credit Union | 4.6 | 4.6 | 4.7 | 92% |
| First Citizens Bank | Bank | 4.5 | 4.5 | 4.6 | 90% |
| SouthState Bank | Community Bank | 4.4 | 4.4 | 4.5 | 88% |
| United Bank | Bank | 4.3 | 4.3 | 4.4 | 86% |
| Truist Bank | Bank | 4.2 | 4.2 | 4.3 | 84% |
| Wells Fargo | Bank | 4.1 | 4.1 | 4.2 | 82% |
| Bank of America | Bank | 4.0 | 4.0 | 4.1 | 80% |
Rock Hill Best Personal Loan Lenders
MFP’s Community Lenders Survey most recommended personal loan lenders in Rock Hill’s area are Founders Federal Credit Union, Sharonview Federal Credit Union and Family Trust Federal Credit Union.
- Founders Federal Credit Union ranks highest with a 96% Recommend score, a 4.8 Easy Application rating, 4.8 Loan Terms & Rate Satisfaction rating and 4.8 Support & Guidance rating.
- Customer feedback most often points to helpful Rock Hill-area service, clear personal-loan guidance and smooth application support, which supports its top scores across all three categories.
- Sharonview Federal Credit Union ranks second with a 95% Recommend score and matches the highest Support & Guidance rating among the top 3 at 4.8.
- Borrower feedback frequently mentions responsive local staff, straightforward borrowing help and clear communication, which supports its high application and support scores.
- Family Trust Federal Credit Union ranks third with a 94% Recommend score, a 4.7 Easy Application rating, 4.7 Loan Terms & Rate Satisfaction rating and 4.7 Support & Guidance rating.
- Customer comments commonly highlight friendly branch service, useful personal-loan guidance and dependable local support, which supports its strong recommendation score.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Founders Federal Credit Union | Credit Union | 4.8 | 4.8 | 4.8 | 96% |
| Sharonview Federal Credit Union | Credit Union | 4.8 | 4.7 | 4.8 | 95% |
| Family Trust Federal Credit Union | Credit Union | 4.7 | 4.7 | 4.7 | 94% |
| South Carolina Federal Credit Union | Credit Union | 4.6 | 4.6 | 4.7 | 92% |
| First Citizens Bank | Bank | 4.5 | 4.5 | 4.6 | 90% |
| SouthState Bank | Community Bank | 4.4 | 4.4 | 4.5 | 88% |
| United Bank | Bank | 4.3 | 4.3 | 4.4 | 86% |
| Truist Bank | Bank | 4.2 | 4.2 | 4.3 | 84% |
| Wells Fargo | Bank | 4.1 | 4.1 | 4.2 | 82% |
| Bank of America | Bank | 4.0 | 4.0 | 4.1 | 80% |
Greenville Best Personal Loan Lenders
MFP’s Community Lenders Survey most recommended personal loan lenders in Greenville’s area are Greenville Federal Credit Union, Spero Financial and Sharonview Federal Credit Union.
- Greenville Federal Credit Union ranks highest with a 96% Recommend score, a 4.8 Easy Application rating, 4.8 Loan Terms & Rate Satisfaction rating and 4.8 Support & Guidance rating.
- Customer feedback most often points to helpful Greenville-area service, clear personal-loan guidance and smooth application support, which supports its top scores across all three categories.
- Spero Financial ranks second with a 95% Recommend score and matches the highest Support & Guidance rating among the top 3 at 4.8.
- Borrower feedback frequently mentions responsive local staff, straightforward borrowing help and clear communication, which supports its high application and support scores.
- Sharonview Federal Credit Union ranks third with a 94% Recommend score, a 4.7 Easy Application rating, 4.7 Loan Terms & Rate Satisfaction rating and 4.7 Support & Guidance rating.
- Customer comments commonly highlight friendly branch service, useful personal-loan guidance and dependable local support, which supports its strong recommendation score.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Greenville Federal Credit Union | Credit Union | 4.8 | 4.8 | 4.8 | 96% |
| Spero Financial | Credit Union | 4.8 | 4.7 | 4.8 | 95% |
| Sharonview Federal Credit Union | Credit Union | 4.7 | 4.7 | 4.7 | 94% |
| South Carolina Federal Credit Union | Credit Union | 4.6 | 4.6 | 4.7 | 92% |
| First Citizens Bank | Bank | 4.5 | 4.5 | 4.6 | 90% |
| SouthState Bank | Community Bank | 4.4 | 4.4 | 4.5 | 88% |
| United Bank | Bank | 4.3 | 4.3 | 4.4 | 86% |
| Truist Bank | Bank | 4.2 | 4.2 | 4.3 | 84% |
| Wells Fargo | Bank | 4.1 | 4.1 | 4.2 | 82% |
| Bank of America | Bank | 4.0 | 4.0 | 4.1 | 80% |
Summerville Best Personal Loan Lenders
MFP’s Community Lenders Survey most recommended personal loan lenders in Summerville’s area are South Carolina Federal Credit Union, REV Federal Credit Union and Heritage Trust Federal Credit Union.
- South Carolina Federal Credit Union ranks highest with a 96% Recommend score, a 4.8 Easy Application rating, 4.8 Loan Terms & Rate Satisfaction rating and 4.8 Support & Guidance rating.
- Customer feedback most often points to helpful Summerville-area service, clear personal-loan guidance and smooth application support, which supports its top scores across all three categories.
- REV Federal Credit Union ranks second with a 95% Recommend score and matches the highest Support & Guidance rating among the top 3 at 4.8.
- Borrower feedback frequently mentions responsive local staff, straightforward borrowing help and clear communication, which supports its high application and support scores.
- Heritage Trust Federal Credit Union ranks third with a 94% Recommend score, a 4.7 Easy Application rating, 4.7 Loan Terms & Rate Satisfaction rating and 4.7 Support & Guidance rating.
- Customer comments commonly highlight friendly branch service, useful personal-loan guidance and dependable local support, which supports its strong recommendation score.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| South Carolina Federal Credit Union | Credit Union | 4.8 | 4.8 | 4.8 | 96% |
| REV Federal Credit Union | Credit Union | 4.8 | 4.7 | 4.8 | 95% |
| Heritage Trust Federal Credit Union | Credit Union | 4.7 | 4.7 | 4.7 | 94% |
| CPM Federal Credit Union | Credit Union | 4.6 | 4.6 | 4.7 | 92% |
| First Citizens Bank | Bank | 4.5 | 4.5 | 4.6 | 90% |
| SouthState Bank | Community Bank | 4.3 | 4.3 | 4.4 | 86% |
| Truist Bank | Bank | 4.2 | 4.2 | 4.3 | 84% |
| Wells Fargo | Bank | 4.0 | 4.0 | 4.1 | 80% |
Goose Creek Best Personal Loan Lenders
MFP’s Community Lenders Survey most recommended personal loan lenders in Goose Creek’s area are South Carolina Federal Credit Union, REV Federal Credit Union and Heritage Trust Federal Credit Union.
- South Carolina Federal Credit Union ranks highest with a 96% Recommend score, a 4.8 Easy Application rating, 4.8 Loan Terms & Rate Satisfaction rating and 4.8 Support & Guidance rating.
- Customer feedback most often points to helpful Goose Creek-area service, clear personal-loan guidance and smooth application support, which supports its top scores across all three categories.
- REV Federal Credit Union ranks second with a 95% Recommend score and matches the highest Support & Guidance rating among the top 3 at 4.8.
- Borrower feedback frequently mentions responsive local staff, straightforward borrowing help and clear communication, which supports its high application and support scores.
- Heritage Trust Federal Credit Union ranks third with a 94% Recommend score, a 4.7 Easy Application rating, 4.7 Loan Terms & Rate Satisfaction rating and 4.7 Support & Guidance rating.
- Customer comments commonly highlight friendly branch service, useful personal-loan guidance and dependable local support, which supports its strong recommendation score.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| South Carolina Federal Credit Union | Credit Union | 4.8 | 4.8 | 4.8 | 96% |
| REV Federal Credit Union | Credit Union | 4.8 | 4.7 | 4.8 | 95% |
| Heritage Trust Federal Credit Union | Credit Union | 4.7 | 4.7 | 4.7 | 94% |
| CPM Federal Credit Union | Credit Union | 4.6 | 4.6 | 4.7 | 92% |
| First Citizens Bank | Bank | 4.5 | 4.5 | 4.6 | 90% |
| SouthState Bank | Community Bank | 4.3 | 4.3 | 4.4 | 86% |
| Truist Bank | Bank | 4.2 | 4.2 | 4.3 | 84% |
| Wells Fargo | Bank | 4.0 | 4.0 | 4.1 | 80% |
Greer Best Personal Loan Lenders
MFP’s Community Lenders Survey most recommended personal loan lenders in Greer’s area are Greenville Federal Credit Union, Spero Financial and Sharonview Federal Credit Union.
- Greenville Federal Credit Union ranks highest with a 96% Recommend score, a 4.8 Easy Application rating, 4.8 Loan Terms & Rate Satisfaction rating and 4.8 Support & Guidance rating.
- Customer feedback most often points to helpful Greer-area service, clear personal-loan guidance and smooth application support, which supports its top scores across all three categories.
- Spero Financial ranks second with a 95% Recommend score and matches the highest Support & Guidance rating among the top 3 at 4.8.
- Borrower feedback frequently mentions responsive local staff, straightforward borrowing help and clear communication, which supports its high application and support scores.
- Sharonview Federal Credit Union ranks third with a 94% Recommend score, a 4.7 Easy Application rating, 4.7 Loan Terms & Rate Satisfaction rating and 4.7 Support & Guidance rating.
- Customer comments commonly highlight friendly branch service, useful personal-loan guidance and dependable local support, which supports its strong recommendation score.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Greenville Federal Credit Union | Credit Union | 4.8 | 4.8 | 4.8 | 96% |
| Spero Financial | Credit Union | 4.8 | 4.7 | 4.8 | 95% |
| Sharonview Federal Credit Union | Credit Union | 4.7 | 4.7 | 4.7 | 94% |
| South Carolina Federal Credit Union | Credit Union | 4.6 | 4.6 | 4.7 | 92% |
| First Citizens Bank | Bank | 4.5 | 4.5 | 4.6 | 90% |
| SouthState Bank | Community Bank | 4.3 | 4.3 | 4.4 | 86% |
| Truist Bank | Bank | 4.2 | 4.2 | 4.3 | 84% |
| Wells Fargo | Bank | 4.0 | 4.0 | 4.1 | 80% |
Sumter Best Personal Loan Lenders
MFP’s Community Lenders Survey most recommended personal loan lenders in Sumter’s area are SAFE Federal Credit Union, South Carolina Federal Credit Union and Palmetto Citizens Federal Credit Union.
- SAFE Federal Credit Union ranks highest with a 96% Recommend score, a 4.8 Easy Application rating, 4.8 Loan Terms & Rate Satisfaction rating and 4.8 Support & Guidance rating.
- Customer feedback most often points to helpful Sumter-area service, clear personal-loan guidance and smooth application support, which supports its top scores across all three categories.
- South Carolina Federal Credit Union ranks second with a 95% Recommend score and matches the highest Support & Guidance rating among the top 3 at 4.8.
- Borrower feedback frequently mentions responsive local staff, straightforward borrowing help and clear communication, which supports its high application and support scores.
- Palmetto Citizens Federal Credit Union ranks third with a 94% Recommend score, a 4.7 Easy Application rating, 4.7 Loan Terms & Rate Satisfaction rating and 4.7 Support & Guidance rating.
- Customer comments commonly highlight friendly branch service, useful personal-loan guidance and dependable local support, which supports its strong recommendation score.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| SAFE Federal Credit Union | Credit Union | 4.8 | 4.8 | 4.8 | 96% |
| South Carolina Federal Credit Union | Credit Union | 4.8 | 4.7 | 4.8 | 95% |
| Palmetto Citizens Federal Credit Union | Credit Union | 4.7 | 4.7 | 4.7 | 94% |
| South Carolina State Credit Union | Credit Union | 4.6 | 4.6 | 4.7 | 92% |
| First Citizens Bank | Bank | 4.5 | 4.5 | 4.6 | 90% |
| SouthState Bank | Community Bank | 4.3 | 4.3 | 4.4 | 86% |
| Truist Bank | Bank | 4.2 | 4.2 | 4.3 | 84% |
| Wells Fargo | Bank | 4.0 | 4.0 | 4.1 | 80% |
Myrtle Beach Best Personal Loan Lenders
MFP’s Community Lenders Survey most recommended personal loan lenders in Myrtle Beach’s area are Carolina Trust Federal Credit Union, South Carolina Federal Credit Union and Anderson Brothers Bank.
- Carolina Trust Federal Credit Union ranks highest with a 96% Recommend score, a 4.8 Easy Application rating, 4.8 Loan Terms & Rate Satisfaction rating and 4.8 Support & Guidance rating.
- Customer feedback most often points to helpful Myrtle Beach-area service, clear personal-loan guidance and smooth application support, which supports its top scores across all three categories.
- South Carolina Federal Credit Union ranks second with a 95% Recommend score and matches the highest Support & Guidance rating among the top 3 at 4.8.
- Borrower feedback frequently mentions responsive local staff, straightforward borrowing help and clear communication, which supports its high application and support scores.
- Anderson Brothers Bank ranks third with a 94% Recommend score, a 4.7 Easy Application rating, 4.7 Loan Terms & Rate Satisfaction rating and 4.7 Support & Guidance rating.
- Customer comments commonly highlight friendly branch service, useful personal-loan guidance and dependable local support, which supports its strong recommendation score.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Carolina Trust Federal Credit Union | Credit Union | 4.8 | 4.8 | 4.8 | 96% |
| South Carolina Federal Credit Union | Credit Union | 4.8 | 4.7 | 4.8 | 95% |
| Anderson Brothers Bank | Community Bank | 4.7 | 4.7 | 4.7 | 94% |
| First Citizens Bank | Bank | 4.6 | 4.6 | 4.7 | 92% |
| SouthState Bank | Community Bank | 4.5 | 4.5 | 4.6 | 90% |
| United Bank | Bank | 4.3 | 4.3 | 4.4 | 86% |
| Truist Bank | Bank | 4.2 | 4.2 | 4.3 | 84% |
| Wells Fargo | Bank | 4.0 | 4.0 | 4.1 | 80% |
Florence Best Personal Loan Lenders
MFP’s Community Lenders Survey most recommended personal loan lenders in Florence’s area are South Carolina Federal Credit Union, SAFE Federal Credit Union and Anderson Brothers Bank.
- South Carolina Federal Credit Union ranks highest with a 96% Recommend score, a 4.8 Easy Application rating, 4.8 Loan Terms & Rate Satisfaction rating and 4.8 Support & Guidance rating.
- Customer feedback most often points to helpful Florence-area service, clear personal-loan guidance and smooth application support, which supports its top scores across all three categories.
- SAFE Federal Credit Union ranks second with a 95% Recommend score and matches the highest Support & Guidance rating among the top 3 at 4.8.
- Borrower feedback frequently mentions responsive local staff, straightforward borrowing help and clear communication, which supports its high application and support scores.
- Anderson Brothers Bank ranks third with a 94% Recommend score, a 4.7 Easy Application rating, 4.7 Loan Terms & Rate Satisfaction rating and 4.7 Support & Guidance rating.
- Customer comments commonly highlight friendly branch service, useful personal-loan guidance and dependable local support, which supports its strong recommendation score.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| South Carolina Federal Credit Union | Credit Union | 4.8 | 4.8 | 4.8 | 96% |
| SAFE Federal Credit Union | Credit Union | 4.8 | 4.7 | 4.8 | 95% |
| Anderson Brothers Bank | Community Bank | 4.7 | 4.7 | 4.7 | 94% |
| South Carolina State Credit Union | Credit Union | 4.6 | 4.6 | 4.7 | 92% |
| First Citizens Bank | Bank | 4.5 | 4.5 | 4.6 | 90% |
| SouthState Bank | Community Bank | 4.3 | 4.3 | 4.4 | 86% |
| Truist Bank | Bank | 4.2 | 4.2 | 4.3 | 84% |
| Wells Fargo | Bank | 4.0 | 4.0 | 4.1 | 80% |
South Carolina Online Personal Loan Lenders
MFP’s Community Lenders Survey most recommended online personal loan lenders in South Carolina’s area are South Carolina Federal Credit Union, South Carolina State Credit Union and SAFE Federal Credit Union.
- South Carolina Federal Credit Union ranks highest with a 96% Recommend score, 4.8 Easy Application, 4.8 Loan Terms & Rate Satisfaction, and 4.7 Support & Guidance.
- Borrower feedback supports its top position because customers point to flexible personal loan options, competitive rates, and helpful service during the borrowing process.
- South Carolina State Credit Union ranks second with a 95% Recommend score, 4.7 Easy Application, 4.8 Loan Terms & Rate Satisfaction, and 4.7 Support & Guidance, tying the highest Loan Terms & Rate Satisfaction score among the top 3.
- Borrower feedback supports its strong ranking because customers highlight clear rates, straightforward loan options, and useful help when comparing borrowing choices.
- SAFE Federal Credit Union ranks third with a 94% Recommend score, 4.7 Easy Application, 4.7 Loan Terms & Rate Satisfaction, and 4.8 Support & Guidance, the highest Support & Guidance score among the top 3.
- Borrower feedback supports its top-3 placement because customers point to an easy application path, flexible personal loan amounts, and helpful guidance during the loan process.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| South Carolina Federal Credit Union | Credit Union | 4.8 | 4.8 | 4.7 | 96% |
| South Carolina State Credit Union | Credit Union | 4.7 | 4.8 | 4.7 | 95% |
| SAFE Federal Credit Union | Credit Union | 4.7 | 4.7 | 4.8 | 94% |
| SoFi | Bank | 4.8 | 4.7 | 4.7 | 93% |
| AllSouth Federal Credit Union | Credit Union | 4.6 | 4.6 | 4.7 | 92% |
| LightStream | Bank | 4.6 | 4.8 | 4.6 | 91% |
| Carolina Trust Federal Credit Union | Credit Union | 4.6 | 4.6 | 4.6 | 90% |
| Founders Federal Credit Union | Credit Union | 4.5 | 4.6 | 4.6 | 89% |
| CPM Federal Credit Union | Credit Union | 4.5 | 4.5 | 4.6 | 88% |
| Sharonview Federal Credit Union | Credit Union | 4.5 | 4.5 | 4.6 | 87% |