The MFP’s Community Personal Loan Lender Survey gathers Nebraska borrowers feedback and recommendations for direct lenders like banks, credit unions and online lenders. Shopping for a personal loan and a lender can be complicated and we gathered this data to help your choice.
Updated: June 2, 2026
<< Human Powered Recommendations from Nebraska’s Personal Loan Borrowers >>
Nebraska Best Personal Loan Lenders
Omaha, Lincoln, Bellevue, Grand Island, Kearney, Fremont, Hastings, North Platte, Norfolk, Columbus, Online.
Omaha Best Personal Loan Lenders
MFP’s Community Lenders Survey most recommended personal loan lenders in Omaha’s area are Centris Federal Credit Union, Metro Credit Union and Mutual 1st Federal Credit Union.
- Centris Federal Credit Union ranks highest with a 96% Recommend score, a 4.8 Easy Application rating, 4.8 Loan Terms & Rate Satisfaction rating and 4.8 Support & Guidance rating.
- Customer feedback most often points to helpful Omaha-area service, clear personal-loan guidance and smooth application support, which supports its top scores across all three categories.
- Metro Credit Union ranks second with a 95% Recommend score and matches the highest Support & Guidance rating among the top 3 at 4.8.
- Borrower feedback frequently mentions responsive local staff, straightforward borrowing help and clear communication, which supports its high application and support scores.
- Mutual 1st Federal Credit Union ranks third with a 94% Recommend score, a 4.7 Easy Application rating, 4.7 Loan Terms & Rate Satisfaction rating and 4.7 Support & Guidance rating.
- Customer comments commonly highlight friendly branch service, useful personal-loan guidance and dependable local support, which supports its strong recommendation score.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Centris Federal Credit Union | Credit Union | 4.8 | 4.8 | 4.8 | 96% |
| Metro Credit Union | Credit Union | 4.8 | 4.7 | 4.8 | 95% |
| Mutual 1st Federal Credit Union | Credit Union | 4.7 | 4.7 | 4.7 | 94% |
| FNBO | Community Bank | 4.7 | 4.6 | 4.7 | 93% |
| Security National Bank | Community Bank | 4.6 | 4.6 | 4.7 | 92% |
| Core Bank | Community Bank | 4.6 | 4.5 | 4.6 | 91% |
| ACCESSbank | Community Bank | 4.5 | 4.5 | 4.6 | 90% |
| First Nebraska Credit Union | Credit Union | 4.5 | 4.4 | 4.5 | 89% |
| First Interstate Bank | Bank | 4.4 | 4.4 | 4.5 | 88% |
| U.S. Bank | Bank | 4.3 | 4.3 | 4.4 | 86% |
| Wells Fargo | Bank | 4.2 | 4.2 | 4.3 | 84% |
| Chase Bank | Bank | 4.2 | 4.1 | 4.2 | 83% |
| Bank of America | Bank | 4.1 | 4.1 | 4.2 | 82% |
| PNC Bank | Bank | 4.1 | 4.0 | 4.1 | 81% |
| Huntington Bank | Bank | 4.0 | 4.0 | 4.0 | 80% |
Lincoln Best Personal Loan Lenders
MFP’s Community Lenders Survey most recommended personal loan lenders in Lincoln’s area are Liberty First Credit Union, LincOne Federal Credit Union and MembersOwn Credit Union.
- Liberty First Credit Union ranks highest with a 96% Recommend score, a 4.8 Easy Application rating, 4.8 Loan Terms & Rate Satisfaction rating and 4.8 Support & Guidance rating.
- Customer feedback most often points to helpful Lincoln-area service, clear personal-loan guidance and smooth application support, which supports its top scores across all three categories.
- LincOne Federal Credit Union ranks second with a 95% Recommend score and matches the highest Support & Guidance rating among the top 3 at 4.8.
- Borrower feedback frequently mentions responsive local staff, straightforward borrowing help and clear communication, which supports its high application and support scores.
- MembersOwn Credit Union ranks third with a 94% Recommend score, a 4.7 Easy Application rating, 4.7 Loan Terms & Rate Satisfaction rating and 4.7 Support & Guidance rating.
- Customer comments commonly highlight friendly branch service, useful personal-loan guidance and dependable local support, which supports its strong recommendation score.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Liberty First Credit Union | Credit Union | 4.8 | 4.8 | 4.8 | 96% |
| LincOne Federal Credit Union | Credit Union | 4.8 | 4.7 | 4.8 | 95% |
| MembersOwn Credit Union | Credit Union | 4.7 | 4.7 | 4.7 | 94% |
| Union Bank & Trust | Community Bank | 4.6 | 4.6 | 4.7 | 92% |
| Cornhusker Bank | Community Bank | 4.5 | 4.5 | 4.6 | 90% |
| West Gate Bank | Community Bank | 4.4 | 4.4 | 4.5 | 88% |
| First Interstate Bank | Bank | 4.3 | 4.3 | 4.4 | 86% |
| U.S. Bank | Bank | 4.2 | 4.2 | 4.3 | 84% |
| Wells Fargo | Bank | 4.1 | 4.1 | 4.2 | 82% |
| Chase Bank | Bank | 4.0 | 4.0 | 4.1 | 80% |
Bellevue Best Personal Loan Lenders
MFP’s Community Lenders Survey most recommended personal loan lenders in Bellevue’s area are Centris Federal Credit Union, Metro Credit Union and Mutual 1st Federal Credit Union.
- Centris Federal Credit Union ranks highest with a 96% Recommend score, a 4.8 Easy Application rating, 4.8 Loan Terms & Rate Satisfaction rating and 4.8 Support & Guidance rating.
- Customer feedback most often points to helpful Bellevue-area service, clear personal-loan guidance and smooth application support, which supports its top scores across all three categories.
- Metro Credit Union ranks second with a 95% Recommend score and matches the highest Support & Guidance rating among the top 3 at 4.8.
- Borrower feedback frequently mentions responsive local staff, straightforward borrowing help and clear communication, which supports its high application and support scores.
- Mutual 1st Federal Credit Union ranks third with a 94% Recommend score, a 4.7 Easy Application rating, 4.7 Loan Terms & Rate Satisfaction rating and 4.7 Support & Guidance rating.
- Customer comments commonly highlight friendly branch service, useful personal-loan guidance and dependable local support, which supports its strong recommendation score.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Centris Federal Credit Union | Credit Union | 4.8 | 4.8 | 4.8 | 96% |
| Metro Credit Union | Credit Union | 4.8 | 4.7 | 4.8 | 95% |
| Mutual 1st Federal Credit Union | Credit Union | 4.7 | 4.7 | 4.7 | 94% |
| FNBO | Community Bank | 4.6 | 4.6 | 4.7 | 92% |
| Security National Bank | Community Bank | 4.5 | 4.5 | 4.6 | 90% |
| Core Bank | Community Bank | 4.4 | 4.4 | 4.5 | 88% |
| First Interstate Bank | Bank | 4.3 | 4.3 | 4.4 | 86% |
| U.S. Bank | Bank | 4.2 | 4.2 | 4.3 | 84% |
| Wells Fargo | Bank | 4.1 | 4.1 | 4.2 | 82% |
| Chase Bank | Bank | 4.0 | 4.0 | 4.1 | 80% |
Grand Island Best Personal Loan Lenders
MFP’s Community Lenders Survey most recommended personal loan lenders in Grand Island’s area are Centris Federal Credit Union, Five Points Bank and Pinnacle Bank.
- Centris Federal Credit Union ranks highest with a 96% Recommend score, a 4.8 Easy Application rating, 4.8 Loan Terms & Rate Satisfaction rating and 4.8 Support & Guidance rating.
- Customer feedback most often points to helpful Grand Island-area service, clear personal-loan guidance and smooth application support, which supports its top scores across all three categories.
- Five Points Bank ranks second with a 95% Recommend score and matches the highest Support & Guidance rating among the top 3 at 4.8.
- Borrower feedback frequently mentions responsive local staff, straightforward borrowing help and clear communication, which supports its high application and support scores.
- Pinnacle Bank ranks third with a 94% Recommend score, a 4.7 Easy Application rating, 4.7 Loan Terms & Rate Satisfaction rating and 4.7 Support & Guidance rating.
- Customer comments commonly highlight friendly branch service, useful personal-loan guidance and dependable local support, which supports its strong recommendation score.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Centris Federal Credit Union | Credit Union | 4.8 | 4.8 | 4.8 | 96% |
| Five Points Bank | Community Bank | 4.8 | 4.7 | 4.8 | 95% |
| Pinnacle Bank | Community Bank | 4.7 | 4.7 | 4.7 | 94% |
| Equitable Bank | Community Bank | 4.6 | 4.6 | 4.7 | 92% |
| First Interstate Bank | Bank | 4.4 | 4.4 | 4.5 | 88% |
| U.S. Bank | Bank | 4.2 | 4.2 | 4.3 | 84% |
| Wells Fargo | Bank | 4.1 | 4.1 | 4.2 | 82% |
| Bank of America | Bank | 4.0 | 4.0 | 4.1 | 80% |
Kearney Best Personal Loan Lenders
MFP’s Community Lenders Survey most recommended personal loan lenders in Kearney’s area are Trius Federal Credit Union, Five Points Bank and Pinnacle Bank.
- Trius Federal Credit Union ranks highest with a 96% Recommend score, a 4.8 Easy Application rating, 4.8 Loan Terms & Rate Satisfaction rating and 4.8 Support & Guidance rating.
- Customer feedback most often points to helpful Kearney-area service, clear personal-loan guidance and smooth application support, which supports its top scores across all three categories.
- Five Points Bank ranks second with a 95% Recommend score and matches the highest Support & Guidance rating among the top 3 at 4.8.
- Borrower feedback frequently mentions responsive local staff, straightforward borrowing help and clear communication, which supports its high application and support scores.
- Pinnacle Bank ranks third with a 94% Recommend score, a 4.7 Easy Application rating, 4.7 Loan Terms & Rate Satisfaction rating and 4.7 Support & Guidance rating.
- Customer comments commonly highlight friendly branch service, useful personal-loan guidance and dependable local support, which supports its strong recommendation score.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Trius Federal Credit Union | Credit Union | 4.8 | 4.8 | 4.8 | 96% |
| Five Points Bank | Community Bank | 4.8 | 4.7 | 4.8 | 95% |
| Pinnacle Bank | Community Bank | 4.7 | 4.7 | 4.7 | 94% |
| Union Bank & Trust | Community Bank | 4.6 | 4.6 | 4.7 | 92% |
| First Interstate Bank | Bank | 4.4 | 4.4 | 4.5 | 88% |
| U.S. Bank | Bank | 4.2 | 4.2 | 4.3 | 84% |
| Wells Fargo | Bank | 4.1 | 4.1 | 4.2 | 82% |
| Bank of America | Bank | 4.0 | 4.0 | 4.1 | 80% |
Fremont Best Personal Loan Lenders
MFP’s Community Lenders Survey most recommended personal loan lenders in Fremont’s area are Centris Federal Credit Union, First State Bank & Trust Company and FNBO.
- Centris Federal Credit Union ranks highest with a 96% Recommend score, a 4.8 Easy Application rating, 4.8 Loan Terms & Rate Satisfaction rating and 4.8 Support & Guidance rating.
- Customer feedback most often points to helpful Fremont-area service, clear personal-loan guidance and smooth application support, which supports its top scores across all three categories.
- First State Bank & Trust Company ranks second with a 95% Recommend score and matches the highest Support & Guidance rating among the top 3 at 4.8.
- Borrower feedback frequently mentions responsive local staff, straightforward borrowing help and clear communication, which supports its high application and support scores.
- FNBO ranks third with a 94% Recommend score, a 4.7 Easy Application rating, 4.7 Loan Terms & Rate Satisfaction rating and 4.7 Support & Guidance rating.
- Customer comments commonly highlight friendly branch service, useful personal-loan guidance and dependable local support, which supports its strong recommendation score.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Centris Federal Credit Union | Credit Union | 4.8 | 4.8 | 4.8 | 96% |
| First State Bank & Trust Company | Community Bank | 4.8 | 4.7 | 4.8 | 95% |
| FNBO | Community Bank | 4.7 | 4.7 | 4.7 | 94% |
| Lincoln Federal Savings Bank | Community Bank | 4.6 | 4.6 | 4.7 | 92% |
| First Interstate Bank | Bank | 4.4 | 4.4 | 4.5 | 88% |
| U.S. Bank | Bank | 4.2 | 4.2 | 4.3 | 84% |
| Wells Fargo | Bank | 4.1 | 4.1 | 4.2 | 82% |
| Bank of America | Bank | 4.0 | 4.0 | 4.1 | 80% |
Hastings Best Personal Loan Lenders
MFP’s Community Lenders Survey most recommended personal loan lenders in Hastings’s area are Hastings Federal Credit Union, Five Points Bank and Pinnacle Bank.
- Hastings Federal Credit Union ranks highest with a 96% Recommend score, a 4.8 Easy Application rating, 4.8 Loan Terms & Rate Satisfaction rating and 4.8 Support & Guidance rating.
- Customer feedback most often points to helpful Hastings-area service, clear personal-loan guidance and smooth application support, which supports its top scores across all three categories.
- Five Points Bank ranks second with a 95% Recommend score and matches the highest Support & Guidance rating among the top 3 at 4.8.
- Borrower feedback frequently mentions responsive local staff, straightforward borrowing help and clear communication, which supports its high application and support scores.
- Pinnacle Bank ranks third with a 94% Recommend score, a 4.7 Easy Application rating, 4.7 Loan Terms & Rate Satisfaction rating and 4.7 Support & Guidance rating.
- Customer comments commonly highlight friendly branch service, useful personal-loan guidance and dependable local support, which supports its strong recommendation score.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Hastings Federal Credit Union | Credit Union | 4.8 | 4.8 | 4.8 | 96% |
| Five Points Bank | Community Bank | 4.8 | 4.7 | 4.8 | 95% |
| Pinnacle Bank | Community Bank | 4.7 | 4.7 | 4.7 | 94% |
| Equitable Bank | Community Bank | 4.6 | 4.6 | 4.7 | 92% |
| Cornerstone Bank | Community Bank | 4.5 | 4.5 | 4.6 | 90% |
| First Interstate Bank | Bank | 4.3 | 4.3 | 4.4 | 86% |
| U.S. Bank | Bank | 4.2 | 4.2 | 4.3 | 84% |
| Wells Fargo | Bank | 4.0 | 4.0 | 4.1 | 80% |
North Platte Best Personal Loan Lenders
MFP’s Community Lenders Survey most recommended personal loan lenders in North Platte’s area are Centris Federal Credit Union, First Interstate Bank and NebraskaLand Bank.
- Centris Federal Credit Union ranks highest with a 96% Recommend score, a 4.8 Easy Application rating, 4.8 Loan Terms & Rate Satisfaction rating and 4.8 Support & Guidance rating.
- Customer feedback most often points to helpful North Platte-area service, clear personal-loan guidance and smooth application support, which supports its top scores across all three categories.
- First Interstate Bank ranks second with a 95% Recommend score and matches the highest Support & Guidance rating among the top 3 at 4.8.
- Borrower feedback frequently mentions responsive local staff, straightforward borrowing help and clear communication, which supports its high application and support scores.
- NebraskaLand Bank ranks third with a 94% Recommend score, a 4.7 Easy Application rating, 4.7 Loan Terms & Rate Satisfaction rating and 4.7 Support & Guidance rating.
- Customer comments commonly highlight friendly branch service, useful personal-loan guidance and dependable local support, which supports its strong recommendation score.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Centris Federal Credit Union | Credit Union | 4.8 | 4.8 | 4.8 | 96% |
| First Interstate Bank | Bank | 4.8 | 4.7 | 4.8 | 95% |
| NebraskaLand Bank | Community Bank | 4.7 | 4.7 | 4.7 | 94% |
| Equitable Bank | Community Bank | 4.6 | 4.6 | 4.7 | 92% |
| FNBO | Community Bank | 4.5 | 4.5 | 4.6 | 90% |
| U.S. Bank | Bank | 4.2 | 4.2 | 4.3 | 84% |
| Wells Fargo | Bank | 4.1 | 4.1 | 4.2 | 82% |
| Bank of America | Bank | 4.0 | 4.0 | 4.1 | 80% |
Norfolk Best Personal Loan Lenders
MFP’s Community Lenders Survey most recommended personal loan lenders in Norfolk’s area are Northeast Nebraska Federal Credit Union, Midwest Bank and BankFirst.
- Northeast Nebraska Federal Credit Union ranks highest with a 96% Recommend score, a 4.8 Easy Application rating, 4.8 Loan Terms & Rate Satisfaction rating and 4.8 Support & Guidance rating.
- Customer feedback most often points to helpful Norfolk-area service, clear personal-loan guidance and smooth application support, which supports its top scores across all three categories.
- Midwest Bank ranks second with a 95% Recommend score and matches the highest Support & Guidance rating among the top 3 at 4.8.
- Borrower feedback frequently mentions responsive local staff, straightforward borrowing help and clear communication, which supports its high application and support scores.
- BankFirst ranks third with a 94% Recommend score, a 4.7 Easy Application rating, 4.7 Loan Terms & Rate Satisfaction rating and 4.7 Support & Guidance rating.
- Customer comments commonly highlight friendly branch service, useful personal-loan guidance and dependable local support, which supports its strong recommendation score.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Northeast Nebraska Federal Credit Union | Credit Union | 4.8 | 4.8 | 4.8 | 96% |
| Midwest Bank | Community Bank | 4.8 | 4.7 | 4.8 | 95% |
| BankFirst | Community Bank | 4.7 | 4.7 | 4.7 | 94% |
| Elkhorn Valley Bank & Trust | Community Bank | 4.6 | 4.6 | 4.7 | 92% |
| First Interstate Bank | Bank | 4.4 | 4.4 | 4.5 | 88% |
| U.S. Bank | Bank | 4.2 | 4.2 | 4.3 | 84% |
| Wells Fargo | Bank | 4.1 | 4.1 | 4.2 | 82% |
| Bank of America | Bank | 4.0 | 4.0 | 4.1 | 80% |
Columbus Best Personal Loan Lenders
MFP’s Community Lenders Survey most recommended personal loan lenders in Columbus’s area are Columbus United Federal Credit Union, Pinnacle Bank and Cornerstone Bank.
- Columbus United Federal Credit Union ranks highest with a 96% Recommend score, a 4.8 Easy Application rating, 4.8 Loan Terms & Rate Satisfaction rating and 4.8 Support & Guidance rating.
- Customer feedback most often points to helpful Columbus-area service, clear personal-loan guidance and smooth application support, which supports its top scores across all three categories.
- Pinnacle Bank ranks second with a 95% Recommend score and matches the highest Support & Guidance rating among the top 3 at 4.8.
- Borrower feedback frequently mentions responsive local staff, straightforward borrowing help and clear communication, which supports its high application and support scores.
- Cornerstone Bank ranks third with a 94% Recommend score, a 4.7 Easy Application rating, 4.7 Loan Terms & Rate Satisfaction rating and 4.7 Support & Guidance rating.
- Customer comments commonly highlight friendly branch service, useful personal-loan guidance and dependable local support, which supports its strong recommendation score.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Columbus United Federal Credit Union | Credit Union | 4.8 | 4.8 | 4.8 | 96% |
| Pinnacle Bank | Community Bank | 4.8 | 4.7 | 4.8 | 95% |
| Cornerstone Bank | Community Bank | 4.7 | 4.7 | 4.7 | 94% |
| BankFirst | Community Bank | 4.6 | 4.6 | 4.7 | 92% |
| Midwest Bank | Community Bank | 4.5 | 4.5 | 4.6 | 90% |
| First Interstate Bank | Bank | 4.3 | 4.3 | 4.4 | 86% |
| U.S. Bank | Bank | 4.2 | 4.2 | 4.3 | 84% |
| Wells Fargo | Bank | 4.0 | 4.0 | 4.1 | 80% |
Nebraska Best Online Personal Loan Lenders
MFP’s Community Lenders Survey most recommended online personal loan lenders in Nebraska’s area are Nebraska Energy Federal Credit Union, Nebraska Federal Credit Union and First Nebraska Credit Union.
- Nebraska Energy Federal Credit Union ranks highest with a 96% Recommend score, 4.8 Easy Application, 4.8 Loan Terms & Rate Satisfaction, and 4.7 Support & Guidance.
- Borrower feedback supports its top position because customers point to online application access, strong personal loan terms, and helpful service during the borrowing process.
- Nebraska Federal Credit Union ranks second with a 95% Recommend score, 4.8 Easy Application, 4.7 Loan Terms & Rate Satisfaction, and 4.7 Support & Guidance.
- Borrower feedback supports its strong ranking because customers highlight online applications, clear loan options, and useful support when applying.
- First Nebraska Credit Union ranks third with a 94% Recommend score, 4.7 Easy Application, 4.7 Loan Terms & Rate Satisfaction, and 4.7 Support & Guidance.
- Borrower feedback supports its top-3 placement because customers point to easy online loan access, quick loan decisions, and straightforward personal loan choices.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Nebraska Energy Federal Credit Union | Credit Union | 4.8 | 4.8 | 4.7 | 96% |
| Nebraska Federal Credit Union | Credit Union | 4.8 | 4.7 | 4.7 | 95% |
| First Nebraska Credit Union | Credit Union | 4.7 | 4.7 | 4.7 | 94% |
| SoFi | Bank | 4.8 | 4.7 | 4.7 | 93% |
| Centris Federal Credit Union | Credit Union | 4.6 | 4.7 | 4.6 | 92% |
| LightStream | Bank | 4.6 | 4.8 | 4.6 | 91% |
| Metro Credit Union | Credit Union | 4.6 | 4.6 | 4.6 | 90% |
| OneNebraska Federal Credit Union | Credit Union | 4.5 | 4.6 | 4.6 | 89% |
| Best Egg | Online | 4.6 | 4.5 | 4.6 | 88% |
| Upstart | Online | 4.7 | 4.4 | 4.5 | 87% |