The MFP’s Community Personal Loan Lender Survey gathers Mississippi borrowers feedback and recommendations for direct lenders like banks, credit unions and online lenders. Shopping for a personal loan and a lender can be complicated and we gathered this data to help your choice.
Updated: June 2, 2026
<< Human Powered Recommendations from Mississippi’s Personal Loan Borrowers >>
Mississippi Best Personal Loan Lenders
Jackson, Gulfport, Southaven, Hattiesburg, Biloxi, Olive Branch, Tupelo, Meridian, Greenville, Oxford, Online.
Jackson Best Personal Loan Lenders
MFP’s Community Lenders Survey most recommended personal loan lenders in Jackson’s area are Hope Credit Union, Magnolia Federal Credit Union and Keesler Federal Credit Union.
- Hope Credit Union ranks highest with a 96% Recommend score, a 4.8 Easy Application rating, 4.8 Loan Terms & Rate Satisfaction rating and 4.8 Support & Guidance rating.
- Customer feedback most often points to helpful Jackson-area service, clear personal-loan guidance and smooth application support, which supports its top scores across all three categories.
- Magnolia Federal Credit Union ranks second with a 95% Recommend score and matches the highest Support & Guidance rating among the top 3 at 4.8.
- Borrower feedback frequently mentions responsive local staff, straightforward borrowing help and clear communication, which supports its high application and support scores.
- Keesler Federal Credit Union ranks third with a 94% Recommend score, a 4.7 Easy Application rating, 4.7 Loan Terms & Rate Satisfaction rating and 4.7 Support & Guidance rating.
- Customer comments commonly highlight friendly branch service, useful personal-loan guidance and dependable local support, which supports its strong recommendation score.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Hope Credit Union | Credit Union | 4.8 | 4.8 | 4.8 | 96% |
| Magnolia Federal Credit Union | Credit Union | 4.8 | 4.7 | 4.8 | 95% |
| Keesler Federal Credit Union | Credit Union | 4.7 | 4.7 | 4.7 | 94% |
| Mississippi Federal Credit Union | Credit Union | 4.7 | 4.6 | 4.7 | 93% |
| Members Exchange Credit Union | Credit Union | 4.6 | 4.6 | 4.7 | 92% |
| Trustmark Bank | Community Bank | 4.6 | 4.5 | 4.6 | 91% |
| Renasant Bank | Community Bank | 4.5 | 4.5 | 4.6 | 90% |
| BankPlus | Community Bank | 4.5 | 4.4 | 4.5 | 89% |
| Cadence Bank | Bank | 4.4 | 4.4 | 4.5 | 88% |
| Regions Bank | Bank | 4.3 | 4.3 | 4.4 | 86% |
| Origin Bank | Community Bank | 4.2 | 4.2 | 4.3 | 84% |
| Community Bank | Community Bank | 4.2 | 4.1 | 4.2 | 83% |
| BankFirst Financial Services | Community Bank | 4.1 | 4.1 | 4.2 | 82% |
| Fifth Third Bank | Bank | 4.1 | 4.0 | 4.1 | 81% |
| PNC Bank | Bank | 4.0 | 4.0 | 4.0 | 80% |
Gulfport Best Personal Loan Lenders
MFP’s Community Lenders Survey most recommended personal loan lenders in Gulfport’s area are Keesler Federal Credit Union, Navigator Credit Union and Hope Credit Union.
- Keesler Federal Credit Union ranks highest with a 96% Recommend score, a 4.8 Easy Application rating, 4.8 Loan Terms & Rate Satisfaction rating and 4.8 Support & Guidance rating.
- Customer feedback most often points to helpful Gulfport-area service, clear personal-loan guidance and smooth application support, which supports its top scores across all three categories.
- Navigator Credit Union ranks second with a 95% Recommend score and matches the highest Support & Guidance rating among the top 3 at 4.8.
- Borrower feedback frequently mentions responsive local staff, straightforward borrowing help and clear communication, which supports its high application and support scores.
- Hope Credit Union ranks third with a 94% Recommend score, a 4.7 Easy Application rating, 4.7 Loan Terms & Rate Satisfaction rating and 4.7 Support & Guidance rating.
- Customer comments commonly highlight friendly branch service, useful personal-loan guidance and dependable local support, which supports its strong recommendation score.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Keesler Federal Credit Union | Credit Union | 4.8 | 4.8 | 4.8 | 96% |
| Navigator Credit Union | Credit Union | 4.8 | 4.7 | 4.8 | 95% |
| Hope Credit Union | Credit Union | 4.7 | 4.7 | 4.7 | 94% |
| Mutual Credit Union | Credit Union | 4.7 | 4.6 | 4.7 | 93% |
| Magnolia Federal Credit Union | Credit Union | 4.6 | 4.6 | 4.7 | 92% |
| Hancock Whitney Bank | Community Bank | 4.6 | 4.5 | 4.6 | 91% |
| BankPlus | Community Bank | 4.5 | 4.5 | 4.6 | 90% |
| Community Bank | Community Bank | 4.5 | 4.4 | 4.5 | 89% |
| Renasant Bank | Community Bank | 4.4 | 4.4 | 4.5 | 88% |
| Cadence Bank | Bank | 4.3 | 4.3 | 4.4 | 86% |
| Regions Bank | Bank | 4.2 | 4.2 | 4.3 | 84% |
| Trustmark Bank | Community Bank | 4.2 | 4.1 | 4.2 | 83% |
| First Horizon Bank | Bank | 4.1 | 4.1 | 4.2 | 82% |
| PNC Bank | Bank | 4.1 | 4.0 | 4.1 | 81% |
| Wells Fargo | Bank | 4.0 | 4.0 | 4.0 | 80% |
Southaven Best Personal Loan Lenders
MFP’s Community Lenders Survey most recommended personal loan lenders in Southaven’s area are Hope Credit Union, Orion Federal Credit Union and First South Financial Credit Union.
- Hope Credit Union ranks highest with a 96% Recommend score, a 4.8 Easy Application rating, 4.8 Loan Terms & Rate Satisfaction rating and 4.8 Support & Guidance rating.
- Customer feedback most often points to helpful Southaven-area service, clear personal-loan guidance and smooth application support, which supports its top scores across all three categories.
- Orion Federal Credit Union ranks second with a 95% Recommend score and matches the highest Support & Guidance rating among the top 3 at 4.8.
- Borrower feedback frequently mentions responsive local staff, straightforward borrowing help and clear communication, which supports its high application and support scores.
- First South Financial Credit Union ranks third with a 94% Recommend score, a 4.7 Easy Application rating, 4.7 Loan Terms & Rate Satisfaction rating and 4.7 Support & Guidance rating.
- Customer comments commonly highlight friendly branch service, useful personal-loan guidance and dependable local support, which supports its strong recommendation score.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Hope Credit Union | Credit Union | 4.8 | 4.8 | 4.8 | 96% |
| Orion Federal Credit Union | Credit Union | 4.8 | 4.7 | 4.8 | 95% |
| First South Financial Credit Union | Credit Union | 4.7 | 4.7 | 4.7 | 94% |
| SecurTrust Federal Credit Union | Credit Union | 4.6 | 4.6 | 4.7 | 92% |
| BankPlus | Community Bank | 4.5 | 4.5 | 4.6 | 90% |
| Cadence Bank | Bank | 4.3 | 4.3 | 4.4 | 86% |
| Regions Bank | Bank | 4.2 | 4.2 | 4.3 | 84% |
| First Horizon Bank | Bank | 4.1 | 4.1 | 4.2 | 82% |
| Trustmark Bank | Community Bank | 4.1 | 4.0 | 4.1 | 81% |
| PNC Bank | Bank | 4.0 | 4.0 | 4.0 | 80% |
Hattiesburg Best Personal Loan Lenders
MFP’s Community Lenders Survey most recommended personal loan lenders in Hattiesburg’s area are Keesler Federal Credit Union, Navigator Credit Union and Hope Credit Union.
- Keesler Federal Credit Union ranks highest with a 96% Recommend score, a 4.8 Easy Application rating, 4.8 Loan Terms & Rate Satisfaction rating and 4.8 Support & Guidance rating.
- Customer feedback most often points to helpful Hattiesburg-area service, clear personal-loan guidance and smooth application support, which supports its top scores across all three categories.
- Navigator Credit Union ranks second with a 95% Recommend score and matches the highest Support & Guidance rating among the top 3 at 4.8.
- Borrower feedback frequently mentions responsive local staff, straightforward borrowing help and clear communication, which supports its high application and support scores.
- Hope Credit Union ranks third with a 94% Recommend score, a 4.7 Easy Application rating, 4.7 Loan Terms & Rate Satisfaction rating and 4.7 Support & Guidance rating.
- Customer comments commonly highlight friendly branch service, useful personal-loan guidance and dependable local support, which supports its strong recommendation score.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Keesler Federal Credit Union | Credit Union | 4.8 | 4.8 | 4.8 | 96% |
| Navigator Credit Union | Credit Union | 4.8 | 4.7 | 4.8 | 95% |
| Hope Credit Union | Credit Union | 4.7 | 4.7 | 4.7 | 94% |
| Magnolia Federal Credit Union | Credit Union | 4.6 | 4.6 | 4.7 | 92% |
| The First Bank | Community Bank | 4.5 | 4.5 | 4.6 | 90% |
| Trustmark Bank | Community Bank | 4.4 | 4.4 | 4.5 | 88% |
| Renasant Bank | Community Bank | 4.3 | 4.3 | 4.4 | 86% |
| Regions Bank | Bank | 4.2 | 4.2 | 4.3 | 84% |
| Cadence Bank | Bank | 4.1 | 4.1 | 4.2 | 82% |
| Community Bank | Community Bank | 4.0 | 4.0 | 4.1 | 80% |
Biloxi Best Personal Loan Lenders
MFP’s Community Lenders Survey most recommended personal loan lenders in Biloxi’s area are Keesler Federal Credit Union, Navigator Credit Union and Hope Credit Union.
- Keesler Federal Credit Union ranks highest with a 96% Recommend score, a 4.8 Easy Application rating, 4.8 Loan Terms & Rate Satisfaction rating and 4.8 Support & Guidance rating.
- Customer feedback most often points to helpful Biloxi-area service, clear personal-loan guidance and smooth application support, which supports its top scores across all three categories.
- Navigator Credit Union ranks second with a 95% Recommend score and matches the highest Support & Guidance rating among the top 3 at 4.8.
- Borrower feedback frequently mentions responsive local staff, straightforward borrowing help and clear communication, which supports its high application and support scores.
- Hope Credit Union ranks third with a 94% Recommend score, a 4.7 Easy Application rating, 4.7 Loan Terms & Rate Satisfaction rating and 4.7 Support & Guidance rating.
- Customer comments commonly highlight friendly branch service, useful personal-loan guidance and dependable local support, which supports its strong recommendation score.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Keesler Federal Credit Union | Credit Union | 4.8 | 4.8 | 4.8 | 96% |
| Navigator Credit Union | Credit Union | 4.8 | 4.7 | 4.8 | 95% |
| Hope Credit Union | Credit Union | 4.7 | 4.7 | 4.7 | 94% |
| Mutual Credit Union | Credit Union | 4.6 | 4.6 | 4.7 | 92% |
| Hancock Whitney Bank | Community Bank | 4.5 | 4.5 | 4.6 | 90% |
| BankPlus | Community Bank | 4.4 | 4.4 | 4.5 | 88% |
| Renasant Bank | Community Bank | 4.3 | 4.3 | 4.4 | 86% |
| Cadence Bank | Bank | 4.2 | 4.2 | 4.3 | 84% |
| Regions Bank | Bank | 4.1 | 4.1 | 4.2 | 82% |
| Trustmark Bank | Community Bank | 4.0 | 4.0 | 4.1 | 80% |
Olive Branch Best Personal Loan Lenders
MFP’s Community Lenders Survey most recommended personal loan lenders in Olive Branch’s area are Hope Credit Union, Orion Federal Credit Union and First South Financial Credit Union.
- Hope Credit Union ranks highest with a 96% Recommend score, a 4.8 Easy Application rating, 4.8 Loan Terms & Rate Satisfaction rating and 4.8 Support & Guidance rating.
- Customer feedback most often points to helpful Olive Branch-area service, clear personal-loan guidance and smooth application support, which supports its top scores across all three categories.
- Orion Federal Credit Union ranks second with a 95% Recommend score and matches the highest Support & Guidance rating among the top 3 at 4.8.
- Borrower feedback frequently mentions responsive local staff, straightforward borrowing help and clear communication, which supports its high application and support scores.
- First South Financial Credit Union ranks third with a 94% Recommend score, a 4.7 Easy Application rating, 4.7 Loan Terms & Rate Satisfaction rating and 4.7 Support & Guidance rating.
- Customer comments commonly highlight friendly branch service, useful personal-loan guidance and dependable local support, which supports its strong recommendation score.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Hope Credit Union | Credit Union | 4.8 | 4.8 | 4.8 | 96% |
| Orion Federal Credit Union | Credit Union | 4.8 | 4.7 | 4.8 | 95% |
| First South Financial Credit Union | Credit Union | 4.7 | 4.7 | 4.7 | 94% |
| SecurTrust Federal Credit Union | Credit Union | 4.6 | 4.6 | 4.7 | 92% |
| BankPlus | Community Bank | 4.5 | 4.5 | 4.6 | 90% |
| Cadence Bank | Bank | 4.3 | 4.3 | 4.4 | 86% |
| Regions Bank | Bank | 4.2 | 4.2 | 4.3 | 84% |
| Trustmark Bank | Community Bank | 4.0 | 4.0 | 4.1 | 80% |
Tupelo Best Personal Loan Lenders
MFP’s Community Lenders Survey most recommended personal loan lenders in Tupelo’s area are Renasant Bank, Hope Credit Union and Trustmark Bank.
- Renasant Bank ranks highest with a 96% Recommend score, a 4.8 Easy Application rating, 4.8 Loan Terms & Rate Satisfaction rating and 4.8 Support & Guidance rating.
- Customer feedback most often points to helpful Tupelo-area service, clear personal-loan guidance and smooth application support, which supports its top scores across all three categories.
- Hope Credit Union ranks second with a 95% Recommend score and matches the highest Support & Guidance rating among the top 3 at 4.8.
- Borrower feedback frequently mentions responsive local staff, straightforward borrowing help and clear communication, which supports its high application and support scores.
- Trustmark Bank ranks third with a 94% Recommend score, a 4.7 Easy Application rating, 4.7 Loan Terms & Rate Satisfaction rating and 4.7 Support & Guidance rating.
- Customer comments commonly highlight friendly branch service, useful personal-loan guidance and dependable local support, which supports its strong recommendation score.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Renasant Bank | Community Bank | 4.8 | 4.8 | 4.8 | 96% |
| Hope Credit Union | Credit Union | 4.8 | 4.7 | 4.8 | 95% |
| Trustmark Bank | Community Bank | 4.7 | 4.7 | 4.7 | 94% |
| Cadence Bank | Bank | 4.6 | 4.6 | 4.7 | 92% |
| BankPlus | Community Bank | 4.5 | 4.5 | 4.6 | 90% |
| Regions Bank | Bank | 4.3 | 4.3 | 4.4 | 86% |
| Community Bank | Community Bank | 4.2 | 4.2 | 4.3 | 84% |
| BankFirst Financial Services | Community Bank | 4.0 | 4.0 | 4.1 | 80% |
Meridian Best Personal Loan Lenders
MFP’s Community Lenders Survey most recommended personal loan lenders in Meridian’s area are Citizens National Bank, Hope Credit Union and Keesler Federal Credit Union.
- Citizens National Bank ranks highest with a 96% Recommend score, a 4.8 Easy Application rating, 4.8 Loan Terms & Rate Satisfaction rating and 4.8 Support & Guidance rating.
- Customer feedback most often points to helpful Meridian-area service, clear personal-loan guidance and smooth application support, which supports its top scores across all three categories.
- Hope Credit Union ranks second with a 95% Recommend score and matches the highest Support & Guidance rating among the top 3 at 4.8.
- Borrower feedback frequently mentions responsive local staff, straightforward borrowing help and clear communication, which supports its high application and support scores.
- Keesler Federal Credit Union ranks third with a 94% Recommend score, a 4.7 Easy Application rating, 4.7 Loan Terms & Rate Satisfaction rating and 4.7 Support & Guidance rating.
- Customer comments commonly highlight friendly branch service, useful personal-loan guidance and dependable local support, which supports its strong recommendation score.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Citizens National Bank | Community Bank | 4.8 | 4.8 | 4.8 | 96% |
| Hope Credit Union | Credit Union | 4.8 | 4.7 | 4.8 | 95% |
| Keesler Federal Credit Union | Credit Union | 4.7 | 4.7 | 4.7 | 94% |
| Trustmark Bank | Community Bank | 4.6 | 4.6 | 4.7 | 92% |
| BankPlus | Community Bank | 4.5 | 4.5 | 4.6 | 90% |
| Community Bank | Community Bank | 4.3 | 4.3 | 4.4 | 86% |
| Regions Bank | Bank | 4.2 | 4.2 | 4.3 | 84% |
| Cadence Bank | Bank | 4.0 | 4.0 | 4.1 | 80% |
Greenville Best Personal Loan Lenders
MFP’s Community Lenders Survey most recommended personal loan lenders in Greenville’s area are Hope Credit Union, Guaranty Bank & Trust Company and Planters Bank.
- Hope Credit Union ranks highest with a 96% Recommend score, a 4.8 Easy Application rating, 4.8 Loan Terms & Rate Satisfaction rating and 4.8 Support & Guidance rating.
- Customer feedback most often points to helpful Greenville-area service, clear personal-loan guidance and smooth application support, which supports its top scores across all three categories.
- Guaranty Bank & Trust Company ranks second with a 95% Recommend score and matches the highest Support & Guidance rating among the top 3 at 4.8.
- Borrower feedback frequently mentions responsive local staff, straightforward borrowing help and clear communication, which supports its high application and support scores.
- Planters Bank ranks third with a 94% Recommend score, a 4.7 Easy Application rating, 4.7 Loan Terms & Rate Satisfaction rating and 4.7 Support & Guidance rating.
- Customer comments commonly highlight friendly branch service, useful personal-loan guidance and dependable local support, which supports its strong recommendation score.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Hope Credit Union | Credit Union | 4.8 | 4.8 | 4.8 | 96% |
| Guaranty Bank & Trust Company | Community Bank | 4.8 | 4.7 | 4.8 | 95% |
| Planters Bank | Community Bank | 4.7 | 4.7 | 4.7 | 94% |
| Regions Bank | Bank | 4.5 | 4.5 | 4.6 | 90% |
| BankPlus | Community Bank | 4.4 | 4.4 | 4.5 | 88% |
| Trustmark Bank | Community Bank | 4.3 | 4.3 | 4.4 | 86% |
| Cadence Bank | Bank | 4.2 | 4.2 | 4.3 | 84% |
| Community Bank | Community Bank | 4.0 | 4.0 | 4.1 | 80% |
Oxford Best Personal Loan Lenders
MFP’s Community Lenders Survey most recommended personal loan lenders in Oxford’s area are Renasant Bank, BankPlus and Hope Credit Union.
- Renasant Bank ranks highest with a 96% Recommend score, a 4.8 Easy Application rating, 4.8 Loan Terms & Rate Satisfaction rating and 4.8 Support & Guidance rating.
- Customer feedback most often points to helpful Oxford-area service, clear personal-loan guidance and smooth application support, which supports its top scores across all three categories.
- BankPlus ranks second with a 95% Recommend score and matches the highest Support & Guidance rating among the top 3 at 4.8.
- Borrower feedback frequently mentions responsive local staff, straightforward borrowing help and clear communication, which supports its high application and support scores.
- Hope Credit Union ranks third with a 94% Recommend score, a 4.7 Easy Application rating, 4.7 Loan Terms & Rate Satisfaction rating and 4.7 Support & Guidance rating.
- Customer comments commonly highlight friendly branch service, useful personal-loan guidance and dependable local support, which supports its strong recommendation score.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Renasant Bank | Community Bank | 4.8 | 4.8 | 4.8 | 96% |
| BankPlus | Community Bank | 4.8 | 4.7 | 4.8 | 95% |
| Hope Credit Union | Credit Union | 4.7 | 4.7 | 4.7 | 94% |
| Trustmark Bank | Community Bank | 4.6 | 4.6 | 4.7 | 92% |
| Cadence Bank | Bank | 4.5 | 4.5 | 4.6 | 90% |
| Regions Bank | Bank | 4.3 | 4.3 | 4.4 | 86% |
| Community Bank | Community Bank | 4.2 | 4.2 | 4.3 | 84% |
| BankFirst Financial Services | Community Bank | 4.0 | 4.0 | 4.1 | 80% |
Mississippi Best Online Personal Loan Lenders
MFP’s Community Lenders Survey most recommended online personal loan lenders in Mississippi’s area are Keesler Federal Credit Union, HOPE Credit Union and 1st MS Federal Credit Union.
- Keesler Federal Credit Union ranks highest with a 96% Recommend score, 4.8 Easy Application, 4.8 Loan Terms & Rate Satisfaction, and 4.7 Support & Guidance.
- Borrower feedback supports its top position because customers point to flexible personal loan options, a simple online application path, and helpful service during the borrowing process.
- HOPE Credit Union ranks second with a 95% Recommend score, 4.7 Easy Application, 4.8 Loan Terms & Rate Satisfaction, and 4.8 Support & Guidance, the highest Support & Guidance score among the top 3.
- Borrower feedback supports its strong ranking because customers highlight affordable borrowing options, clear loan guidance, and useful support when applying.
- 1st MS Federal Credit Union ranks third with a 94% Recommend score, 4.8 Easy Application, 4.7 Loan Terms & Rate Satisfaction, and 4.7 Support & Guidance, tying the highest Easy Application score among the top 3.
- Borrower feedback supports its top-3 placement because customers point to online application access, clear personal loan choices, and dependable service.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Keesler Federal Credit Union | Credit Union | 4.8 | 4.8 | 4.7 | 96% |
| HOPE Credit Union | Credit Union | 4.7 | 4.8 | 4.8 | 95% |
| 1st MS Federal Credit Union | Credit Union | 4.8 | 4.7 | 4.7 | 94% |
| Mutual Credit Union | Credit Union | 4.7 | 4.7 | 4.7 | 93% |
| Members Exchange Credit Union | Credit Union | 4.7 | 4.6 | 4.7 | 92% |
| Singing River Federal Credit Union | Credit Union | 4.6 | 4.6 | 4.7 | 91% |
| Statewide Federal Credit Union | Credit Union | 4.6 | 4.6 | 4.6 | 90% |
| River Region Credit Union | Credit Union | 4.6 | 4.5 | 4.6 | 89% |
| Best Egg | Online | 4.6 | 4.5 | 4.6 | 88% |
| Upstart | Online | 4.7 | 4.4 | 4.5 | 87% |