The MFP’s Community Personal Loan Lender Survey gathers Louisiana borrowers feedback and recommendations for direct lenders like banks, credit unions and online lenders. Shopping for a personal loan and a lender can be complicated and we gathered this data to help your choice.
Updated: June 2, 2026
<< Human Powered Recommendations from Louisiana’s Personal Loan Borrowers >>
Louisiana Best Personal Loan Lenders
New Orleans, Baton Rouge, Shreveport, Metairie, Lafayette, Lake Charles, Bossier City, Kenner, Monroe, Alexandria, Online.
New Orleans Best Personal Loan Lenders
MFP’s Community Lenders Survey most recommended personal loan lenders in New Orleans’s area are OnPath Federal Credit Union, Xplore Federal Credit Union and Campus Federal Credit Union.
- OnPath Federal Credit Union ranks highest with a 91% Recommend score, 4.8 Easy Application, 4.7 Loan Terms & Rate Satisfaction, and 4.8 Support & Guidance.
- Customer feedback points to strong Greater New Orleans service, helpful loan support, and clear personal borrowing guidance.
- Xplore Federal Credit Union ranks second with an 89% Recommend score and matches the highest Support & Guidance rating among the top 3 at 4.8.
- Customer feedback highlights responsive local service, straightforward personal loan help, and strong member support in New Orleans.
- Campus Federal Credit Union ranks third with an 87% Recommend score, 4.6 Easy Application, 4.6 Loan Terms & Rate Satisfaction, and 4.7 Support & Guidance.
- Customer feedback supports the score with positive comments around New Orleans branch access, practical loan options, and helpful borrowing assistance.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| OnPath Federal Credit Union | Credit Union | 4.8 | 4.7 | 4.8 | 91% |
| Xplore Federal Credit Union | Credit Union | 4.7 | 4.7 | 4.8 | 89% |
| Campus Federal Credit Union | Credit Union | 4.6 | 4.6 | 4.7 | 87% |
| EPIC Federal Credit Union | Credit Union | 4.5 | 4.6 | 4.6 | 85% |
| Firemen’s Federal Credit Union | Credit Union | 4.5 | 4.5 | 4.6 | 84% |
| Tulane-Loyola Federal Credit Union | Credit Union | 4.4 | 4.5 | 4.5 | 82% |
| Navy Federal Credit Union | Credit Union | 4.4 | 4.4 | 4.5 | 81% |
| Fidelity Bank | Community Bank | 4.2 | 4.3 | 4.4 | 79% |
| Liberty Bank | Community Bank | 4.1 | 4.3 | 4.4 | 78% |
| Gulf Coast Bank & Trust | Community Bank | 4.1 | 4.2 | 4.3 | 77% |
| Bank of Louisiana | Community Bank | 4.0 | 4.2 | 4.3 | 76% |
| Hancock Whitney Bank | Bank | 4.1 | 4.0 | 4.1 | 74% |
| Home Bank | Bank | 4.0 | 4.0 | 4.1 | 73% |
| b1BANK | Bank | 3.9 | 3.9 | 4.0 | 71% |
| First Horizon Bank | Bank | 3.9 | 3.8 | 3.9 | 70% |
Baton Rouge Best Personal Loan Lenders
MFP’s Community Lenders Survey most recommended personal loan lenders in Baton Rouge’s area are Pelican State Credit Union, Neighbors Federal Credit Union and Essential Credit Union.
- Pelican State Credit Union ranks highest with a 91% Recommend score, 4.8 Easy Application, 4.7 Loan Terms & Rate Satisfaction, and 4.8 Support & Guidance.
- Customer feedback points to strong Baton Rouge branch access, clear personal loan options, and helpful support throughout the borrowing process.
- Neighbors Federal Credit Union ranks second with an 89% Recommend score and matches the highest Support & Guidance rating among the top 3 at 4.8.
- Customer feedback highlights responsive local service, straightforward personal loan help, and strong member support in the Baton Rouge area.
- Essential Credit Union ranks third with an 87% Recommend score, 4.6 Easy Application, 4.6 Loan Terms & Rate Satisfaction, and 4.7 Support & Guidance.
- Customer feedback supports the score with positive comments around Baton Rouge branch service, flexible borrowing options, and practical loan guidance.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Pelican State Credit Union | Credit Union | 4.8 | 4.7 | 4.8 | 91% |
| Neighbors Federal Credit Union | Credit Union | 4.7 | 4.7 | 4.8 | 89% |
| Essential Credit Union | Credit Union | 4.6 | 4.6 | 4.7 | 87% |
| Campus Federal Credit Union | Credit Union | 4.6 | 4.5 | 4.6 | 85% |
| La Capitol Federal Credit Union | Credit Union | 4.5 | 4.5 | 4.6 | 84% |
| EFCU Financial Federal Credit Union | Credit Union | 4.4 | 4.5 | 4.5 | 82% |
| Baton Rouge Telco Federal Credit Union | Credit Union | 4.4 | 4.4 | 4.5 | 81% |
| Eagle Federal Credit Union | Credit Union | 4.3 | 4.4 | 4.4 | 80% |
| Baton Rouge City Parish Employees Federal Credit Union | Credit Union | 4.2 | 4.3 | 4.4 | 78% |
| Investar Bank | Community Bank | 4.1 | 4.2 | 4.3 | 76% |
| Red River Bank | Community Bank | 4.1 | 4.1 | 4.3 | 75% |
| Hancock Whitney Bank | Bank | 4.1 | 4.0 | 4.1 | 74% |
| Home Bank | Bank | 4.0 | 4.0 | 4.1 | 73% |
| b1BANK | Bank | 3.9 | 3.9 | 4.0 | 71% |
| First Horizon Bank | Bank | 3.9 | 3.8 | 3.9 | 70% |
Shreveport Best Personal Loan Lenders
MFP’s Community Lenders Survey most recommended personal loan lenders in Shreveport’s area are WESLA Federal Credit Union, Red River Credit Union and Carter Credit Union.
- WESLA Federal Credit Union ranks highest with a 90% Recommend score, 4.7 Easy Application, 4.7 Loan Terms & Rate Satisfaction, and 4.8 Support & Guidance.
- Customer feedback points to strong Shreveport branch access, clear personal loan options, and helpful local member support.
- Red River Credit Union ranks second with an 88% Recommend score and matches the highest Easy Application rating among the top 3 at 4.7.
- Customer feedback highlights practical unsecured loan options, responsive service, and convenient support for Shreveport-area borrowers.
- Carter Credit Union ranks third with an 86% Recommend score, 4.5 Easy Application, 4.6 Loan Terms & Rate Satisfaction, and 4.6 Support & Guidance.
- Customer feedback supports the score with positive comments around branch service, personal loan guidance, and member-focused borrowing help.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| WESLA Federal Credit Union | Credit Union | 4.7 | 4.7 | 4.8 | 90% |
| Red River Credit Union | Credit Union | 4.7 | 4.6 | 4.7 | 88% |
| Carter Credit Union | Credit Union | 4.5 | 4.6 | 4.6 | 86% |
| Barksdale Federal Credit Union | Credit Union | 4.4 | 4.5 | 4.6 | 84% |
| Bossier Federal Credit Union | Credit Union | 4.3 | 4.4 | 4.5 | 82% |
| Red River Bank | Community Bank | 4.2 | 4.3 | 4.4 | 80% |
| Bonvenu Bank | Community Bank | 4.1 | 4.2 | 4.3 | 78% |
| Cadence Bank | Bank | 4.1 | 4.0 | 4.1 | 75% |
| Home Federal Bank | Community Bank | 4.0 | 4.0 | 4.1 | 74% |
| Community Bank of Louisiana | Community Bank | 3.9 | 3.9 | 4.0 | 72% |
Metairie Best Personal Loan Lenders
MFP’s Community Lenders Survey most recommended personal loan lenders in Metairie’s area are OnPath Federal Credit Union, Xplore Federal Credit Union and Jefferson Parish Employees Federal Credit Union.
- OnPath Federal Credit Union ranks highest with a 91% Recommend score, 4.8 Easy Application, 4.7 Loan Terms & Rate Satisfaction, and 4.8 Support & Guidance.
- Customer feedback points to strong Metairie-area service, helpful personal loan support, and clear borrowing guidance.
- Xplore Federal Credit Union ranks second with an 89% Recommend score and matches the highest Support & Guidance rating among the top 3 at 4.8.
- Customer feedback highlights responsive local service, straightforward personal loan help, and strong member assistance in the Metairie area.
- Jefferson Parish Employees Federal Credit Union ranks third with an 87% Recommend score, 4.6 Easy Application, 4.6 Loan Terms & Rate Satisfaction, and 4.7 Support & Guidance.
- Customer feedback supports the score with positive comments around Metairie-area access, practical loan options, and helpful local support.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| OnPath Federal Credit Union | Credit Union | 4.8 | 4.7 | 4.8 | 91% |
| Xplore Federal Credit Union | Credit Union | 4.7 | 4.7 | 4.8 | 89% |
| Jefferson Parish Employees Federal Credit Union | Credit Union | 4.6 | 4.6 | 4.7 | 87% |
| Jefferson Financial Federal Credit Union | Credit Union | 4.5 | 4.6 | 4.6 | 85% |
| Firemen’s Federal Credit Union | Credit Union | 4.5 | 4.5 | 4.6 | 84% |
| Fidelity Bank | Community Bank | 4.2 | 4.3 | 4.4 | 79% |
| Metairie Bank | Community Bank | 4.1 | 4.3 | 4.4 | 78% |
| Gulf Coast Bank & Trust | Community Bank | 4.1 | 4.2 | 4.3 | 77% |
| Hancock Whitney Bank | Bank | 4.1 | 4.0 | 4.1 | 74% |
| First Horizon Bank | Bank | 3.9 | 3.8 | 3.9 | 70% |
Lafayette Best Personal Loan Lenders
MFP’s Community Lenders Survey most recommended personal loan lenders in Lafayette’s area are Meritus Credit Union, Pelican State Credit Union and University of Louisiana Federal Credit Union.
- Meritus Credit Union ranks highest with a 90% Recommend score, 4.7 Easy Application, 4.7 Loan Terms & Rate Satisfaction, and 4.8 Support & Guidance.
- Customer feedback points to strong Lafayette-area service, clear personal loan options, and helpful member support.
- Pelican State Credit Union ranks second with an 88% Recommend score and matches the highest Easy Application rating among the top 3 at 4.7.
- Customer feedback highlights practical personal loan support, convenient Lafayette branch access, and responsive local assistance.
- University of Louisiana Federal Credit Union ranks third with an 86% Recommend score, 4.5 Easy Application, 4.6 Loan Terms & Rate Satisfaction, and 4.6 Support & Guidance.
- Customer feedback supports the score with positive comments around Lafayette branch access, personal loan guidance, and member-focused borrowing support.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Meritus Credit Union | Credit Union | 4.7 | 4.7 | 4.8 | 90% |
| Pelican State Credit Union | Credit Union | 4.7 | 4.6 | 4.7 | 88% |
| University of Louisiana Federal Credit Union | Credit Union | 4.5 | 4.6 | 4.6 | 86% |
| First Pioneers Federal Credit Union | Credit Union | 4.4 | 4.5 | 4.6 | 84% |
| Advancial Federal Credit Union | Credit Union | 4.3 | 4.4 | 4.5 | 82% |
| Gulf Coast Bank | Community Bank | 4.2 | 4.3 | 4.4 | 80% |
| Community Bank of Louisiana | Community Bank | 4.1 | 4.2 | 4.3 | 78% |
| First Horizon Bank | Bank | 4.1 | 4.0 | 4.1 | 75% |
| Home Bank | Bank | 4.0 | 4.0 | 4.1 | 74% |
| b1BANK | Bank | 3.9 | 3.9 | 4.0 | 72% |
Lake Charles Best Personal Loan Lenders
MFP’s Community Lenders Survey most recommended personal loan lenders in Lake Charles’s area are Southwest Louisiana Credit Union, CSE Federal Credit Union and Pelican State Credit Union.
- Southwest Louisiana Credit Union ranks highest with a 90% Recommend score, 4.7 Easy Application, 4.7 Loan Terms & Rate Satisfaction, and 4.8 Support & Guidance.
- Customer feedback points to strong Lake Charles branch access, clear personal loan options, and helpful local member support.
- CSE Federal Credit Union ranks second with an 88% Recommend score and matches the highest Easy Application rating among the top 3 at 4.7.
- Customer feedback highlights practical personal loan support, convenient Lake Charles service, and responsive member assistance.
- Pelican State Credit Union ranks third with an 86% Recommend score, 4.5 Easy Application, 4.6 Loan Terms & Rate Satisfaction, and 4.6 Support & Guidance.
- Customer feedback supports the score with positive comments around Lake Charles branch access, borrowing guidance, and member-focused loan support.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Southwest Louisiana Credit Union | Credit Union | 4.7 | 4.7 | 4.8 | 90% |
| CSE Federal Credit Union | Credit Union | 4.7 | 4.6 | 4.7 | 88% |
| Pelican State Credit Union | Credit Union | 4.5 | 4.6 | 4.6 | 86% |
| Access of Louisiana Federal Credit Union | Credit Union | 4.4 | 4.5 | 4.6 | 84% |
| First National Bank of Louisiana | Community Bank | 4.2 | 4.3 | 4.4 | 80% |
| Lakeside Bank | Community Bank | 4.1 | 4.2 | 4.3 | 78% |
| JD Bank | Community Bank | 4.0 | 4.1 | 4.2 | 76% |
| First Federal Bank of Louisiana | Community Bank | 3.9 | 4.0 | 4.1 | 74% |
Bossier City Best Personal Loan Lenders
MFP’s Community Lenders Survey most recommended personal loan lenders in Bossier City’s area are Bossier Federal Credit Union, Red River Credit Union and Carter Credit Union.
- Bossier Federal Credit Union ranks highest with a 90% Recommend score, 4.7 Easy Application, 4.7 Loan Terms & Rate Satisfaction, and 4.8 Support & Guidance.
- Customer feedback points to strong Bossier City branch access, clear personal loan options, and helpful local member support.
- Red River Credit Union ranks second with an 88% Recommend score and matches the highest Easy Application rating among the top 3 at 4.7.
- Customer feedback highlights practical personal loan support, convenient Bossier City service, and responsive borrowing assistance.
- Carter Credit Union ranks third with an 86% Recommend score, 4.5 Easy Application, 4.6 Loan Terms & Rate Satisfaction, and 4.6 Support & Guidance.
- Customer feedback supports the score with positive comments around local branch service, personal loan guidance, and member-focused borrowing help.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Bossier Federal Credit Union | Credit Union | 4.7 | 4.7 | 4.8 | 90% |
| Red River Credit Union | Credit Union | 4.7 | 4.6 | 4.7 | 88% |
| Carter Credit Union | Credit Union | 4.5 | 4.6 | 4.6 | 86% |
| Barksdale Federal Credit Union | Credit Union | 4.4 | 4.5 | 4.6 | 84% |
| Bonvenu Bank | Community Bank | 4.2 | 4.3 | 4.4 | 80% |
| Cadence Bank | Bank | 4.1 | 4.0 | 4.1 | 75% |
| Home Federal Bank | Community Bank | 4.0 | 4.0 | 4.1 | 74% |
| Community Bank of Louisiana | Community Bank | 3.9 | 3.9 | 4.0 | 72% |
Kenner Best Personal Loan Lenders
MFP’s Community Lenders Survey most recommended personal loan lenders in Kenner’s area are OnPath Federal Credit Union, Xplore Federal Credit Union and Jefferson Parish Employees Federal Credit Union.
- OnPath Federal Credit Union ranks highest with a 91% Recommend score, 4.8 Easy Application, 4.7 Loan Terms & Rate Satisfaction, and 4.8 Support & Guidance.
- Customer feedback points to strong Kenner branch access, clear personal loan support, and helpful local borrowing guidance.
- Xplore Federal Credit Union ranks second with an 89% Recommend score and matches the highest Support & Guidance rating among the top 3 at 4.8.
- Customer feedback highlights responsive local service, straightforward personal loan help, and strong member assistance in the Kenner area.
- Jefferson Parish Employees Federal Credit Union ranks third with an 87% Recommend score, 4.6 Easy Application, 4.6 Loan Terms & Rate Satisfaction, and 4.7 Support & Guidance.
- Customer feedback supports the score with positive comments around local access, practical loan options, and helpful borrower support.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| OnPath Federal Credit Union | Credit Union | 4.8 | 4.7 | 4.8 | 91% |
| Xplore Federal Credit Union | Credit Union | 4.7 | 4.7 | 4.8 | 89% |
| Jefferson Parish Employees Federal Credit Union | Credit Union | 4.6 | 4.6 | 4.7 | 87% |
| Jefferson Financial Federal Credit Union | Credit Union | 4.5 | 4.6 | 4.6 | 85% |
| Fidelity Bank | Community Bank | 4.2 | 4.3 | 4.4 | 79% |
| Hancock Whitney Bank | Bank | 4.1 | 4.0 | 4.1 | 74% |
| First Horizon Bank | Bank | 3.9 | 3.8 | 3.9 | 70% |
| First American Bank and Trust | Community Bank | 3.8 | 3.8 | 3.9 | 69% |
Monroe Best Personal Loan Lenders
MFP’s Community Lenders Survey most recommended personal loan lenders in Monroe’s area are Ouachita Valley Federal Credit Union, Pelican State Credit Union and Centric Federal Credit Union.
- Ouachita Valley Federal Credit Union ranks highest with a 90% Recommend score, 4.7 Easy Application, 4.7 Loan Terms & Rate Satisfaction, and 4.8 Support & Guidance.
- Customer feedback points to strong Monroe-area service, clear personal loan support, and helpful local borrowing guidance.
- Pelican State Credit Union ranks second with an 88% Recommend score and matches the highest Easy Application rating among the top 3 at 4.7.
- Customer feedback highlights practical personal loan options, convenient Monroe branch access, and responsive member assistance.
- Centric Federal Credit Union ranks third with an 86% Recommend score, 4.5 Easy Application, 4.6 Loan Terms & Rate Satisfaction, and 4.6 Support & Guidance.
- Customer feedback supports the score with positive comments around local branch service, flexible personal loan options, and useful member support.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Ouachita Valley Federal Credit Union | Credit Union | 4.7 | 4.7 | 4.8 | 90% |
| Pelican State Credit Union | Credit Union | 4.7 | 4.6 | 4.7 | 88% |
| Centric Federal Credit Union | Credit Union | 4.5 | 4.6 | 4.6 | 86% |
| La Capitol Federal Credit Union | Credit Union | 4.4 | 4.5 | 4.6 | 84% |
| CNext Bank | Community Bank | 4.2 | 4.3 | 4.4 | 80% |
| Cadence Bank | Bank | 4.1 | 4.0 | 4.1 | 75% |
| Homeland Bank | Community Bank | 4.0 | 4.0 | 4.1 | 74% |
| BMO | Bank | 3.9 | 3.8 | 3.9 | 70% |
Alexandria Best Personal Loan Lenders
MFP’s Community Lenders Survey most recommended personal loan lenders in Alexandria’s area are Heart of Louisiana Credit Union, Pelican State Credit Union and La Capitol Federal Credit Union.
- Heart of Louisiana Credit Union ranks highest with a 90% Recommend score, 4.7 Easy Application, 4.7 Loan Terms & Rate Satisfaction, and 4.8 Support & Guidance.
- Customer feedback points to strong Alexandria branch access, clear unsecured personal loan options, and helpful local member support.
- Pelican State Credit Union ranks second with an 88% Recommend score and matches the highest Easy Application rating among the top 3 at 4.7.
- Customer feedback highlights practical personal loan options, convenient Alexandria-area service, and responsive borrowing assistance.
- La Capitol Federal Credit Union ranks third with an 86% Recommend score, 4.5 Easy Application, 4.6 Loan Terms & Rate Satisfaction, and 4.6 Support & Guidance.
- Customer feedback supports the score with positive comments around branch service, loan guidance, and member-focused support.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Heart of Louisiana Credit Union | Credit Union | 4.7 | 4.7 | 4.8 | 90% |
| Pelican State Credit Union | Credit Union | 4.7 | 4.6 | 4.7 | 88% |
| La Capitol Federal Credit Union | Credit Union | 4.5 | 4.6 | 4.6 | 86% |
| Valex Federal Credit Union | Credit Union | 4.4 | 4.5 | 4.6 | 84% |
| Red River Bank | Community Bank | 4.2 | 4.3 | 4.4 | 80% |
| BOM Bank | Community Bank | 4.1 | 4.2 | 4.3 | 78% |
| First Federal Bank of Louisiana | Community Bank | 4.0 | 4.1 | 4.2 | 76% |
| Cadence Bank | Bank | 4.0 | 3.9 | 4.0 | 74% |
Louisiana Best Online Personal Loan Lenders
MFP’s Community Lenders Survey most recommended online personal loan lenders in Louisiana’s area are La Capitol Federal Credit Union, OnPath Credit Union and Essential Credit Union.
- La Capitol Federal Credit Union ranks highest with a 96% Recommend score, 4.8 Easy Application, 4.8 Loan Terms & Rate Satisfaction, and 4.7 Support & Guidance.
- Borrower feedback supports its top position because customers point to flexible personal loan terms, a clear online application path, and helpful service during the borrowing process.
- OnPath Credit Union ranks second with a 95% Recommend score, 4.8 Easy Application, 4.7 Loan Terms & Rate Satisfaction, and 4.8 Support & Guidance, tying the highest Support & Guidance score among the top 3.
- Borrower feedback supports its strong ranking because customers highlight a simple online application, clear borrowing options, and useful guidance when applying.
- Essential Credit Union ranks third with a 94% Recommend score, 4.7 Easy Application, 4.8 Loan Terms & Rate Satisfaction, and 4.7 Support & Guidance, tying the highest Loan Terms & Rate Satisfaction score among the top 3.
- Borrower feedback supports its top-3 placement because customers point to low-rate personal loan options, flexible terms, and quick online approval access.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| La Capitol Federal Credit Union | Credit Union | 4.8 | 4.8 | 4.7 | 96% |
| OnPath Credit Union | Credit Union | 4.8 | 4.7 | 4.8 | 95% |
| Essential Credit Union | Credit Union | 4.7 | 4.8 | 4.7 | 94% |
| Neighbors Federal Credit Union | Credit Union | 4.7 | 4.7 | 4.7 | 93% |
| SoFi | Bank | 4.8 | 4.7 | 4.7 | 92% |
| Pelican State Credit Union | Credit Union | 4.6 | 4.7 | 4.6 | 91% |
| LightStream | Bank | 4.6 | 4.8 | 4.6 | 90% |
| Louisiana Federal Credit Union | Credit Union | 4.6 | 4.6 | 4.6 | 89% |
| Best Egg | Online | 4.6 | 4.5 | 4.6 | 88% |
| Eagle Federal Credit Union | Credit Union | 4.5 | 4.6 | 4.6 | 87% |