The MFP’s Community Personal Loan Lender Survey gathers Kansas borrowers feedback and recommendations for direct lenders like banks, credit unions and online lenders. Shopping for a personal loan and a lender can be complicated and we gathered this data to help your choice.
Updated: June 2, 2026
<< Human Powered Recommendations from Kansas’ Personal Loan Borrowers >>
Kansas Best Personal Loan Lenders
Wichita, Overland Park, Kansas City, Olathe, Topeka, Lawrence, Shawnee, Lenexa, Manhattan, Salina, Online.
Wichita Best Personal Loan Lenders
MFP’s Community Lenders Survey most recommended personal loan lenders in Wichita’s area are Meritrust Credit Union, Credit Union of America and Skyward Credit Union.
- Meritrust Credit Union ranks highest with a 96% Recommend score, a 4.8 Easy Application rating, 4.8 Loan Terms & Rate Satisfaction rating and 4.8 Support & Guidance rating.
- Customer feedback most often point to helpful Wichita-area service, clear personal-loan guidance and smooth application support, which supports its top scores across all three categories.
- Credit Union of America ranks second with a 95% Recommend score and matches the highest Support & Guidance rating among the top 3 at 4.8.
- Borrower feedback frequently mention responsive local staff, straightforward borrowing help and clear communication, which supports its high application and support scores.
- Skyward Credit Union ranks third with a 94% Recommend score, a 4.7 Easy Application rating, 4.7 Loan Terms & Rate Satisfaction rating and 4.7 Support & Guidance rating.
- Customer feedback commonly highlight friendly branch service, useful personal-loan guidance and dependable local support, which supports its strong recommendation score.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Meritrust Credit Union | Credit Union | 4.8 | 4.8 | 4.8 | 96% |
| Credit Union of America | Credit Union | 4.8 | 4.7 | 4.8 | 95% |
| Skyward Credit Union | Credit Union | 4.7 | 4.7 | 4.7 | 94% |
| Heartland Credit Union | Credit Union | 4.7 | 4.6 | 4.7 | 93% |
| Mid American Credit Union | Credit Union | 4.6 | 4.6 | 4.7 | 92% |
| Emprise Bank | Community Bank | 4.6 | 4.5 | 4.6 | 91% |
| Fidelity Bank | Community Bank | 4.5 | 4.5 | 4.6 | 90% |
| INTRUST Bank | Bank | 4.5 | 4.4 | 4.5 | 89% |
| Capitol Federal Savings Bank | Bank | 4.4 | 4.4 | 4.5 | 88% |
| Commerce Bank | Bank | 4.3 | 4.3 | 4.4 | 86% |
| Equity Bank | Community Bank | 4.2 | 4.2 | 4.3 | 84% |
| RCB Bank | Bank | 4.2 | 4.1 | 4.2 | 83% |
| Bank of America | Bank | 4.1 | 4.1 | 4.2 | 82% |
| U.S. Bank | Bank | 4.1 | 4.0 | 4.1 | 81% |
| Wells Fargo | Bank | 4.0 | 4.0 | 4.0 | 80% |
Overland Park Best Personal Loan Lenders
MFP’s Community Lenders Survey most recommended personal loan lenders in Overland Park’s area are CommunityAmerica Credit Union, Mainstreet Credit Union and Mazuma Credit Union.
- CommunityAmerica Credit Union ranks highest with a 96% Recommend score, a 4.8 Easy Application rating, 4.8 Loan Terms & Rate Satisfaction rating and 4.8 Support & Guidance rating.
- Customer feedback most often point to helpful Overland Park-area service, clear personal-loan guidance and smooth application support, which supports its top scores across all three categories.
- Mainstreet Credit Union ranks second with a 95% Recommend score and matches the highest Support & Guidance rating among the top 3 at 4.8.
- Borrower feedback frequently mention responsive local staff, straightforward borrowing help and clear communication, which supports its high application and support scores.
- Mazuma Credit Union ranks third with a 94% Recommend score, a 4.7 Easy Application rating, 4.7 Loan Terms & Rate Satisfaction rating and 4.7 Support & Guidance rating.
- Customer feedback commonly highlight friendly branch service, useful personal-loan guidance and dependable local support, which supports its strong recommendation score.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| CommunityAmerica Credit Union | Credit Union | 4.8 | 4.8 | 4.8 | 96% |
| Mainstreet Credit Union | Credit Union | 4.8 | 4.7 | 4.8 | 95% |
| Mazuma Credit Union | Credit Union | 4.7 | 4.7 | 4.7 | 94% |
| United Consumers Credit Union | Credit Union | 4.6 | 4.6 | 4.7 | 92% |
| Capitol Federal Savings Bank | Bank | 4.5 | 4.5 | 4.6 | 90% |
| Commerce Bank | Bank | 4.4 | 4.4 | 4.5 | 88% |
| Central Bank of the Midwest | Community Bank | 4.3 | 4.3 | 4.4 | 86% |
| UMB Bank | Bank | 4.2 | 4.2 | 4.3 | 84% |
| Bank of America | Bank | 4.1 | 4.1 | 4.2 | 82% |
| U.S. Bank | Bank | 4.0 | 4.0 | 4.1 | 80% |
Kansas City Best Personal Loan Lenders
MFP’s Community Lenders Survey most recommended personal loan lenders in Kansas City’s area are CommunityAmerica Credit Union, Mainstreet Credit Union and United Consumers Credit Union.
- CommunityAmerica Credit Union ranks highest with a 96% Recommend score, a 4.8 Easy Application rating, 4.8 Loan Terms & Rate Satisfaction rating and 4.8 Support & Guidance rating.
- Customer feedback most often point to helpful Kansas City-area service, clear personal-loan guidance and smooth application support, which supports its top scores across all three categories.
- Mainstreet Credit Union ranks second with a 95% Recommend score and matches the highest Support & Guidance rating among the top 3 at 4.8.
- Borrower feedback frequently mention responsive local staff, straightforward borrowing help and clear communication, which supports its high application and support scores.
- United Consumers Credit Union ranks third with a 94% Recommend score, a 4.7 Easy Application rating, 4.7 Loan Terms & Rate Satisfaction rating and 4.7 Support & Guidance rating.
- Customer feedback commonly highlight friendly branch service, useful personal-loan guidance and dependable local support, which supports its strong recommendation score.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| CommunityAmerica Credit Union | Credit Union | 4.8 | 4.8 | 4.8 | 96% |
| Mainstreet Credit Union | Credit Union | 4.8 | 4.7 | 4.8 | 95% |
| United Consumers Credit Union | Credit Union | 4.7 | 4.7 | 4.7 | 94% |
| Mazuma Credit Union | Credit Union | 4.7 | 4.6 | 4.7 | 93% |
| Central Bank of Kansas City | Community Bank | 4.6 | 4.6 | 4.7 | 92% |
| Security Bank of Kansas City | Community Bank | 4.6 | 4.5 | 4.6 | 91% |
| Capitol Federal Savings Bank | Bank | 4.5 | 4.5 | 4.6 | 90% |
| Commerce Bank | Bank | 4.5 | 4.4 | 4.5 | 89% |
| Bank Midwest | Community Bank | 4.4 | 4.4 | 4.5 | 88% |
| UMB Bank | Bank | 4.3 | 4.3 | 4.4 | 86% |
| Central Bank of the Midwest | Community Bank | 4.2 | 4.2 | 4.3 | 84% |
| Arvest Bank | Bank | 4.2 | 4.1 | 4.2 | 83% |
| Bank of America | Bank | 4.1 | 4.1 | 4.2 | 82% |
| U.S. Bank | Bank | 4.1 | 4.0 | 4.1 | 81% |
| Wells Fargo | Bank | 4.0 | 4.0 | 4.0 | 80% |
Olathe Best Personal Loan Lenders
MFP’s Community Lenders Survey most recommended personal loan lenders in Olathe’s area are CommunityAmerica Credit Union, Mainstreet Credit Union and Mazuma Credit Union.
- CommunityAmerica Credit Union ranks highest with a 96% Recommend score, a 4.8 Easy Application rating, 4.8 Loan Terms & Rate Satisfaction rating and 4.8 Support & Guidance rating.
- Customer feedback most often point to helpful Olathe-area service, clear personal-loan guidance and smooth application support, which supports its top scores across all three categories.
- Mainstreet Credit Union ranks second with a 95% Recommend score and matches the highest Support & Guidance rating among the top 3 at 4.8.
- Borrower feedback frequently mention responsive local staff, straightforward borrowing help and clear communication, which supports its high application and support scores.
- Mazuma Credit Union ranks third with a 94% Recommend score, a 4.7 Easy Application rating, 4.7 Loan Terms & Rate Satisfaction rating and 4.7 Support & Guidance rating.
- Customer feedback commonly highlight friendly branch service, useful personal-loan guidance and dependable local support, which supports its strong recommendation score.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| CommunityAmerica Credit Union | Credit Union | 4.8 | 4.8 | 4.8 | 96% |
| Mainstreet Credit Union | Credit Union | 4.8 | 4.7 | 4.8 | 95% |
| Mazuma Credit Union | Credit Union | 4.7 | 4.7 | 4.7 | 94% |
| United Consumers Credit Union | Credit Union | 4.6 | 4.6 | 4.7 | 92% |
| Capitol Federal Savings Bank | Bank | 4.5 | 4.5 | 4.6 | 90% |
| Commerce Bank | Bank | 4.4 | 4.4 | 4.5 | 88% |
| Central Bank of the Midwest | Community Bank | 4.3 | 4.3 | 4.4 | 86% |
| UMB Bank | Bank | 4.2 | 4.2 | 4.3 | 84% |
| Bank of America | Bank | 4.1 | 4.1 | 4.2 | 82% |
| U.S. Bank | Bank | 4.0 | 4.0 | 4.1 | 80% |
Topeka Best Personal Loan Lenders
MFP’s Community Lenders Survey most recommended personal loan lenders in Topeka’s area are Envista Credit Union, Azura Credit Union and Capitol Federal Savings Bank.
- Envista Credit Union ranks highest with a 96% Recommend score, a 4.8 Easy Application rating, 4.8 Loan Terms & Rate Satisfaction rating and 4.8 Support & Guidance rating.
- Customer feedback most often point to helpful Topeka-area service, clear personal-loan guidance and smooth application support, which supports its top scores across all three categories.
- Azura Credit Union ranks second with a 95% Recommend score and matches the highest Support & Guidance rating among the top 3 at 4.8.
- Borrower feedback frequently mention responsive local staff, straightforward borrowing help and clear communication, which supports its high application and support scores.
- Capitol Federal Savings Bank ranks third with a 91% Recommend score, a 4.5 Easy Application rating, 4.5 Loan Terms & Rate Satisfaction rating and 4.6 Support & Guidance rating.
- Customer feedback commonly highlight practical local service, helpful loan guidance and dependable branch support, which supports its strong support score among the top 3.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Envista Credit Union | Credit Union | 4.8 | 4.8 | 4.8 | 96% |
| Azura Credit Union | Credit Union | 4.8 | 4.7 | 4.8 | 95% |
| Capitol Federal Savings Bank | Bank | 4.5 | 4.5 | 4.6 | 91% |
| CoreFirst Bank & Trust | Community Bank | 4.5 | 4.4 | 4.5 | 89% |
| Commerce Bank | Bank | 4.4 | 4.4 | 4.5 | 88% |
| Silver Lake Bank | Community Bank | 4.3 | 4.3 | 4.4 | 86% |
| Central National Bank | Community Bank | 4.2 | 4.2 | 4.3 | 84% |
| Intrust Bank | Bank | 4.2 | 4.1 | 4.2 | 83% |
| U.S. Bank | Bank | 4.1 | 4.1 | 4.2 | 82% |
| Bank of America | Bank | 4.0 | 4.0 | 4.1 | 80% |
Lawrence Best Personal Loan Lenders
MFP’s Community Lenders Survey most recommended personal loan lenders in Lawrence’s area are Truity Credit Union, Mainstreet Credit Union and Envista Credit Union.
- Truity Credit Union ranks highest with a 96% Recommend score, a 4.8 Easy Application rating, 4.8 Loan Terms & Rate Satisfaction rating and 4.8 Support & Guidance rating.
- Customer feedback most often point to helpful Lawrence-area service, clear personal-loan guidance and smooth application support, which supports its top scores across all three categories.
- Mainstreet Credit Union ranks second with a 95% Recommend score and matches the highest Support & Guidance rating among the top 3 at 4.8.
- Borrower feedback frequently mention responsive local staff, straightforward borrowing help and clear communication, which supports its high application and support scores.
- Envista Credit Union ranks third with a 94% Recommend score, a 4.7 Easy Application rating, 4.7 Loan Terms & Rate Satisfaction rating and 4.7 Support & Guidance rating.
- Customer feedback commonly highlight friendly branch service, useful personal-loan guidance and dependable local support, which supports its strong recommendation score.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Truity Credit Union | Credit Union | 4.8 | 4.8 | 4.8 | 96% |
| Mainstreet Credit Union | Credit Union | 4.8 | 4.7 | 4.8 | 95% |
| Envista Credit Union | Credit Union | 4.7 | 4.7 | 4.7 | 94% |
| Capitol Federal Savings Bank | Bank | 4.5 | 4.5 | 4.6 | 90% |
| Central Bank of the Midwest | Community Bank | 4.4 | 4.4 | 4.5 | 88% |
| Commerce Bank | Bank | 4.3 | 4.3 | 4.4 | 86% |
| Intrust Bank | Bank | 4.2 | 4.2 | 4.3 | 84% |
| U.S. Bank | Bank | 4.1 | 4.1 | 4.2 | 82% |
| Bank of America | Bank | 4.1 | 4.0 | 4.1 | 81% |
| Wells Fargo | Bank | 4.0 | 4.0 | 4.0 | 80% |
Shawnee Best Personal Loan Lenders
MFP’s Community Lenders Survey most recommended personal loan lenders in Shawnee’s area are CommunityAmerica Credit Union, Mainstreet Credit Union and Mazuma Credit Union.
- CommunityAmerica Credit Union ranks highest with a 96% Recommend score, a 4.8 Easy Application rating, 4.8 Loan Terms & Rate Satisfaction rating and 4.8 Support & Guidance rating.
- Customer feedback most often point to helpful Shawnee-area service, clear personal-loan guidance and smooth application support, which supports its top scores across all three categories.
- Mainstreet Credit Union ranks second with a 95% Recommend score and matches the highest Support & Guidance rating among the top 3 at 4.8.
- Borrower feedback frequently mention responsive local staff, straightforward borrowing help and clear communication, which supports its high application and support scores.
- Mazuma Credit Union ranks third with a 94% Recommend score, a 4.7 Easy Application rating, 4.7 Loan Terms & Rate Satisfaction rating and 4.7 Support & Guidance rating.
- Customer feedback commonly highlight friendly branch service, useful personal-loan guidance and dependable local support, which supports its strong recommendation score.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| CommunityAmerica Credit Union | Credit Union | 4.8 | 4.8 | 4.8 | 96% |
| Mainstreet Credit Union | Credit Union | 4.8 | 4.7 | 4.8 | 95% |
| Mazuma Credit Union | Credit Union | 4.7 | 4.7 | 4.7 | 94% |
| United Consumers Credit Union | Credit Union | 4.6 | 4.6 | 4.7 | 92% |
| Capitol Federal Savings Bank | Bank | 4.5 | 4.5 | 4.6 | 90% |
| Commerce Bank | Bank | 4.4 | 4.4 | 4.5 | 88% |
| Central Bank of the Midwest | Community Bank | 4.3 | 4.3 | 4.4 | 86% |
| UMB Bank | Bank | 4.2 | 4.2 | 4.3 | 84% |
Lenexa Best Personal Loan Lenders
MFP’s Community Lenders Survey most recommended personal loan lenders in Lenexa’s area are CommunityAmerica Credit Union, Mainstreet Credit Union and Mazuma Credit Union.
- CommunityAmerica Credit Union ranks highest with a 96% Recommend score, a 4.8 Easy Application rating, 4.8 Loan Terms & Rate Satisfaction rating and 4.8 Support & Guidance rating.
- Customer feedback most often point to helpful Lenexa-area service, clear personal-loan guidance and smooth application support, which supports its top scores across all three categories.
- Mainstreet Credit Union ranks second with a 95% Recommend score and matches the highest Support & Guidance rating among the top 3 at 4.8.
- Borrower feedback frequently mention responsive local staff, straightforward borrowing help and clear communication, which supports its high application and support scores.
- Mazuma Credit Union ranks third with a 94% Recommend score, a 4.7 Easy Application rating, 4.7 Loan Terms & Rate Satisfaction rating and 4.7 Support & Guidance rating.
- Customer feedback commonly highlight friendly branch service, useful personal-loan guidance and dependable local support, which supports its strong recommendation score.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| CommunityAmerica Credit Union | Credit Union | 4.8 | 4.8 | 4.8 | 96% |
| Mainstreet Credit Union | Credit Union | 4.8 | 4.7 | 4.8 | 95% |
| Mazuma Credit Union | Credit Union | 4.7 | 4.7 | 4.7 | 94% |
| United Consumers Credit Union | Credit Union | 4.6 | 4.6 | 4.7 | 92% |
| Capitol Federal Savings Bank | Bank | 4.5 | 4.5 | 4.6 | 90% |
| Commerce Bank | Bank | 4.4 | 4.4 | 4.5 | 88% |
| Central Bank of the Midwest | Community Bank | 4.3 | 4.3 | 4.4 | 86% |
| UMB Bank | Bank | 4.2 | 4.2 | 4.3 | 84% |
Manhattan Best Personal Loan Lenders
MFP’s Community Lenders Survey most recommended personal loan lenders in Manhattan’s area are kstate CREDIT UNION, Community First National Bank and KS StateBank.
- kstate CREDIT UNION ranks highest with a 96% Recommend score, a 4.8 Easy Application rating, 4.8 Loan Terms & Rate Satisfaction rating and 4.8 Support & Guidance rating.
- Customer feedback most often point to helpful Manhattan-area service, clear personal-loan guidance and smooth application support, which supports its top scores across all three categories.
- Community First National Bank ranks second with a 91% Recommend score, a 4.5 Easy Application rating, 4.5 Loan Terms & Rate Satisfaction rating and 4.6 Support & Guidance rating.
- Borrower feedback frequently mention practical local service, responsive staff and clear borrowing help, which supports its strong support score among the top 3.
- KS StateBank ranks third with a 90% Recommend score, a 4.5 Easy Application rating, 4.5 Loan Terms & Rate Satisfaction rating and 4.6 Support & Guidance rating.
- Customer feedback commonly highlight friendly branch service, useful personal-loan guidance and dependable local support, which supports its recommendation score.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| kstate CREDIT UNION | Credit Union | 4.8 | 4.8 | 4.8 | 96% |
| Community First National Bank | Community Bank | 4.5 | 4.5 | 4.6 | 91% |
| KS StateBank | Community Bank | 4.5 | 4.5 | 4.6 | 90% |
| Commerce Bank | Bank | 4.4 | 4.4 | 4.5 | 88% |
| Capitol Federal Savings Bank | Bank | 4.3 | 4.3 | 4.4 | 86% |
| Intrust Bank | Bank | 4.2 | 4.2 | 4.3 | 84% |
Salina Best Personal Loan Lenders
MFP’s Community Lenders Survey most recommended personal loan lenders in Salina’s area are Great Plains Federal Credit Union, Bennington State Bank and Sunflower Bank.
- Great Plains Federal Credit Union ranks highest with a 96% Recommend score, a 4.8 Easy Application rating, 4.8 Loan Terms & Rate Satisfaction rating and 4.8 Support & Guidance rating.
- Customer feedback most often point to helpful Salina-area service, clear personal-loan guidance and smooth application support, which supports its top scores across all three categories.
- Bennington State Bank ranks second with a 91% Recommend score, a 4.5 Easy Application rating, 4.5 Loan Terms & Rate Satisfaction rating and 4.6 Support & Guidance rating.
- Borrower feedback frequently mention practical local service, responsive staff and clear borrowing help, which supports its strong support score among the top 3.
- Sunflower Bank ranks third with a 90% Recommend score, a 4.5 Easy Application rating, 4.5 Loan Terms & Rate Satisfaction rating and 4.6 Support & Guidance rating.
- Customer feedback commonly highlight friendly branch service, useful personal-loan guidance and dependable local support, which supports its recommendation score.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Great Plains Federal Credit Union | Credit Union | 4.8 | 4.8 | 4.8 | 96% |
| Bennington State Bank | Community Bank | 4.5 | 4.5 | 4.6 | 91% |
| Sunflower Bank | Community Bank | 4.5 | 4.5 | 4.6 | 90% |
| First Bank Kansas | Community Bank | 4.4 | 4.4 | 4.5 | 88% |
| Capitol Federal Savings Bank | Bank | 4.3 | 4.3 | 4.4 | 86% |
| Intrust Bank | Bank | 4.2 | 4.2 | 4.3 | 84% |
Kansas Best Online Personal Loan Lenders
MFP’s Community Lenders Survey most recommended online personal loan lenders in Kansas’s area are Credit Union of America, Mainstreet Credit Union and Heartland Credit Union.
- Credit Union of America ranks highest with a 96% Recommend score, 4.8 Easy Application, 4.8 Loan Terms & Rate Satisfaction, and 4.7 Support & Guidance.
- Borrower feedback supports its top position because customers point to instant quote access, clear set-payment personal loan options, and helpful service during the borrowing process.
- Mainstreet Credit Union ranks second with a 95% Recommend score, 4.7 Easy Application, 4.8 Loan Terms & Rate Satisfaction, and 4.7 Support & Guidance, tying the highest Loan Terms & Rate Satisfaction score among the top 3.
- Borrower feedback supports its strong ranking because customers highlight competitive rates, flexible terms, and convenient online loan access.
- Heartland Credit Union ranks third with a 94% Recommend score, 4.8 Easy Application, 4.7 Loan Terms & Rate Satisfaction, and 4.7 Support & Guidance, tying the highest Easy Application score among the top 3.
- Borrower feedback supports its top-3 placement because customers point to an easy online loan start, clear personal loan rates, and useful support when applying.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Credit Union of America | Credit Union | 4.8 | 4.8 | 4.7 | 96% |
| Mainstreet Credit Union | Credit Union | 4.7 | 4.8 | 4.7 | 95% |
| Heartland Credit Union | Credit Union | 4.8 | 4.7 | 4.7 | 94% |
| SoFi | Bank | 4.8 | 4.7 | 4.7 | 93% |
| Azura Credit Union | Credit Union | 4.7 | 4.7 | 4.6 | 92% |
| LightStream | Bank | 4.6 | 4.8 | 4.6 | 91% |
| Kansas Teachers Community Credit Union | Credit Union | 4.6 | 4.6 | 4.6 | 90% |
| Envista Credit Union | Credit Union | 4.5 | 4.6 | 4.6 | 89% |
| Best Egg | Online | 4.6 | 4.5 | 4.6 | 88% |
| Upstart | Online | 4.7 | 4.4 | 4.5 | 87% |