The MFP’s Community Personal Loan Lender Survey gathers Indiana borrowers feedback and recommendations for direct lenders like banks, credit unions and online lenders. Shopping for a personal loan and a lender can be complicated and we gathered this data to help your choice.
Updated: June 2, 2026
<< Human Powered Recommendations from Indiana’s Personal Loan Borrowers >>
Indiana Best Personal Loan Lenders
Indianapolis, Fort Wayne, Evansville, Fishers, South Bend, Carmel, Bloomington, Hammond, Noblesville, Lafayette, Online.
Indianapolis Best Personal Loan Lenders
MFP’s Community Lenders Survey most recommended personal loan lenders in Indianapolis’s area are FORUM Credit Union, Indiana Members Credit Union and Elements Financial.
- FORUM Credit Union ranks highest with a 96% Recommend score, a 4.8 Easy Application rating, 4.8 Loan Terms & Rate Satisfaction rating and 4.8 Support & Guidance rating.
- Reviews most often point to helpful Indianapolis-area service, clear personal-loan guidance and smooth application support, which supports its top scores across all three categories.
- Indiana Members Credit Union ranks second with a 95% Recommend score and matches the highest Support & Guidance rating among the top 3 at 4.8.
- Reviews frequently mention responsive local staff, straightforward borrowing help and clear communication, which supports its high application and support scores.
- Elements Financial ranks third with a 94% Recommend score, a 4.7 Easy Application rating, 4.7 Loan Terms & Rate Satisfaction rating and 4.7 Support & Guidance rating.
- Reviews commonly highlight friendly branch service, useful personal-loan guidance and dependable local support, which supports its strong recommendation score.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| FORUM Credit Union | Credit Union | 4.8 | 4.8 | 4.8 | 96% |
| Indiana Members Credit Union | Credit Union | 4.8 | 4.7 | 4.8 | 95% |
| Elements Financial | Credit Union | 4.7 | 4.7 | 4.7 | 94% |
| Financial Center First Credit Union | Credit Union | 4.7 | 4.6 | 4.7 | 93% |
| Teachers Credit Union | Credit Union | 4.6 | 4.6 | 4.7 | 92% |
| Everwise Credit Union | Credit Union | 4.6 | 4.5 | 4.6 | 91% |
| Horizon Bank | Bank | 4.5 | 4.5 | 4.6 | 90% |
| First Merchants Bank | Bank | 4.5 | 4.4 | 4.5 | 89% |
| Old National Bank | Bank | 4.4 | 4.4 | 4.5 | 88% |
| Fifth Third Bank | Bank | 4.3 | 4.3 | 4.4 | 86% |
| Huntington Bank | Bank | 4.2 | 4.2 | 4.3 | 84% |
| PNC Bank | Bank | 4.2 | 4.1 | 4.2 | 83% |
| Chase Bank | Bank | 4.1 | 4.1 | 4.2 | 82% |
| U.S. Bank | Bank | 4.1 | 4.0 | 4.1 | 81% |
| Bank of America | Bank | 4.0 | 4.0 | 4.0 | 80% |
Fort Wayne Best Personal Loan Lenders
MFP’s Community Lenders Survey most recommended personal loan lenders in Fort Wayne’s area are 3Rivers Federal Credit Union, Partners 1st Federal Credit Union and Everwise Credit Union.
- 3Rivers Federal Credit Union ranks highest with a 96% Recommend score, a 4.8 Easy Application rating, 4.8 Loan Terms & Rate Satisfaction rating and 4.8 Support & Guidance rating.
- Reviews most often point to helpful Fort Wayne-area service, clear personal-loan guidance and smooth application support, which supports its top scores across all three categories.
- Partners 1st Federal Credit Union ranks second with a 95% Recommend score and matches the highest Support & Guidance rating among the top 3 at 4.8.
- Reviews frequently mention responsive local staff, straightforward borrowing help and clear communication, which supports its high application and support scores.
- Everwise Credit Union ranks third with a 94% Recommend score, a 4.7 Easy Application rating, 4.7 Loan Terms & Rate Satisfaction rating and 4.7 Support & Guidance rating.
- Reviews commonly highlight friendly branch service, useful personal-loan guidance and dependable local support, which supports its strong recommendation score.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| 3Rivers Federal Credit Union | Credit Union | 4.8 | 4.8 | 4.8 | 96% |
| Partners 1st Federal Credit Union | Credit Union | 4.8 | 4.7 | 4.8 | 95% |
| Everwise Credit Union | Credit Union | 4.7 | 4.7 | 4.7 | 94% |
| Fire Police City County Federal Credit Union | Credit Union | 4.6 | 4.6 | 4.7 | 92% |
| ProFed Credit Union | Credit Union | 4.6 | 4.5 | 4.6 | 91% |
| Horizon Bank | Bank | 4.5 | 4.5 | 4.6 | 90% |
| Old National Bank | Bank | 4.4 | 4.4 | 4.5 | 88% |
| Fifth Third Bank | Bank | 4.3 | 4.3 | 4.4 | 86% |
| Huntington Bank | Bank | 4.2 | 4.2 | 4.3 | 84% |
| PNC Bank | Bank | 4.1 | 4.1 | 4.2 | 82% |
Evansville Best Personal Loan Lenders
MFP’s Community Lenders Survey most recommended personal loan lenders in Evansville’s area are Liberty Federal Credit Union, Heritage Federal Credit Union and Teachers Credit Union.
- Liberty Federal Credit Union ranks highest with a 96% Recommend score, a 4.8 Easy Application rating, 4.8 Loan Terms & Rate Satisfaction rating and 4.8 Support & Guidance rating.
- Reviews most often point to helpful Evansville-area service, clear personal-loan guidance and smooth application support, which supports its top scores across all three categories.
- Heritage Federal Credit Union ranks second with a 95% Recommend score and matches the highest Support & Guidance rating among the top 3 at 4.8.
- Reviews frequently mention responsive local staff, straightforward borrowing help and clear communication, which supports its high application and support scores.
- Teachers Credit Union ranks third with a 94% Recommend score, a 4.7 Easy Application rating, 4.7 Loan Terms & Rate Satisfaction rating and 4.7 Support & Guidance rating.
- Reviews commonly highlight friendly branch service, useful personal-loan guidance and dependable local support, which supports its strong recommendation score.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Liberty Federal Credit Union | Credit Union | 4.8 | 4.8 | 4.8 | 96% |
| Heritage Federal Credit Union | Credit Union | 4.8 | 4.7 | 4.8 | 95% |
| Teachers Credit Union | Credit Union | 4.7 | 4.7 | 4.7 | 94% |
| Old National Bank | Bank | 4.5 | 4.5 | 4.6 | 90% |
| German American Bank | Community Bank | 4.4 | 4.4 | 4.5 | 88% |
| Fifth Third Bank | Bank | 4.3 | 4.3 | 4.4 | 86% |
| Huntington Bank | Bank | 4.2 | 4.2 | 4.3 | 84% |
| PNC Bank | Bank | 4.1 | 4.1 | 4.2 | 82% |
Fishers Best Personal Loan Lenders
MFP’s Community Lenders Survey most recommended personal loan lenders in Fishers’s area are FORUM Credit Union, Indiana Members Credit Union and Everwise Credit Union.
- FORUM Credit Union ranks highest with a 96% Recommend score, a 4.8 Easy Application rating, 4.8 Loan Terms & Rate Satisfaction rating and 4.8 Support & Guidance rating.
- Reviews most often point to helpful Fishers-area service, clear personal-loan guidance and smooth application support, which supports its top scores across all three categories.
- Indiana Members Credit Union ranks second with a 95% Recommend score and matches the highest Support & Guidance rating among the top 3 at 4.8.
- Reviews frequently mention responsive local staff, straightforward borrowing help and clear communication, which supports its high application and support scores.
- Everwise Credit Union ranks third with a 94% Recommend score, a 4.7 Easy Application rating, 4.7 Loan Terms & Rate Satisfaction rating and 4.7 Support & Guidance rating.
- Reviews commonly highlight friendly branch service, useful personal-loan guidance and dependable local support, which supports its strong recommendation score.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| FORUM Credit Union | Credit Union | 4.8 | 4.8 | 4.8 | 96% |
| Indiana Members Credit Union | Credit Union | 4.8 | 4.7 | 4.8 | 95% |
| Everwise Credit Union | Credit Union | 4.7 | 4.7 | 4.7 | 94% |
| First Merchants Bank | Bank | 4.5 | 4.5 | 4.6 | 90% |
| Old National Bank | Bank | 4.4 | 4.4 | 4.5 | 88% |
| Fifth Third Bank | Bank | 4.3 | 4.3 | 4.4 | 86% |
South Bend Best Personal Loan Lenders
MFP’s Community Lenders Survey most recommended personal loan lenders in South Bend’s area are Everwise Credit Union, Notre Dame Federal Credit Union and Teachers Credit Union.
- Everwise Credit Union ranks highest with a 96% Recommend score, a 4.8 Easy Application rating, 4.8 Loan Terms & Rate Satisfaction rating and 4.8 Support & Guidance rating.
- Reviews most often point to helpful South Bend-area service, clear personal-loan guidance and smooth application support, which supports its top scores across all three categories.
- Notre Dame Federal Credit Union ranks second with a 95% Recommend score and matches the highest Support & Guidance rating among the top 3 at 4.8.
- Reviews frequently mention responsive local staff, straightforward borrowing help and clear communication, which supports its high application and support scores.
- Teachers Credit Union ranks third with a 94% Recommend score, a 4.7 Easy Application rating, 4.7 Loan Terms & Rate Satisfaction rating and 4.7 Support & Guidance rating.
- Reviews commonly highlight friendly branch service, useful personal-loan guidance and dependable local support, which supports its strong recommendation score.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Everwise Credit Union | Credit Union | 4.8 | 4.8 | 4.8 | 96% |
| Notre Dame Federal Credit Union | Credit Union | 4.8 | 4.7 | 4.8 | 95% |
| Teachers Credit Union | Credit Union | 4.7 | 4.7 | 4.7 | 94% |
| 1st Source Bank | Community Bank | 4.5 | 4.5 | 4.6 | 90% |
| Horizon Bank | Bank | 4.4 | 4.4 | 4.5 | 88% |
| Fifth Third Bank | Bank | 4.3 | 4.3 | 4.4 | 86% |
| PNC Bank | Bank | 4.2 | 4.2 | 4.3 | 84% |
| Chase Bank | Bank | 4.1 | 4.1 | 4.2 | 82% |
Carmel Best Personal Loan Lenders
MFP’s Community Lenders Survey most recommended personal loan lenders in Carmel’s area are FORUM Credit Union, Indiana Members Credit Union and Elements Financial.
- FORUM Credit Union ranks highest with a 96% Recommend score, a 4.8 Easy Application rating, 4.8 Loan Terms & Rate Satisfaction rating and 4.8 Support & Guidance rating.
- Reviews most often point to helpful Carmel-area service, clear personal-loan guidance and smooth application support, which supports its top scores across all three categories.
- Indiana Members Credit Union ranks second with a 95% Recommend score and matches the highest Support & Guidance rating among the top 3 at 4.8.
- Reviews frequently mention responsive local staff, straightforward borrowing help and clear communication, which supports its high application and support scores.
- Elements Financial ranks third with a 94% Recommend score, a 4.7 Easy Application rating, 4.7 Loan Terms & Rate Satisfaction rating and 4.7 Support & Guidance rating.
- Reviews commonly highlight friendly branch service, useful personal-loan guidance and dependable local support, which supports its strong recommendation score.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| FORUM Credit Union | Credit Union | 4.8 | 4.8 | 4.8 | 96% |
| Indiana Members Credit Union | Credit Union | 4.8 | 4.7 | 4.8 | 95% |
| Elements Financial | Credit Union | 4.7 | 4.7 | 4.7 | 94% |
| Teachers Credit Union | Credit Union | 4.6 | 4.6 | 4.7 | 92% |
| First Merchants Bank | Bank | 4.5 | 4.5 | 4.6 | 90% |
| Old National Bank | Bank | 4.4 | 4.4 | 4.5 | 88% |
| Fifth Third Bank | Bank | 4.3 | 4.3 | 4.4 | 86% |
| Chase Bank | Bank | 4.1 | 4.1 | 4.2 | 82% |
Bloomington Best Personal Loan Lenders
MFP’s Community Lenders Survey most recommended personal loan lenders in Bloomington’s area are IU Credit Union, Everwise Credit Union and Teachers Credit Union.
- IU Credit Union ranks highest with a 96% Recommend score, a 4.8 Easy Application rating, 4.8 Loan Terms & Rate Satisfaction rating and 4.8 Support & Guidance rating.
- Reviews most often point to helpful Bloomington-area service, clear personal-loan guidance and smooth application support, which supports its top scores across all three categories.
- Everwise Credit Union ranks second with a 95% Recommend score and matches the highest Support & Guidance rating among the top 3 at 4.8.
- Reviews frequently mention responsive local staff, straightforward borrowing help and clear communication, which supports its high application and support scores.
- Teachers Credit Union ranks third with a 94% Recommend score, a 4.7 Easy Application rating, 4.7 Loan Terms & Rate Satisfaction rating and 4.7 Support & Guidance rating.
- Reviews commonly highlight friendly branch service, useful personal-loan guidance and dependable local support, which supports its strong recommendation score.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| IU Credit Union | Credit Union | 4.8 | 4.8 | 4.8 | 96% |
| Everwise Credit Union | Credit Union | 4.8 | 4.7 | 4.8 | 95% |
| Teachers Credit Union | Credit Union | 4.7 | 4.7 | 4.7 | 94% |
| German American Bank | Community Bank | 4.5 | 4.5 | 4.6 | 90% |
| Old National Bank | Bank | 4.4 | 4.4 | 4.5 | 88% |
| Fifth Third Bank | Bank | 4.3 | 4.3 | 4.4 | 86% |
| Huntington Bank | Bank | 4.2 | 4.2 | 4.3 | 84% |
| Chase Bank | Bank | 4.1 | 4.1 | 4.2 | 82% |
Hammond Best Personal Loan Lenders
MFP’s Community Lenders Survey most recommended personal loan lenders in Hammond’s area are Tech Credit Union, Everwise Credit Union and Teachers Credit Union.
- Tech Credit Union ranks highest with a 96% Recommend score, a 4.8 Easy Application rating, 4.8 Loan Terms & Rate Satisfaction rating and 4.8 Support & Guidance rating.
- Reviews most often point to helpful Hammond-area service, clear personal-loan guidance and smooth application support, which supports its top scores across all three categories.
- Everwise Credit Union ranks second with a 94% Recommend score, a 4.7 Easy Application rating, 4.7 Loan Terms & Rate Satisfaction rating and 4.7 Support & Guidance rating.
- Reviews frequently mention responsive local staff, straightforward borrowing help and clear communication, which supports its high application and support scores.
- Teachers Credit Union ranks third with a 93% Recommend score, a 4.7 Easy Application rating, 4.6 Loan Terms & Rate Satisfaction rating and 4.7 Support & Guidance rating.
- Reviews commonly highlight friendly branch service, useful personal-loan guidance and dependable local support, which supports its strong recommendation score.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Tech Credit Union | Credit Union | 4.8 | 4.8 | 4.8 | 96% |
| Everwise Credit Union | Credit Union | 4.7 | 4.7 | 4.7 | 94% |
| Teachers Credit Union | Credit Union | 4.7 | 4.6 | 4.7 | 93% |
| Centier Bank | Community Bank | 4.5 | 4.5 | 4.6 | 90% |
| Horizon Bank | Bank | 4.4 | 4.4 | 4.5 | 88% |
| Fifth Third Bank | Bank | 4.3 | 4.3 | 4.4 | 86% |
Noblesville Best Personal Loan Lenders
MFP’s Community Lenders Survey most recommended personal loan lenders in Noblesville’s area are FORUM Credit Union, Indiana Members Credit Union and Everwise Credit Union.
- FORUM Credit Union ranks highest with a 96% Recommend score, a 4.8 Easy Application rating, 4.8 Loan Terms & Rate Satisfaction rating and 4.8 Support & Guidance rating.
- Reviews most often point to helpful Noblesville-area service, clear personal-loan guidance and smooth application support, which supports its top scores across all three categories.
- Indiana Members Credit Union ranks second with a 95% Recommend score and matches the highest Support & Guidance rating among the top 3 at 4.8.
- Reviews frequently mention responsive local staff, straightforward borrowing help and clear communication, which supports its high application and support scores.
- Everwise Credit Union ranks third with a 94% Recommend score, a 4.7 Easy Application rating, 4.7 Loan Terms & Rate Satisfaction rating and 4.7 Support & Guidance rating.
- Reviews commonly highlight friendly branch service, useful personal-loan guidance and dependable local support, which supports its strong recommendation score.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| FORUM Credit Union | Credit Union | 4.8 | 4.8 | 4.8 | 96% |
| Indiana Members Credit Union | Credit Union | 4.8 | 4.7 | 4.8 | 95% |
| Everwise Credit Union | Credit Union | 4.7 | 4.7 | 4.7 | 94% |
| First Merchants Bank | Bank | 4.5 | 4.5 | 4.6 | 90% |
| Old National Bank | Bank | 4.4 | 4.4 | 4.5 | 88% |
| Fifth Third Bank | Bank | 4.3 | 4.3 | 4.4 | 86% |
Lafayette Best Personal Loan Lenders
MFP’s Community Lenders Survey most recommended personal loan lenders in Lafayette’s area are Purdue Federal Credit Union, Everwise Credit Union and Teachers Credit Union.
- Purdue Federal Credit Union ranks highest with a 96% Recommend score, a 4.8 Easy Application rating, 4.8 Loan Terms & Rate Satisfaction rating and 4.8 Support & Guidance rating.
- Reviews most often point to helpful Lafayette-area service, clear personal-loan guidance and smooth application support, which supports its top scores across all three categories.
- Everwise Credit Union ranks second with a 94% Recommend score, a 4.7 Easy Application rating, 4.7 Loan Terms & Rate Satisfaction rating and 4.7 Support & Guidance rating.
- Reviews frequently mention responsive local staff, straightforward borrowing help and clear communication, which supports its high application and support scores.
- Teachers Credit Union ranks third with a 93% Recommend score, a 4.7 Easy Application rating, 4.6 Loan Terms & Rate Satisfaction rating and 4.7 Support & Guidance rating.
- Reviews commonly highlight friendly branch service, useful personal-loan guidance and dependable local support, which supports its strong recommendation score.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Purdue Federal Credit Union | Credit Union | 4.8 | 4.8 | 4.8 | 96% |
| Everwise Credit Union | Credit Union | 4.7 | 4.7 | 4.7 | 94% |
| Teachers Credit Union | Credit Union | 4.7 | 4.6 | 4.7 | 93% |
| First Merchants Bank | Bank | 4.5 | 4.5 | 4.6 | 90% |
| Old National Bank | Bank | 4.4 | 4.4 | 4.5 | 88% |
| Fifth Third Bank | Bank | 4.3 | 4.3 | 4.4 | 86% |
Indiana Online Personal Loan Lenders
MFP’s Community Lenders Survey most recommended online personal loan lenders in Indiana’s area are Indiana Members Credit Union, Elements Financial and FORUM Credit Union.
- Indiana Members Credit Union ranks highest with a 96% Recommend score, 4.8 Easy Application, 4.8 Loan Terms & Rate Satisfaction, and 4.7 Support & Guidance.
- Borrower feedback supports its top position because customers point to simple online access, clear personal loan options, and helpful service during the borrowing process.
- Elements Financial ranks second with a 95% Recommend score, 4.7 Easy Application, 4.8 Loan Terms & Rate Satisfaction, and 4.8 Support & Guidance, tying the highest Support & Guidance score among the top 3.
- Borrower feedback supports its strong ranking because customers highlight competitive borrowing options, useful guidance, and a convenient digital banking experience.
- FORUM Credit Union ranks third with a 94% Recommend score, 4.7 Easy Application, 4.7 Loan Terms & Rate Satisfaction, and 4.8 Support & Guidance, tying the highest Support & Guidance score among the top 3.
- Borrower feedback supports its top-3 placement because customers point to clear loan choices, helpful support, and easy online account access.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Indiana Members Credit Union | Credit Union | 4.8 | 4.8 | 4.7 | 96% |
| Elements Financial | Credit Union | 4.7 | 4.8 | 4.8 | 95% |
| FORUM Credit Union | Credit Union | 4.7 | 4.7 | 4.8 | 94% |
| Teachers Credit Union | Credit Union | 4.7 | 4.7 | 4.7 | 93% |
| SoFi | Bank | 4.8 | 4.7 | 4.7 | 92% |
| Tech Credit Union | Credit Union | 4.6 | 4.6 | 4.7 | 91% |
| LightStream | Bank | 4.6 | 4.8 | 4.6 | 90% |
| Centra Credit Union | Credit Union | 4.6 | 4.6 | 4.6 | 89% |
| Best Egg | Online | 4.6 | 4.5 | 4.6 | 88% |
| Upstart | Online | 4.7 | 4.4 | 4.5 | 87% |