See real Delaware personal loan rates by credit score and loan length, updated weekly. See rates and best rated lenders in Delaware’s main cities and statewide.
Shopping for a personal loan and a lender can be complicated and we gathered this data to help your choice.
<< Human Powered Recommendations from Delaware’s Personal Loan Borrowers >>
Delaware Personal Loan Rates –
Find personal loan rates by credit score and loan length on Delaware. National, banks, credit unions, online lenders rates are for a 36 months terms. Rates are community provided by Delaware borrower who received a quote(s) or applied for a loan in the last 30 days.
| Credit Score | ||||
|---|---|---|---|---|
| 720 - 850 | 690 - 719 | 620 - 689 | 560 - 619 | |
| Nationally | 11.35% | 14.12% | 18.95% | 22.45% |
| Delaware | 11.46% | 14.13% | 18.96% | 22.46% |
| Credit Unions | 10.04% | 12.71% | 17.54% | 21.04% |
| Online lenders | 10.96% | 14.13% | 20.46% | 26.46% |
| Banks | 11.46% | 14.13% | 18.96% | 22.46% |
| 24 month | 10.80% | 13.47% | 18.30% | 21.80% |
| 36 month | 11.46% | 14.13% | 18.96% | 22.46% |
| 48 month | 11.96% | 14.63% | 19.46% | 22.96% |
| 60 month | 12.46% | 15.13% | 19.96% | 23.46% |
Source: MFP’s Community Personal Loan Rates Survey from the last 30 days.
Delaware Best Personal Loan Lenders
Wilmington, Dover, Newark, Middletown, Smyrna, Milford, Online.
Delaware Personal Loans Lenders Satisfaction
Performance and satisfaction of personal loan lenders across Delaware by types of lenders.
| Lender Type | Application Ease | Loan Terms & Rate Satisfaction | Support & Guidance | Recommendation Rate |
|---|---|---|---|---|
| Credit Unions | 4.73 | 4.69 | 4.73 | 94.0% |
| Community Banks | 4.45 | 4.45 | 4.54 | 89.0% |
| Online Lenders | 4.55 | 4.40 | 4.50 | 87.5% |
| Banks | 4.29 | 4.27 | 4.35 | 85.4% |
Source: MFP’s Community Survey of Personal Loan Lenders by State and Cities.
Recommendations are gathered from 1,382 local Delaware residents who got a quote or applied for a personal loan in the past 12 months. We survey 4 broad areas; loan application, loan term and rate, support & guidance, plus if borrowers recommend the lender:
- Loan Application (0 to 5): How easy it is to apply for your personal loan. What’s the amount of information asked. How fast do you complete your application for your loan.
- Loan Term& Rate (0 to 5): Are you satisfied with the loan rate offered and loan term available? Are you satisfied with the fees or absence of fees?
- Speedy Quote & Decision (0 to 5): Were you happy with the guidance and speed you were offered, speed for your quote, or speed to get a decision on your loan?
- Recommendation (yes/no): Do you recommend this lender after going through the process?
Wilmington Best Personal Loan Lenders
MFP’s Community Lenders Survey most recommended personal loan lenders in Wilmington’s area are Del-One Federal Credit Union, DEXSTA Federal Credit Union and Priority Plus Federal Credit Union.
- Del-One Federal Credit Union ranks highest with a 96% Recommend score, a 4.8 Easy Application rating, 4.8 Loan Terms & Rate Satisfaction rating and 4.8 Support & Guidance rating.
- Reviews most often point to helpful Wilmington-area service, clear personal-loan guidance and smooth application support, which supports its top scores across all three categories.
- DEXSTA Federal Credit Union ranks second with a 95% Recommend score and matches the highest Support & Guidance rating among the top 3 at 4.8.
- Reviews frequently mention responsive local staff, straightforward borrowing help and clear communication, which supports its high application and support scores.
- Priority Plus Federal Credit Union ranks third with a 94% Recommend score, a 4.7 Easy Application rating, 4.7 Loan Terms & Rate Satisfaction rating and 4.7 Support & Guidance rating.
- Reviews commonly highlight friendly local service, useful personal-loan guidance and dependable branch support, which supports its strong recommendation score.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Del-One Federal Credit Union | Credit Union | 4.8 | 4.8 | 4.8 | 96% |
| DEXSTA Federal Credit Union | Credit Union | 4.8 | 4.7 | 4.8 | 95% |
| Priority Plus Federal Credit Union | Credit Union | 4.7 | 4.7 | 4.7 | 94% |
| Louviers Federal Credit Union | Credit Union | 4.7 | 4.6 | 4.7 | 93% |
| Sun East Federal Credit Union | Credit Union | 4.6 | 4.6 | 4.7 | 92% |
| Dover Federal Credit Union | Credit Union | 4.6 | 4.5 | 4.6 | 91% |
| WSFS Bank | Bank | 4.5 | 4.5 | 4.6 | 90% |
| Artisans’ Bank | Community Bank | 4.5 | 4.4 | 4.5 | 89% |
| Fulton Bank | Bank | 4.4 | 4.4 | 4.5 | 88% |
| M&T Bank | Bank | 4.3 | 4.3 | 4.4 | 86% |
| Citizens Bank | Bank | 4.2 | 4.2 | 4.3 | 84% |
| PNC Bank | Bank | 4.1 | 4.1 | 4.2 | 82% |
| TD Bank | Bank | 4.1 | 4.0 | 4.1 | 81% |
| Bank of America | Bank | 4.0 | 4.0 | 4.0 | 80% |
| Wells Fargo | Bank | 4.0 | 3.9 | 3.9 | 78% |
Dover Best Personal Loan Lenders
MFP’s Community Lenders Survey most recommended personal loan lenders in Dover’s area are Dover Federal Credit Union, Del-One Federal Credit Union and DEXSTA Federal Credit Union.
- Dover Federal Credit Union ranks highest with a 96% Recommend score, a 4.8 Easy Application rating, 4.8 Loan Terms & Rate Satisfaction rating and 4.8 Support & Guidance rating.
- Reviews most often point to helpful Dover-area service, clear personal-loan guidance and a straightforward borrowing process, which supports its top scores across all three categories.
- Del-One Federal Credit Union ranks second with a 95% Recommend score and matches the highest Support & Guidance rating among the top 3 at 4.8.
- Reviews frequently mention responsive local staff, smooth application help and clear communication, which supports its high application and support scores.
- DEXSTA Federal Credit Union ranks third with a 94% Recommend score, a 4.7 Easy Application rating, 4.7 Loan Terms & Rate Satisfaction rating and 4.7 Support & Guidance rating.
- Reviews commonly highlight friendly service, useful borrowing guidance and dependable local support, which supports its strong recommendation score.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Dover Federal Credit Union | Credit Union | 4.8 | 4.8 | 4.8 | 96% |
| Del-One Federal Credit Union | Credit Union | 4.8 | 4.7 | 4.8 | 95% |
| DEXSTA Federal Credit Union | Credit Union | 4.7 | 4.7 | 4.7 | 94% |
| Shore United Bank | Community Bank | 4.5 | 4.5 | 4.6 | 90% |
| WSFS Bank | Bank | 4.5 | 4.4 | 4.5 | 89% |
| Artisans’ Bank | Community Bank | 4.4 | 4.4 | 4.5 | 88% |
| Fulton Bank | Bank | 4.3 | 4.3 | 4.4 | 86% |
| M&T Bank | Bank | 4.2 | 4.2 | 4.3 | 84% |
| PNC Bank | Bank | 4.1 | 4.1 | 4.2 | 82% |
| TD Bank | Bank | 4.1 | 4.0 | 4.1 | 81% |
Newark Best Personal Loan Lenders
MFP’s Community Lenders Survey most recommended personal loan lenders in Newark’s area are Louviers Federal Credit Union, DEXSTA Federal Credit Union and Del-One Federal Credit Union.
- Louviers Federal Credit Union ranks highest with a 96% Recommend score, a 4.8 Easy Application rating, 4.8 Loan Terms & Rate Satisfaction rating and 4.8 Support & Guidance rating.
- Reviews most often point to helpful Newark-area service, clear personal-loan guidance and a smooth borrowing process, which supports its top scores across all three categories.
- DEXSTA Federal Credit Union ranks second with a 95% Recommend score and matches the highest Support & Guidance rating among the top 3 at 4.8.
- Reviews frequently mention responsive local staff, straightforward loan help and clear communication, which supports its high application and support scores.
- Del-One Federal Credit Union ranks third with a 94% Recommend score, a 4.7 Easy Application rating, 4.7 Loan Terms & Rate Satisfaction rating and 4.7 Support & Guidance rating.
- Reviews commonly highlight friendly branch service, useful borrowing guidance and dependable local support, which supports its strong recommendation score.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Louviers Federal Credit Union | Credit Union | 4.8 | 4.8 | 4.8 | 96% |
| DEXSTA Federal Credit Union | Credit Union | 4.8 | 4.7 | 4.8 | 95% |
| Del-One Federal Credit Union | Credit Union | 4.7 | 4.7 | 4.7 | 94% |
| Priority Plus Federal Credit Union | Credit Union | 4.6 | 4.6 | 4.7 | 92% |
| Sun East Federal Credit Union | Credit Union | 4.6 | 4.5 | 4.6 | 91% |
| WSFS Bank | Bank | 4.5 | 4.5 | 4.6 | 90% |
| Artisans’ Bank | Community Bank | 4.4 | 4.4 | 4.5 | 88% |
| Fulton Bank | Bank | 4.3 | 4.3 | 4.4 | 86% |
| M&T Bank | Bank | 4.2 | 4.2 | 4.3 | 84% |
| PNC Bank | Bank | 4.1 | 4.1 | 4.2 | 82% |
Middletown Best Personal Loan Lenders
MFP’s Community Lenders Survey most recommended personal loan lenders in Middletown’s area are Del-One Federal Credit Union, Dover Federal Credit Union and DEXSTA Federal Credit Union.
- Del-One Federal Credit Union ranks highest with a 96% Recommend score, a 4.8 Easy Application rating, 4.8 Loan Terms & Rate Satisfaction rating and 4.8 Support & Guidance rating.
- Reviews most often point to helpful Middletown-area service, clear personal-loan guidance and smooth application support, which supports its top scores across all three categories.
- Dover Federal Credit Union ranks second with a 95% Recommend score and matches the highest Support & Guidance rating among the top 3 at 4.8.
- Reviews frequently mention responsive local staff, straightforward borrowing help and clear communication, which supports its high application and support scores.
- DEXSTA Federal Credit Union ranks third with a 94% Recommend score, a 4.7 Easy Application rating, 4.7 Loan Terms & Rate Satisfaction rating and 4.7 Support & Guidance rating.
- Reviews commonly highlight friendly branch service, useful borrowing guidance and dependable local support, which supports its strong recommendation score.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Del-One Federal Credit Union | Credit Union | 4.8 | 4.8 | 4.8 | 96% |
| Dover Federal Credit Union | Credit Union | 4.8 | 4.7 | 4.8 | 95% |
| DEXSTA Federal Credit Union | Credit Union | 4.7 | 4.7 | 4.7 | 94% |
| Sun East Federal Credit Union | Credit Union | 4.6 | 4.6 | 4.7 | 92% |
| WSFS Bank | Bank | 4.5 | 4.5 | 4.6 | 90% |
| Artisans’ Bank | Community Bank | 4.4 | 4.4 | 4.5 | 88% |
| Fulton Bank | Bank | 4.3 | 4.3 | 4.4 | 86% |
| M&T Bank | Bank | 4.2 | 4.2 | 4.3 | 84% |
Smyrna Best Personal Loan Lenders
MFP’s Community Lenders Survey most recommended personal loan lenders in Smyrna’s area are Dover Federal Credit Union, Del-One Federal Credit Union and DEXSTA Federal Credit Union.
- Dover Federal Credit Union ranks highest with a 96% Recommend score, a 4.8 Easy Application rating, 4.8 Loan Terms & Rate Satisfaction rating and 4.8 Support & Guidance rating.
- Reviews most often point to helpful Smyrna-area service, clear personal-loan guidance and smooth application support, which supports its top scores across all three categories.
- Del-One Federal Credit Union ranks second with a 95% Recommend score and matches the highest Support & Guidance rating among the top 3 at 4.8.
- Reviews frequently mention responsive local staff, straightforward borrowing help and clear communication, which supports its high application and support scores.
- DEXSTA Federal Credit Union ranks third with a 94% Recommend score, a 4.7 Easy Application rating, 4.7 Loan Terms & Rate Satisfaction rating and 4.7 Support & Guidance rating.
- Reviews commonly highlight friendly branch service, useful borrowing guidance and dependable local support, which supports its strong recommendation score.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Dover Federal Credit Union | Credit Union | 4.8 | 4.8 | 4.8 | 96% |
| Del-One Federal Credit Union | Credit Union | 4.8 | 4.7 | 4.8 | 95% |
| DEXSTA Federal Credit Union | Credit Union | 4.7 | 4.7 | 4.7 | 94% |
| Shore United Bank | Community Bank | 4.5 | 4.5 | 4.6 | 90% |
| WSFS Bank | Bank | 4.5 | 4.4 | 4.5 | 89% |
| Artisans’ Bank | Community Bank | 4.4 | 4.4 | 4.5 | 88% |
| Fulton Bank | Bank | 4.3 | 4.3 | 4.4 | 86% |
| M&T Bank | Bank | 4.2 | 4.2 | 4.3 | 84% |
Milford Best Personal Loan Lenders
MFP’s Community Lenders Survey most recommended personal loan lenders in Milford’s area are Dover Federal Credit Union, Del-One Federal Credit Union and Shore United Bank.
- Dover Federal Credit Union ranks highest with a 96% Recommend score, a 4.8 Easy Application rating, 4.8 Loan Terms & Rate Satisfaction rating and 4.8 Support & Guidance rating.
- Reviews most often point to helpful Milford-area service, clear personal-loan guidance and smooth application support, which supports its top scores across all three categories.
- Del-One Federal Credit Union ranks second with a 95% Recommend score and matches the highest Support & Guidance rating among the top 3 at 4.8.
- Reviews frequently mention responsive local staff, straightforward borrowing help and clear communication, which supports its high application and support scores.
- Shore United Bank ranks third with a 91% Recommend score, a 4.5 Easy Application rating, 4.5 Loan Terms & Rate Satisfaction rating and 4.6 Support & Guidance rating.
- Reviews commonly highlight practical local service, helpful loan guidance and dependable branch support, which supports its strong support score among the top 3.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Dover Federal Credit Union | Credit Union | 4.8 | 4.8 | 4.8 | 96% |
| Del-One Federal Credit Union | Credit Union | 4.8 | 4.7 | 4.8 | 95% |
| Shore United Bank | Community Bank | 4.5 | 4.5 | 4.6 | 91% |
| WSFS Bank | Bank | 4.5 | 4.4 | 4.5 | 89% |
| Artisans’ Bank | Community Bank | 4.4 | 4.4 | 4.5 | 88% |
| Fulton Bank | Bank | 4.3 | 4.3 | 4.4 | 86% |
| M&T Bank | Bank | 4.2 | 4.2 | 4.3 | 84% |
| PNC Bank | Bank | 4.1 | 4.1 | 4.2 | 82% |
Delaware Online Personal Loan Lenders
MFP’s Community Lenders Survey most recommended online personal loan lenders in Delaware’s area are Del-One Federal Credit Union, Dover Federal Credit Union and DSP FCU.
- Del-One Federal Credit Union ranks highest with a 96% Recommend score, 4.8 Easy Application, 4.8 Loan Terms & Rate Satisfaction, and 4.7 Support & Guidance.
- Borrower feedback supports its top position because customers point to competitive personal loan options, an easy digital banking experience, and helpful service during the borrowing process.
- Dover Federal Credit Union ranks second with a 95% Recommend score, 4.7 Easy Application, 4.8 Loan Terms & Rate Satisfaction, and 4.7 Support & Guidance, tying the highest Loan Terms & Rate Satisfaction score among the top 3.
- Borrower feedback supports its strong ranking because customers highlight clear loan options, convenient online access, and useful help when applying.
- DSP FCU ranks third with a 94% Recommend score, 4.8 Easy Application, 4.7 Loan Terms & Rate Satisfaction, and 4.7 Support & Guidance, tying the highest Easy Application score among the top 3.
- Borrower feedback supports its top-3 placement because customers point to a quick online application path, predictable payments, and helpful support.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Del-One Federal Credit Union | Credit Union | 4.8 | 4.8 | 4.7 | 96% |
| Dover Federal Credit Union | Credit Union | 4.7 | 4.8 | 4.7 | 95% |
| DSP FCU | Credit Union | 4.8 | 4.7 | 4.7 | 94% |
| SoFi | Bank | 4.8 | 4.7 | 4.7 | 93% |
| DEXSTA Federal Credit Union | Credit Union | 4.7 | 4.7 | 4.6 | 92% |
| LightStream | Bank | 4.6 | 4.8 | 4.6 | 91% |
| Artisans’ Bank | Community Bank | 4.5 | 4.6 | 4.6 | 90% |
| Franklin Mint Federal Credit Union | Credit Union | 4.6 | 4.5 | 4.6 | 89% |
| Best Egg | Online | 4.6 | 4.5 | 4.6 | 88% |
| Mariner Finance | Online | 4.5 | 4.3 | 4.4 | 87% |