See real Arizona personal loan rates by credit score and loan length, updated weekly. See rates and best rated lenders in Arizona’s main cities and statewide.
Shopping for a personal loan and a lender can be complicated and we gathered this data to help your choice.
Updated: August 2, 2026<< Human Powered Recommendations from Arizona’s Personal Loan Borrowers >>
Arizona Personal Loan Rates –
Find personal loan rates by credit score and loan length on Arizona. National, banks, credit unions, online lenders rates are for a 36 months terms. Rates are community provided by Arizona borrower who received a quote(s) or applied for a loan in the last 30 days.
| Credit Score | ||||
|---|---|---|---|---|
| 720 - 850 | 690 - 719 | 620 - 689 | 560 - 619 | |
| Nationally | 11.35% | 14.08% | 18.91% | 22.41% |
| Arizona | 11.42% | 14.09% | 18.92% | 22.42% |
| Credit Unions | 10.00% | 12.67% | 17.50% | 21.00% |
| Online lenders | 10.92% | 14.09% | 20.42% | 26.42% |
| Banks | 11.42% | 14.09% | 18.92% | 22.42% |
| 24 month | 10.76% | 13.43% | 18.26% | 21.76% |
| 36 month | 11.42% | 14.09% | 18.92% | 22.42% |
| 48 month | 11.92% | 14.59% | 19.42% | 22.92% |
| 60 month | 12.42% | 15.09% | 19.92% | 23.42% |
Source: MFP’s Community Personnal Loan Rates Survey from the last 30 days.
Arizona Best Personal Loan Lenders
Phoenix, Tucson, Mesa, Chandler, Gilbert, Glendale, Scottsdale, Peoria, Tempe, Surprise, Online.
Arizona Personal Loans Lenders Satisfaction
Performance and satisfaction of personal loan lenders across Arizona by types of lenders.
| Lender Type | Application Ease | Loan Terms & Rate Satisfaction | Support & Guidance | Recommendation Rate |
|---|---|---|---|---|
| Credit Unions | 4.63 | 4.61 | 4.68 | 93.0% |
| Community Banks | 4.33 | 4.40 | 4.50 | 89.3% |
| Online Lenders | 4.65 | 4.45 | 4.55 | 87.5% |
| Banks | 4.16 | 4.15 | 4.17 | 83.7% |
Source: MFP’s Community Survey of Personal Loan Lenders by State and Cities.
Recommendations are gathered from 1,553 local Arizona residents who got a quote or applied for a personal loan in the past 12 months. We survey 4 broad areas; loan application, loan term and rate, support & guidance, plus if borrowers recommend the lender:
- Loan Application (0 to 5): How easy it is to apply for your personal loan. What’s the amount of information asked. How fast do you complete your application for your loan.
- Loan Term& Rate (0 to 5): Are you satisfied with the loan rate offered and loan term available? Are you satisfied with the fees or absence of fees?
- Speedy Quote & Decision (0 to 5): Were you happy with the guidance and speed you were offered, speed for your quote, or speed to get a decision on your loan?
- Recommendation (yes/no): Do you recommend this lender after going through the process?
Phoenix Best Personal Loan Lenders
MFP’s Community Lenders Survey most recommended personal loan lenders in Phoenix’s area are Arizona Financial Credit Union, Desert Financial Credit Union and Credit Union West.
- Arizona Financial ranks highest overall with a 96% Recommend score, a 4.8 Easy Application rating, 4.7 Loan Terms & Rate Satisfaction rating and 4.8 Support & Guidance rating.
- Reviews most often point to helpful branch staff, quick loan guidance and clear explanations, which supports its top scores for application ease and member support.
- Desert Financial ranks second with a 95% Recommend score and matches the highest Support & Guidance rating among the top 3 at 4.8.
- Reviews frequently mention responsive service, strong local branch access and smooth loan help, which supports its high recommendation and support scores.
- Credit Union West ranks third with a 94% Recommend score, the highest Easy Application rating among the top 3 at 4.8 and a strong 4.7 Support & Guidance rating.
- Reviews commonly highlight friendly service, straightforward borrowing help and good member follow-through, which supports its strong application and support ratings.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Arizona Financial Credit Union | Credit Union | 4.8 | 4.7 | 4.8 | 96% |
| Desert Financial Credit Union | Credit Union | 4.7 | 4.6 | 4.8 | 95% |
| Credit Union West | Credit Union | 4.8 | 4.6 | 4.7 | 94% |
| TruWest Credit Union | Credit Union | 4.6 | 4.6 | 4.7 | 93% |
| OneAZ Credit Union | Credit Union | 4.6 | 4.5 | 4.6 | 92% |
| Arizona Central Credit Union | Credit Union | 4.5 | 4.5 | 4.6 | 91% |
| First Credit Union | Credit Union | 4.4 | 4.4 | 4.5 | 90% |
| MariSol Federal Credit Union | Credit Union | 4.3 | 4.4 | 4.6 | 89% |
| National Bank of Arizona | Bank | 4.3 | 4.3 | 4.4 | 88% |
| MidFirst Bank | Bank | 4.4 | 4.2 | 4.3 | 87% |
| WaFd Bank | Bank | 4.2 | 4.2 | 4.3 | 86% |
| Academy Bank | Bank | 4.2 | 4.1 | 4.2 | 84% |
| U.S. Bank | Bank | 4.1 | 4.0 | 4.1 | 82% |
| BMO Bank | Bank | 4.1 | 4.0 | 4.0 | 81% |
| Wells Fargo | Bank | 4.0 | 4.0 | 3.9 | 79% |
Tucson Best Personal Loan Lenders
MFP’s Community Lenders Survey most recommended personal loan lenders in Tucson’s area are Vantage West Credit Union, Tucson Federal Credit Union and Hughes Federal Credit Union.
- Vantage West ranks highest with a 96% Recommend score, a 4.8 Easy Application rating, 4.8 Loan Terms & Rate Satisfaction rating and 4.8 Support & Guidance rating.
- Reviews most often point to helpful Tucson branch staff, clear loan explanations and strong member support, which supports its top scores across all three categories.
- Tucson Federal Credit Union ranks second with a 95% Recommend score and matches the highest Easy Application rating among the top 3 at 4.8.
- Reviews frequently mention responsive service, straightforward borrowing help and positive local branch experiences, which supports its high application and guidance scores.
- Hughes Federal Credit Union ranks third with a 94% Recommend score, a 4.7 Easy Application rating and a 4.7 Support & Guidance rating.
- Reviews commonly highlight friendly service, useful loan guidance and dependable branch support, which supports its strong recommendation score.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Vantage West Credit Union | Credit Union | 4.8 | 4.8 | 4.8 | 96% |
| Tucson Federal Credit Union | Credit Union | 4.8 | 4.7 | 4.8 | 95% |
| Hughes Federal Credit Union | Credit Union | 4.7 | 4.7 | 4.7 | 94% |
| Pyramid Federal Credit Union | Credit Union | 4.6 | 4.6 | 4.7 | 93% |
| Pima Federal Credit Union | Credit Union | 4.5 | 4.5 | 4.6 | 91% |
| Arizona Central Credit Union | Credit Union | 4.4 | 4.5 | 4.5 | 90% |
| OneAZ Credit Union | Credit Union | 4.4 | 4.4 | 4.5 | 89% |
| National Bank of Arizona | Bank | 4.3 | 4.3 | 4.4 | 88% |
| Commerce Bank of Arizona | Community Bank | 4.2 | 4.3 | 4.4 | 87% |
| WaFd Bank | Bank | 4.2 | 4.2 | 4.3 | 86% |
| BMO Bank | Bank | 4.2 | 4.1 | 4.2 | 84% |
| U.S. Bank | Bank | 4.1 | 4.1 | 4.1 | 83% |
| PNC Bank | Bank | 4.1 | 4.0 | 4.1 | 82% |
| Wells Fargo | Bank | 4.0 | 4.0 | 3.9 | 79% |
| First Interstate Bank | Bank | 3.9 | 4.0 | 3.9 | 78% |
Mesa Best Personal Loan Lenders
MFP’s Community Lenders Survey most recommended personal loan lenders in Mesa’s area are Credit Union West, Arizona Financial Credit Union and Desert Financial Credit Union.
- Credit Union West ranks highest with a 96% Recommend score, a 4.8 Easy Application rating, 4.8 Loan Terms & Rate Satisfaction rating and 4.8 Support & Guidance rating.
- Reviews most often point to helpful service, clear loan guidance and strong member follow-through, which supports its top scores across all three categories.
- Arizona Financial Credit Union ranks second with a 95% Recommend score and matches the highest Support & Guidance rating among the top 3 at 4.8.
- Reviews frequently mention responsive branch staff, straightforward borrowing help and clear explanations, which supports its strong application and support scores.
- Desert Financial Credit Union ranks third with a 94% Recommend score, a 4.7 Easy Application rating, 4.6 Loan Terms & Rate Satisfaction rating and 4.7 Support & Guidance rating.
- Reviews commonly highlight convenient Mesa-area branches, helpful staff and smooth loan support, which supports its high recommendation score.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Credit Union West | Credit Union | 4.8 | 4.8 | 4.8 | 96% |
| Arizona Financial Credit Union | Credit Union | 4.7 | 4.7 | 4.8 | 95% |
| Desert Financial Credit Union | Credit Union | 4.7 | 4.6 | 4.7 | 94% |
| TruWest Credit Union | Credit Union | 4.6 | 4.6 | 4.7 | 93% |
| OneAZ Credit Union | Credit Union | 4.5 | 4.5 | 4.6 | 91% |
| First Credit Union | Credit Union | 4.5 | 4.5 | 4.5 | 90% |
| WaFd Bank | Bank | 4.3 | 4.3 | 4.4 | 88% |
| National Bank of Arizona | Bank | 4.2 | 4.2 | 4.3 | 86% |
| U.S. Bank | Bank | 4.1 | 4.1 | 4.1 | 83% |
| Wells Fargo | Bank | 4.0 | 4.0 | 3.9 | 79% |
Chandler Best Personal Loan Lenders
MFP’s Community Lenders Survey most recommended personal loan lenders in Chandler’s area are Arizona Financial Credit Union, Credit Union West and First Credit Union.
- Arizona Financial Credit Union ranks highest with a 96% Recommend score, a 4.8 Easy Application rating, 4.8 Loan Terms & Rate Satisfaction rating and 4.8 Support & Guidance rating.
- Reviews most often point to helpful branch staff, quick loan guidance and clear explanations, which supports its top scores across all three categories.
- Credit Union West ranks second with a 95% Recommend score and matches the highest Loan Terms & Rate Satisfaction rating among the top 3 at 4.8.
- Reviews frequently mention straightforward borrowing help, friendly service and strong member follow-through, which supports its high recommendation and loan-term scores.
- First Credit Union ranks third with a 94% Recommend score, a 4.7 Easy Application rating, 4.7 Loan Terms & Rate Satisfaction rating and 4.7 Support & Guidance rating.
- Reviews commonly highlight local branch convenience, responsive service and clear borrowing help, which supports its strong application and support ratings.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Arizona Financial Credit Union | Credit Union | 4.8 | 4.8 | 4.8 | 96% |
| Credit Union West | Credit Union | 4.7 | 4.8 | 4.7 | 95% |
| First Credit Union | Credit Union | 4.7 | 4.7 | 4.7 | 94% |
| Desert Financial Credit Union | Credit Union | 4.7 | 4.6 | 4.7 | 93% |
| TruWest Credit Union | Credit Union | 4.6 | 4.6 | 4.7 | 92% |
| Arizona Central Credit Union | Credit Union | 4.5 | 4.5 | 4.6 | 91% |
| National Bank of Arizona | Bank | 4.3 | 4.3 | 4.4 | 88% |
| WaFd Bank | Bank | 4.2 | 4.2 | 4.3 | 86% |
| U.S. Bank | Bank | 4.1 | 4.1 | 4.1 | 83% |
| Wells Fargo | Bank | 4.0 | 4.0 | 3.9 | 79% |
Gilbert Best Personal Loan Lenders
MFP’s Community Lenders Survey most recommended personal loan lenders in Gilbert’s area are OneAZ Credit Union, Arizona Financial Credit Union and Desert Financial Credit Union.
- OneAZ Credit Union ranks highest with a 96% Recommend score, a 4.8 Easy Application rating, 4.8 Loan Terms & Rate Satisfaction rating and 4.8 Support & Guidance rating.
- Reviews most often point to helpful local service, clear borrowing explanations and strong follow-through, which supports its top scores across all three categories.
- Arizona Financial Credit Union ranks second with a 95% Recommend score and matches the highest Support & Guidance rating among the top 3 at 4.8.
- Reviews frequently mention responsive staff, smooth loan help and clear communication, which supports its high application and support scores.
- Desert Financial Credit Union ranks third with a 94% Recommend score, a 4.7 Easy Application rating, 4.6 Loan Terms & Rate Satisfaction rating and 4.7 Support & Guidance rating.
- Reviews commonly highlight convenient branch access, friendly service and useful loan guidance, which supports its strong recommendation score.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| OneAZ Credit Union | Credit Union | 4.8 | 4.8 | 4.8 | 96% |
| Arizona Financial Credit Union | Credit Union | 4.7 | 4.7 | 4.8 | 95% |
| Desert Financial Credit Union | Credit Union | 4.7 | 4.6 | 4.7 | 94% |
| Credit Union West | Credit Union | 4.6 | 4.6 | 4.7 | 93% |
| TruWest Credit Union | Credit Union | 4.6 | 4.5 | 4.6 | 92% |
| First Credit Union | Credit Union | 4.5 | 4.5 | 4.6 | 91% |
| National Bank of Arizona | Bank | 4.3 | 4.3 | 4.4 | 88% |
| WaFd Bank | Bank | 4.2 | 4.2 | 4.3 | 86% |
| U.S. Bank | Bank | 4.1 | 4.1 | 4.1 | 83% |
| Wells Fargo | Bank | 4.0 | 4.0 | 3.9 | 79% |
Glendale Best Personal Loan Lenders
MFP’s Community Lenders Survey most recommended personal loan lenders in Glendale’s area are Arizona Central Credit Union, Credit Union West and Desert Financial Credit Union.
- Arizona Central Credit Union ranks highest with a 95% Recommend score, a 4.7 Easy Application rating, 4.7 Loan Terms & Rate Satisfaction rating and 4.8 Support & Guidance rating.
- Reviews most often point to helpful Glendale-area service, clear loan explanations and responsive support, which supports its top Support & Guidance score among the top 3.
- Credit Union West ranks second with a 94% Recommend score and matches the highest Easy Application rating among the top 3 at 4.7.
- Reviews frequently mention friendly staff, straightforward borrowing help and dependable follow-through, which supports its strong application and recommendation scores.
- Desert Financial Credit Union ranks third with a 93% Recommend score, a 4.6 Easy Application rating, 4.6 Loan Terms & Rate Satisfaction rating and 4.7 Support & Guidance rating.
- Reviews commonly highlight convenient branch access, useful loan guidance and positive service experiences, which supports its high support and recommendation scores.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Arizona Central Credit Union | Credit Union | 4.7 | 4.7 | 4.8 | 95% |
| Credit Union West | Credit Union | 4.7 | 4.6 | 4.7 | 94% |
| Desert Financial Credit Union | Credit Union | 4.6 | 4.6 | 4.7 | 93% |
| Arizona Financial Credit Union | Credit Union | 4.6 | 4.5 | 4.7 | 92% |
| OneAZ Credit Union | Credit Union | 4.5 | 4.5 | 4.6 | 91% |
| TruWest Credit Union | Credit Union | 4.5 | 4.4 | 4.5 | 89% |
| WaFd Bank | Bank | 4.3 | 4.3 | 4.4 | 87% |
| U.S. Bank | Bank | 4.1 | 4.1 | 4.1 | 83% |
| BMO Bank | Bank | 4.1 | 4.0 | 4.0 | 81% |
| Wells Fargo | Bank | 4.0 | 4.0 | 3.9 | 79% |
Scottsdale Best Personal Loan Lenders
MFP’s Community Lenders Survey most recommended personal loan lenders in Scottsdale’s area are Desert Financial Credit Union, Arizona Financial Credit Union and OneAZ Credit Union.
- Desert Financial Credit Union ranks highest with a 96% Recommend score, a 4.8 Easy Application rating, 4.8 Loan Terms & Rate Satisfaction rating and 4.8 Support & Guidance rating.
- Reviews most often point to helpful Scottsdale-area branch staff, smooth loan support and clear borrowing explanations, which supports its top scores across all three categories.
- Arizona Financial Credit Union ranks second with a 95% Recommend score and matches the highest Support & Guidance rating among the top 3 at 4.8.
- Reviews frequently mention responsive service, straightforward application help and strong follow-through, which supports its high application and support scores.
- OneAZ Credit Union ranks third with a 94% Recommend score, a 4.7 Easy Application rating, 4.6 Loan Terms & Rate Satisfaction rating and 4.7 Support & Guidance rating.
- Reviews commonly highlight helpful staff, clear loan guidance and convenient branch access, which supports its strong recommendation score.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Desert Financial Credit Union | Credit Union | 4.8 | 4.8 | 4.8 | 96% |
| Arizona Financial Credit Union | Credit Union | 4.7 | 4.7 | 4.8 | 95% |
| OneAZ Credit Union | Credit Union | 4.7 | 4.6 | 4.7 | 94% |
| TruWest Credit Union | Credit Union | 4.6 | 4.6 | 4.7 | 93% |
| Scottsdale Community Bank | Community Bank | 4.5 | 4.5 | 4.6 | 92% |
| Arizona Central Credit Union | Credit Union | 4.5 | 4.5 | 4.6 | 91% |
| Pinnacle Bank | Community Bank | 4.3 | 4.4 | 4.5 | 89% |
| Sunflower Bank | Bank | 4.2 | 4.3 | 4.4 | 87% |
| UMB Bank | Bank | 4.1 | 4.2 | 4.3 | 85% |
| Wells Fargo | Bank | 4.0 | 4.0 | 3.9 | 79% |
Peoria Best Personal Loan Lenders
MFP’s Community Lenders Survey most recommended personal loan lenders in Peoria’s area are Credit Union West, Desert Financial Credit Union and Arizona Financial Credit Union.
- Credit Union West ranks highest with a 95% Recommend score, a 4.7 Easy Application rating, 4.7 Loan Terms & Rate Satisfaction rating and 4.8 Support & Guidance rating.
- Reviews most often point to helpful West Valley service, clear loan guidance and strong member follow-through, which supports its top Support & Guidance score among the top 3.
- Desert Financial Credit Union ranks second with a 94% Recommend score and matches the highest Easy Application rating among the top 3 at 4.7.
- Reviews frequently mention convenient branch access, smooth borrowing help and responsive staff, which supports its strong application and recommendation scores.
- Arizona Financial Credit Union ranks third with a 93% Recommend score, a 4.6 Easy Application rating, 4.6 Loan Terms & Rate Satisfaction rating and 4.7 Support & Guidance rating.
- Reviews commonly highlight clear explanations, friendly service and helpful loan support, which supports its high support and recommendation scores.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Credit Union West | Credit Union | 4.7 | 4.7 | 4.8 | 95% |
| Desert Financial Credit Union | Credit Union | 4.7 | 4.6 | 4.7 | 94% |
| Arizona Financial Credit Union | Credit Union | 4.6 | 4.6 | 4.7 | 93% |
| OneAZ Credit Union | Credit Union | 4.5 | 4.5 | 4.6 | 91% |
| Global Credit Union | Credit Union | 4.4 | 4.4 | 4.5 | 89% |
| UMB Bank | Bank | 4.2 | 4.2 | 4.3 | 86% |
| U.S. Bank | Bank | 4.1 | 4.1 | 4.1 | 83% |
| Wells Fargo | Bank | 4.0 | 4.0 | 3.9 | 79% |
Tempe Best Personal Loan Lenders
MFP’s Community Lenders Survey most recommended personal loan lenders in Tempe’s area are TruWest Credit Union, Desert Financial Credit Union and Arizona Financial Credit Union.
- TruWest Credit Union ranks highest with a 96% Recommend score, a 4.8 Easy Application rating, 4.8 Loan Terms & Rate Satisfaction rating and 4.8 Support & Guidance rating.
- Reviews most often point to helpful Tempe branch staff, clear loan guidance and strong member follow-through, which supports its top scores across all three categories.
- Desert Financial Credit Union ranks second with a 95% Recommend score and matches the highest Support & Guidance rating among the top 3 at 4.8.
- Reviews frequently mention convenient Tempe-area access, smooth borrowing help and responsive staff, which supports its high application and support scores.
- Arizona Financial Credit Union ranks third with a 94% Recommend score, a 4.7 Easy Application rating, 4.7 Loan Terms & Rate Satisfaction rating and 4.7 Support & Guidance rating.
- Reviews commonly highlight friendly service, clear explanations and dependable loan support, which supports its strong recommendation score.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| TruWest Credit Union | Credit Union | 4.8 | 4.8 | 4.8 | 96% |
| Desert Financial Credit Union | Credit Union | 4.7 | 4.7 | 4.8 | 95% |
| Arizona Financial Credit Union | Credit Union | 4.7 | 4.7 | 4.7 | 94% |
| OneAZ Credit Union | Credit Union | 4.6 | 4.6 | 4.7 | 93% |
| Arizona Central Credit Union | Credit Union | 4.5 | 4.5 | 4.6 | 91% |
| National Bank of Arizona | Bank | 4.3 | 4.3 | 4.4 | 88% |
| U.S. Bank | Bank | 4.1 | 4.1 | 4.1 | 83% |
| Wells Fargo | Bank | 4.0 | 4.0 | 3.9 | 79% |
Surprise Best Personal Loan Lenders
MFP’s Community Lenders Survey most recommended personal loan lenders in Surprise’s area are Arizona Financial Credit Union, Credit Union West and Desert Financial Credit Union.
- Arizona Financial Credit Union ranks highest with a 95% Recommend score, a 4.7 Easy Application rating, 4.7 Loan Terms & Rate Satisfaction rating and 4.8 Support & Guidance rating.
- Reviews most often point to helpful Surprise-area service, clear loan explanations and responsive branch support, which supports its top Support & Guidance score among the top 3.
- Credit Union West ranks second with a 94% Recommend score and matches the highest Easy Application rating among the top 3 at 4.7.
- Reviews frequently mention friendly service, straightforward borrowing help and strong member follow-through, which supports its high application and recommendation scores.
- Desert Financial Credit Union ranks third with a 93% Recommend score, a 4.6 Easy Application rating, 4.6 Loan Terms & Rate Satisfaction rating and 4.7 Support & Guidance rating.
- Reviews commonly highlight convenient branch access, smooth loan help and useful guidance, which supports its strong support and recommendation scores.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Arizona Financial Credit Union | Credit Union | 4.7 | 4.7 | 4.8 | 95% |
| Credit Union West | Credit Union | 4.7 | 4.6 | 4.7 | 94% |
| Desert Financial Credit Union | Credit Union | 4.6 | 4.6 | 4.7 | 93% |
| OneAZ Credit Union | Credit Union | 4.5 | 4.5 | 4.6 | 91% |
| WaFd Bank | Bank | 4.3 | 4.3 | 4.4 | 87% |
| U.S. Bank | Bank | 4.1 | 4.1 | 4.1 | 83% |
| BMO Bank | Bank | 4.1 | 4.0 | 4.0 | 81% |
| Wells Fargo | Bank | 4.0 | 4.0 | 3.9 | 79% |
Arizona Online Personal Loan Lenders
MFP’s Community Lenders Survey most recommended online personal loan lenders in Arizona’s area are OneAZ Credit Union, Vantage West Credit Union and Arizona Financial Credit Union.
- OneAZ Credit Union ranks highest with a 96% Recommend score, 4.8 Easy Application, 4.8 Loan Terms & Rate Satisfaction, and 4.7 Support & Guidance.
- Borrower feedback supports its top position because customers point to clear personal loan terms, online access, and helpful service during the borrowing process.
- Vantage West Credit Union ranks second with a 95% Recommend score, 4.8 Easy Application, 4.7 Loan Terms & Rate Satisfaction, and 4.7 Support & Guidance.
- Borrower feedback supports its strong ranking because customers highlight convenient digital access, flexible personal loan options, and useful help when applying.
- Arizona Financial Credit Union ranks third with a 94% Recommend score, 4.7 Easy Application, 4.7 Loan Terms & Rate Satisfaction, and 4.8 Support & Guidance, the highest Support & Guidance score among the top 3.
- Borrower feedback supports its top-3 placement because customers point to responsive support, straightforward borrowing choices, and easy online loan access.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| OneAZ Credit Union | Credit Union | 4.8 | 4.8 | 4.7 | 96% |
| Vantage West Credit Union | Credit Union | 4.8 | 4.7 | 4.7 | 95% |
| Arizona Financial Credit Union | Credit Union | 4.7 | 4.7 | 4.8 | 94% |
| Desert Financial Credit Union | Credit Union | 4.7 | 4.7 | 4.7 | 93% |
| SoFi | Bank | 4.8 | 4.7 | 4.7 | 92% |
| Hughes Federal Credit Union | Credit Union | 4.6 | 4.7 | 4.6 | 91% |
| LightStream | Bank | 4.6 | 4.8 | 4.6 | 90% |
| Pima Federal Credit Union | Credit Union | 4.6 | 4.6 | 4.6 | 89% |
| Best Egg | Online | 4.6 | 4.5 | 4.6 | 88% |
| Upstart | Online | 4.7 | 4.4 | 4.5 | 87% |