See real Alaska personal loan rates by credit score and loan length, updated weekly. See rates and best rated lenders in Alaska’s main cities and statewide.
Shopping for a personal loan and a lender can be complicated and we gathered this data to help your choice.
<< Human Powered Recommendations from Alaska’s Personal Loan Borrowers >>
Alaska Personal Loan Rates –
Find personal loan rates by credit score and loan length in Alaska. National, banks, credit unions, online lenders rates are for a 36 months terms. Rates are community provided by Alaska borrower who received a quote(s) or applied for a loan in the last 30 days.
| Credit Score | ||||
|---|---|---|---|---|
| 720 - 850 | 690 - 719 | 620 - 689 | 560 - 619 | |
| Nationally | 11.35% | 14.12% | 18.95% | 22.45% |
| Alaska | 11.49% | 14.16% | 18.99% | 22.49% |
| Credit Unions | 10.07% | 12.74% | 17.57% | 21.07% |
| Online lenders | 10.99% | 14.16% | 20.49% | 26.49% |
| Banks | 11.49% | 14.16% | 18.99% | 22.49% |
| 24 month | 10.83% | 13.50% | 18.33% | 21.83% |
| 36 month | 11.49% | 14.16% | 18.99% | 22.49% |
| 48 month | 11.99% | 14.66% | 19.49% | 22.99% |
| 60 month | 12.49% | 15.16% | 19.99% | 23.49% |
Source: MFP’s Community Personnal Loan Rates Survey from the last 30 days.
Alaska Best Personal Loan Lenders
Anchorage, Fairbanks, Juneau, Badger, Knik-Fairview, College, Wasilla, Online.
Alaska Personal Loans Lenders Satisfaction
Performance and satisfaction of personal loan lenders across Alaska by types of lenders.
| Lender Type | Application Ease | Loan Terms & Rate Satisfaction | Support & Guidance | Recommendation Rate |
|---|---|---|---|---|
| Credit Unions | 4.48 | 4.48 | 4.54 | 85.6% |
| Community Banks | 4.18 | 4.26 | 4.41 | 80.7% |
| Online Lenders | 4.65 | 4.45 | 4.55 | 87.5% |
| Banks | 4.10 | 4.01 | 4.05 | 75.9% |
Source: MFP’s Community Survey of Personal Loan Lenders by State and Cities.
Recommendations are gathered from 1,462 local Alaska residents who got a quote or applied for a personal loan in the past 12 months. We survey 4 broad areas; loan application, loan term and rate, support & guidance, plus if borrowers recommend the lender:
- Loan Application (0 to 5): How easy it is to apply for your personal loan. What’s the amount of information asked. How fast do you complete your application for your loan.
- Loan Term& Rate (0 to 5): Are you satisfied with the loan rate offered and loan term available? Are you satisfied with the fees or absence of fees?
- Speedy Quote & Decision (0 to 5): Were you happy with the guidance and speed you were offered, speed for your quote, or speed to get a decision on your loan?
- Recommendation (yes/no): Do you recommend this lender after going through the process?
Anchorage Best Personal Loan Lenders
MFP’s Community Lenders Survey most recommended personal loan lenders in Anchorage’s area are Global Credit Union, Credit Union 1 and Nuvision Credit Union.
- Global Credit Union ranks highest with a 91% Recommend score, 4.8 Easy Application, 4.7 Loan Terms & Rate Satisfaction, and 4.7 Support & Guidance.
- Customer feedback points to strong Anchorage-area access, convenient application options, and broad personal loan support.
- Credit Union 1 ranks second with an 89% Recommend score and the highest Support & Guidance rating among the top 3 at 4.8.
- Customer feedback highlights helpful local service, flexible personal loan options, and clear support for Anchorage borrowers.
- Nuvision Credit Union ranks third with an 86% Recommend score, supported by 4.5 Easy Application, 4.5 Loan Terms & Rate Satisfaction, and 4.6 Support & Guidance.
- Customer feedback supports the score with positive comments around member assistance, local branch access, and practical loan options.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Global Credit Union | Credit Union | 4.8 | 4.7 | 4.7 | 91% |
| Credit Union 1 | Credit Union | 4.6 | 4.6 | 4.8 | 89% |
| Nuvision Credit Union | Credit Union | 4.5 | 4.5 | 4.6 | 86% |
| First National Bank Alaska | Community Bank | 4.3 | 4.4 | 4.5 | 84% |
| Northern Skies Federal Credit Union | Credit Union | 4.4 | 4.3 | 4.5 | 83% |
| True North Federal Credit Union | Credit Union | 4.3 | 4.4 | 4.4 | 82% |
| Northrim Bank | Community Bank | 4.2 | 4.2 | 4.4 | 80% |
| Alaska Air Group Credit Union | Credit Union | 4.1 | 4.3 | 4.2 | 78% |
| Advancial Federal Credit Union | Credit Union | 4.0 | 4.2 | 4.1 | 76% |
| Matanuska Valley Federal Credit Union | Credit Union | 4.0 | 4.1 | 4.2 | 75% |
| KeyBank | Bank | 4.2 | 3.9 | 4.0 | 74% |
| BMO | Bank | 4.0 | 3.9 | 3.9 | 72% |
| Wells Fargo | Bank | 3.9 | 3.8 | 3.8 | 70% |
| Alaska District Engineers Federal Credit Union | Credit Union | 3.8 | 4.0 | 3.9 | 69% |
| MAC Federal Credit Union | Credit Union | 3.8 | 3.9 | 3.9 | 68% |
Fairbanks Best Personal Loan Lenders
MFP’s Community Lenders Survey most recommended personal loan lenders in Fairbanks’s area are Global Credit Union, Credit Union 1 and MAC Federal Credit Union.
- Global Credit Union ranks highest with a 90% Recommend score, 4.7 Easy Application, 4.7 Loan Terms & Rate Satisfaction, and 4.6 Support & Guidance.
- Customer feedback points to strong Fairbanks-area access, convenient loan payment support, and clear personal loan service.
- Credit Union 1 ranks second with an 88% Recommend score and the highest Support & Guidance rating among the top 3 at 4.7.
- Customer feedback highlights helpful local service, strong Alaska branch access, and practical support for personal borrowing needs.
- MAC Federal Credit Union ranks third with an 86% Recommend score, 4.5 Easy Application, 4.5 Loan Terms & Rate Satisfaction, and 4.6 Support & Guidance.
- Customer feedback supports the score with positive comments around Fairbanks service, loan assistance, and member-focused support.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Global Credit Union | Credit Union | 4.7 | 4.7 | 4.6 | 90% |
| Credit Union 1 | Credit Union | 4.6 | 4.5 | 4.7 | 88% |
| MAC Federal Credit Union | Credit Union | 4.5 | 4.5 | 4.6 | 86% |
| Spirit of Alaska Federal Credit Union | Credit Union | 4.4 | 4.4 | 4.6 | 85% |
| Nuvision Credit Union | Credit Union | 4.4 | 4.4 | 4.5 | 83% |
| Mt. McKinley Bank | Community Bank | 4.2 | 4.3 | 4.5 | 81% |
| Denali State Bank | Community Bank | 4.1 | 4.2 | 4.4 | 79% |
| First National Bank Alaska | Community Bank | 4.0 | 4.1 | 4.3 | 77% |
| Northrim Bank | Community Bank | 3.9 | 4.0 | 4.2 | 75% |
Juneau Best Personal Loan Lenders
MFP’s Community Lenders Survey most recommended personal loan lenders in Juneau’s area are Global Credit Union, True North Federal Credit Union and Tongass Federal Credit Union.
- Global Credit Union ranks highest with a 90% Recommend score, 4.7 Easy Application, 4.7 Loan Terms & Rate Satisfaction, and 4.6 Support & Guidance.
- Customer feedback points to strong Juneau-area access, convenient application options, and clear personal loan support.
- True North Federal Credit Union ranks second with an 88% Recommend score and the highest Support & Guidance rating among the top 3 at 4.7.
- Customer feedback highlights helpful local service, clear personal loan information, and strong member support in Juneau.
- Tongass Federal Credit Union ranks third with an 86% Recommend score, 4.5 Easy Application, 4.5 Loan Terms & Rate Satisfaction, and 4.6 Support & Guidance.
- Customer feedback supports the score with positive comments around Southeast Alaska service, branch access, and practical personal loan options.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Global Credit Union | Credit Union | 4.7 | 4.7 | 4.6 | 90% |
| True North Federal Credit Union | Credit Union | 4.6 | 4.6 | 4.7 | 88% |
| Tongass Federal Credit Union | Credit Union | 4.5 | 4.5 | 4.6 | 86% |
| First Bank | Community Bank | 4.3 | 4.4 | 4.5 | 83% |
| First National Bank Alaska | Community Bank | 4.2 | 4.3 | 4.4 | 81% |
| Northrim Bank | Community Bank | 4.1 | 4.1 | 4.3 | 78% |
| Wells Fargo | Bank | 3.9 | 3.8 | 3.9 | 71% |
Badger Best Personal Loan Lenders
MFP’s Community Lenders Survey most recommended personal loan lenders in Badger’s area are Global Credit Union, Credit Union 1 and MAC Federal Credit Union.
- Global Credit Union ranks highest with a 90% Recommend score, 4.7 Easy Application, 4.7 Loan Terms & Rate Satisfaction, and 4.6 Support & Guidance.
- Customer feedback points to strong Fairbanks-area access near Badger, convenient loan support, and clear personal loan service.
- Credit Union 1 ranks second with an 88% Recommend score and the highest Support & Guidance rating among the top 3 at 4.7.
- Customer feedback highlights helpful local service, practical personal loan options, and strong support for borrowers in the Badger/Fairbanks area.
- MAC Federal Credit Union ranks third with an 86% Recommend score, 4.5 Easy Application, 4.5 Loan Terms & Rate Satisfaction, and 4.6 Support & Guidance.
- Customer feedback supports the score with positive comments around local branch service, member assistance, and personal loan guidance.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Global Credit Union | Credit Union | 4.7 | 4.7 | 4.6 | 90% |
| Credit Union 1 | Credit Union | 4.6 | 4.5 | 4.7 | 88% |
| MAC Federal Credit Union | Credit Union | 4.5 | 4.5 | 4.6 | 86% |
| Spirit of Alaska Federal Credit Union | Credit Union | 4.4 | 4.4 | 4.6 | 85% |
| Nuvision Credit Union | Credit Union | 4.4 | 4.4 | 4.5 | 83% |
| Mt. McKinley Bank | Community Bank | 4.2 | 4.3 | 4.5 | 81% |
| Denali State Bank | Community Bank | 4.1 | 4.2 | 4.4 | 79% |
| First National Bank Alaska | Community Bank | 4.0 | 4.1 | 4.3 | 77% |
| Northrim Bank | Community Bank | 3.9 | 4.0 | 4.2 | 75% |
Knik-Fairview Best Personal Loan Lenders
MFP’s Community Lenders Survey most recommended personal loan lenders in Knik-Fairview’s area are Global Credit Union, Credit Union 1 and Matanuska Valley Federal Credit Union.
- Global Credit Union ranks highest with a 90% Recommend score, 4.7 Easy Application, 4.7 Loan Terms & Rate Satisfaction, and 4.6 Support & Guidance.
- Customer feedback points to strong Wasilla-area access, convenient loan support, and clear personal loan service for borrowers near Knik-Fairview.
- Credit Union 1 ranks second with an 88% Recommend score and the highest Support & Guidance rating among the top 3 at 4.7.
- Customer feedback highlights helpful local service, practical personal loan options, and strong branch support in the Wasilla area.
- Matanuska Valley Federal Credit Union ranks third with an 86% Recommend score, 4.5 Easy Application, 4.6 Loan Terms & Rate Satisfaction, and 4.5 Support & Guidance.
- Customer feedback supports the score with positive comments around Mat-Su service, competitive loan options, and member-focused borrowing support.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Global Credit Union | Credit Union | 4.7 | 4.7 | 4.6 | 90% |
| Credit Union 1 | Credit Union | 4.6 | 4.5 | 4.7 | 88% |
| Matanuska Valley Federal Credit Union | Credit Union | 4.5 | 4.6 | 4.5 | 86% |
| Nuvision Credit Union | Credit Union | 4.4 | 4.4 | 4.5 | 84% |
| First National Bank Alaska | Community Bank | 4.2 | 4.3 | 4.4 | 81% |
| Northrim Bank | Community Bank | 4.1 | 4.1 | 4.3 | 78% |
| KeyBank | Bank | 4.0 | 3.9 | 4.0 | 74% |
| Wells Fargo | Bank | 3.8 | 3.7 | 3.8 | 70% |
College Best Personal Loan Lenders
MFP’s Community Lenders Survey most recommended personal loan lenders in College’s area are Global Credit Union, Credit Union 1 and MAC Federal Credit Union.
- Global Credit Union ranks highest with a 90% Recommend score, 4.7 Easy Application, 4.7 Loan Terms & Rate Satisfaction, and 4.6 Support & Guidance.
- Customer feedback points to strong Fairbanks-area access near College, convenient application options, and clear personal loan support.
- Credit Union 1 ranks second with an 88% Recommend score and the highest Support & Guidance rating among the top 3 at 4.7.
- Customer feedback highlights helpful local service, practical personal loan options, and strong support for borrowers in the College/Fairbanks area.
- MAC Federal Credit Union ranks third with an 86% Recommend score, 4.5 Easy Application, 4.5 Loan Terms & Rate Satisfaction, and 4.6 Support & Guidance.
- Customer feedback supports the score with positive comments around nearby branch service, member assistance, and personal loan guidance.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Global Credit Union | Credit Union | 4.7 | 4.7 | 4.6 | 90% |
| Credit Union 1 | Credit Union | 4.6 | 4.5 | 4.7 | 88% |
| MAC Federal Credit Union | Credit Union | 4.5 | 4.5 | 4.6 | 86% |
| Spirit of Alaska Federal Credit Union | Credit Union | 4.4 | 4.4 | 4.6 | 85% |
| Nuvision Credit Union | Credit Union | 4.4 | 4.4 | 4.5 | 83% |
| Mt. McKinley Bank | Community Bank | 4.2 | 4.3 | 4.5 | 81% |
| Denali State Bank | Community Bank | 4.1 | 4.2 | 4.4 | 79% |
| First National Bank Alaska | Community Bank | 4.0 | 4.1 | 4.3 | 77% |
Wasilla Best Personal Loan Lenders
MFP’s Community Lenders Survey most recommended personal loan lenders in Wasilla’s area are Global Credit Union, Credit Union 1 and Matanuska Valley Federal Credit Union.
- Global Credit Union ranks highest with a 90% Recommend score, 4.7 Easy Application, 4.7 Loan Terms & Rate Satisfaction, and 4.6 Support & Guidance.
- Customer feedback points to strong Wasilla-area access, convenient loan support, and clear personal loan service.
- Credit Union 1 ranks second with an 88% Recommend score and the highest Support & Guidance rating among the top 3 at 4.7.
- Customer feedback highlights helpful local service, practical personal loan options, and straightforward borrowing support in Wasilla.
- Matanuska Valley Federal Credit Union ranks third with an 86% Recommend score, 4.5 Easy Application, 4.6 Loan Terms & Rate Satisfaction, and 4.5 Support & Guidance.
- Customer feedback supports the score with positive comments around Mat-Su service, competitive personal loan options, and member-focused support.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Global Credit Union | Credit Union | 4.7 | 4.7 | 4.6 | 90% |
| Credit Union 1 | Credit Union | 4.6 | 4.5 | 4.7 | 88% |
| Matanuska Valley Federal Credit Union | Credit Union | 4.5 | 4.6 | 4.5 | 86% |
| Nuvision Credit Union | Credit Union | 4.4 | 4.4 | 4.5 | 84% |
| First National Bank Alaska | Community Bank | 4.2 | 4.3 | 4.4 | 81% |
| Northrim Bank | Community Bank | 4.1 | 4.1 | 4.3 | 78% |
| KeyBank | Bank | 4.0 | 3.9 | 4.0 | 74% |
| Wells Fargo | Bank | 3.8 | 3.7 | 3.8 | 70% |
Alaska Online Personal Loan Lenders
MFP’s Community Lenders Survey most recommended online personal loan lenders in Alaska’s area are Global Credit Union, Credit Union 1 and Spirit of Alaska Federal Credit Union.
- Global Credit Union ranks highest with a 96% Recommend score, 4.8 Easy Application, 4.8 Loan Terms & Rate Satisfaction, and 4.7 Support & Guidance.
- Borrower feedback supports its top position because customers point to online application access, clear personal loan options, and helpful service during the borrowing process.
- Credit Union 1 ranks second with a 95% Recommend score, 4.8 Easy Application, 4.7 Loan Terms & Rate Satisfaction, and 4.7 Support & Guidance.
- Borrower feedback supports its strong ranking because customers highlight flexible personal loan terms, online application access, and useful help when applying.
- Spirit of Alaska Federal Credit Union ranks third with a 94% Recommend score, 4.7 Easy Application, 4.7 Loan Terms & Rate Satisfaction, and 4.7 Support & Guidance.
- Borrower feedback supports its top-3 placement because customers point to online application access, straightforward personal loan choices, and helpful support.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Global Credit Union | Credit Union | 4.8 | 4.8 | 4.7 | 96% |
| Credit Union 1 | Credit Union | 4.8 | 4.7 | 4.7 | 95% |
| Spirit of Alaska Federal Credit Union | Credit Union | 4.7 | 4.7 | 4.7 | 94% |
| SoFi | Bank | 4.8 | 4.7 | 4.7 | 93% |
| Northrim Bank | Community Bank | 4.6 | 4.7 | 4.7 | 92% |
| LightStream | Bank | 4.6 | 4.8 | 4.6 | 91% |
| Mt. McKinley Bank | Community Bank | 4.6 | 4.6 | 4.6 | 90% |
| Denali State Bank | Community Bank | 4.5 | 4.6 | 4.6 | 89% |
| Best Egg | Online | 4.6 | 4.5 | 4.6 | 88% |
| Upstart | Online | 4.7 | 4.4 | 4.5 | 87% |