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Tennessee Best Lenders and Insurers

Author: Data Team

See the top-rated mortgage, loan, and insurance providers across Tennessee's major cities, based on recommendations from local residents in MFP's Community Surveys.
Updated: September 29 2026
Chattanooga Clarksville Franklin Hendersonville Jackson Johnson City Knoxville Memphis Murfreesboro Nashville Online

Chattanooga

The top-rated lenders and insurers in Chattanooga, TN, based on recommendations from local residents in MFP's Community Surveys.
Best Home Mortgage
  1. Chattanooga First Federal Credit Union
  2. Southern Heritage Bank
  3. Regions Bank
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Best Refinance
  1. First Horizon Bank
  2. SunTrust Bank (Truist)
  3. First Volunteer Bank
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Best Auto Loan
  1. Tennessee Valley Federal Credit Union
  2. Trust Federal Credit Union
  3. Scenic Community Credit Union
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Best Personal Loan
  1. Tennessee Valley Federal Credit Union
  2. Scenic Community Credit Union
  3. Trust Federal Credit Union
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Best Home Insurance
  1. USAA
  2. Amica
  3. Alder & Cox
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Best Auto Insurance
  1. RSS Insurance
  2. Tennessee Farmers Insurance
  3. State Farm
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Clarksville

The top-rated lenders and insurers in Clarksville, TN, based on recommendations from local residents in MFP's Community Surveys.
Best Home Mortgage
  1. Fortera Credit Union
  2. First Horizon Bank
  3. Regions Bank
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Best Refinance
  1. First Horizon Bank
  2. Legends Bank
  3. F&M Bank
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Best Auto Loan
  1. Altra Federal Credit Union
  2. Fortera Credit Union
  3. Legends Bank
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Best Personal Loan
  1. Fortera Credit Union
  2. Altra Federal Credit Union
  3. Planters Bank
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Best Home Insurance
  1. USAA
  2. State Farm
  3. Allstate
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Best Auto Insurance
  1. Clarksville Insurance Agency
  2. Tennessee Farmers Insurance
  3. State Farm
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Franklin

The top-rated lenders and insurers in Franklin, TN, based on recommendations from local residents in MFP's Community Surveys.
Best Home Mortgage
  1. Cornerstone Financial Credit Union
  2. First Horizon Bank
  3. Regions Bank
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Best Refinance
  1. First Horizon Bank
  2. Regions Bank
  3. Bank of America
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Best Auto Loan
  1. Franklin Synergy Bank
  2. Ascend Federal Credit Union
  3. TEN Credit Union
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Best Personal Loan
  1. Ascend Federal Credit Union
  2. Cornerstone Financial Credit Union
  3. Pinnacle Financial Partners
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Best Home Insurance
  1. Chris Jones - State Farm
  2. Elite Insurance Solutions
  3. Montgomery & Associates
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Best Auto Insurance
  1. Zander Insurance
  2. Tennessee Farmers Insurance
  3. State Farm
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Hendersonville

The top-rated lenders and insurers in Hendersonville, TN, based on recommendations from local residents in MFP's Community Surveys.
Best Home Mortgage
  1. Bank of Tennessee
  2. Wilson Bank & Trust
  3. Old National Bank
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Best Refinance
  1. First Horizon Bank
  2. Wilson Bank & Trust
  3. Regions Bank
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Best Auto Loan
  1. TEN Credit Union
  2. US Community Credit Union
  3. Volunteer State Bank
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Best Personal Loan
  1. Old Hickory Credit Union
  2. Ascend Federal Credit Union
  3. Cornerstone Financial Credit Union
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Best Home Insurance
  1. USAA
  2. Amica
  3. Cordell Insurance Agency
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Best Auto Insurance
  1. Zander Insurance
  2. Tennessee Farmers Insurance
  3. State Farm
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Jackson

The top-rated lenders and insurers in Jackson, TN, based on recommendations from local residents in MFP's Community Surveys.
Best Home Mortgage
  1. Leaders Credit Union
  2. First Citizens National Bank
  3. Commercial Bank & Trust
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Best Refinance
  1. Leaders Credit Union
  2. First Citizens National Bank
  3. Commercial Bank & Trust Company
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Best Auto Loan
  1. Leaders Credit Union
  2. West Tennessee Healthcare Credit Union
  3. Bank of Jackson
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Best Personal Loan
  1. Leaders Credit Union
  2. First South Financial Credit Union
  3. FirstBank
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Best Home Insurance
  1. Smith-Berclair
  2. USAA
  3. State Farm
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Best Auto Insurance
  1. Alexander Thompson Arnold Insurance
  2. Tennessee Farmers Insurance
  3. State Farm
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Johnson City

The top-rated lenders and insurers in Johnson City, TN, based on recommendations from local residents in MFP's Community Surveys.
Best Home Mortgage
  1. Eastman Credit Union
  2. Bank of Tennessee
  3. First Horizon Bank
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Best Refinance
  1. Bank of Tennessee
  2. First Horizon Bank
  3. Guild Mortgage
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Best Auto Loan
  1. Eastman Credit Union
  2. Appalachian Community Federal Credit Union
  3. Bank of Tennessee
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Best Personal Loan
  1. Eastman Credit Union
  2. Appalachian Community Federal Credit Union
  3. Knoxville TVA Employees Credit Union
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Best Home Insurance
  1. Heritage Insurance Group
  2. USAA
  3. Auto-Owners
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Best Auto Insurance
  1. BCS Insurance
  2. Tennessee Farmers Insurance
  3. State Farm
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Knoxville

The top-rated lenders and insurers in Knoxville, TN, based on recommendations from local residents in MFP's Community Surveys.
Best Home Mortgage
  1. First Horizon Bank
  2. ORNL Federal Credit Union
  3. Regions Bank
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Best Refinance
  1. First Horizon Bank
  2. Bank of Bartlett
  3. Paragon Bank
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Best Auto Loan
  1. Knoxville TVA Employees Credit Union
  2. Y-12 Federal Credit Union
  3. UT Federal Credit Union
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Best Personal Loan
  1. Knoxville TVA Employees Credit Union
  2. ORNL Federal Credit Union
  3. Y-12 Credit Union
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Best Home Insurance
  1. USAA
  2. Auto-Owners
  3. State Farm
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Best Auto Insurance
  1. TIS Insurance Services
  2. Tennessee Farmers Insurance
  3. State Farm
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Memphis

The top-rated lenders and insurers in Memphis, TN, based on recommendations from local residents in MFP's Community Surveys.
Best Home Mortgage
  1. First Horizon Bank
  2. Regions Bank
  3. Orion Federal Credit Union
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Best Refinance
  1. First Horizon Bank
  2. Bank of Bartlett
  3. Paragon Bank
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Best Auto Loan
  1. Orion Federal Credit Union
  2. First South Financial Credit Union
  3. Memphis City Employees Credit Union
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Best Personal Loan
  1. Orion Federal Credit Union
  2. Shelby County Federal Credit Union
  3. Hope Credit Union
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Best Home Insurance
  1. USAA
  2. State Farm
  3. Smith-Berclair
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Best Auto Insurance
  1. Clay & Land Insurance
  2. Lipscomb & Pitts Insurance
  3. Tennessee Farmers Insurance
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Murfreesboro

The top-rated lenders and insurers in Murfreesboro, TN, based on recommendations from local residents in MFP's Community Surveys.
Best Home Mortgage
  1. Cornerstone Financial Credit Union
  2. Redstone Federal Credit Union
  3. First National Bank of Middle Tennessee
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Best Refinance
  1. Wilson Bank & Trust
  2. First Horizon Bank
  3. Regions Bank
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Best Auto Loan
  1. Ascend Federal Credit Union
  2. Middle Tennessee Federal Credit Union
  3. Family Advantage Federal Credit Union
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Best Personal Loan
  1. Ascend Federal Credit Union
  2. Redstone Federal Credit Union
  3. FirstBank
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Best Home Insurance
  1. Tennessee Auto Insurance Agency
  2. AmeriAgency, Inc.
  3. Adam Tipton - Farm Bureau
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Best Auto Insurance
  1. Sumners Insurance Agency
  2. Tennessee Farmers Insurance
  3. State Farm
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Nashville

The top-rated lenders and insurers in Nashville, TN, based on recommendations from local residents in MFP's Community Surveys.
Best Home Mortgage
  1. Pinnacle Bank
  2. First Horizon Bank
  3. Cornerstone Financial Credit Union
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Best Refinance
  1. First Horizon Bank
  2. Pinnacle Financial Partners
  3. Regions Bank
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Best Auto Loan
  1. TEN Credit Union
  2. US Community Credit Union
  3. Enbright Credit Union
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Best Personal Loan
  1. Ascend Federal Credit Union
  2. Cornerstone Financial Credit Union
  3. Old Hickory Credit Union
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Best Home Insurance
  1. USAA
  2. Amica
  3. State Farm
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Best Auto Insurance
  1. The Crichton Group
  2. Zander Insurance
  3. Tennessee Farmers Insurance
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Best Online Lenders in Tennessee

Top-rated online lenders serving Tennessee residents statewide, based on recommendations from MFP's Community Surveys.
Best Home Mortgage
  1. Rocket Mortgage
  2. Guaranteed Rate
  3. ORNL Federal Credit Union
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Best Refinance
  1. Rocket Mortgage
  2. Better Mortgage
  3. LoanDepot
See full ranking →
Best Auto Loan
  1. Ascend Federal Credit Union
  2. Tennessee Valley Federal Credit Union
  3. Orion Financial
See full ranking →
Best Personal Loan
  1. Leaders Credit Union
  2. Eastman Credit Union
  3. TENCU
See full ranking →