North Carolina Best Lenders and Insurers
See the top-rated mortgage, loan, and insurance providers across North Carolina's major cities, based on recommendations from local residents in
MFP's Community Surveys.
Updated: September 29 2026
Cary
The top-rated lenders and insurers in Cary, NC, based on recommendations from local residents in MFP's Community Surveys.
Best Home Mortgage
- First Carolina Bank
- State Employees' Credit Union
- Coastal Federal Credit Union
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Best Refinance
- State Employees' Credit Union (SECU)
- First Citizens Bank
- Bank of America
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Best Auto Loan
- Coastal Credit Union
- State Employees' Credit Union
- Local Government Federal Credit Union
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Best Personal Loan
- State Employees' Credit Union
- Coastal Credit Union
- Local Government Federal Credit Union
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Charlotte
The top-rated lenders and insurers in Charlotte, NC, based on recommendations from local residents in MFP's Community Surveys.
Best Home Mortgage
- Truist Bank
- Mecklenburg Community Credit Union
- Wells Fargo Bank
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Best Auto Loan
- Truliant Federal Credit Union
- State Employees' Credit Union
- Sharonview Federal Credit Union
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Best Personal Loan
- Truliant Federal Credit Union
- State Employees' Credit Union
- Sharonview Federal Credit Union
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Best Auto Insurance
- Dave McAndrew, agent, State Farm
- Brian McCaw, agent, State Farm
- Daks McClettie Sr, agent, State Farm
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Concord
The top-rated lenders and insurers in Concord, NC, based on recommendations from local residents in MFP's Community Surveys.
Best Home Mortgage
- First Bank
- State Employees' Credit Union
- Truist Bank
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Best Auto Loan
- State Employees' Credit Union
- Truliant Federal Credit Union
- Charlotte Metro Credit Union
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Best Personal Loan
- Truliant Federal Credit Union
- State Employees' Credit Union
- Skyla Credit Union
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Durham
The top-rated lenders and insurers in Durham, NC, based on recommendations from local residents in MFP's Community Surveys.
Best Home Mortgage
- State Employees' Credit Union
- Coastal Credit Union
- Pinnacle Financial Partners
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Best Refinance
- State Employees' Credit Union (SECU)
- First Citizens Bank
- Truist Bank
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Best Auto Loan
- State Employees' Credit Union
- Coastal Credit Union
- Self-Help Credit Union
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Best Personal Loan
- State Employees' Credit Union
- Latino Community Credit Union
- Coastal Credit Union
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Fayetteville
The top-rated lenders and insurers in Fayetteville, NC, based on recommendations from local residents in MFP's Community Surveys.
Best Home Mortgage
- State Employees' Credit Union (SECU)
- First Citizens Bank
- Bank of America
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Best Refinance
- State Employees' Credit Union (SECU)
- First Citizens Bank
- Bank of America
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Best Auto Loan
- Fort Liberty Federal Credit Union
- State Employees' Credit Union
- Bragg Mutual Federal Credit Union
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Best Personal Loan
- Fort Liberty Federal Credit Union
- State Employees' Credit Union
- Bragg Mutual Federal Credit Union
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Greensboro
The top-rated lenders and insurers in Greensboro, NC, based on recommendations from local residents in MFP's Community Surveys.
Best Home Mortgage
- State Employees' Credit Union
- Allegacy Federal Credit Union
- Truliant Federal Credit Union
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Best Refinance
- State Employees' Credit Union (SECU)
- Truist Bank
- First Citizens Bank
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Best Auto Loan
- State Employees' Credit Union
- Truliant Federal Credit Union
- Summit Credit Union
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Best Personal Loan
- Truliant Federal Credit Union
- State Employees' Credit Union
- Allegacy Federal Credit Union
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High Point
The top-rated lenders and insurers in High Point, NC, based on recommendations from local residents in MFP's Community Surveys.
Best Home Mortgage
- First Bank
- State Employees' Credit Union
- Pinnacle Financial Partners
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Best Refinance
- Truist Bank
- First Citizens Bank
- State Employees' Credit Union (SECU)
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Best Auto Loan
- Truliant Federal Credit Union
- State Employees' Credit Union
- Allegacy Federal Credit Union
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Best Personal Loan
- Truliant Federal Credit Union
- Allegacy Federal Credit Union
- State Employees' Credit Union
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Raleigh
The top-rated lenders and insurers in Raleigh, NC, based on recommendations from local residents in MFP's Community Surveys.
Best Home Mortgage
- PNC Bank
- State Employees' Credit Union
- Bank of America
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Best Refinance
- State Employees' Credit Union (SECU)
- Truist Bank
- First Citizens Bank
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Best Auto Loan
- State Employees' Credit Union
- Coastal Credit Union
- Local Government Federal Credit Union
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Best Personal Loan
- State Employees' Credit Union
- Coastal Credit Union
- Local Government Federal Credit Union
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Best Auto Insurance
- Jeff Langlois, agent, State Farm
- Kelly Lefcheck, agent, State Farm
- Jim McCleary, agent, State Farm
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Wilmington
The top-rated lenders and insurers in Wilmington, NC, based on recommendations from local residents in MFP's Community Surveys.
Best Home Mortgage
- Cape Fear Bank
- Truliant Federal Credit Union
- First Bank
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Best Auto Loan
- State Employees' Credit Union
- Corning Credit Union
- REV Federal Credit Union
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Best Personal Loan
- State Employees' Credit Union
- Corning Credit Union
- Coastal Credit Union
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Best Home Insurance
- North Carolina Coastal Insurance
- The Huneycutt Group
- Nationwide
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Winston-Salem
The top-rated lenders and insurers in Winston-Salem, NC, based on recommendations from local residents in MFP's Community Surveys.
Best Home Mortgage
- Homeowners Credit Union
- Truliant Federal Credit Union
- First Bank
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Best Refinance
- Truist Bank
- First Citizens Bank
- State Employees' Credit Union (SECU)
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Best Auto Loan
- Allegacy Federal Credit Union
- Truliant Federal Credit Union
- State Employees' Credit Union
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Best Personal Loan
- Allegacy Federal Credit Union
- Truliant Federal Credit Union
- Piedmont Advantage Credit Union
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Best Online Lenders in North Carolina
Top-rated online lenders serving North Carolina residents statewide, based on recommendations from MFP's Community Surveys.
Best Home Mortgage
- State Employees Credit Union
- Rocket Mortgage
- Movement Mortgage
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Best Auto Loan
- LightStream
- Capital One Auto Navigator
- Coastal Credit Union
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