Home
North Carolina Best Lenders and Insurers

Author: Data Team

See the top-rated mortgage, loan, and insurance providers across North Carolina's major cities, based on recommendations from local residents in MFP's Community Surveys.
Updated: September 29 2026
Cary Charlotte Concord Durham Fayetteville Greensboro High Point Raleigh Wilmington Winston-Salem Online

Cary

The top-rated lenders and insurers in Cary, NC, based on recommendations from local residents in MFP's Community Surveys.
Best Home Mortgage
  1. First Carolina Bank
  2. State Employees' Credit Union
  3. Coastal Federal Credit Union
See full ranking →
Best Refinance
  1. State Employees' Credit Union (SECU)
  2. First Citizens Bank
  3. Bank of America
See full ranking →
Best Auto Loan
  1. Coastal Credit Union
  2. State Employees' Credit Union
  3. Local Government Federal Credit Union
See full ranking →
Best Personal Loan
  1. State Employees' Credit Union
  2. Coastal Credit Union
  3. Local Government Federal Credit Union
See full ranking →
Best Home Insurance
  1. Amica
  2. Erie
  3. Auto-Owners
See full ranking →
Best Auto Insurance
  1. NC Farm Bureau Insurance
  2. State Farm
  3. Erie Insurance
See full ranking →

Charlotte

The top-rated lenders and insurers in Charlotte, NC, based on recommendations from local residents in MFP's Community Surveys.
Best Home Mortgage
  1. Truist Bank
  2. Mecklenburg Community Credit Union
  3. Wells Fargo Bank
See full ranking →
Best Refinance
  1. Bank of America
  2. Truist Bank
  3. Wells Fargo
See full ranking →
Best Auto Loan
  1. Truliant Federal Credit Union
  2. State Employees' Credit Union
  3. Sharonview Federal Credit Union
See full ranking →
Best Personal Loan
  1. Truliant Federal Credit Union
  2. State Employees' Credit Union
  3. Sharonview Federal Credit Union
See full ranking →
Best Home Insurance
  1. Nationwide
  2. State Farm
  3. Allstate
See full ranking →
Best Auto Insurance
  1. Dave McAndrew, agent, State Farm
  2. Brian McCaw, agent, State Farm
  3. Daks McClettie Sr, agent, State Farm
See full ranking →

Concord

The top-rated lenders and insurers in Concord, NC, based on recommendations from local residents in MFP's Community Surveys.
Best Home Mortgage
  1. First Bank
  2. State Employees' Credit Union
  3. Truist Bank
See full ranking →
Best Refinance
  1. First Citizens Bank
  2. Truist Bank
  3. Bank of America
See full ranking →
Best Auto Loan
  1. State Employees' Credit Union
  2. Truliant Federal Credit Union
  3. Charlotte Metro Credit Union
See full ranking →
Best Personal Loan
  1. Truliant Federal Credit Union
  2. State Employees' Credit Union
  3. Skyla Credit Union
See full ranking →
Best Home Insurance
  1. Byrd Agency
  2. Nationwide
  3. State Farm
See full ranking →
Best Auto Insurance
  1. NC Farm Bureau Insurance
  2. State Farm
  3. Erie Insurance
See full ranking →

Durham

The top-rated lenders and insurers in Durham, NC, based on recommendations from local residents in MFP's Community Surveys.
Best Home Mortgage
  1. State Employees' Credit Union
  2. Coastal Credit Union
  3. Pinnacle Financial Partners
See full ranking →
Best Refinance
  1. State Employees' Credit Union (SECU)
  2. First Citizens Bank
  3. Truist Bank
See full ranking →
Best Auto Loan
  1. State Employees' Credit Union
  2. Coastal Credit Union
  3. Self-Help Credit Union
See full ranking →
Best Personal Loan
  1. State Employees' Credit Union
  2. Latino Community Credit Union
  3. Coastal Credit Union
See full ranking →
Best Home Insurance
  1. Nationwide
  2. State Farm
  3. Amica
See full ranking →
Best Auto Insurance
  1. NC Farm Bureau Insurance
  2. State Farm
  3. Erie Insurance
See full ranking →

Fayetteville

The top-rated lenders and insurers in Fayetteville, NC, based on recommendations from local residents in MFP's Community Surveys.
Best Home Mortgage
  1. State Employees' Credit Union (SECU)
  2. First Citizens Bank
  3. Bank of America
See full ranking →
Best Refinance
  1. State Employees' Credit Union (SECU)
  2. First Citizens Bank
  3. Bank of America
See full ranking →
Best Auto Loan
  1. Fort Liberty Federal Credit Union
  2. State Employees' Credit Union
  3. Bragg Mutual Federal Credit Union
See full ranking →
Best Personal Loan
  1. Fort Liberty Federal Credit Union
  2. State Employees' Credit Union
  3. Bragg Mutual Federal Credit Union
See full ranking →
Best Home Insurance
  1. USAA
  2. State Farm
  3. Nationwide
See full ranking →
Best Auto Insurance
  1. NC Farm Bureau Insurance
  2. State Farm
  3. Erie Insurance
See full ranking →

Greensboro

The top-rated lenders and insurers in Greensboro, NC, based on recommendations from local residents in MFP's Community Surveys.
Best Home Mortgage
  1. State Employees' Credit Union
  2. Allegacy Federal Credit Union
  3. Truliant Federal Credit Union
See full ranking →
Best Refinance
  1. State Employees' Credit Union (SECU)
  2. Truist Bank
  3. First Citizens Bank
See full ranking →
Best Auto Loan
  1. State Employees' Credit Union
  2. Truliant Federal Credit Union
  3. Summit Credit Union
See full ranking →
Best Personal Loan
  1. Truliant Federal Credit Union
  2. State Employees' Credit Union
  3. Allegacy Federal Credit Union
See full ranking →
Best Home Insurance
  1. Erie
  2. Nationwide
  3. State Farm
See full ranking →
Best Auto Insurance
  1. NC Farm Bureau Insurance
  2. State Farm
  3. Erie Insurance
See full ranking →

High Point

The top-rated lenders and insurers in High Point, NC, based on recommendations from local residents in MFP's Community Surveys.
Best Home Mortgage
  1. First Bank
  2. State Employees' Credit Union
  3. Pinnacle Financial Partners
See full ranking →
Best Refinance
  1. Truist Bank
  2. First Citizens Bank
  3. State Employees' Credit Union (SECU)
See full ranking →
Best Auto Loan
  1. Truliant Federal Credit Union
  2. State Employees' Credit Union
  3. Allegacy Federal Credit Union
See full ranking →
Best Personal Loan
  1. Truliant Federal Credit Union
  2. Allegacy Federal Credit Union
  3. State Employees' Credit Union
See full ranking →
Best Home Insurance
  1. Erie
  2. Nationwide
  3. State Farm
See full ranking →
Best Auto Insurance
  1. NC Farm Bureau Insurance
  2. State Farm
  3. Erie Insurance
See full ranking →

Raleigh

The top-rated lenders and insurers in Raleigh, NC, based on recommendations from local residents in MFP's Community Surveys.
Best Home Mortgage
  1. PNC Bank
  2. State Employees' Credit Union
  3. Bank of America
See full ranking →
Best Refinance
  1. State Employees' Credit Union (SECU)
  2. Truist Bank
  3. First Citizens Bank
See full ranking →
Best Auto Loan
  1. State Employees' Credit Union
  2. Coastal Credit Union
  3. Local Government Federal Credit Union
See full ranking →
Best Personal Loan
  1. State Employees' Credit Union
  2. Coastal Credit Union
  3. Local Government Federal Credit Union
See full ranking →
Best Home Insurance
  1. Amica
  2. State Farm
  3. Nationwide
See full ranking →
Best Auto Insurance
  1. Jeff Langlois, agent, State Farm
  2. Kelly Lefcheck, agent, State Farm
  3. Jim McCleary, agent, State Farm
See full ranking →

Wilmington

The top-rated lenders and insurers in Wilmington, NC, based on recommendations from local residents in MFP's Community Surveys.
Best Home Mortgage
  1. Cape Fear Bank
  2. Truliant Federal Credit Union
  3. First Bank
See full ranking →
Best Refinance
  1. First Citizens Bank
  2. Truist Bank
  3. Bank of America
See full ranking →
Best Auto Loan
  1. State Employees' Credit Union
  2. Corning Credit Union
  3. REV Federal Credit Union
See full ranking →
Best Personal Loan
  1. State Employees' Credit Union
  2. Corning Credit Union
  3. Coastal Credit Union
See full ranking →
Best Home Insurance
  1. North Carolina Coastal Insurance
  2. The Huneycutt Group
  3. Nationwide
See full ranking →
Best Auto Insurance
  1. NC Farm Bureau Insurance
  2. State Farm
  3. Erie Insurance
See full ranking →

Winston-Salem

The top-rated lenders and insurers in Winston-Salem, NC, based on recommendations from local residents in MFP's Community Surveys.
Best Home Mortgage
  1. Homeowners Credit Union
  2. Truliant Federal Credit Union
  3. First Bank
See full ranking →
Best Refinance
  1. Truist Bank
  2. First Citizens Bank
  3. State Employees' Credit Union (SECU)
See full ranking →
Best Auto Loan
  1. Allegacy Federal Credit Union
  2. Truliant Federal Credit Union
  3. State Employees' Credit Union
See full ranking →
Best Personal Loan
  1. Allegacy Federal Credit Union
  2. Truliant Federal Credit Union
  3. Piedmont Advantage Credit Union
See full ranking →
Best Home Insurance
  1. Erie
  2. Nationwide
  3. State Farm
See full ranking →
Best Auto Insurance
  1. NC Farm Bureau Insurance
  2. State Farm
  3. Erie Insurance
See full ranking →

Best Online Lenders in North Carolina

Top-rated online lenders serving North Carolina residents statewide, based on recommendations from MFP's Community Surveys.
Best Home Mortgage
  1. State Employees Credit Union
  2. Rocket Mortgage
  3. Movement Mortgage
See full ranking →
Best Refinance
  1. Rocket Mortgage
  2. Bank of America
  3. Wells Fargo
See full ranking →
Best Auto Loan
  1. LightStream
  2. Capital One Auto Navigator
  3. Coastal Credit Union
See full ranking →
Best Personal Loan
  1. SECU
  2. Civic Credit Union
  3. Coastal Credit Union
See full ranking →