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Missouri Best Lenders and Insurers

Author: Data Team

See the top-rated mortgage, loan, and insurance providers across Missouri's major cities, based on recommendations from local residents in MFP's Community Surveys.
Updated: September 29 2026
Blue Springs Columbia Independence Kansas City Lee's Summit O'Fallon Springfield St Charles St Joseph St Louis Online

Blue Springs

The top-rated lenders and insurers in Blue Springs, MO, based on recommendations from local residents in MFP's Community Surveys.
Best Home Mortgage
  1. CommunityAmerica Credit Union
  2. Mainstreet Credit Union
  3. Commerce Bank
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Best Refinance
  1. UMB Bank
  2. Central Bank
  3. First State Bank of St. Charles
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Best Auto Loan
  1. CommunityAmerica Credit Union
  2. Mazuma Credit Union
  3. United Consumers Credit Union
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Best Personal Loan
  1. CommunityAmerica Credit Union
  2. United Consumers Credit Union
  3. Mazuma Credit Union
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Best Home Insurance
  1. State Farm
  2. Shelter Insurance
  3. Allstate
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Best Auto Insurance
  1. Smart Insurance Agency
  2. Bowers & Associates
  3. Shelter Insurance
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Columbia

The top-rated lenders and insurers in Columbia, MO, based on recommendations from local residents in MFP's Community Surveys.
Best Home Mortgage
  1. Providence Bank
  2. Columbia Credit Union
  3. Landmark Bank
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Best Refinance
  1. First State Bank of St. Charles
  2. BTC Bank
  3. Flat Branch Home Loans
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Best Auto Loan
  1. Missouri Credit Union
  2. Tigers Community Credit Union
  3. River Region Credit Union
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Best Personal Loan
  1. Tigers Community Credit Union
  2. Missouri Credit Union
  3. Central Bank
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Best Home Insurance
  1. State Farm
  2. American Family
  3. Columbia Insurance
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Best Auto Insurance
  1. The Insurance Group
  2. Hawkins Insurance Group
  3. Naught-Naught Agency
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Independence

The top-rated lenders and insurers in Independence, MO, based on recommendations from local residents in MFP's Community Surveys.
Best Home Mortgage
  1. CommunityAmerica Credit Union
  2. Central Bank of the Midwest
  3. Arvest Bank
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Best Refinance
  1. CommunityAmerica Credit Union
  2. Bank of Independence
  3. Central Bank of the Midwest
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Best Auto Loan
  1. CommunityAmerica Credit Union
  2. City Credit Union
  3. United Consumers Credit Union
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Best Home Insurance
  1. State Farm
  2. American Family
  3. Allstate
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Best Auto Insurance
  1. Smart Insurance Agency
  2. Bowers & Associates
  3. Shelter Insurance
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Kansas City

The top-rated lenders and insurers in Kansas City, MO, based on recommendations from local residents in MFP's Community Surveys.
Best Home Mortgage
  1. Bison State Bank
  2. Central Bank
  3. Security Bank of Kansas City
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Best Refinance
  1. NBKC Bank
  2. CommunityAmerica Credit Union
  3. First Federal Bank of Kansas City
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Best Auto Loan
  1. CommunityAmerica Credit Union
  2. Mazuma Credit Union
  3. Kansas City Credit Union
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Best Personal Loan
  1. CommunityAmerica Credit Union
  2. Mazuma Credit Union
  3. Mainstreet Credit Union
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Best Home Insurance
  1. State Farm
  2. American Family
  3. Allstate
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Best Auto Insurance
  1. Smart Insurance Agency
  2. IMA Select
  3. Bowers & Associates
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Lee's Summit

The top-rated lenders and insurers in Lee's Summit, MO, based on recommendations from local residents in MFP's Community Surveys.
Best Home Mortgage
  1. Landmark Bank
  2. CommunityAmerica Credit Union
  3. Arvest Bank
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Best Refinance
  1. CommunityAmerica Credit Union
  2. First Federal Bank of Kansas City
  3. Bank of Lee's Summit
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Best Auto Loan
  1. CommunityAmerica Credit Union
  2. Mazuma Credit Union
  3. United Consumers Credit Union
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Best Personal Loan
  1. CommunityAmerica Credit Union
  2. Mainstreet Credit Union
  3. Mazuma Credit Union
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Best Home Insurance
  1. State Farm
  2. Twin Lakes Insurance
  3. American Family
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Best Auto Insurance
  1. Smart Insurance Agency
  2. KC Insurance Group
  3. Shelter Insurance
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O'Fallon

The top-rated lenders and insurers in O'Fallon, MO, based on recommendations from local residents in MFP's Community Surveys.
Best Home Mortgage
  1. First State Bank of St. Charles
  2. Midland States Bank
  3. Central Bank
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Best Refinance
  1. First State Community Bank
  2. Midwest BankCentre
  3. First Bank
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Best Auto Loan
  1. First Community Credit Union
  2. Vantage Credit Union
  3. Together Credit Union
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Best Personal Loan
  1. First Community Credit Union
  2. West Community Credit Union
  3. Together Credit Union
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Best Home Insurance
  1. Nationwide
  2. State Farm
  3. James E Walsh Agency
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Best Auto Insurance
  1. Cornerstone Insurance Group
  2. Missouri General Insurance Agency
  3. State Farm
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Springfield

The top-rated lenders and insurers in Springfield, MO, based on recommendations from local residents in MFP's Community Surveys.
Best Home Mortgage
  1. Central Bank of the Ozarks
  2. OakStar Bank
  3. First State Community Bank
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Best Refinance
  1. Great Southern Bank
  2. Central Bank of the Ozarks
  3. Simmons Bank
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Best Auto Loan
  1. BluCurrent Credit Union
  2. Multipli Credit Union
  3. Volt Credit Union
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Best Personal Loan
  1. BluCurrent Credit Union
  2. Multipli Credit Union
  3. TelComm Credit Union
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Best Home Insurance
  1. American Family
  2. State Farm
  3. MBG Insurance
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Best Auto Insurance
  1. Ollis/Akers/Arney
  2. Nixon & Lindstrom Insurance
  3. Connell Insurance
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St Charles

The top-rated lenders and insurers in St Charles, MO, based on recommendations from local residents in MFP's Community Surveys.
Best Home Mortgage
  1. First State Bank of St. Charles
  2. Mid America Bank
  3. Central Bank of St. Peters
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Best Refinance
  1. First State Bank of St. Charles
  2. Stifel Bank
  3. Central Bank of St. Louis
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Best Auto Loan
  1. First Community Credit Union
  2. Vantage Credit Union
  3. West Community Credit Union
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Best Personal Loan
  1. First Community Credit Union
  2. West Community Credit Union
  3. Arsenal Credit Union
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Best Home Insurance
  1. Alexander Insurance Agency
  2. State Farm
  3. Trusted Choice agents
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Best Auto Insurance
  1. Cornerstone Insurance Group
  2. Missouri General Insurance Agency
  3. Shelter Insurance
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St Joseph

The top-rated lenders and insurers in St Joseph, MO, based on recommendations from local residents in MFP's Community Surveys.
Best Home Mortgage
  1. First Bank of Missouri
  2. United Federal Credit Union
  3. Bank Midwest
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Best Refinance
  1. UMB Bank
  2. First State Bank of St. Charles
  3. Central Bank of the Midwest
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Best Auto Loan
  1. United Consumers Credit Union
  2. Nodaway Valley Bank
  3. Pony Express Community Bank
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Best Personal Loan
  1. BluCurrent Credit Union
  2. Nodaway Valley Bank
  3. First Interstate Bank
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Best Home Insurance
  1. American Family
  2. Farmers
  3. Country Financial
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Best Auto Insurance
  1. Bartlett & West Insurance
  2. Naught-Naught Agency
  3. Shelter Insurance
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St Louis

The top-rated lenders and insurers in St Louis, MO, based on recommendations from local residents in MFP's Community Surveys.
Best Home Mortgage
  1. Stifel Bank & Trust
  2. Midwest BankCentre
  3. Arsenal Credit Union
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Best Refinance
  1. First Community Credit Union
  2. Stifel Bank
  3. Enterprise Bank & Trust
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Best Auto Loan
  1. Together Credit Union
  2. First Community Credit Union
  3. Arsenal Credit Union
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Best Personal Loan
  1. Together Credit Union
  2. First Community Credit Union
  3. Arsenal Credit Union
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Best Home Insurance
  1. USAA
  2. Amica
  3. State Farm
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Best Auto Insurance
  1. Powers Insurance & Risk Management
  2. Crane Agency
  3. Missouri General Insurance Agency
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Best Online Lenders in Missouri

Top-rated online lenders serving Missouri residents statewide, based on recommendations from MFP's Community Surveys.
Best Home Mortgage
  1. NFM Lending
  2. First Missouri Bank
  3. Missouri Credit Union
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Best Refinance
  1. Rocket Mortgage
  2. Better Mortgage
  3. LoanDepot
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Best Auto Loan
  1. First Community Credit Union
  2. Together Credit Union
  3. Mainstreet Credit Union
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Best Personal Loan
  1. First Community Credit Union
  2. First Missouri Credit Union
  3. Missouri Central Credit Union
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