The MFP’s Community Personal Loan Lender Survey gathers Washington borrowers feedback and recommendations for direct lenders like banks, credit unions and online lenders. Shopping for a personal loan and a lender can be complicated and we gathered this data to help your choice.
Updated: June 2, 2026
<< Human Powered Recommendations from Washington’s Personal Loan Borrowers >>
Washington Best Personal Loan Lenders
Seattle, Spokane, Tacoma, Vancouver, Bellevue, Kent, Everett, Spokane Valley, Renton, Federal Way, Yakima, Bellingham, Online.
Seattle Best Personal Loan Lenders
MFP’s Community Lenders Survey most recommended personal loan lenders in Seattle’s area are BECU, Seattle Credit Union and Sound Credit Union.
- BECU ranks highest with a 95% Recommend score and the strongest Loan Terms & Rate Satisfaction score among the top 3 at 4.8.
- Customer feedback points to clear personal loan pricing, a smooth application process, and strong Seattle-area member support.
- Seattle Credit Union ranks second with a 93% Recommend score and the highest Support & Guidance score among the top 3 at 4.8.
- Customer feedback supports high marks for local branch help, clear borrowing guidance, and practical personal loan options for Seattle borrowers.
- Sound Credit Union ranks third with a 91% Recommend score and ties Seattle Credit Union for Easy Application at 4.7.
- Customer feedback highlights helpful local service, clear loan communication, and steady support through the borrowing process.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| BECU | Credit Union | 4.8 | 4.8 | 4.7 | 95% |
| Seattle Credit Union | Credit Union | 4.7 | 4.7 | 4.8 | 93% |
| Sound Credit Union | Credit Union | 4.7 | 4.6 | 4.7 | 91% |
| Verity Credit Union | Credit Union | 4.6 | 4.6 | 4.7 | 90% |
| Salal Credit Union | Credit Union | 4.6 | 4.6 | 4.6 | 89% |
| WSECU | Credit Union | 4.5 | 4.6 | 4.6 | 88% |
| First Tech Federal Credit Union | Credit Union | 4.5 | 4.5 | 4.6 | 86% |
| Global Credit Union | Credit Union | 4.4 | 4.5 | 4.5 | 85% |
| Harborstone Credit Union | Credit Union | 4.4 | 4.4 | 4.5 | 84% |
| Qualstar Credit Union | Credit Union | 4.3 | 4.4 | 4.4 | 83% |
| WaFd Bank | Bank | 4.2 | 4.3 | 4.3 | 81% |
| Umpqua Bank | Bank | 4.2 | 4.2 | 4.3 | 80% |
| Banner Bank | Bank | 4.1 | 4.2 | 4.2 | 78% |
| KeyBank | Bank | 4.0 | 4.1 | 4.1 | 76% |
| U.S. Bank | Bank | 4.0 | 4.0 | 4.1 | 75% |
Spokane Best Personal Loan Lenders
MFP’s Community Lenders Survey most recommended personal loan lenders in Spokane’s area are STCU, Canopy Credit Union and Spokane City Credit Union.
- STCU ranks highest with a 95% Recommend score and the strongest Loan Terms & Rate Satisfaction score among the top 3 at 4.8.
- Customer feedback points to clear personal loan options, strong Spokane-area branch support, and helpful guidance through the borrowing process.
- Canopy ranks second with a 93% Recommend score and the highest Support & Guidance score among the top 3 at 4.8.
- Customer feedback supports high marks for local borrower help, simple loan communication, and responsive Spokane branch service.
- Spokane City Credit Union ranks third with a 91% Recommend score and ties Canopy for Easy Application at 4.7.
- Customer feedback highlights helpful local service, clear signature loan information, and steady support for Spokane borrowers.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| STCU | Credit Union | 4.8 | 4.8 | 4.7 | 95% |
| Canopy Credit Union | Credit Union | 4.7 | 4.7 | 4.8 | 93% |
| Spokane City Credit Union | Credit Union | 4.7 | 4.6 | 4.7 | 91% |
| WSECU | Credit Union | 4.6 | 4.6 | 4.7 | 90% |
| Global Credit Union | Credit Union | 4.6 | 4.5 | 4.6 | 88% |
| Gesa Credit Union | Credit Union | 4.5 | 4.5 | 4.6 | 87% |
| Horizon Credit Union | Credit Union | 4.5 | 4.5 | 4.5 | 86% |
| Media Credit Union | Credit Union | 4.4 | 4.4 | 4.5 | 84% |
| Responders Emergency Services Credit Union | Credit Union | 4.3 | 4.4 | 4.5 | 83% |
| Washington Trust Bank | Community Bank | 4.3 | 4.4 | 4.4 | 82% |
| State Bank Northwest | Community Bank | 4.2 | 4.3 | 4.4 | 81% |
| Wheatland Bank | Community Bank | 4.2 | 4.3 | 4.3 | 80% |
| WaFd Bank | Bank | 4.1 | 4.2 | 4.2 | 78% |
| Banner Bank | Bank | 4.1 | 4.1 | 4.2 | 77% |
| Columbia Bank | Bank | 4.0 | 4.1 | 4.1 | 76% |
Tacoma Best Personal Loan Lenders
MFP’s Community Lenders Survey most recommended personal loan lenders in Tacoma’s area are Sound Credit Union, TAPCO Credit Union and Harborstone Credit Union.
- Sound Credit Union ranks highest with a 95% Recommend score and the strongest Easy Application score among the top 3 at 4.8.
- Customer feedback points to a smooth borrowing process, helpful Tacoma-area branch support, and clear personal loan guidance.
- TAPCO ranks second with a 93% Recommend score and the highest Support & Guidance score among the top 3 at 4.8.
- Customer feedback supports high marks for local borrower help, clear loan communication, and dependable Tacoma-based service.
- Harborstone ranks third with a 91% Recommend score and ties Sound Credit Union for Loan Terms & Rate Satisfaction at 4.7.
- Customer feedback highlights practical personal loan options, responsive branch service, and steady support through the borrowing process.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Sound Credit Union | Credit Union | 4.8 | 4.7 | 4.7 | 95% |
| TAPCO Credit Union | Credit Union | 4.7 | 4.7 | 4.8 | 93% |
| Harborstone Credit Union | Credit Union | 4.7 | 4.7 | 4.6 | 91% |
| BECU | Credit Union | 4.6 | 4.7 | 4.6 | 90% |
| WSECU | Credit Union | 4.6 | 4.6 | 4.6 | 88% |
| TwinStar Credit Union | Credit Union | 4.5 | 4.6 | 4.6 | 87% |
| America’s Credit Union | Credit Union | 4.5 | 4.5 | 4.6 | 86% |
| Global Credit Union | Credit Union | 4.4 | 4.5 | 4.5 | 84% |
| Qualstar Credit Union | Credit Union | 4.3 | 4.4 | 4.5 | 83% |
| Umpqua Bank | Bank | 4.2 | 4.3 | 4.3 | 81% |
| WaFd Bank | Bank | 4.2 | 4.3 | 4.2 | 80% |
| Banner Bank | Bank | 4.1 | 4.2 | 4.2 | 78% |
| KeyBank | Bank | 4.0 | 4.1 | 4.1 | 76% |
| U.S. Bank | Bank | 4.0 | 4.0 | 4.1 | 75% |
| Wells Fargo | Bank | 3.9 | 4.0 | 4.0 | 74% |
Vancouver Best Personal Loan Lenders
MFP’s Community Lenders Survey most recommended personal loan lenders in Vancouver’s area are Columbia Credit Union, iQ Credit Union and OnPoint Community Credit Union.
- Columbia Credit Union ranks highest with a 95% Recommend score and the strongest Support & Guidance score among the top 3 at 4.8.
- Customer feedback points to strong Vancouver branch service, clear personal loan options, and helpful borrowing support.
- iQ Credit Union ranks second with a 93% Recommend score and the highest Easy Application score among the top 3 at 4.8.
- Customer feedback supports high marks for simple borrowing steps, local branch access, and clear personal loan communication.
- OnPoint ranks third with a 91% Recommend score and ties Columbia Credit Union for Loan Terms & Rate Satisfaction at 4.7.
- Customer feedback highlights helpful local service, practical loan options, and steady support through the borrowing process.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Columbia Credit Union | Credit Union | 4.7 | 4.7 | 4.8 | 95% |
| iQ Credit Union | Credit Union | 4.8 | 4.7 | 4.7 | 93% |
| OnPoint Community Credit Union | Credit Union | 4.6 | 4.7 | 4.7 | 91% |
| Riverview Bank | Community Bank | 4.5 | 4.6 | 4.7 | 89% |
| Unitus Community Credit Union | Credit Union | 4.5 | 4.6 | 4.6 | 88% |
| WSECU | Credit Union | 4.5 | 4.5 | 4.6 | 87% |
| Umpqua Bank | Bank | 4.4 | 4.4 | 4.5 | 84% |
| WaFd Bank | Bank | 4.3 | 4.4 | 4.4 | 82% |
| Banner Bank | Bank | 4.2 | 4.3 | 4.3 | 81% |
| Columbia Bank | Bank | 4.2 | 4.2 | 4.3 | 80% |
| KeyBank | Bank | 4.1 | 4.1 | 4.1 | 77% |
| U.S. Bank | Bank | 4.0 | 4.0 | 4.1 | 75% |
| Bank of America | Bank | 4.0 | 3.9 | 4.0 | 74% |
| Chase | Bank | 3.9 | 3.9 | 4.0 | 73% |
| Wells Fargo | Bank | 3.9 | 3.8 | 3.9 | 72% |
Bellevue Best Personal Loan Lenders
MFP’s Community Lenders Survey most recommended personal loan lenders in Bellevue’s area are BECU, First Tech Federal Credit Union and Sound Credit Union.
- BECU ranks highest with a 95% Recommend score and the strongest Loan Terms & Rate Satisfaction score among the top 3 at 4.8.
- Customer feedback points to clear personal loan options, a smooth borrowing process, and strong Bellevue-area member support.
- First Tech ranks second with a 93% Recommend score and the highest Easy Application score among the top 3 at 4.8.
- Customer feedback supports high marks for simple application steps, clear personal loan information, and helpful Bellevue branch service.
- Sound Credit Union ranks third with a 91% Recommend score and the highest Support & Guidance score among the top 3 at 4.8.
- Customer feedback highlights helpful local service, practical personal loan support, and steady guidance through the borrowing process.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| BECU | Credit Union | 4.7 | 4.8 | 4.7 | 95% |
| First Tech Federal Credit Union | Credit Union | 4.8 | 4.7 | 4.7 | 93% |
| Sound Credit Union | Credit Union | 4.7 | 4.6 | 4.8 | 91% |
| Salal Credit Union | Credit Union | 4.6 | 4.6 | 4.7 | 89% |
| WSECU | Credit Union | 4.5 | 4.6 | 4.6 | 88% |
| Global Credit Union | Credit Union | 4.4 | 4.5 | 4.5 | 85% |
| WaFd Bank | Bank | 4.3 | 4.4 | 4.4 | 82% |
| Umpqua Bank | Bank | 4.2 | 4.3 | 4.3 | 80% |
| KeyBank | Bank | 4.1 | 4.1 | 4.2 | 77% |
| U.S. Bank | Bank | 4.0 | 4.0 | 4.1 | 75% |
Kent Best Personal Loan Lenders
MFP’s Community Lenders Survey most recommended personal loan lenders in Kent’s area are BECU, Sound Credit Union and Global Credit Union.
- BECU ranks highest with a 95% Recommend score and the strongest Loan Terms & Rate Satisfaction score among the top 3 at 4.8.
- Customer feedback points to clear personal loan options, a smooth borrowing process, and strong Kent-area member support.
- Sound Credit Union ranks second with a 93% Recommend score and the highest Support & Guidance score among the top 3 at 4.8.
- Customer feedback supports high marks for helpful local service, clear loan communication, and steady support through the borrowing process.
- Global Credit Union ranks third with a 90% Recommend score and ties Sound Credit Union for Easy Application at 4.7.
- Customer feedback highlights convenient Kent branch access, practical personal loan help, and responsive borrower support.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| BECU | Credit Union | 4.7 | 4.8 | 4.7 | 95% |
| Sound Credit Union | Credit Union | 4.7 | 4.7 | 4.8 | 93% |
| Global Credit Union | Credit Union | 4.7 | 4.6 | 4.6 | 90% |
| WSECU | Credit Union | 4.5 | 4.6 | 4.6 | 88% |
| Harborstone Credit Union | Credit Union | 4.4 | 4.5 | 4.5 | 85% |
| WaFd Bank | Bank | 4.3 | 4.4 | 4.4 | 82% |
| Banner Bank | Bank | 4.2 | 4.3 | 4.3 | 80% |
| U.S. Bank | Bank | 4.1 | 4.1 | 4.2 | 77% |
| KeyBank | Bank | 4.0 | 4.1 | 4.1 | 76% |
| Chase | Bank | 3.9 | 3.9 | 4.0 | 73% |
Everett Best Personal Loan Lenders
MFP’s Community Lenders Survey most recommended personal loan lenders in Everett’s area are BECU, Sound Credit Union and WSECU.
- BECU ranks highest with a 95% Recommend score and the strongest Loan Terms & Rate Satisfaction score among the top 3 at 4.8.
- Customer feedback points to clear personal loan options, a smooth borrowing process, and strong Everett-area member support.
- Sound Credit Union ranks second with a 93% Recommend score and the highest Support & Guidance score among the top 3 at 4.8.
- Customer feedback supports high marks for helpful Everett branch service, clear personal loan communication, and steady borrowing support.
- WSECU ranks third with a 91% Recommend score and ties Sound Credit Union for Easy Application at 4.7.
- Customer feedback highlights practical personal loan options, convenient Everett branch access, and responsive borrower guidance.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| BECU | Credit Union | 4.8 | 4.8 | 4.7 | 95% |
| Sound Credit Union | Credit Union | 4.7 | 4.7 | 4.8 | 93% |
| WSECU | Credit Union | 4.7 | 4.6 | 4.7 | 91% |
| Global Credit Union | Credit Union | 4.6 | 4.5 | 4.6 | 88% |
| Mountain Pacific Bank | Community Bank | 4.4 | 4.5 | 4.6 | 86% |
| Coastal Community Bank | Community Bank | 4.3 | 4.4 | 4.5 | 84% |
| Peoples Bank | Community Bank | 4.3 | 4.4 | 4.4 | 83% |
| WaFd Bank | Bank | 4.2 | 4.3 | 4.3 | 81% |
| KeyBank | Bank | 4.1 | 4.1 | 4.1 | 76% |
| U.S. Bank | Bank | 4.0 | 4.0 | 4.1 | 75% |
Spokane Valley Best Personal Loan Lenders
MFP’s Community Lenders Survey most recommended personal loan lenders in Spokane Valley’s area are STCU, Global Credit Union and Gesa Credit Union.
- STCU ranks highest with a 95% Recommend score and the strongest Loan Terms & Rate Satisfaction score among the top 3 at 4.8.
- Customer feedback points to clear personal loan options, helpful Spokane Valley-area branch support, and strong guidance through the borrowing process.
- Global Credit Union ranks second with a 91% Recommend score and the highest Easy Application score among the top 3 at 4.7.
- Customer feedback supports high marks for accessible local service, simple borrowing steps, and clear personal loan communication.
- Gesa ranks third with an 89% Recommend score and ties Global Credit Union for Support & Guidance at 4.6.
- Customer feedback highlights practical personal loan help, responsive branch service, and steady borrower support in the Spokane Valley area.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| STCU | Credit Union | 4.8 | 4.8 | 4.7 | 95% |
| Global Credit Union | Credit Union | 4.7 | 4.6 | 4.6 | 91% |
| Gesa Credit Union | Credit Union | 4.6 | 4.6 | 4.6 | 89% |
| Horizon Credit Union | Credit Union | 4.5 | 4.5 | 4.6 | 87% |
| WSECU | Credit Union | 4.5 | 4.5 | 4.5 | 86% |
| Washington Trust Bank | Community Bank | 4.3 | 4.4 | 4.4 | 82% |
| WaFd Bank | Bank | 4.2 | 4.3 | 4.2 | 79% |
| Banner Bank | Bank | 4.1 | 4.2 | 4.2 | 77% |
Renton Best Personal Loan Lenders
MFP’s Community Lenders Survey most recommended personal loan lenders in Renton’s area are BECU, Global Credit Union and Sound Credit Union.
- BECU ranks highest with a 95% Recommend score and the strongest Loan Terms & Rate Satisfaction score among the top 3 at 4.8.
- Customer feedback points to clear personal loan options, a smooth borrowing process, and strong Renton-area member support.
- Global Credit Union ranks second with a 92% Recommend score and the highest Easy Application score among the top 3 at 4.7.
- Customer feedback supports high marks for accessible branch service, simple borrowing steps, and clear personal loan communication.
- Sound Credit Union ranks third with a 91% Recommend score and the highest Support & Guidance score among the top 3 at 4.8.
- Customer feedback highlights helpful local service, practical loan guidance, and steady support through the borrowing process.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| BECU | Credit Union | 4.7 | 4.8 | 4.7 | 95% |
| Global Credit Union | Credit Union | 4.7 | 4.6 | 4.7 | 92% |
| Sound Credit Union | Credit Union | 4.6 | 4.6 | 4.8 | 91% |
| Harborstone Credit Union | Credit Union | 4.5 | 4.5 | 4.6 | 87% |
| WaFd Bank | Bank | 4.3 | 4.4 | 4.4 | 82% |
| Banner Bank | Bank | 4.2 | 4.3 | 4.3 | 80% |
| KeyBank | Bank | 4.1 | 4.1 | 4.2 | 77% |
| U.S. Bank | Bank | 4.0 | 4.0 | 4.1 | 75% |
Federal Way Best Personal Loan Lenders
MFP’s Community Lenders Survey most recommended personal loan lenders in Federal Way’s area are BECU, Sound Credit Union and Harborstone Credit Union.
- BECU ranks highest with a 95% Recommend score and the strongest Loan Terms & Rate Satisfaction score among the top 3 at 4.8.
- Customer feedback points to clear personal loan options, a smooth borrowing process, and strong Federal Way-area member support.
- Sound Credit Union ranks second with a 93% Recommend score and the highest Support & Guidance score among the top 3 at 4.8.
- Customer feedback supports high marks for helpful local service, clear loan communication, and steady support through the borrowing process.
- Harborstone ranks third with a 90% Recommend score and ties Sound Credit Union for Easy Application at 4.7.
- Customer feedback highlights practical personal loan options, responsive branch service, and dependable Federal Way-area borrowing support.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| BECU | Credit Union | 4.7 | 4.8 | 4.7 | 95% |
| Sound Credit Union | Credit Union | 4.7 | 4.7 | 4.8 | 93% |
| Harborstone Credit Union | Credit Union | 4.7 | 4.6 | 4.6 | 90% |
| Global Credit Union | Credit Union | 4.6 | 4.5 | 4.6 | 88% |
| WSECU | Credit Union | 4.5 | 4.5 | 4.6 | 87% |
| WaFd Bank | Bank | 4.3 | 4.4 | 4.4 | 82% |
| U.S. Bank | Bank | 4.1 | 4.1 | 4.2 | 77% |
| KeyBank | Bank | 4.0 | 4.1 | 4.1 | 76% |
Yakima Best Personal Loan Lenders
MFP’s Community Lenders Survey most recommended personal loan lenders in Yakima’s area are Solarity Credit Union, Gesa Credit Union and WSECU.
- Solarity ranks highest with a 94% Recommend score and the strongest Support & Guidance score among the top 3 at 4.8.
- Customer feedback points to helpful Yakima-area service, clear borrowing guidance, and practical personal loan support.
- Gesa ranks second with a 92% Recommend score and ties Solarity for Loan Terms & Rate Satisfaction at 4.7.
- Customer feedback supports high marks for local branch access, clear personal loan communication, and steady borrower support.
- WSECU ranks third with a 90% Recommend score and the highest Easy Application score among the top 3 at 4.7.
- Customer feedback highlights a smooth borrowing process, convenient Yakima branch access, and clear loan guidance.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Solarity Credit Union | Credit Union | 4.6 | 4.7 | 4.8 | 94% |
| Gesa Credit Union | Credit Union | 4.6 | 4.7 | 4.7 | 92% |
| WSECU | Credit Union | 4.7 | 4.6 | 4.7 | 90% |
| HAPO Community Credit Union | Credit Union | 4.6 | 4.6 | 4.6 | 89% |
| CALCOE Federal Credit Union | Credit Union | 4.5 | 4.5 | 4.6 | 87% |
| Self-Help Federal Credit Union | Credit Union | 4.4 | 4.5 | 4.6 | 86% |
| Yakima Federal Savings and Loan | Community Bank | 4.3 | 4.4 | 4.4 | 83% |
| Banner Bank | Bank | 4.1 | 4.2 | 4.2 | 78% |
Bellingham Best Personal Loan Lenders
MFP’s Community Lenders Survey most recommended personal loan lenders in Bellingham’s area are WECU, Industrial Credit Union and BECU.
- WECU ranks highest with a 95% Recommend score and the strongest Support & Guidance score among the top 3 at 4.8.
- Customer feedback points to strong Bellingham-area branch service, clear personal loan options, and helpful borrowing support.
- Industrial Credit Union ranks second with a 93% Recommend score and the highest Easy Application score among the top 3 at 4.8.
- Customer feedback supports high marks for simple borrowing steps, local branch access, and clear personal loan communication.
- BECU ranks third with a 91% Recommend score and the highest Loan Terms & Rate Satisfaction score among the top 3 at 4.8.
- Customer feedback highlights clear loan options, a smooth application process, and steady member support for Bellingham-area borrowers.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| WECU | Credit Union | 4.7 | 4.7 | 4.8 | 95% |
| Industrial Credit Union | Credit Union | 4.8 | 4.7 | 4.7 | 93% |
| BECU | Credit Union | 4.7 | 4.8 | 4.6 | 91% |
| WSECU | Credit Union | 4.6 | 4.6 | 4.6 | 89% |
| Peoples Bank | Community Bank | 4.4 | 4.5 | 4.6 | 86% |
| WaFd Bank | Bank | 4.3 | 4.4 | 4.4 | 82% |
| Umpqua Bank | Bank | 4.2 | 4.3 | 4.3 | 80% |
| Banner Bank | Bank | 4.1 | 4.2 | 4.2 | 78% |
Washington Best Online Personal Loan Lenders
MFP’s Community Lenders Survey most recommended online personal loan lenders in Washington’s area are BECU, WSECU and Sound Credit Union.
- BECU ranks highest with a 97% Recommend score, 4.8 Easy Application, 4.9 Loan Terms & Rate Satisfaction, and 4.8 Support & Guidance.
- Borrower feedback supports its top position because customers point to no-fee personal loan options, flexible terms, easy online application access, and helpful support during the borrowing process.
- WSECU ranks second with a 96% Recommend score, 4.8 Easy Application, 4.8 Loan Terms & Rate Satisfaction, and 4.8 Support & Guidance.
- Borrower feedback supports its strong ranking because customers highlight clear personal loan choices, convenient online access, and useful help when applying.
- Sound Credit Union ranks third with a 95% Recommend score, 4.8 Easy Application, 4.7 Loan Terms & Rate Satisfaction, and 4.8 Support & Guidance, tying the highest Support & Guidance score among the top 3.
- Borrower feedback supports its top-3 placement because customers point to online application access, electronic signing, clear loan steps, and helpful service.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| BECU | Credit Union | 4.8 | 4.9 | 4.8 | 97% |
| WSECU | Credit Union | 4.8 | 4.8 | 4.8 | 96% |
| Sound Credit Union | Credit Union | 4.8 | 4.7 | 4.8 | 95% |
| SoFi | Bank | 4.8 | 4.7 | 4.7 | 94% |
| TwinStar Credit Union | Credit Union | 4.7 | 4.7 | 4.7 | 93% |
| LightStream | Bank | 4.6 | 4.8 | 4.6 | 92% |
| Gesa Credit Union | Credit Union | 4.6 | 4.7 | 4.7 | 91% |
| Numerica Credit Union | Credit Union | 4.6 | 4.7 | 4.6 | 90% |
| Spokane Teachers Credit Union | Credit Union | 4.6 | 4.6 | 4.7 | 89% |
| Peninsula Credit Union | Credit Union | 4.5 | 4.6 | 4.6 | 88% |
| Best Egg | Online | 4.6 | 4.5 | 4.6 | 87% |
| America’s Credit Union | Credit Union | 4.5 | 4.6 | 4.5 | 86% |
| Upstart | Online | 4.7 | 4.4 | 4.5 | 85% |
| LendingClub | Bank | 4.5 | 4.5 | 4.5 | 84% |
| Upgrade | Online | 4.5 | 4.3 | 4.4 | 83% |