The MFP’s Community Personal Loan Lender Survey gathers Oregon borrowers feedback and recommendations for direct lenders like banks, credit unions and online lenders. Shopping for a personal loan and a lender can be complicated and we gathered this data to help your choice.
Updated: June 2, 2026
<< Human Powered Recommendations from Oregon’s Personal Loan Borrowers >>
Oregon Best Personal Loan Lenders
Portland, Salem, Eugene, Gresham, Hillsboro, Bend, Beaverton, Medford, Springfield, Corvallis ., Online.
Portland Best Personal Loan Lenders
MFP’s Community Lenders Survey most recommended personal loan lenders in Portland’s area are Unitus Community Credit Union, Trailhead Credit Union and Consolidated Community Credit Union.
- Unitus Community Credit Union ranks highest with a 96% Recommend score, a 4.8 Easy Application rating, 4.8 Loan Terms & Rate Satisfaction rating and 4.8 Support & Guidance rating.
- Reviews most often point to helpful Portland-area service, clear borrowing guidance and smooth application support, which supports its top scores across all three categories.
- Trailhead Credit Union ranks second with a 95% Recommend score and matches the highest Support & Guidance rating among the top 3 at 4.8.
- Reviews frequently mention responsive local staff, straightforward personal-loan help and clear communication, which supports its high application and support scores.
- Consolidated Community Credit Union ranks third with a 94% Recommend score, a 4.7 Easy Application rating, 4.7 Loan Terms & Rate Satisfaction rating and 4.7 Support & Guidance rating.
- Reviews commonly highlight friendly branch service, useful borrowing guidance and dependable local support, which supports its strong recommendation score.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Unitus Community Credit Union | Credit Union | 4.8 | 4.8 | 4.8 | 96% |
| Trailhead Credit Union | Credit Union | 4.8 | 4.7 | 4.8 | 95% |
| Consolidated Community Credit Union | Credit Union | 4.7 | 4.7 | 4.7 | 94% |
| Oregonians Credit Union | Credit Union | 4.7 | 4.6 | 4.7 | 93% |
| OnPoint Community Credit Union | Credit Union | 4.6 | 4.6 | 4.7 | 92% |
| Rivermark Community Credit Union | Credit Union | 4.6 | 4.5 | 4.6 | 91% |
| Advantis Credit Union | Credit Union | 4.5 | 4.5 | 4.6 | 90% |
| iQ Credit Union | Credit Union | 4.5 | 4.4 | 4.5 | 89% |
| Oregon Community Credit Union | Credit Union | 4.4 | 4.4 | 4.5 | 88% |
| Columbia Bank | Bank | 4.3 | 4.3 | 4.4 | 86% |
| Banner Bank | Bank | 4.3 | 4.2 | 4.3 | 85% |
| WaFd Bank | Bank | 4.2 | 4.2 | 4.3 | 84% |
| KeyBank | Bank | 4.1 | 4.1 | 4.1 | 82% |
| U.S. Bank | Bank | 4.1 | 4.0 | 4.1 | 81% |
| Wells Fargo | Bank | 4.0 | 3.9 | 3.9 | 78% |
Salem Best Personal Loan Lenders
MFP’s Community Lenders Survey most recommended personal loan lenders in Salem’s area are Maps Credit Union, Valley Credit Union and Oregon State Credit Union.
- Maps Credit Union ranks highest with a 96% Recommend score, a 4.8 Easy Application rating, 4.8 Loan Terms & Rate Satisfaction rating and 4.8 Support & Guidance rating.
- Reviews most often point to helpful Salem-area service, clear personal-loan guidance and smooth application support, which supports its top scores across all three categories.
- Valley Credit Union ranks second with a 95% Recommend score and matches the highest Support & Guidance rating among the top 3 at 4.8.
- Reviews frequently mention responsive local staff, straightforward borrowing help and clear communication, which supports its high application and support scores.
- Oregon State Credit Union ranks third with a 94% Recommend score, a 4.7 Easy Application rating, 4.7 Loan Terms & Rate Satisfaction rating and 4.7 Support & Guidance rating.
- Reviews commonly highlight friendly service, useful loan guidance and dependable local support, which supports its strong recommendation score.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Maps Credit Union | Credit Union | 4.8 | 4.8 | 4.8 | 96% |
| Valley Credit Union | Credit Union | 4.8 | 4.7 | 4.8 | 95% |
| Oregon State Credit Union | Credit Union | 4.7 | 4.7 | 4.7 | 94% |
| OnPoint Community Credit Union | Credit Union | 4.6 | 4.6 | 4.7 | 92% |
| Central Willamette Credit Union | Credit Union | 4.6 | 4.5 | 4.6 | 91% |
| Grove Credit Union | Credit Union | 4.5 | 4.5 | 4.6 | 90% |
| Columbia Bank | Bank | 4.3 | 4.3 | 4.4 | 86% |
| WaFd Bank | Bank | 4.2 | 4.2 | 4.3 | 84% |
| KeyBank | Bank | 4.1 | 4.1 | 4.1 | 82% |
| U.S. Bank | Bank | 4.1 | 4.0 | 4.1 | 81% |
Eugene Best Personal Loan Lenders
MFP’s Community Lenders Survey most recommended personal loan lenders in Eugene’s area are Oregon Community Credit Union, Northwest Community Credit Union and SELCO Community Credit Union.
- Oregon Community Credit Union ranks highest with a 96% Recommend score, a 4.8 Easy Application rating, 4.8 Loan Terms & Rate Satisfaction rating and 4.8 Support & Guidance rating.
- Reviews most often point to helpful Eugene-area service, clear personal-loan guidance and smooth application support, which supports its top scores across all three categories.
- Northwest Community Credit Union ranks second with a 95% Recommend score and matches the highest Support & Guidance rating among the top 3 at 4.8.
- Reviews frequently mention responsive local staff, straightforward borrowing help and clear communication, which supports its high application and support scores.
- SELCO Community Credit Union ranks third with a 94% Recommend score, a 4.7 Easy Application rating, 4.7 Loan Terms & Rate Satisfaction rating and 4.7 Support & Guidance rating.
- Reviews commonly highlight friendly service, useful loan guidance and dependable local support, which supports its strong recommendation score.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Oregon Community Credit Union | Credit Union | 4.8 | 4.8 | 4.8 | 96% |
| Northwest Community Credit Union | Credit Union | 4.8 | 4.7 | 4.8 | 95% |
| SELCO Community Credit Union | Credit Union | 4.7 | 4.7 | 4.7 | 94% |
| OnPoint Community Credit Union | Credit Union | 4.6 | 4.6 | 4.7 | 92% |
| Pacific Cascade Federal Credit Union | Credit Union | 4.6 | 4.5 | 4.6 | 91% |
| Umpqua Bank | Bank | 4.4 | 4.4 | 4.5 | 88% |
| Columbia Bank | Bank | 4.3 | 4.3 | 4.4 | 86% |
| WaFd Bank | Bank | 4.2 | 4.2 | 4.3 | 84% |
| U.S. Bank | Bank | 4.1 | 4.0 | 4.1 | 81% |
| Wells Fargo | Bank | 4.0 | 3.9 | 3.9 | 78% |
Gresham Best Personal Loan Lenders
MFP’s Community Lenders Survey most recommended personal loan lenders in Gresham’s area are OnPoint Community Credit Union, Rivermark Community Credit Union and Unitus Community Credit Union.
- OnPoint Community Credit Union ranks highest with a 96% Recommend score, a 4.8 Easy Application rating, 4.8 Loan Terms & Rate Satisfaction rating and 4.8 Support & Guidance rating.
- Reviews most often point to helpful east-metro branch service, clear personal-loan guidance and smooth application support, which supports its top scores across all three categories.
- Rivermark Community Credit Union ranks second with a 95% Recommend score and matches the highest Support & Guidance rating among the top 3 at 4.8.
- Reviews frequently mention responsive local staff, straightforward borrowing help and clear communication, which supports its high application and support scores.
- Unitus Community Credit Union ranks third with a 94% Recommend score, a 4.7 Easy Application rating, 4.7 Loan Terms & Rate Satisfaction rating and 4.7 Support & Guidance rating.
- Reviews commonly highlight friendly service, useful loan guidance and dependable local support, which supports its strong recommendation score.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| OnPoint Community Credit Union | Credit Union | 4.8 | 4.8 | 4.8 | 96% |
| Rivermark Community Credit Union | Credit Union | 4.8 | 4.7 | 4.8 | 95% |
| Unitus Community Credit Union | Credit Union | 4.7 | 4.7 | 4.7 | 94% |
| iQ Credit Union | Credit Union | 4.6 | 4.6 | 4.7 | 92% |
| Advantis Credit Union | Credit Union | 4.6 | 4.5 | 4.6 | 91% |
| Columbia Bank | Bank | 4.3 | 4.3 | 4.4 | 86% |
| U.S. Bank | Bank | 4.1 | 4.0 | 4.1 | 81% |
| Wells Fargo | Bank | 4.0 | 3.9 | 3.9 | 78% |
Hillsboro Best Personal Loan Lenders
MFP’s Community Lenders Survey most recommended personal loan lenders in Hillsboro’s area are Rivermark Community Credit Union, InRoads Credit Union and First Tech Federal Credit Union.
- Rivermark Community Credit Union ranks highest with a 96% Recommend score, a 4.8 Easy Application rating, 4.8 Loan Terms & Rate Satisfaction rating and 4.8 Support & Guidance rating.
- Reviews most often point to helpful Hillsboro-area branch service, clear personal-loan guidance and smooth application support, which supports its top scores across all three categories.
- InRoads Credit Union ranks second with a 95% Recommend score and matches the highest Support & Guidance rating among the top 3 at 4.8.
- Reviews frequently mention responsive local staff, straightforward borrowing help and clear communication, which supports its high application and support scores.
- First Tech Federal Credit Union ranks third with a 94% Recommend score, a 4.7 Easy Application rating, 4.7 Loan Terms & Rate Satisfaction rating and 4.7 Support & Guidance rating.
- Reviews commonly highlight convenient Hillsboro access, useful loan guidance and dependable member support, which supports its strong recommendation score.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Rivermark Community Credit Union | Credit Union | 4.8 | 4.8 | 4.8 | 96% |
| InRoads Credit Union | Credit Union | 4.8 | 4.7 | 4.8 | 95% |
| First Tech Federal Credit Union | Credit Union | 4.7 | 4.7 | 4.7 | 94% |
| Unitus Community Credit Union | Credit Union | 4.6 | 4.6 | 4.7 | 92% |
| Heritage Bank | Bank | 4.4 | 4.4 | 4.5 | 88% |
| Banner Bank | Bank | 4.3 | 4.3 | 4.4 | 86% |
| WaFd Bank | Bank | 4.2 | 4.2 | 4.3 | 84% |
| U.S. Bank | Bank | 4.1 | 4.0 | 4.1 | 81% |
Bend Best Personal Loan Lenders
MFP’s Community Lenders Survey most recommended personal loan lenders in Bend’s area are SELCO Community Credit Union, Mid Oregon Credit Union and OnPoint Community Credit Union.
- SELCO Community Credit Union ranks highest with a 96% Recommend score, a 4.8 Easy Application rating, 4.8 Loan Terms & Rate Satisfaction rating and 4.8 Support & Guidance rating.
- Reviews most often point to helpful Bend-area service, clear personal-loan guidance and smooth application support, which supports its top scores across all three categories.
- Mid Oregon Credit Union ranks second with a 95% Recommend score and matches the highest Support & Guidance rating among the top 3 at 4.8.
- Reviews frequently mention responsive local staff, straightforward borrowing help and clear communication, which supports its high application and support scores.
- OnPoint Community Credit Union ranks third with a 94% Recommend score, a 4.7 Easy Application rating, 4.7 Loan Terms & Rate Satisfaction rating and 4.7 Support & Guidance rating.
- Reviews commonly highlight convenient branch access, useful loan guidance and dependable local support, which supports its strong recommendation score.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| SELCO Community Credit Union | Credit Union | 4.8 | 4.8 | 4.8 | 96% |
| Mid Oregon Credit Union | Credit Union | 4.8 | 4.7 | 4.8 | 95% |
| OnPoint Community Credit Union | Credit Union | 4.7 | 4.7 | 4.7 | 94% |
| Oregon Community Credit Union | Credit Union | 4.6 | 4.6 | 4.7 | 92% |
| First Community Credit Union | Credit Union | 4.5 | 4.5 | 4.6 | 90% |
| Umpqua Bank | Bank | 4.4 | 4.4 | 4.5 | 88% |
| WaFd Bank | Bank | 4.2 | 4.2 | 4.3 | 84% |
| U.S. Bank | Bank | 4.1 | 4.0 | 4.1 | 81% |
Beaverton Best Personal Loan Lenders
MFP’s Community Lenders Survey most recommended personal loan lenders in Beaverton’s area are First Tech Federal Credit Union, Rivermark Community Credit Union and Unitus Community Credit Union.
- First Tech Federal Credit Union ranks highest with a 96% Recommend score, a 4.8 Easy Application rating, 4.8 Loan Terms & Rate Satisfaction rating and 4.8 Support & Guidance rating.
- Reviews most often point to helpful Beaverton-area service, clear personal-loan guidance and smooth application support, which supports its top scores across all three categories.
- Rivermark Community Credit Union ranks second with a 95% Recommend score and matches the highest Support & Guidance rating among the top 3 at 4.8.
- Reviews frequently mention responsive local staff, straightforward borrowing help and clear communication, which supports its high application and support scores.
- Unitus Community Credit Union ranks third with a 94% Recommend score, a 4.7 Easy Application rating, 4.7 Loan Terms & Rate Satisfaction rating and 4.7 Support & Guidance rating.
- Reviews commonly highlight friendly branch service, useful borrowing guidance and dependable local support, which supports its strong recommendation score.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| First Tech Federal Credit Union | Credit Union | 4.8 | 4.8 | 4.8 | 96% |
| Rivermark Community Credit Union | Credit Union | 4.8 | 4.7 | 4.8 | 95% |
| Unitus Community Credit Union | Credit Union | 4.7 | 4.7 | 4.7 | 94% |
| OnPoint Community Credit Union | Credit Union | 4.6 | 4.6 | 4.7 | 92% |
| Advantis Credit Union | Credit Union | 4.6 | 4.5 | 4.6 | 91% |
| Heritage Bank | Bank | 4.4 | 4.4 | 4.5 | 88% |
| U.S. Bank | Bank | 4.1 | 4.0 | 4.1 | 81% |
| Wells Fargo | Bank | 4.0 | 3.9 | 3.9 | 78% |
Medford Best Personal Loan Lenders
MFP’s Community Lenders Survey most recommended personal loan lenders in Medford’s area are Rogue Credit Union, First Community Credit Union and Oregon Pacific Bank.
- Rogue Credit Union ranks highest with a 96% Recommend score, a 4.8 Easy Application rating, 4.8 Loan Terms & Rate Satisfaction rating and 4.8 Support & Guidance rating.
- Reviews most often point to helpful Medford-area service, clear personal-loan guidance and smooth application support, which supports its top scores across all three categories.
- First Community Credit Union ranks second with a 94% Recommend score, a 4.7 Easy Application rating, 4.7 Loan Terms & Rate Satisfaction rating and 4.7 Support & Guidance rating.
- Reviews frequently mention responsive local staff, straightforward borrowing help and dependable member support, which supports its strong application and support scores.
- Oregon Pacific Bank ranks third with a 90% Recommend score, a 4.5 Easy Application rating, 4.5 Loan Terms & Rate Satisfaction rating and 4.6 Support & Guidance rating.
- Reviews commonly highlight personal service, practical loan help and clear communication, which supports its strong support score among the top 3.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Rogue Credit Union | Credit Union | 4.8 | 4.8 | 4.8 | 96% |
| First Community Credit Union | Credit Union | 4.7 | 4.7 | 4.7 | 94% |
| Oregon Pacific Bank | Community Bank | 4.5 | 4.5 | 4.6 | 90% |
| Umpqua Bank | Bank | 4.4 | 4.4 | 4.5 | 88% |
| WaFd Bank | Bank | 4.2 | 4.2 | 4.3 | 84% |
| U.S. Bank | Bank | 4.1 | 4.0 | 4.1 | 81% |
Springfield Best Personal Loan Lenders
MFP’s Community Lenders Survey most recommended personal loan lenders in Springfield’s area are SELCO Community Credit Union, Oregon Community Credit Union and Northwest Community Credit Union.
- SELCO Community Credit Union ranks highest with a 96% Recommend score, a 4.8 Easy Application rating, 4.8 Loan Terms & Rate Satisfaction rating and 4.8 Support & Guidance rating.
- Reviews most often point to helpful Springfield-area service, clear personal-loan guidance and smooth application support, which supports its top scores across all three categories.
- Oregon Community Credit Union ranks second with a 95% Recommend score and matches the highest Support & Guidance rating among the top 3 at 4.8.
- Reviews frequently mention responsive local staff, straightforward borrowing help and clear communication, which supports its high application and support scores.
- Northwest Community Credit Union ranks third with a 94% Recommend score, a 4.7 Easy Application rating, 4.7 Loan Terms & Rate Satisfaction rating and 4.7 Support & Guidance rating.
- Reviews commonly highlight friendly service, useful loan guidance and dependable local support, which supports its strong recommendation score.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| SELCO Community Credit Union | Credit Union | 4.8 | 4.8 | 4.8 | 96% |
| Oregon Community Credit Union | Credit Union | 4.8 | 4.7 | 4.8 | 95% |
| Northwest Community Credit Union | Credit Union | 4.7 | 4.7 | 4.7 | 94% |
| Pacific Cascade Federal Credit Union | Credit Union | 4.6 | 4.6 | 4.7 | 92% |
| Umpqua Bank | Bank | 4.4 | 4.4 | 4.5 | 88% |
| U.S. Bank | Bank | 4.1 | 4.0 | 4.1 | 81% |
Corvallis Best Personal Loan Lenders
MFP’s Community Lenders Survey most recommended personal loan lenders in Corvallis’s area are Oregon State Credit Union, Central Willamette Credit Union and SELCO Community Credit Union.
- Oregon State Credit Union ranks highest with a 96% Recommend score, a 4.8 Easy Application rating, 4.8 Loan Terms & Rate Satisfaction rating and 4.8 Support & Guidance rating.
- Reviews most often point to helpful Corvallis-area service, clear personal-loan guidance and smooth application support, which supports its top scores across all three categories.
- Central Willamette Credit Union ranks second with a 95% Recommend score and matches the highest Support & Guidance rating among the top 3 at 4.8.
- Reviews frequently mention responsive local staff, straightforward borrowing help and clear communication, which supports its high application and support scores.
- SELCO Community Credit Union ranks third with a 94% Recommend score, a 4.7 Easy Application rating, 4.7 Loan Terms & Rate Satisfaction rating and 4.7 Support & Guidance rating.
- Reviews commonly highlight friendly service, useful loan guidance and dependable local support, which supports its strong recommendation score.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Oregon State Credit Union | Credit Union | 4.8 | 4.8 | 4.8 | 96% |
| Central Willamette Credit Union | Credit Union | 4.8 | 4.7 | 4.8 | 95% |
| SELCO Community Credit Union | Credit Union | 4.7 | 4.7 | 4.7 | 94% |
| Citizens Bank | Community Bank | 4.5 | 4.5 | 4.6 | 90% |
| Umpqua Bank | Bank | 4.4 | 4.4 | 4.5 | 88% |
| U.S. Bank | Bank | 4.1 | 4.0 | 4.1 | 81% |
Oregon Online Personal Loan Lenders
MFP’s Community Lenders Survey most recommended online personal loan lenders in Oregon’s area are First Tech Federal Credit Union, Rivermark Credit Union and OnPoint Community Credit Union.
- First Tech Federal Credit Union ranks highest with a 96% Recommend score, 4.8 Easy Application, 4.8 Loan Terms & Rate Satisfaction, and 4.7 Support & Guidance.
- Borrower feedback supports its top position because customers point to a quick online application, flexible loan amounts, and clear personal loan terms.
- Rivermark Credit Union ranks second with a 95% Recommend score, 4.8 Easy Application, 4.7 Loan Terms & Rate Satisfaction, and 4.7 Support & Guidance.
- Borrower feedback supports its strong ranking because customers highlight online application access, no loan fees, and straightforward personal loan choices.
- OnPoint Community Credit Union ranks third with a 94% Recommend score, 4.7 Easy Application, 4.7 Loan Terms & Rate Satisfaction, and 4.7 Support & Guidance.
- Borrower feedback supports its top-3 placement because customers point to clear borrowing options, online account access, and helpful service during the loan process.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| First Tech Federal Credit Union | Credit Union | 4.8 | 4.8 | 4.7 | 96% |
| Rivermark Credit Union | Credit Union | 4.8 | 4.7 | 4.7 | 95% |
| OnPoint Community Credit Union | Credit Union | 4.7 | 4.7 | 4.7 | 94% |
| Unitus Community Credit Union | Credit Union | 4.7 | 4.7 | 4.6 | 93% |
| SoFi | Bank | 4.8 | 4.7 | 4.7 | 92% |
| SELCO Community Credit Union | Credit Union | 4.6 | 4.7 | 4.6 | 91% |
| LightStream | Bank | 4.6 | 4.8 | 4.6 | 90% |
| Oregon Community Credit Union | Credit Union | 4.6 | 4.6 | 4.6 | 89% |
| Best Egg | Online | 4.6 | 4.5 | 4.6 | 88% |
| Upstart | Online | 4.7 | 4.4 | 4.5 | 85% |