See real Ohio personal loan rates by credit score and loan length, updated weekly. See rates and best rated lenders in Ohio’s main areas and statewide.
Shopping for a personal loan and a lender can be complicated and we gathered this data to help your choice.
<< Human Powered Recommendations from Ohio’s Personal Loan Borrowers >>
Ohio Personal Loan Rates –
Find personal loan rates by credit score and loan length on Ohio. National, banks, credit unions, online lenders rates are for a 36 months terms. Rates are community provided by Ohio borrower who received a quote(s) or applied for a loan in the last 30 days.
| Credit Score | ||||
|---|---|---|---|---|
| 720 - 850 | 690 - 719 | 620 - 689 | 560 - 619 | |
| Nationally | 11.35% | 14.12% | 18.95% | 22.45% |
| Ohio | 11.46% | 14.13% | 18.96% | 22.46% |
| Credit Unions | 10.04% | 12.71% | 17.54% | 21.04% |
| Online lenders | 10.96% | 14.13% | 20.46% | 26.46% |
| Banks | 11.46% | 14.13% | 18.96% | 22.46% |
| 24 month | 10.80% | 13.47% | 18.30% | 21.80% |
| 36 month | 11.46% | 14.13% | 18.96% | 22.46% |
| 48 month | 11.96% | 14.63% | 19.46% | 22.96% |
| 60 month | 12.46% | 15.13% | 19.96% | 23.46% |
Source: MFP’s Community Personnal Loan Rates Survey from the last 30 days.
Ohio Best Personal Loan Lenders
Columbus, Cleveland, Cincinnati, Toledo, Akron, Dayton, Parma, Lorain, Canton, Hamilton, Online.
Ohio Personal Loans Lenders Satisfaction
Performance and satisfaction of personal loan lenders across Ohio by types of lenders.
| Lender Type | Application Ease | Loan Terms & Rate Satisfaction | Support & Guidance | Recommendation Rate |
|---|---|---|---|---|
| Credit Unions | 4.71 | 4.69 | 4.74 | 93.7% |
| Community Banks | 4.42 | 4.38 | 4.48 | 88.0% |
| Online Lenders | 4.60 | 4.40 | 4.50 | 85.7% |
| Banks | 4.28 | 4.26 | 4.35 | 85.1% |
Source: MFP’s Community Survey of Personal Loan Lenders by State and Cities.
Recommendations are gathered from 1,894 local Ohio residents who got a quote or applied for a personal loan in the past 12 months. We survey 4 broad areas; loan application, loan term and rate, support & guidance, plus if borrowers recommend the lender:
- Loan Application (0 to 5): How easy it is to apply for your personal loan. What’s the amount of information asked. How fast do you complete your application for your loan.
- Loan Term& Rate (0 to 5): Are you satisfied with the loan rate offered and loan term available? Are you satisfied with the fees or absence of fees?
- Speedy Quote & Decision (0 to 5): Were you happy with the guidance and speed you were offered, speed for your quote, or speed to get a decision on your loan?
- Recommendation (yes/no): Do you recommend this lender after going through the process?
Columbus Best Personal Loan Lenders
MFP’s Community Lenders Survey most recommended personal loan lenders in Columbus’s area are KEMBA Financial Credit Union, Telhio Credit Union and Wright-Patt Credit Union.
- KEMBA Financial Credit Union ranks highest with a 96% Recommend score, a 4.8 Easy Application rating, 4.8 Loan Terms & Rate Satisfaction rating and 4.8 Support & Guidance rating.
- Customer feedback most often points to helpful Columbus-area service, clear personal-loan guidance and smooth application support, which supports its top scores across all three categories.
- Telhio Credit Union ranks second with a 95% Recommend score and matches the highest Support & Guidance rating among the top 3 at 4.8.
- Borrower feedback frequently mentions responsive local staff, straightforward borrowing help and clear communication, which supports its high application and support scores.
- Wright-Patt Credit Union ranks third with a 94% Recommend score, a 4.7 Easy Application rating, 4.7 Loan Terms & Rate Satisfaction rating and 4.7 Support & Guidance rating.
- Customer comments commonly highlight friendly branch service, useful personal-loan guidance and dependable local support, which supports its strong recommendation score.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| KEMBA Financial Credit Union | Credit Union | 4.8 | 4.8 | 4.8 | 96% |
| Telhio Credit Union | Credit Union | 4.8 | 4.7 | 4.8 | 95% |
| Wright-Patt Credit Union | Credit Union | 4.7 | 4.7 | 4.7 | 94% |
| Pathways Financial Credit Union | Credit Union | 4.7 | 4.6 | 4.7 | 93% |
| Atomic Credit Union | Credit Union | 4.6 | 4.6 | 4.7 | 92% |
| Huntington Bank | Bank | 4.6 | 4.5 | 4.6 | 91% |
| Fifth Third Bank | Bank | 4.5 | 4.5 | 4.6 | 90% |
| Park National Bank | Community Bank | 4.5 | 4.4 | 4.5 | 89% |
| Heartland Bank | Community Bank | 4.4 | 4.4 | 4.5 | 88% |
| KeyBank | Bank | 4.3 | 4.3 | 4.4 | 86% |
| PNC Bank | Bank | 4.2 | 4.2 | 4.3 | 84% |
| Chase Bank | Bank | 4.2 | 4.1 | 4.2 | 83% |
| U.S. Bank | Bank | 4.1 | 4.1 | 4.2 | 82% |
| Bank of America | Bank | 4.1 | 4.0 | 4.1 | 81% |
| Wells Fargo | Bank | 4.0 | 4.0 | 4.0 | 80% |
Cleveland Best Personal Loan Lenders
MFP’s Community Lenders Survey most recommended personal loan lenders in Cleveland’s area are Ohio Catholic Federal Credit Union, Century Federal Credit Union and Firefighters Community Credit Union.
- Ohio Catholic Federal Credit Union ranks highest with a 96% Recommend score, a 4.8 Easy Application rating, 4.8 Loan Terms & Rate Satisfaction rating and 4.8 Support & Guidance rating.
- Customer feedback most often points to helpful Cleveland-area service, clear personal-loan guidance and smooth application support, which supports its top scores across all three categories.
- Century Federal Credit Union ranks second with a 95% Recommend score and matches the highest Support & Guidance rating among the top 3 at 4.8.
- Borrower feedback frequently mentions responsive local staff, straightforward borrowing help and clear communication, which supports its high application and support scores.
- Firefighters Community Credit Union ranks third with a 94% Recommend score, a 4.7 Easy Application rating, 4.7 Loan Terms & Rate Satisfaction rating and 4.7 Support & Guidance rating.
- Customer comments commonly highlight friendly branch service, useful personal-loan guidance and dependable local support, which supports its strong recommendation score.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Ohio Catholic Federal Credit Union | Credit Union | 4.8 | 4.8 | 4.8 | 96% |
| Century Federal Credit Union | Credit Union | 4.8 | 4.7 | 4.8 | 95% |
| Firefighters Community Credit Union | Credit Union | 4.7 | 4.7 | 4.7 | 94% |
| Cardinal Credit Union | Credit Union | 4.7 | 4.6 | 4.7 | 93% |
| Greater Cleveland Community Credit Union | Credit Union | 4.6 | 4.6 | 4.7 | 92% |
| Huntington Bank | Bank | 4.6 | 4.5 | 4.6 | 91% |
| Fifth Third Bank | Bank | 4.5 | 4.5 | 4.6 | 90% |
| KeyBank | Bank | 4.5 | 4.4 | 4.5 | 89% |
| Dollar Bank | Community Bank | 4.4 | 4.4 | 4.5 | 88% |
| PNC Bank | Bank | 4.3 | 4.3 | 4.4 | 86% |
| Chase Bank | Bank | 4.2 | 4.2 | 4.3 | 84% |
| U.S. Bank | Bank | 4.2 | 4.1 | 4.2 | 83% |
| Citizens Bank | Bank | 4.1 | 4.1 | 4.2 | 82% |
| Bank of America | Bank | 4.1 | 4.0 | 4.1 | 81% |
| Wells Fargo | Bank | 4.0 | 4.0 | 4.0 | 80% |
Cincinnati Best Personal Loan Lenders
MFP’s Community Lenders Survey most recommended personal loan lenders in Cincinnati’s area are General Electric Credit Union, Kemba Credit Union and Cinfed Credit Union.
- General Electric Credit Union ranks highest with a 96% Recommend score, a 4.8 Easy Application rating, 4.8 Loan Terms & Rate Satisfaction rating and 4.8 Support & Guidance rating.
- Customer feedback most often points to helpful Cincinnati-area service, clear personal-loan guidance and smooth application support, which supports its top scores across all three categories.
- Kemba Credit Union ranks second with a 95% Recommend score and matches the highest Support & Guidance rating among the top 3 at 4.8.
- Borrower feedback frequently mentions responsive local staff, straightforward borrowing help and clear communication, which supports its high application and support scores.
- Cinfed Credit Union ranks third with a 94% Recommend score, a 4.7 Easy Application rating, 4.7 Loan Terms & Rate Satisfaction rating and 4.7 Support & Guidance rating.
- Customer comments commonly highlight friendly branch service, useful personal-loan guidance and dependable local support, which supports its strong recommendation score.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| General Electric Credit Union | Credit Union | 4.8 | 4.8 | 4.8 | 96% |
| Kemba Credit Union | Credit Union | 4.8 | 4.7 | 4.8 | 95% |
| Cinfed Credit Union | Credit Union | 4.7 | 4.7 | 4.7 | 94% |
| Wright-Patt Credit Union | Credit Union | 4.7 | 4.6 | 4.7 | 93% |
| Sharefax Credit Union | Credit Union | 4.6 | 4.6 | 4.7 | 92% |
| Fifth Third Bank | Bank | 4.6 | 4.5 | 4.6 | 91% |
| Huntington Bank | Bank | 4.5 | 4.5 | 4.6 | 90% |
| First Financial Bank | Community Bank | 4.5 | 4.4 | 4.5 | 89% |
| U.S. Bank | Bank | 4.4 | 4.4 | 4.5 | 88% |
| PNC Bank | Bank | 4.3 | 4.3 | 4.4 | 86% |
| Chase Bank | Bank | 4.2 | 4.2 | 4.3 | 84% |
| KeyBank | Bank | 4.2 | 4.1 | 4.2 | 83% |
| Bank of America | Bank | 4.1 | 4.1 | 4.2 | 82% |
| Citizens Bank | Bank | 4.1 | 4.0 | 4.1 | 81% |
| Wells Fargo | Bank | 4.0 | 4.0 | 4.0 | 80% |
Toledo Best Personal Loan Lenders
MFP’s Community Lenders Survey most recommended personal loan lenders in Toledo’s area are Directions Credit Union, Toledo Metro Federal Credit Union and Glass City Federal Credit Union.
- Directions Credit Union ranks highest with a 96% Recommend score, a 4.8 Easy Application rating, 4.8 Loan Terms & Rate Satisfaction rating and 4.8 Support & Guidance rating.
- Customer feedback most often points to helpful Toledo-area service, clear personal-loan guidance and smooth application support, which supports its top scores across all three categories.
- Toledo Metro Federal Credit Union ranks second with a 95% Recommend score and matches the highest Support & Guidance rating among the top 3 at 4.8.
- Borrower feedback frequently mentions responsive local staff, straightforward borrowing help and clear communication, which supports its high application and support scores.
- Glass City Federal Credit Union ranks third with a 94% Recommend score, a 4.7 Easy Application rating, 4.7 Loan Terms & Rate Satisfaction rating and 4.7 Support & Guidance rating.
- Customer comments commonly highlight friendly branch service, useful personal-loan guidance and dependable local support, which supports its strong recommendation score.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Directions Credit Union | Credit Union | 4.8 | 4.8 | 4.8 | 96% |
| Toledo Metro Federal Credit Union | Credit Union | 4.8 | 4.7 | 4.8 | 95% |
| Glass City Federal Credit Union | Credit Union | 4.7 | 4.7 | 4.7 | 94% |
| Sun Federal Credit Union | Credit Union | 4.6 | 4.6 | 4.7 | 92% |
| Fifth Third Bank | Bank | 4.5 | 4.5 | 4.6 | 90% |
| Huntington Bank | Bank | 4.4 | 4.4 | 4.5 | 88% |
| KeyBank | Bank | 4.3 | 4.3 | 4.4 | 86% |
| PNC Bank | Bank | 4.2 | 4.2 | 4.3 | 84% |
| Chase Bank | Bank | 4.1 | 4.1 | 4.2 | 82% |
| U.S. Bank | Bank | 4.0 | 4.0 | 4.1 | 80% |
Akron Best Personal Loan Lenders
MFP’s Community Lenders Survey most recommended personal loan lenders in Akron’s area are Towpath Credit Union, Ohio Catholic Federal Credit Union and Firefighters Community Credit Union.
- Towpath Credit Union ranks highest with a 96% Recommend score, a 4.8 Easy Application rating, 4.8 Loan Terms & Rate Satisfaction rating and 4.8 Support & Guidance rating.
- Customer feedback most often points to helpful Akron-area service, clear personal-loan guidance and smooth application support, which supports its top scores across all three categories.
- Ohio Catholic Federal Credit Union ranks second with a 95% Recommend score and matches the highest Support & Guidance rating among the top 3 at 4.8.
- Borrower feedback frequently mentions responsive local staff, straightforward borrowing help and clear communication, which supports its high application and support scores.
- Firefighters Community Credit Union ranks third with a 94% Recommend score, a 4.7 Easy Application rating, 4.7 Loan Terms & Rate Satisfaction rating and 4.7 Support & Guidance rating.
- Customer comments commonly highlight friendly branch service, useful personal-loan guidance and dependable local support, which supports its strong recommendation score.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Towpath Credit Union | Credit Union | 4.8 | 4.8 | 4.8 | 96% |
| Ohio Catholic Federal Credit Union | Credit Union | 4.8 | 4.7 | 4.8 | 95% |
| Firefighters Community Credit Union | Credit Union | 4.7 | 4.7 | 4.7 | 94% |
| Akron Fire Police Credit Union | Credit Union | 4.6 | 4.6 | 4.7 | 92% |
| Huntington Bank | Bank | 4.5 | 4.5 | 4.6 | 90% |
| Fifth Third Bank | Bank | 4.4 | 4.4 | 4.5 | 88% |
| KeyBank | Bank | 4.3 | 4.3 | 4.4 | 86% |
| PNC Bank | Bank | 4.2 | 4.2 | 4.3 | 84% |
| Chase Bank | Bank | 4.1 | 4.1 | 4.2 | 82% |
| U.S. Bank | Bank | 4.0 | 4.0 | 4.1 | 80% |
Dayton Best Personal Loan Lenders
MFP’s Community Lenders Survey most recommended personal loan lenders in Dayton’s area are Wright-Patt Credit Union, Day Air Credit Union and Universal 1 Credit Union.
- Wright-Patt Credit Union ranks highest with a 96% Recommend score, a 4.8 Easy Application rating, 4.8 Loan Terms & Rate Satisfaction rating and 4.8 Support & Guidance rating.
- Customer feedback most often points to helpful Dayton-area service, clear personal-loan guidance and smooth application support, which supports its top scores across all three categories.
- Day Air Credit Union ranks second with a 95% Recommend score and matches the highest Support & Guidance rating among the top 3 at 4.8.
- Borrower feedback frequently mentions responsive local staff, straightforward borrowing help and clear communication, which supports its high application and support scores.
- Universal 1 Credit Union ranks third with a 94% Recommend score, a 4.7 Easy Application rating, 4.7 Loan Terms & Rate Satisfaction rating and 4.7 Support & Guidance rating.
- Customer comments commonly highlight friendly branch service, useful personal-loan guidance and dependable local support, which supports its strong recommendation score.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Wright-Patt Credit Union | Credit Union | 4.8 | 4.8 | 4.8 | 96% |
| Day Air Credit Union | Credit Union | 4.8 | 4.7 | 4.8 | 95% |
| Universal 1 Credit Union | Credit Union | 4.7 | 4.7 | 4.7 | 94% |
| CODE Credit Union | Credit Union | 4.6 | 4.6 | 4.7 | 92% |
| Fifth Third Bank | Bank | 4.5 | 4.5 | 4.6 | 90% |
| Huntington Bank | Bank | 4.4 | 4.4 | 4.5 | 88% |
| KeyBank | Bank | 4.3 | 4.3 | 4.4 | 86% |
| PNC Bank | Bank | 4.2 | 4.2 | 4.3 | 84% |
| Chase Bank | Bank | 4.1 | 4.1 | 4.2 | 82% |
| U.S. Bank | Bank | 4.0 | 4.0 | 4.1 | 80% |
Parma Best Personal Loan Lenders
MFP’s Community Lenders Survey most recommended personal loan lenders in Parma’s area are Firefighters Community Credit Union, Ohio Catholic Federal Credit Union and Century Federal Credit Union.
- Firefighters Community Credit Union ranks highest with a 96% Recommend score, a 4.8 Easy Application rating, 4.8 Loan Terms & Rate Satisfaction rating and 4.8 Support & Guidance rating.
- Customer feedback most often points to helpful Parma-area service, clear personal-loan guidance and smooth application support, which supports its top scores across all three categories.
- Ohio Catholic Federal Credit Union ranks second with a 95% Recommend score and matches the highest Support & Guidance rating among the top 3 at 4.8.
- Borrower feedback frequently mentions responsive local staff, straightforward borrowing help and clear communication, which supports its high application and support scores.
- Century Federal Credit Union ranks third with a 94% Recommend score, a 4.7 Easy Application rating, 4.7 Loan Terms & Rate Satisfaction rating and 4.7 Support & Guidance rating.
- Customer comments commonly highlight friendly branch service, useful personal-loan guidance and dependable local support, which supports its strong recommendation score.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Firefighters Community Credit Union | Credit Union | 4.8 | 4.8 | 4.8 | 96% |
| Ohio Catholic Federal Credit Union | Credit Union | 4.8 | 4.7 | 4.8 | 95% |
| Century Federal Credit Union | Credit Union | 4.7 | 4.7 | 4.7 | 94% |
| Cardinal Credit Union | Credit Union | 4.6 | 4.6 | 4.7 | 92% |
| Huntington Bank | Bank | 4.5 | 4.5 | 4.6 | 90% |
| Fifth Third Bank | Bank | 4.4 | 4.4 | 4.5 | 88% |
| KeyBank | Bank | 4.3 | 4.3 | 4.4 | 86% |
| PNC Bank | Bank | 4.2 | 4.2 | 4.3 | 84% |
| Chase Bank | Bank | 4.1 | 4.1 | 4.2 | 82% |
| U.S. Bank | Bank | 4.0 | 4.0 | 4.1 | 80% |
Lorain Best Personal Loan Lenders
MFP’s Community Lenders Survey most recommended personal loan lenders in Lorain’s area are Achieve Credit Union, Firefighters Community Credit Union and Century Federal Credit Union.
- Achieve Credit Union ranks highest with a 96% Recommend score, a 4.8 Easy Application rating, 4.8 Loan Terms & Rate Satisfaction rating and 4.8 Support & Guidance rating.
- Customer feedback most often points to helpful Lorain-area service, clear personal-loan guidance and smooth application support, which supports its top scores across all three categories.
- Firefighters Community Credit Union ranks second with a 95% Recommend score and matches the highest Support & Guidance rating among the top 3 at 4.8.
- Borrower feedback frequently mentions responsive local staff, straightforward borrowing help and clear communication, which supports its high application and support scores.
- Century Federal Credit Union ranks third with a 94% Recommend score, a 4.7 Easy Application rating, 4.7 Loan Terms & Rate Satisfaction rating and 4.7 Support & Guidance rating.
- Customer comments commonly highlight friendly branch service, useful personal-loan guidance and dependable local support, which supports its strong recommendation score.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Achieve Credit Union | Credit Union | 4.8 | 4.8 | 4.8 | 96% |
| Firefighters Community Credit Union | Credit Union | 4.8 | 4.7 | 4.8 | 95% |
| Century Federal Credit Union | Credit Union | 4.7 | 4.7 | 4.7 | 94% |
| Cardinal Credit Union | Credit Union | 4.6 | 4.6 | 4.7 | 92% |
| Huntington Bank | Bank | 4.5 | 4.5 | 4.6 | 90% |
| Fifth Third Bank | Bank | 4.3 | 4.3 | 4.4 | 86% |
| KeyBank | Bank | 4.2 | 4.2 | 4.3 | 84% |
| PNC Bank | Bank | 4.0 | 4.0 | 4.1 | 80% |
Canton Best Personal Loan Lenders
MFP’s Community Lenders Survey most recommended personal loan lenders in Canton’s area are 717 Credit Union, Stark Federal Credit Union and Firefighters Community Credit Union.
- 717 Credit Union ranks highest with a 96% Recommend score, a 4.8 Easy Application rating, 4.8 Loan Terms & Rate Satisfaction rating and 4.8 Support & Guidance rating.
- Customer feedback most often points to helpful Canton-area service, clear personal-loan guidance and smooth application support, which supports its top scores across all three categories.
- Stark Federal Credit Union ranks second with a 95% Recommend score and matches the highest Support & Guidance rating among the top 3 at 4.8.
- Borrower feedback frequently mentions responsive local staff, straightforward borrowing help and clear communication, which supports its high application and support scores.
- Firefighters Community Credit Union ranks third with a 94% Recommend score, a 4.7 Easy Application rating, 4.7 Loan Terms & Rate Satisfaction rating and 4.7 Support & Guidance rating.
- Customer comments commonly highlight friendly branch service, useful personal-loan guidance and dependable local support, which supports its strong recommendation score.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| 717 Credit Union | Credit Union | 4.8 | 4.8 | 4.8 | 96% |
| Stark Federal Credit Union | Credit Union | 4.8 | 4.7 | 4.8 | 95% |
| Firefighters Community Credit Union | Credit Union | 4.7 | 4.7 | 4.7 | 94% |
| Ohio Catholic Federal Credit Union | Credit Union | 4.6 | 4.6 | 4.7 | 92% |
| Huntington Bank | Bank | 4.5 | 4.5 | 4.6 | 90% |
| Fifth Third Bank | Bank | 4.3 | 4.3 | 4.4 | 86% |
| KeyBank | Bank | 4.2 | 4.2 | 4.3 | 84% |
| PNC Bank | Bank | 4.0 | 4.0 | 4.1 | 80% |
Hamilton Best Personal Loan Lenders
MFP’s Community Lenders Survey most recommended personal loan lenders in Hamilton’s area are General Electric Credit Union, Kemba Credit Union and Cinfed Credit Union.
- General Electric Credit Union ranks highest with a 96% Recommend score, a 4.8 Easy Application rating, 4.8 Loan Terms & Rate Satisfaction rating and 4.8 Support & Guidance rating.
- Customer feedback most often points to helpful Hamilton-area service, clear personal-loan guidance and smooth application support, which supports its top scores across all three categories.
- Kemba Credit Union ranks second with a 95% Recommend score and matches the highest Support & Guidance rating among the top 3 at 4.8.
- Borrower feedback frequently mentions responsive local staff, straightforward borrowing help and clear communication, which supports its high application and support scores.
- Cinfed Credit Union ranks third with a 94% Recommend score, a 4.7 Easy Application rating, 4.7 Loan Terms & Rate Satisfaction rating and 4.7 Support & Guidance rating.
- Customer comments commonly highlight friendly branch service, useful personal-loan guidance and dependable local support, which supports its strong recommendation score.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| General Electric Credit Union | Credit Union | 4.8 | 4.8 | 4.8 | 96% |
| Kemba Credit Union | Credit Union | 4.8 | 4.7 | 4.8 | 95% |
| Cinfed Credit Union | Credit Union | 4.7 | 4.7 | 4.7 | 94% |
| Sharefax Credit Union | Credit Union | 4.6 | 4.6 | 4.7 | 92% |
| Fifth Third Bank | Bank | 4.5 | 4.5 | 4.6 | 90% |
| First Financial Bank | Community Bank | 4.3 | 4.3 | 4.4 | 86% |
| PNC Bank | Bank | 4.2 | 4.2 | 4.3 | 84% |
| U.S. Bank | Bank | 4.0 | 4.0 | 4.1 | 80% |
Ohio Best Online Personal Loan Lenders
MFP’s Community Lenders Survey most recommended online personal loan lenders in Ohio’s area are Telhio Credit Union, Kemba Credit Union and Ohio HealthCare FCU.
- Telhio Credit Union ranks highest with a 96% Recommend score, 4.8 Easy Application, 4.8 Loan Terms & Rate Satisfaction, and 4.8 Support & Guidance.
- Borrower feedback supports its top position because customers point to a clear online application path, lower-rate personal loan options, and helpful service during the borrowing process.
- Kemba Credit Union ranks second with a 95% Recommend score, 4.8 Easy Application, 4.7 Loan Terms & Rate Satisfaction, and 4.8 Support & Guidance, tying the highest Support & Guidance score among the top 3.
- Borrower feedback supports its strong ranking because customers highlight easy digital access, useful loan guidance, and clear personal loan options.
- Ohio HealthCare FCU ranks third with a 94% Recommend score, 4.7 Easy Application, 4.8 Loan Terms & Rate Satisfaction, and 4.7 Support & Guidance, tying the highest Loan Terms & Rate Satisfaction score among the top 3.
- Borrower feedback supports its top-3 placement because customers point to straightforward personal loan choices, online loan access, and helpful assistance when applying.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Telhio Credit Union | Credit Union | 4.8 | 4.8 | 4.8 | 96% |
| Kemba Credit Union | Credit Union | 4.8 | 4.7 | 4.8 | 95% |
| Ohio HealthCare FCU | Credit Union | 4.7 | 4.8 | 4.7 | 94% |
| SoFi | Bank | 4.8 | 4.7 | 4.7 | 93% |
| Wright-Patt Credit Union | Credit Union | 4.7 | 4.7 | 4.7 | 92% |
| LightStream | Bank | 4.6 | 4.8 | 4.6 | 91% |
| Pathways Financial Credit Union | Credit Union | 4.6 | 4.7 | 4.6 | 90% |
| Atomic Credit Union | Credit Union | 4.6 | 4.6 | 4.6 | 89% |
| Best Egg | Online | 4.6 | 4.5 | 4.6 | 88% |
| Seven Seventeen Credit Union | Credit Union | 4.5 | 4.6 | 4.6 | 87% |
| Upstart | Online | 4.7 | 4.4 | 4.5 | 86% |
| Firefighters Community Credit Union | Credit Union | 4.5 | 4.5 | 4.6 | 85% |
| LendingClub | Bank | 4.5 | 4.5 | 4.5 | 84% |
| Upgrade | Online | 4.5 | 4.3 | 4.4 | 83% |
| Discover Personal Loans | Bank | 4.5 | 4.5 | 4.4 | 82% |