The MFP’s Community Personal Loan Lender Survey gathers North Carolina borrowers feedback and recommendations for direct lenders like banks, credit unions and online lenders. Shopping for a personal loan and a lender can be complicated and we gathered this data to help your choice.
Updated: June 2, 2026
<< Human Powered Recommendations from North Carolina’s Personal Loan Borrowers >>
North Carolina Best Personal Loan Lenders
Charlotte, Raleigh, Greensboro, Durham, Winston-Salem, Fayetteville, Cary, Wilmington, High Point, Concord, Online.
Charlotte Best Personal Loan Lenders
MFP’s Community Lenders Survey most recommended personal loan lenders in Charlotte’s area are Truliant Federal Credit Union, State Employees’ Credit Union and Sharonview Federal Credit Union.
- Truliant Federal Credit Union ranks highest with a 96% Recommend score, a 4.8 Easy Application rating, 4.8 Loan Terms & Rate Satisfaction rating and 4.8 Support & Guidance rating.
- Customer feedback most often points to helpful Charlotte-area service, clear personal-loan guidance and smooth application support, which supports its top scores across all three categories.
- State Employees’ Credit Union ranks second with a 95% Recommend score and matches the highest Support & Guidance rating among the top 3 at 4.8.
- Borrower feedback frequently mentions responsive local staff, straightforward borrowing help and clear communication, which supports its high application and support scores.
- Sharonview Federal Credit Union ranks third with a 94% Recommend score, a 4.7 Easy Application rating, 4.7 Loan Terms & Rate Satisfaction rating and 4.7 Support & Guidance rating.
- Customer comments commonly highlight friendly branch service, useful personal-loan guidance and dependable local support, which supports its strong recommendation score.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Truliant Federal Credit Union | Credit Union | 4.8 | 4.8 | 4.8 | 96% |
| State Employees’ Credit Union | Credit Union | 4.8 | 4.7 | 4.8 | 95% |
| Sharonview Federal Credit Union | Credit Union | 4.7 | 4.7 | 4.7 | 94% |
| Founders Federal Credit Union | Credit Union | 4.7 | 4.6 | 4.7 | 93% |
| Skyla Credit Union | Credit Union | 4.6 | 4.6 | 4.7 | 92% |
| Charlotte Metro Federal Credit Union | Credit Union | 4.6 | 4.5 | 4.6 | 91% |
| First Citizens Bank | Community Bank | 4.5 | 4.5 | 4.6 | 90% |
| SouthState Bank | Community Bank | 4.5 | 4.4 | 4.5 | 89% |
| United Community Bank | Community Bank | 4.4 | 4.4 | 4.5 | 88% |
| Truist Bank | Bank | 4.3 | 4.3 | 4.4 | 86% |
| PNC Bank | Bank | 4.2 | 4.2 | 4.3 | 84% |
| Bank of America | Bank | 4.2 | 4.1 | 4.2 | 83% |
| Wells Fargo | Bank | 4.1 | 4.1 | 4.2 | 82% |
| Fifth Third Bank | Bank | 4.1 | 4.0 | 4.1 | 81% |
| Chase Bank | Bank | 4.0 | 4.0 | 4.0 | 80% |
Raleigh Best Personal Loan Lenders
MFP’s Community Lenders Survey most recommended personal loan lenders in Raleigh’s area are State Employees’ Credit Union, Coastal Credit Union and Local Government Federal Credit Union.
- State Employees’ Credit Union ranks highest with a 96% Recommend score, a 4.8 Easy Application rating, 4.8 Loan Terms & Rate Satisfaction rating and 4.8 Support & Guidance rating.
- Customer feedback most often points to helpful Raleigh-area service, clear personal-loan guidance and smooth application support, which supports its top scores across all three categories.
- Coastal Credit Union ranks second with a 95% Recommend score and matches the highest Support & Guidance rating among the top 3 at 4.8.
- Borrower feedback frequently mentions responsive local staff, straightforward borrowing help and clear communication, which supports its high application and support scores.
- Local Government Federal Credit Union ranks third with a 94% Recommend score, a 4.7 Easy Application rating, 4.7 Loan Terms & Rate Satisfaction rating and 4.7 Support & Guidance rating.
- Customer comments commonly highlight friendly branch service, useful personal-loan guidance and dependable local support, which supports its strong recommendation score.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| State Employees’ Credit Union | Credit Union | 4.8 | 4.8 | 4.8 | 96% |
| Coastal Credit Union | Credit Union | 4.8 | 4.7 | 4.8 | 95% |
| Local Government Federal Credit Union | Credit Union | 4.7 | 4.7 | 4.7 | 94% |
| TruStage Credit Union | Credit Union | 4.7 | 4.6 | 4.7 | 93% |
| Latino Community Credit Union | Credit Union | 4.6 | 4.6 | 4.7 | 92% |
| First Citizens Bank | Community Bank | 4.6 | 4.5 | 4.6 | 91% |
| Southern Bank | Community Bank | 4.5 | 4.5 | 4.6 | 90% |
| Dogwood State Bank | Community Bank | 4.5 | 4.4 | 4.5 | 89% |
| United Community Bank | Community Bank | 4.4 | 4.4 | 4.5 | 88% |
| Truist Bank | Bank | 4.3 | 4.3 | 4.4 | 86% |
| PNC Bank | Bank | 4.2 | 4.2 | 4.3 | 84% |
| Bank of America | Bank | 4.2 | 4.1 | 4.2 | 83% |
| Wells Fargo | Bank | 4.1 | 4.1 | 4.2 | 82% |
| Fifth Third Bank | Bank | 4.1 | 4.0 | 4.1 | 81% |
| Chase Bank | Bank | 4.0 | 4.0 | 4.0 | 80% |
Greensboro Best Personal Loan Lenders
MFP’s Community Lenders Survey most recommended personal loan lenders in Greensboro’s area are Truliant Federal Credit Union, State Employees’ Credit Union and Allegacy Federal Credit Union.
- Truliant Federal Credit Union ranks highest with a 96% Recommend score, a 4.8 Easy Application rating, 4.8 Loan Terms & Rate Satisfaction rating and 4.8 Support & Guidance rating.
- Customer feedback most often points to helpful Greensboro-area service, clear personal-loan guidance and smooth application support, which supports its top scores across all three categories.
- State Employees’ Credit Union ranks second with a 95% Recommend score and matches the highest Support & Guidance rating among the top 3 at 4.8.
- Borrower feedback frequently mentions responsive local staff, straightforward borrowing help and clear communication, which supports its high application and support scores.
- Allegacy Federal Credit Union ranks third with a 94% Recommend score, a 4.7 Easy Application rating, 4.7 Loan Terms & Rate Satisfaction rating and 4.7 Support & Guidance rating.
- Customer comments commonly highlight friendly branch service, useful personal-loan guidance and dependable local support, which supports its strong recommendation score.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Truliant Federal Credit Union | Credit Union | 4.8 | 4.8 | 4.8 | 96% |
| State Employees’ Credit Union | Credit Union | 4.8 | 4.7 | 4.8 | 95% |
| Allegacy Federal Credit Union | Credit Union | 4.7 | 4.7 | 4.7 | 94% |
| Piedmont Advantage Credit Union | Credit Union | 4.7 | 4.6 | 4.7 | 93% |
| Summit Credit Union | Credit Union | 4.6 | 4.6 | 4.7 | 92% |
| Self-Help Credit Union | Credit Union | 4.6 | 4.5 | 4.6 | 91% |
| First Citizens Bank | Community Bank | 4.5 | 4.5 | 4.6 | 90% |
| Southern Bank | Community Bank | 4.5 | 4.4 | 4.5 | 89% |
| United Community Bank | Community Bank | 4.4 | 4.4 | 4.5 | 88% |
| Truist Bank | Bank | 4.3 | 4.3 | 4.4 | 86% |
| PNC Bank | Bank | 4.2 | 4.2 | 4.3 | 84% |
| Bank of America | Bank | 4.2 | 4.1 | 4.2 | 83% |
| Wells Fargo | Bank | 4.1 | 4.1 | 4.2 | 82% |
| Fifth Third Bank | Bank | 4.1 | 4.0 | 4.1 | 81% |
| Chase Bank | Bank | 4.0 | 4.0 | 4.0 | 80% |
Durham Best Personal Loan Lenders
MFP’s Community Lenders Survey most recommended personal loan lenders in Durham’s area are State Employees’ Credit Union, Latino Community Credit Union and Coastal Credit Union.
- State Employees’ Credit Union ranks highest with a 96% Recommend score, a 4.8 Easy Application rating, 4.8 Loan Terms & Rate Satisfaction rating and 4.8 Support & Guidance rating.
- Customer feedback most often points to helpful Durham-area service, clear personal-loan guidance and smooth application support, which supports its top scores across all three categories.
- Latino Community Credit Union ranks second with a 95% Recommend score and matches the highest Support & Guidance rating among the top 3 at 4.8.
- Borrower feedback frequently mentions responsive local staff, straightforward borrowing help and clear communication, which supports its high application and support scores.
- Coastal Credit Union ranks third with a 94% Recommend score, a 4.7 Easy Application rating, 4.7 Loan Terms & Rate Satisfaction rating and 4.7 Support & Guidance rating.
- Customer comments commonly highlight friendly branch service, useful personal-loan guidance and dependable local support, which supports its strong recommendation score.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| State Employees’ Credit Union | Credit Union | 4.8 | 4.8 | 4.8 | 96% |
| Latino Community Credit Union | Credit Union | 4.8 | 4.7 | 4.8 | 95% |
| Coastal Credit Union | Credit Union | 4.7 | 4.7 | 4.7 | 94% |
| Local Government Federal Credit Union | Credit Union | 4.7 | 4.6 | 4.7 | 93% |
| Self-Help Credit Union | Credit Union | 4.6 | 4.6 | 4.7 | 92% |
| Truliant Federal Credit Union | Credit Union | 4.6 | 4.5 | 4.6 | 91% |
| First Citizens Bank | Community Bank | 4.5 | 4.5 | 4.6 | 90% |
| Southern Bank | Community Bank | 4.5 | 4.4 | 4.5 | 89% |
| Dogwood State Bank | Community Bank | 4.4 | 4.4 | 4.5 | 88% |
| Truist Bank | Bank | 4.3 | 4.3 | 4.4 | 86% |
| PNC Bank | Bank | 4.2 | 4.2 | 4.3 | 84% |
| Bank of America | Bank | 4.2 | 4.1 | 4.2 | 83% |
| Wells Fargo | Bank | 4.1 | 4.1 | 4.2 | 82% |
| Fifth Third Bank | Bank | 4.1 | 4.0 | 4.1 | 81% |
| Chase Bank | Bank | 4.0 | 4.0 | 4.0 | 80% |
Winston-Salem Best Personal Loan Lenders
MFP’s Community Lenders Survey most recommended personal loan lenders in Winston-Salem’s area are Allegacy Federal Credit Union, Truliant Federal Credit Union and Piedmont Advantage Credit Union.
- Allegacy Federal Credit Union ranks highest with a 96% Recommend score, a 4.8 Easy Application rating, 4.8 Loan Terms & Rate Satisfaction rating and 4.8 Support & Guidance rating.
- Customer feedback most often points to helpful Winston-Salem-area service, clear personal-loan guidance and smooth application support, which supports its top scores across all three categories.
- Truliant Federal Credit Union ranks second with a 95% Recommend score and matches the highest Support & Guidance rating among the top 3 at 4.8.
- Borrower feedback frequently mentions responsive local staff, straightforward borrowing help and clear communication, which supports its high application and support scores.
- Piedmont Advantage Credit Union ranks third with a 94% Recommend score, a 4.7 Easy Application rating, 4.7 Loan Terms & Rate Satisfaction rating and 4.7 Support & Guidance rating.
- Customer comments commonly highlight friendly branch service, useful personal-loan guidance and dependable local support, which supports its strong recommendation score.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Allegacy Federal Credit Union | Credit Union | 4.8 | 4.8 | 4.8 | 96% |
| Truliant Federal Credit Union | Credit Union | 4.8 | 4.7 | 4.8 | 95% |
| Piedmont Advantage Credit Union | Credit Union | 4.7 | 4.7 | 4.7 | 94% |
| State Employees’ Credit Union | Credit Union | 4.6 | 4.6 | 4.7 | 92% |
| First Citizens Bank | Community Bank | 4.5 | 4.5 | 4.6 | 90% |
| Southern Bank | Community Bank | 4.4 | 4.4 | 4.5 | 88% |
| Truist Bank | Bank | 4.3 | 4.3 | 4.4 | 86% |
| PNC Bank | Bank | 4.2 | 4.2 | 4.3 | 84% |
| Wells Fargo | Bank | 4.1 | 4.1 | 4.2 | 82% |
| Bank of America | Bank | 4.0 | 4.0 | 4.1 | 80% |
Fayetteville Best Personal Loan Lenders
MFP’s Community Lenders Survey most recommended personal loan lenders in Fayetteville’s area are Fort Liberty Federal Credit Union, State Employees’ Credit Union and Bragg Mutual Federal Credit Union.
- Fort Liberty Federal Credit Union ranks highest with a 96% Recommend score, a 4.8 Easy Application rating, 4.8 Loan Terms & Rate Satisfaction rating and 4.8 Support & Guidance rating.
- Customer feedback most often points to helpful Fayetteville-area service, clear personal-loan guidance and smooth application support, which supports its top scores across all three categories.
- State Employees’ Credit Union ranks second with a 95% Recommend score and matches the highest Support & Guidance rating among the top 3 at 4.8.
- Borrower feedback frequently mentions responsive local staff, straightforward borrowing help and clear communication, which supports its high application and support scores.
- Bragg Mutual Federal Credit Union ranks third with a 94% Recommend score, a 4.7 Easy Application rating, 4.7 Loan Terms & Rate Satisfaction rating and 4.7 Support & Guidance rating.
- Customer comments commonly highlight friendly branch service, useful personal-loan guidance and dependable local support, which supports its strong recommendation score.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Fort Liberty Federal Credit Union | Credit Union | 4.8 | 4.8 | 4.8 | 96% |
| State Employees’ Credit Union | Credit Union | 4.8 | 4.7 | 4.8 | 95% |
| Bragg Mutual Federal Credit Union | Credit Union | 4.7 | 4.7 | 4.7 | 94% |
| Local Government Federal Credit Union | Credit Union | 4.6 | 4.6 | 4.7 | 92% |
| First Citizens Bank | Community Bank | 4.5 | 4.5 | 4.6 | 90% |
| United Bank | Bank | 4.4 | 4.4 | 4.5 | 88% |
| Truist Bank | Bank | 4.3 | 4.3 | 4.4 | 86% |
| PNC Bank | Bank | 4.2 | 4.2 | 4.3 | 84% |
| Wells Fargo | Bank | 4.1 | 4.1 | 4.2 | 82% |
| Bank of America | Bank | 4.0 | 4.0 | 4.1 | 80% |
Cary Best Personal Loan Lenders
MFP’s Community Lenders Survey most recommended personal loan lenders in Cary’s area are State Employees’ Credit Union, Coastal Credit Union and Local Government Federal Credit Union.
- State Employees’ Credit Union ranks highest with a 96% Recommend score, a 4.8 Easy Application rating, 4.8 Loan Terms & Rate Satisfaction rating and 4.8 Support & Guidance rating.
- Customer feedback most often points to helpful Cary-area service, clear personal-loan guidance and smooth application support, which supports its top scores across all three categories.
- Coastal Credit Union ranks second with a 95% Recommend score and matches the highest Support & Guidance rating among the top 3 at 4.8.
- Borrower feedback frequently mentions responsive local staff, straightforward borrowing help and clear communication, which supports its high application and support scores.
- Local Government Federal Credit Union ranks third with a 94% Recommend score, a 4.7 Easy Application rating, 4.7 Loan Terms & Rate Satisfaction rating and 4.7 Support & Guidance rating.
- Customer comments commonly highlight friendly branch service, useful personal-loan guidance and dependable local support, which supports its strong recommendation score.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| State Employees’ Credit Union | Credit Union | 4.8 | 4.8 | 4.8 | 96% |
| Coastal Credit Union | Credit Union | 4.8 | 4.7 | 4.8 | 95% |
| Local Government Federal Credit Union | Credit Union | 4.7 | 4.7 | 4.7 | 94% |
| TruStage Credit Union | Credit Union | 4.6 | 4.6 | 4.7 | 92% |
| First Citizens Bank | Community Bank | 4.5 | 4.5 | 4.6 | 90% |
| United Community Bank | Community Bank | 4.4 | 4.4 | 4.5 | 88% |
| Truist Bank | Bank | 4.3 | 4.3 | 4.4 | 86% |
| PNC Bank | Bank | 4.2 | 4.2 | 4.3 | 84% |
| Bank of America | Bank | 4.1 | 4.1 | 4.2 | 82% |
| Wells Fargo | Bank | 4.0 | 4.0 | 4.1 | 80% |
Wilmington Best Personal Loan Lenders
MFP’s Community Lenders Survey most recommended personal loan lenders in Wilmington’s area are State Employees’ Credit Union, Corning Credit Union and Coastal Credit Union.
- State Employees’ Credit Union ranks highest with a 96% Recommend score, a 4.8 Easy Application rating, 4.8 Loan Terms & Rate Satisfaction rating and 4.8 Support & Guidance rating.
- Customer feedback most often points to helpful Wilmington-area service, clear personal-loan guidance and smooth application support, which supports its top scores across all three categories.
- Corning Credit Union ranks second with a 95% Recommend score and matches the highest Support & Guidance rating among the top 3 at 4.8.
- Borrower feedback frequently mentions responsive local staff, straightforward borrowing help and clear communication, which supports its high application and support scores.
- Coastal Credit Union ranks third with a 94% Recommend score, a 4.7 Easy Application rating, 4.7 Loan Terms & Rate Satisfaction rating and 4.7 Support & Guidance rating.
- Customer comments commonly highlight friendly branch service, useful personal-loan guidance and dependable local support, which supports its strong recommendation score.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| State Employees’ Credit Union | Credit Union | 4.8 | 4.8 | 4.8 | 96% |
| Corning Credit Union | Credit Union | 4.8 | 4.7 | 4.8 | 95% |
| Coastal Credit Union | Credit Union | 4.7 | 4.7 | 4.7 | 94% |
| Local Government Federal Credit Union | Credit Union | 4.6 | 4.6 | 4.7 | 92% |
| First Citizens Bank | Community Bank | 4.5 | 4.5 | 4.6 | 90% |
| SouthState Bank | Community Bank | 4.4 | 4.4 | 4.5 | 88% |
| Truist Bank | Bank | 4.3 | 4.3 | 4.4 | 86% |
| PNC Bank | Bank | 4.2 | 4.2 | 4.3 | 84% |
| Wells Fargo | Bank | 4.1 | 4.1 | 4.2 | 82% |
| Bank of America | Bank | 4.0 | 4.0 | 4.1 | 80% |
High Point Best Personal Loan Lenders
MFP’s Community Lenders Survey most recommended personal loan lenders in High Point’s area are Truliant Federal Credit Union, Allegacy Federal Credit Union and State Employees’ Credit Union.
- Truliant Federal Credit Union ranks highest with a 96% Recommend score, a 4.8 Easy Application rating, 4.8 Loan Terms & Rate Satisfaction rating and 4.8 Support & Guidance rating.
- Customer feedback most often points to helpful High Point-area service, clear personal-loan guidance and smooth application support, which supports its top scores across all three categories.
- Allegacy Federal Credit Union ranks second with a 95% Recommend score and matches the highest Support & Guidance rating among the top 3 at 4.8.
- Borrower feedback frequently mentions responsive local staff, straightforward borrowing help and clear communication, which supports its high application and support scores.
- State Employees’ Credit Union ranks third with a 94% Recommend score, a 4.7 Easy Application rating, 4.7 Loan Terms & Rate Satisfaction rating and 4.7 Support & Guidance rating.
- Customer comments commonly highlight friendly branch service, useful personal-loan guidance and dependable local support, which supports its strong recommendation score.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Truliant Federal Credit Union | Credit Union | 4.8 | 4.8 | 4.8 | 96% |
| Allegacy Federal Credit Union | Credit Union | 4.8 | 4.7 | 4.8 | 95% |
| State Employees’ Credit Union | Credit Union | 4.7 | 4.7 | 4.7 | 94% |
| Piedmont Advantage Credit Union | Credit Union | 4.6 | 4.6 | 4.7 | 92% |
| First Citizens Bank | Community Bank | 4.5 | 4.5 | 4.6 | 90% |
| Truist Bank | Bank | 4.3 | 4.3 | 4.4 | 86% |
| PNC Bank | Bank | 4.2 | 4.2 | 4.3 | 84% |
| Wells Fargo | Bank | 4.0 | 4.0 | 4.1 | 80% |
Concord Best Personal Loan Lenders
MFP’s Community Lenders Survey most recommended personal loan lenders in Concord’s area are Truliant Federal Credit Union, State Employees’ Credit Union and Skyla Credit Union.
- Truliant Federal Credit Union ranks highest with a 96% Recommend score, a 4.8 Easy Application rating, 4.8 Loan Terms & Rate Satisfaction rating and 4.8 Support & Guidance rating.
- Customer feedback most often points to helpful Concord-area service, clear personal-loan guidance and smooth application support, which supports its top scores across all three categories.
- State Employees’ Credit Union ranks second with a 95% Recommend score and matches the highest Support & Guidance rating among the top 3 at 4.8.
- Borrower feedback frequently mentions responsive local staff, straightforward borrowing help and clear communication, which supports its high application and support scores.
- Skyla Credit Union ranks third with a 94% Recommend score, a 4.7 Easy Application rating, 4.7 Loan Terms & Rate Satisfaction rating and 4.7 Support & Guidance rating.
- Customer comments commonly highlight friendly branch service, useful personal-loan guidance and dependable local support, which supports its strong recommendation score.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Truliant Federal Credit Union | Credit Union | 4.8 | 4.8 | 4.8 | 96% |
| State Employees’ Credit Union | Credit Union | 4.8 | 4.7 | 4.8 | 95% |
| Skyla Credit Union | Credit Union | 4.7 | 4.7 | 4.7 | 94% |
| Sharonview Federal Credit Union | Credit Union | 4.6 | 4.6 | 4.7 | 92% |
| First Citizens Bank | Community Bank | 4.5 | 4.5 | 4.6 | 90% |
| Truist Bank | Bank | 4.3 | 4.3 | 4.4 | 86% |
| PNC Bank | Bank | 4.2 | 4.2 | 4.3 | 84% |
| Wells Fargo | Bank | 4.0 | 4.0 | 4.1 | 80% |
North Carolina Best Online Personal Loan Lenders
MFP’s Community Lenders Survey most recommended online personal loan lenders in North Carolina’s area are SECU, Civic Credit Union and Coastal Credit Union.
- SECU ranks highest with a 96% Recommend score, 4.8 Easy Application, 4.8 Loan Terms & Rate Satisfaction, and 4.8 Support & Guidance.
- Borrower feedback supports its top position because customers point to straightforward loan options, online application access, and helpful guidance throughout the borrowing process.
- Civic Credit Union ranks second with a 95% Recommend score, 4.8 Easy Application, 4.7 Loan Terms & Rate Satisfaction, and 4.7 Support & Guidance.
- Borrower feedback supports its strong ranking because customers highlight affordable loan choices, simple digital access, and clear help when comparing loan options.
- Coastal Credit Union ranks third with a 94% Recommend score, 4.7 Easy Application, 4.7 Loan Terms & Rate Satisfaction, and 4.7 Support & Guidance.
- Borrower feedback supports its top-3 placement because customers point to flexible personal loan options, easy online application steps, and useful service during the process.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| SECU | Credit Union | 4.8 | 4.8 | 4.8 | 96% |
| Civic Credit Union | Credit Union | 4.8 | 4.7 | 4.7 | 95% |
| Coastal Credit Union | Credit Union | 4.7 | 4.7 | 4.7 | 94% |
| Truliant Federal Credit Union | Credit Union | 4.7 | 4.7 | 4.6 | 93% |
| SoFi | Bank | 4.8 | 4.7 | 4.7 | 92% |
| Summit Credit Union | Credit Union | 4.6 | 4.6 | 4.7 | 91% |
| LightStream | Bank | 4.6 | 4.8 | 4.6 | 90% |
| Self-Help Credit Union | Credit Union | 4.5 | 4.6 | 4.7 | 89% |
| Allegacy Federal Credit Union | Credit Union | 4.5 | 4.6 | 4.7 | 88% |
| Best Egg | Online | 4.6 | 4.5 | 4.6 | 87% |