See real New Hampshire personal loan rates by credit score and loan length, updated weekly. See rates and best rated lenders in New Hampshire’s main areas and statewide.
Shopping for a personal loan and a lender can be complicated and we gathered this data to help your choice.
<< Human Powered Recommendations from New Hampshire’s Personal Loan Borrowers >>
New Hampshire Personal Loan Rates –
Find personal loan rates by credit score and loan length on New Hampshire. National, banks, credit unions, online lenders rates are for a 36 months terms. Rates are community provided by New Hampshire borrower who received a quote(s) or applied for a loan in the last 30 days.
| Credit Score | ||||
|---|---|---|---|---|
| 720 - 850 | 690 - 719 | 620 - 689 | 560 - 619 | |
| Nationally | 11.35% | 14.12% | 18.95% | 22.45% |
| New Hampshire | 11.47% | 14.14% | 18.97% | 22.47% |
| Credit Unions | 10.05% | 12.72% | 17.55% | 21.05% |
| Online lenders | 10.97% | 14.14% | 20.47% | 26.47% |
| Banks | 11.47% | 14.14% | 18.97% | 22.47% |
| 24 month | 10.81% | 13.48% | 18.31% | 21.81% |
| 36 month | 11.47% | 14.14% | 18.97% | 22.47% |
| 48 month | 11.97% | 14.64% | 19.47% | 22.97% |
| 60 month | 12.47% | 15.14% | 19.97% | 23.47% |
Source: MFP’s Community Personnal Loan Rates Survey from the last 30 days.
New Hampshire Best Personal Loan Lenders
Manchester, Nashua, Concord, Dover, Rochester, Keene, Portsmouth, Laconia, Online.
New Hampshire Personal Loans Lenders Satisfaction
Performance and satisfaction of personal loan lenders across New Hampshire by types of lenders.
| Lender Type | Application Ease | Loan Terms & Rate Satisfaction | Support & Guidance | Recommendation Rate |
|---|---|---|---|---|
| Credit Unions | 4.70 | 4.67 | 4.72 | 93.5% |
| Community Banks | 4.47 | 4.45 | 4.54 | 89.2% |
| Online Lenders | 4.60 | 4.50 | 4.60 | 88.0% |
| Banks | 4.18 | 4.17 | 4.26 | 83.3% |
Source: MFP’s Community Survey of Personal Loan Lenders by State and Cities.
Recommendations are gathered from 907 local New Hampshire residents who got a quote or applied for a personal loan in the past 12 months. We survey 4 broad areas; loan application, loan term and rate, support & guidance, plus if borrowers recommend the lender:
- Loan Application (0 to 5): How easy it is to apply for your personal loan. What’s the amount of information asked. How fast do you complete your application for your loan.
- Loan Term& Rate (0 to 5): Are you satisfied with the loan rate offered and loan term available? Are you satisfied with the fees or absence of fees?
- Speedy Quote & Decision (0 to 5): Were you happy with the guidance and speed you were offered, speed for your quote, or speed to get a decision on your loan?
- Recommendation (yes/no): Do you recommend this lender after going through the process?
Manchester Best Personal Loan Lenders
MFP’s Community Lenders Survey most recommended personal loan lenders in Manchester’s area are St. Mary’s Bank, Service Credit Union and Triangle Credit Union.
- St. Mary’s Bank ranks highest with a 96% Recommend score, a 4.8 Easy Application rating, 4.8 Loan Terms & Rate Satisfaction rating and 4.8 Support & Guidance rating.
- Customer feedback most often points to helpful Manchester-area service, clear personal-loan guidance and smooth application support, which supports its top scores across all three categories.
- Service Credit Union ranks second with a 95% Recommend score and matches the highest Support & Guidance rating among the top 3 at 4.8.
- Borrower feedback frequently mentions responsive local staff, straightforward borrowing help and clear communication, which supports its high application and support scores.
- Triangle Credit Union ranks third with a 94% Recommend score, a 4.7 Easy Application rating, 4.7 Loan Terms & Rate Satisfaction rating and 4.7 Support & Guidance rating.
- Customer comments commonly highlight friendly branch service, useful personal-loan guidance and dependable local support, which supports its strong recommendation score.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| St. Mary’s Bank | Credit Union | 4.8 | 4.8 | 4.8 | 96% |
| Service Credit Union | Credit Union | 4.8 | 4.7 | 4.8 | 95% |
| Triangle Credit Union | Credit Union | 4.7 | 4.7 | 4.7 | 94% |
| Bellwether Community Credit Union | Credit Union | 4.7 | 4.6 | 4.7 | 93% |
| Members First Credit Union of NH | Credit Union | 4.6 | 4.6 | 4.7 | 92% |
| DCU | Credit Union | 4.6 | 4.5 | 4.6 | 91% |
| Granite State Credit Union | Credit Union | 4.5 | 4.5 | 4.6 | 90% |
| Bank of New Hampshire | Community Bank | 4.5 | 4.4 | 4.5 | 89% |
| Northway Bank | Community Bank | 4.4 | 4.4 | 4.5 | 88% |
| TD Bank | Bank | 4.3 | 4.3 | 4.4 | 86% |
| Citizens Bank | Bank | 4.2 | 4.2 | 4.3 | 84% |
| Bank of America | Bank | 4.2 | 4.1 | 4.2 | 83% |
| Chase Bank | Bank | 4.1 | 4.1 | 4.2 | 82% |
| Eastern Bank | Bank | 4.1 | 4.0 | 4.1 | 81% |
| KeyBank | Bank | 4.0 | 4.0 | 4.0 | 80% |
Nashua Best Personal Loan Lenders
MFP’s Community Lenders Survey most recommended personal loan lenders in Nashua’s area are Triangle Credit Union, DCU and Service Credit Union.
- Triangle Credit Union ranks highest with a 96% Recommend score, a 4.8 Easy Application rating, 4.8 Loan Terms & Rate Satisfaction rating and 4.8 Support & Guidance rating.
- Customer feedback most often points to helpful Nashua-area service, clear personal-loan guidance and smooth application support, which supports its top scores across all three categories.
- DCU ranks second with a 95% Recommend score and matches the highest Support & Guidance rating among the top 3 at 4.8.
- Borrower feedback frequently mentions responsive local staff, straightforward borrowing help and clear communication, which supports its high application and support scores.
- Service Credit Union ranks third with a 94% Recommend score, a 4.7 Easy Application rating, 4.7 Loan Terms & Rate Satisfaction rating and 4.7 Support & Guidance rating.
- Customer comments commonly highlight friendly branch service, useful personal-loan guidance and dependable local support, which supports its strong recommendation score.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Triangle Credit Union | Credit Union | 4.8 | 4.8 | 4.8 | 96% |
| DCU | Credit Union | 4.8 | 4.7 | 4.8 | 95% |
| Service Credit Union | Credit Union | 4.7 | 4.7 | 4.7 | 94% |
| Bellwether Community Credit Union | Credit Union | 4.6 | 4.6 | 4.7 | 92% |
| St. Mary’s Bank | Credit Union | 4.6 | 4.5 | 4.6 | 91% |
| TD Bank | Bank | 4.4 | 4.4 | 4.5 | 88% |
| Citizens Bank | Bank | 4.3 | 4.3 | 4.4 | 86% |
| Bank of America | Bank | 4.2 | 4.2 | 4.3 | 84% |
| Chase Bank | Bank | 4.1 | 4.1 | 4.2 | 82% |
| Eastern Bank | Bank | 4.0 | 4.0 | 4.1 | 80% |
Concord Best Personal Loan Lenders
MFP’s Community Lenders Survey most recommended personal loan lenders in Concord’s area are Service Credit Union, Granite State Credit Union and St. Mary’s Bank.
- Service Credit Union ranks highest with a 96% Recommend score, a 4.8 Easy Application rating, 4.8 Loan Terms & Rate Satisfaction rating and 4.8 Support & Guidance rating.
- Customer feedback most often points to helpful Concord-area service, clear personal-loan guidance and smooth application support, which supports its top scores across all three categories.
- Granite State Credit Union ranks second with a 95% Recommend score and matches the highest Support & Guidance rating among the top 3 at 4.8.
- Borrower feedback frequently mentions responsive local staff, straightforward borrowing help and clear communication, which supports its high application and support scores.
- St. Mary’s Bank ranks third with a 94% Recommend score, a 4.7 Easy Application rating, 4.7 Loan Terms & Rate Satisfaction rating and 4.7 Support & Guidance rating.
- Customer comments commonly highlight friendly branch service, useful personal-loan guidance and dependable local support, which supports its strong recommendation score.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Service Credit Union | Credit Union | 4.8 | 4.8 | 4.8 | 96% |
| Granite State Credit Union | Credit Union | 4.8 | 4.7 | 4.8 | 95% |
| St. Mary’s Bank | Credit Union | 4.7 | 4.7 | 4.7 | 94% |
| Triangle Credit Union | Credit Union | 4.6 | 4.6 | 4.7 | 92% |
| Members First Credit Union of NH | Credit Union | 4.6 | 4.5 | 4.6 | 91% |
| Bank of New Hampshire | Community Bank | 4.4 | 4.4 | 4.5 | 88% |
| Northway Bank | Community Bank | 4.3 | 4.3 | 4.4 | 86% |
| TD Bank | Bank | 4.2 | 4.2 | 4.3 | 84% |
| Citizens Bank | Bank | 4.1 | 4.1 | 4.2 | 82% |
| KeyBank | Bank | 4.0 | 4.0 | 4.1 | 80% |
Dover Best Personal Loan Lenders
MFP’s Community Lenders Survey most recommended personal loan lenders in Dover’s area are Service Credit Union, Northeast Credit Union and St. Mary’s Bank.
- Service Credit Union ranks highest with a 96% Recommend score, a 4.8 Easy Application rating, 4.8 Loan Terms & Rate Satisfaction rating and 4.8 Support & Guidance rating.
- Customer feedback most often points to helpful Dover-area service, clear personal-loan guidance and smooth application support, which supports its top scores across all three categories.
- Northeast Credit Union ranks second with a 95% Recommend score and matches the highest Support & Guidance rating among the top 3 at 4.8.
- Borrower feedback frequently mentions responsive local staff, straightforward borrowing help and clear communication, which supports its high application and support scores.
- St. Mary’s Bank ranks third with a 94% Recommend score, a 4.7 Easy Application rating, 4.7 Loan Terms & Rate Satisfaction rating and 4.7 Support & Guidance rating.
- Customer comments commonly highlight friendly branch service, useful personal-loan guidance and dependable local support, which supports its strong recommendation score.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Service Credit Union | Credit Union | 4.8 | 4.8 | 4.8 | 96% |
| Northeast Credit Union | Credit Union | 4.8 | 4.7 | 4.8 | 95% |
| St. Mary’s Bank | Credit Union | 4.7 | 4.7 | 4.7 | 94% |
| Triangle Credit Union | Credit Union | 4.6 | 4.6 | 4.7 | 92% |
| Granite State Credit Union | Credit Union | 4.6 | 4.5 | 4.6 | 91% |
| TD Bank | Bank | 4.4 | 4.4 | 4.5 | 88% |
| Citizens Bank | Bank | 4.3 | 4.3 | 4.4 | 86% |
| Bank of America | Bank | 4.2 | 4.2 | 4.3 | 84% |
| Chase Bank | Bank | 4.1 | 4.1 | 4.2 | 82% |
| Eastern Bank | Bank | 4.0 | 4.0 | 4.1 | 80% |
Rochester Best Personal Loan Lenders
MFP’s Community Lenders Survey most recommended personal loan lenders in Rochester’s area are Service Credit Union, Northeast Credit Union and St. Mary’s Bank.
- Service Credit Union ranks highest with a 96% Recommend score, a 4.8 Easy Application rating, 4.8 Loan Terms & Rate Satisfaction rating and 4.8 Support & Guidance rating.
- Customer feedback most often points to helpful Rochester-area service, clear personal-loan guidance and smooth application support, which supports its top scores across all three categories.
- Northeast Credit Union ranks second with a 95% Recommend score and matches the highest Support & Guidance rating among the top 3 at 4.8.
- Borrower feedback frequently mentions responsive local staff, straightforward borrowing help and clear communication, which supports its high application and support scores.
- St. Mary’s Bank ranks third with a 94% Recommend score, a 4.7 Easy Application rating, 4.7 Loan Terms & Rate Satisfaction rating and 4.7 Support & Guidance rating.
- Customer comments commonly highlight friendly branch service, useful personal-loan guidance and dependable local support, which supports its strong recommendation score.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Service Credit Union | Credit Union | 4.8 | 4.8 | 4.8 | 96% |
| Northeast Credit Union | Credit Union | 4.8 | 4.7 | 4.8 | 95% |
| St. Mary’s Bank | Credit Union | 4.7 | 4.7 | 4.7 | 94% |
| Triangle Credit Union | Credit Union | 4.6 | 4.6 | 4.7 | 92% |
| Bank of New Hampshire | Community Bank | 4.4 | 4.4 | 4.5 | 88% |
| TD Bank | Bank | 4.2 | 4.2 | 4.3 | 84% |
| Citizens Bank | Bank | 4.1 | 4.1 | 4.2 | 82% |
| Eastern Bank | Bank | 4.0 | 4.0 | 4.1 | 80% |
Keene Best Personal Loan Lenders
MFP’s Community Lenders Survey most recommended personal loan lenders in Keene’s area are Service Credit Union, Savings Bank of Walpole and St. Mary’s Bank.
- Service Credit Union ranks highest with a 96% Recommend score, a 4.8 Easy Application rating, 4.8 Loan Terms & Rate Satisfaction rating and 4.8 Support & Guidance rating.
- Customer feedback most often points to helpful Keene-area service, clear personal-loan guidance and smooth application support, which supports its top scores across all three categories.
- Savings Bank of Walpole ranks second with a 95% Recommend score and matches the highest Support & Guidance rating among the top 3 at 4.8.
- Borrower feedback frequently mentions responsive local staff, straightforward borrowing help and clear communication, which supports its high application and support scores.
- St. Mary’s Bank ranks third with a 94% Recommend score, a 4.7 Easy Application rating, 4.7 Loan Terms & Rate Satisfaction rating and 4.7 Support & Guidance rating.
- Customer comments commonly highlight friendly branch service, useful personal-loan guidance and dependable local support, which supports its strong recommendation score.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Service Credit Union | Credit Union | 4.8 | 4.8 | 4.8 | 96% |
| Savings Bank of Walpole | Community Bank | 4.8 | 4.7 | 4.8 | 95% |
| St. Mary’s Bank | Credit Union | 4.7 | 4.7 | 4.7 | 94% |
| Granite State Credit Union | Credit Union | 4.6 | 4.6 | 4.7 | 92% |
| Bank of New Hampshire | Community Bank | 4.4 | 4.4 | 4.5 | 88% |
| TD Bank | Bank | 4.2 | 4.2 | 4.3 | 84% |
| Citizens Bank | Bank | 4.1 | 4.1 | 4.2 | 82% |
| KeyBank | Bank | 4.0 | 4.0 | 4.1 | 80% |
Portsmouth Best Personal Loan Lenders
MFP’s Community Lenders Survey most recommended personal loan lenders in Portsmouth’s area are Service Credit Union, Northeast Credit Union and St. Mary’s Bank.
- Service Credit Union ranks highest with a 96% Recommend score, a 4.8 Easy Application rating, 4.8 Loan Terms & Rate Satisfaction rating and 4.8 Support & Guidance rating.
- Customer feedback most often points to helpful Portsmouth-area service, clear personal-loan guidance and smooth application support, which supports its top scores across all three categories.
- Northeast Credit Union ranks second with a 95% Recommend score and matches the highest Support & Guidance rating among the top 3 at 4.8.
- Borrower feedback frequently mentions responsive local staff, straightforward borrowing help and clear communication, which supports its high application and support scores.
- St. Mary’s Bank ranks third with a 94% Recommend score, a 4.7 Easy Application rating, 4.7 Loan Terms & Rate Satisfaction rating and 4.7 Support & Guidance rating.
- Customer comments commonly highlight friendly branch service, useful personal-loan guidance and dependable local support, which supports its strong recommendation score.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Service Credit Union | Credit Union | 4.8 | 4.8 | 4.8 | 96% |
| Northeast Credit Union | Credit Union | 4.8 | 4.7 | 4.8 | 95% |
| St. Mary’s Bank | Credit Union | 4.7 | 4.7 | 4.7 | 94% |
| Triangle Credit Union | Credit Union | 4.6 | 4.6 | 4.7 | 92% |
| Bank of New Hampshire | Community Bank | 4.4 | 4.4 | 4.5 | 88% |
| TD Bank | Bank | 4.2 | 4.2 | 4.3 | 84% |
| Citizens Bank | Bank | 4.1 | 4.1 | 4.2 | 82% |
| Eastern Bank | Bank | 4.0 | 4.0 | 4.1 | 80% |
Laconia Best Personal Loan Lenders
MFP’s Community Lenders Survey most recommended personal loan lenders in Laconia’s area are Service Credit Union, St. Mary’s Bank and Bank of New Hampshire.
- Service Credit Union ranks highest with a 96% Recommend score, a 4.8 Easy Application rating, 4.8 Loan Terms & Rate Satisfaction rating and 4.8 Support & Guidance rating.
- Customer feedback most often points to helpful Laconia-area service, clear personal-loan guidance and smooth application support, which supports its top scores across all three categories.
- St. Mary’s Bank ranks second with a 95% Recommend score and matches the highest Support & Guidance rating among the top 3 at 4.8.
- Borrower feedback frequently mentions responsive local staff, straightforward borrowing help and clear communication, which supports its high application and support scores.
- Bank of New Hampshire ranks third with a 94% Recommend score, a 4.7 Easy Application rating, 4.7 Loan Terms & Rate Satisfaction rating and 4.7 Support & Guidance rating.
- Customer comments commonly highlight friendly branch service, useful personal-loan guidance and dependable local support, which supports its strong recommendation score.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Service Credit Union | Credit Union | 4.8 | 4.8 | 4.8 | 96% |
| St. Mary’s Bank | Credit Union | 4.8 | 4.7 | 4.8 | 95% |
| Bank of New Hampshire | Community Bank | 4.7 | 4.7 | 4.7 | 94% |
| Granite State Credit Union | Credit Union | 4.6 | 4.6 | 4.7 | 92% |
| Northway Bank | Community Bank | 4.4 | 4.4 | 4.5 | 88% |
| TD Bank | Bank | 4.2 | 4.2 | 4.3 | 84% |
| Citizens Bank | Bank | 4.1 | 4.1 | 4.2 | 82% |
| KeyBank | Bank | 4.0 | 4.0 | 4.1 | 80% |
New Hampshire Online Personal Loan Lenders
MFP’s Community Lenders Survey most recommended online personal loan lenders in New Hampshire’s area are One Credit Union, Members First Credit Union and Triangle Credit Union.
- One Credit Union ranks highest with a 96% Recommend score, 4.8 Easy Application, 4.8 Loan Terms & Rate Satisfaction, and 4.7 Support & Guidance.
- Borrower feedback supports its top position because customers point to a fast online application path, clear loan options, and helpful support during the borrowing process.
- Members First Credit Union ranks second with a 95% Recommend score, 4.7 Easy Application, 4.8 Loan Terms & Rate Satisfaction, and 4.7 Support & Guidance, tying the highest Loan Terms & Rate Satisfaction score among the top 3.
- Borrower feedback supports its strong ranking because customers highlight clear personal loan options, convenient online access, and useful help when applying.
- Triangle Credit Union ranks third with a 94% Recommend score, 4.8 Easy Application, 4.7 Loan Terms & Rate Satisfaction, and 4.7 Support & Guidance, tying the highest Easy Application score among the top 3.
- Borrower feedback supports its top-3 placement because customers point to straightforward online loan access, competitive personal loan terms, and helpful service.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| One Credit Union | Credit Union | 4.8 | 4.8 | 4.7 | 96% |
| Members First Credit Union | Credit Union | 4.7 | 4.8 | 4.7 | 95% |
| Triangle Credit Union | Credit Union | 4.8 | 4.7 | 4.7 | 94% |
| Bellwether Community Credit Union | Credit Union | 4.7 | 4.7 | 4.7 | 93% |
| SoFi | Bank | 4.8 | 4.7 | 4.7 | 92% |
| Granite State Credit Union | Credit Union | 4.6 | 4.7 | 4.6 | 91% |
| LightStream | Bank | 4.6 | 4.8 | 4.6 | 90% |
| NHFCU | Credit Union | 4.6 | 4.6 | 4.7 | 89% |
| Best Egg | Online | 4.6 | 4.5 | 4.6 | 88% |
| 802 Credit Union | Credit Union | 4.5 | 4.6 | 4.6 | 87% |