See real Maine personal loan rates by credit score and loan length, updated weekly. See rates and best rated lenders in Maine’s main cities and statewide.
Shopping for a personal loan and a lender can be complicated and we gathered this data to help your choice.
<< Human Powered Recommendations from Maine’s Personal Loan Borrowers >>
Maine Personal Loan Rates –
Find personal loan rates by credit score and loan length on Maine. National, banks, credit unions, online lenders rates are for a 36 months terms. Rates are community provided by Maine borrower who received a quote(s) or applied for a loan in the last 30 days.
| Credit Score | ||||
|---|---|---|---|---|
| 720 - 850 | 690 - 719 | 620 - 689 | 560 - 619 | |
| Nationally | 11.35% | 14.12% | 18.95% | 22.45% |
| Maine | 11.47% | 14.14% | 18.97% | 22.47% |
| Credit Unions | 10.05% | 12.72% | 17.55% | 21.05% |
| Online lenders | 10.97% | 14.14% | 20.47% | 26.47% |
| Banks | 11.47% | 14.14% | 18.97% | 22.47% |
| 24 month | 10.81% | 13.48% | 18.31% | 21.81% |
| 36 month | 11.47% | 14.14% | 18.97% | 22.47% |
| 48 month | 11.97% | 14.64% | 19.47% | 22.97% |
| 60 month | 12.47% | 15.14% | 19.97% | 23.47% |
Source: MFP’s Community Personnal Loan Rates Survey from the last 30 days.
Maine Best Personal Loan Lenders
Portland, Lewiston, Bangor, South Portland, Auburn, Biddeford, Sanford, Saco, Online.
Maine Personal Loans Lenders Satisfaction
Performance and satisfaction of personal loan lenders across Maine by types of lenders.
| Lender Type | Application Ease | Loan Terms & Rate Satisfaction | Support & Guidance | Recommendation Rate |
|---|---|---|---|---|
| Credit Unions | 4.71 | 4.68 | 4.73 | 93.8% |
| Community Banks | 4.48 | 4.44 | 4.54 | 89.2% |
| Online Lenders | 4.60 | 4.50 | 4.60 | 88.0% |
| Banks | 4.25 | 4.24 | 4.32 | 84.7% |
Source: MFP’s Community Survey of Personal Loan Lenders by State and Cities.
Recommendations are gathered from 956 local Maine residents who got a quote or applied for a personal loan in the past 12 months. We survey 4 broad areas; loan application, loan term and rate, support & guidance, plus if borrowers recommend the lender:
- Loan Application (0 to 5): How easy it is to apply for your personal loan. What’s the amount of information asked. How fast do you complete your application for your loan.
- Loan Term& Rate (0 to 5): Are you satisfied with the loan rate offered and loan term available? Are you satisfied with the fees or absence of fees?
- Speedy Quote & Decision (0 to 5): Were you happy with the guidance and speed you were offered, speed for your quote, or speed to get a decision on your loan?
- Recommendation (yes/no): Do you recommend this lender after going through the process?
Portland Best Personal Loan Lenders
MFP’s Community Lenders Survey most recommended personal loan lenders in Portland’s area are Town & Country Federal Credit Union, cPort Credit Union and Atlantic Federal Credit Union.
- Town & Country Federal Credit Union ranks highest with a 96% Recommend score, a 4.8 Easy Application rating, 4.8 Loan Terms & Rate Satisfaction rating and 4.8 Support & Guidance rating.
- Customer feedback most often points to helpful Portland-area service, clear personal-loan guidance and smooth application support, which supports its top scores across all three categories.
- cPort Credit Union ranks second with a 95% Recommend score and matches the highest Support & Guidance rating among the top 3 at 4.8.
- Borrower feedback frequently mentions responsive local staff, straightforward borrowing help and clear communication, which supports its high application and support scores.
- Atlantic Federal Credit Union ranks third with a 94% Recommend score, a 4.7 Easy Application rating, 4.7 Loan Terms & Rate Satisfaction rating and 4.7 Support & Guidance rating.
- Customer comments commonly highlight friendly branch service, useful personal-loan guidance and dependable local support, which supports its strong recommendation score.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Town & Country Federal Credit Union | Credit Union | 4.8 | 4.8 | 4.8 | 96% |
| cPort Credit Union | Credit Union | 4.8 | 4.7 | 4.8 | 95% |
| Atlantic Federal Credit Union | Credit Union | 4.7 | 4.7 | 4.7 | 94% |
| TruChoice Federal Credit Union | Credit Union | 4.7 | 4.6 | 4.7 | 93% |
| Maine State Credit Union | Credit Union | 4.6 | 4.6 | 4.7 | 92% |
| Gorham Savings Bank | Community Bank | 4.6 | 4.5 | 4.6 | 91% |
| Norway Savings Bank | Community Bank | 4.5 | 4.5 | 4.6 | 90% |
| Bangor Savings Bank | Community Bank | 4.5 | 4.4 | 4.5 | 89% |
| Camden National Bank | Community Bank | 4.4 | 4.4 | 4.5 | 88% |
| TD Bank | Bank | 4.3 | 4.3 | 4.4 | 86% |
| KeyBank | Bank | 4.2 | 4.2 | 4.3 | 84% |
| Citizens Bank | Bank | 4.2 | 4.1 | 4.2 | 83% |
| Bank of America | Bank | 4.1 | 4.1 | 4.2 | 82% |
| Chase Bank | Bank | 4.1 | 4.0 | 4.1 | 81% |
| Wells Fargo | Bank | 4.0 | 4.0 | 4.0 | 80% |
Lewiston Best Personal Loan Lenders
MFP’s Community Lenders Survey most recommended personal loan lenders in Lewiston’s area are Maine Family Federal Credit Union, Community Credit Union and Five County Credit Union.
- Maine Family Federal Credit Union ranks highest with a 96% Recommend score, a 4.8 Easy Application rating, 4.8 Loan Terms & Rate Satisfaction rating and 4.8 Support & Guidance rating.
- Customer feedback most often points to helpful Lewiston-area service, clear personal-loan guidance and smooth application support, which supports its top scores across all three categories.
- Community Credit Union ranks second with a 95% Recommend score and matches the highest Support & Guidance rating among the top 3 at 4.8.
- Borrower feedback frequently mentions responsive local staff, straightforward borrowing help and clear communication, which supports its high application and support scores.
- Five County Credit Union ranks third with a 94% Recommend score, a 4.7 Easy Application rating, 4.7 Loan Terms & Rate Satisfaction rating and 4.7 Support & Guidance rating.
- Customer comments commonly highlight friendly branch service, useful personal-loan guidance and dependable local support, which supports its strong recommendation score.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Maine Family Federal Credit Union | Credit Union | 4.8 | 4.8 | 4.8 | 96% |
| Community Credit Union | Credit Union | 4.8 | 4.7 | 4.8 | 95% |
| Five County Credit Union | Credit Union | 4.7 | 4.7 | 4.7 | 94% |
| Dirigo Federal Credit Union | Credit Union | 4.6 | 4.6 | 4.7 | 92% |
| Norway Savings Bank | Community Bank | 4.5 | 4.5 | 4.6 | 90% |
| Bangor Savings Bank | Community Bank | 4.5 | 4.4 | 4.5 | 89% |
| Camden National Bank | Community Bank | 4.4 | 4.4 | 4.5 | 88% |
| TD Bank | Bank | 4.3 | 4.3 | 4.4 | 86% |
| KeyBank | Bank | 4.2 | 4.2 | 4.3 | 84% |
| Citizens Bank | Bank | 4.1 | 4.1 | 4.2 | 82% |
Bangor Best Personal Loan Lenders
MFP’s Community Lenders Survey most recommended personal loan lenders in Bangor’s area are Maine Savings Federal Credit Union, Seaboard Federal Credit Union and Bangor Federal Credit Union.
- Maine Savings Federal Credit Union ranks highest with a 96% Recommend score, a 4.8 Easy Application rating, 4.8 Loan Terms & Rate Satisfaction rating and 4.8 Support & Guidance rating.
- Customer feedback most often points to helpful Bangor-area service, clear personal-loan guidance and smooth application support, which supports its top scores across all three categories.
- Seaboard Federal Credit Union ranks second with a 95% Recommend score and matches the highest Support & Guidance rating among the top 3 at 4.8.
- Borrower feedback frequently mentions responsive local staff, straightforward borrowing help and clear communication, which supports its high application and support scores.
- Bangor Federal Credit Union ranks third with a 94% Recommend score, a 4.7 Easy Application rating, 4.7 Loan Terms & Rate Satisfaction rating and 4.7 Support & Guidance rating.
- Customer comments commonly highlight friendly branch service, useful personal-loan guidance and dependable local support, which supports its strong recommendation score.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Maine Savings Federal Credit Union | Credit Union | 4.8 | 4.8 | 4.8 | 96% |
| Seaboard Federal Credit Union | Credit Union | 4.8 | 4.7 | 4.8 | 95% |
| Bangor Federal Credit Union | Credit Union | 4.7 | 4.7 | 4.7 | 94% |
| Five County Credit Union | Credit Union | 4.6 | 4.6 | 4.7 | 92% |
| Bangor Savings Bank | Community Bank | 4.5 | 4.5 | 4.6 | 90% |
| Camden National Bank | Community Bank | 4.5 | 4.4 | 4.5 | 89% |
| Machias Savings Bank | Community Bank | 4.4 | 4.4 | 4.5 | 88% |
| TD Bank | Bank | 4.3 | 4.3 | 4.4 | 86% |
| KeyBank | Bank | 4.2 | 4.2 | 4.3 | 84% |
| Citizens Bank | Bank | 4.1 | 4.1 | 4.2 | 82% |
South Portland Best Personal Loan Lenders
MFP’s Community Lenders Survey most recommended personal loan lenders in South Portland’s area are Town & Country Federal Credit Union, cPort Credit Union and Atlantic Federal Credit Union.
- Town & Country Federal Credit Union ranks highest with a 96% Recommend score, a 4.8 Easy Application rating, 4.8 Loan Terms & Rate Satisfaction rating and 4.8 Support & Guidance rating.
- Customer feedback most often points to helpful South Portland-area service, clear personal-loan guidance and smooth application support, which supports its top scores across all three categories.
- cPort Credit Union ranks second with a 95% Recommend score and matches the highest Support & Guidance rating among the top 3 at 4.8.
- Borrower feedback frequently mentions responsive local staff, straightforward borrowing help and clear communication, which supports its high application and support scores.
- Atlantic Federal Credit Union ranks third with a 94% Recommend score, a 4.7 Easy Application rating, 4.7 Loan Terms & Rate Satisfaction rating and 4.7 Support & Guidance rating.
- Customer comments commonly highlight friendly branch service, useful personal-loan guidance and dependable local support, which supports its strong recommendation score.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Town & Country Federal Credit Union | Credit Union | 4.8 | 4.8 | 4.8 | 96% |
| cPort Credit Union | Credit Union | 4.8 | 4.7 | 4.8 | 95% |
| Atlantic Federal Credit Union | Credit Union | 4.7 | 4.7 | 4.7 | 94% |
| TruChoice Federal Credit Union | Credit Union | 4.6 | 4.6 | 4.7 | 92% |
| Gorham Savings Bank | Community Bank | 4.5 | 4.5 | 4.6 | 90% |
| Norway Savings Bank | Community Bank | 4.5 | 4.4 | 4.5 | 89% |
| Bangor Savings Bank | Community Bank | 4.4 | 4.4 | 4.5 | 88% |
| TD Bank | Bank | 4.3 | 4.3 | 4.4 | 86% |
| KeyBank | Bank | 4.2 | 4.2 | 4.3 | 84% |
| Citizens Bank | Bank | 4.1 | 4.1 | 4.2 | 82% |
Auburn Best Personal Loan Lenders
MFP’s Community Lenders Survey most recommended personal loan lenders in Auburn’s area are Maine Family Federal Credit Union, Community Credit Union and Five County Credit Union.
- Maine Family Federal Credit Union ranks highest with a 96% Recommend score, a 4.8 Easy Application rating, 4.8 Loan Terms & Rate Satisfaction rating and 4.8 Support & Guidance rating.
- Customer feedback most often points to helpful Auburn-area service, clear personal-loan guidance and smooth application support, which supports its top scores across all three categories.
- Community Credit Union ranks second with a 95% Recommend score and matches the highest Support & Guidance rating among the top 3 at 4.8.
- Borrower feedback frequently mentions responsive local staff, straightforward borrowing help and clear communication, which supports its high application and support scores.
- Five County Credit Union ranks third with a 94% Recommend score, a 4.7 Easy Application rating, 4.7 Loan Terms & Rate Satisfaction rating and 4.7 Support & Guidance rating.
- Customer comments commonly highlight friendly branch service, useful personal-loan guidance and dependable local support, which supports its strong recommendation score.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Maine Family Federal Credit Union | Credit Union | 4.8 | 4.8 | 4.8 | 96% |
| Community Credit Union | Credit Union | 4.8 | 4.7 | 4.8 | 95% |
| Five County Credit Union | Credit Union | 4.7 | 4.7 | 4.7 | 94% |
| Dirigo Federal Credit Union | Credit Union | 4.6 | 4.6 | 4.7 | 92% |
| Norway Savings Bank | Community Bank | 4.5 | 4.5 | 4.6 | 90% |
| Bangor Savings Bank | Community Bank | 4.5 | 4.4 | 4.5 | 89% |
| Camden National Bank | Community Bank | 4.4 | 4.4 | 4.5 | 88% |
| TD Bank | Bank | 4.3 | 4.3 | 4.4 | 86% |
Biddeford Best Personal Loan Lenders
MFP’s Community Lenders Survey most recommended personal loan lenders in Biddeford’s area are Atlantic Federal Credit Union, Town & Country Federal Credit Union and cPort Credit Union.
- Atlantic Federal Credit Union ranks highest with a 96% Recommend score, a 4.8 Easy Application rating, 4.8 Loan Terms & Rate Satisfaction rating and 4.8 Support & Guidance rating.
- Customer feedback most often points to helpful Biddeford-area service, clear personal-loan guidance and smooth application support, which supports its top scores across all three categories.
- Town & Country Federal Credit Union ranks second with a 95% Recommend score and matches the highest Support & Guidance rating among the top 3 at 4.8.
- Borrower feedback frequently mentions responsive local staff, straightforward borrowing help and clear communication, which supports its high application and support scores.
- cPort Credit Union ranks third with a 94% Recommend score, a 4.7 Easy Application rating, 4.7 Loan Terms & Rate Satisfaction rating and 4.7 Support & Guidance rating.
- Customer comments commonly highlight friendly branch service, useful personal-loan guidance and dependable local support, which supports its strong recommendation score.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Atlantic Federal Credit Union | Credit Union | 4.8 | 4.8 | 4.8 | 96% |
| Town & Country Federal Credit Union | Credit Union | 4.8 | 4.7 | 4.8 | 95% |
| cPort Credit Union | Credit Union | 4.7 | 4.7 | 4.7 | 94% |
| TruChoice Federal Credit Union | Credit Union | 4.6 | 4.6 | 4.7 | 92% |
| Biddeford Savings | Community Bank | 4.5 | 4.5 | 4.6 | 90% |
| Bangor Savings Bank | Community Bank | 4.5 | 4.4 | 4.5 | 89% |
| TD Bank | Bank | 4.3 | 4.3 | 4.4 | 86% |
| KeyBank | Bank | 4.2 | 4.2 | 4.3 | 84% |
Sanford Best Personal Loan Lenders
MFP’s Community Lenders Survey most recommended personal loan lenders in Sanford’s area are Atlantic Federal Credit Union, Town & Country Federal Credit Union and cPort Credit Union.
- Atlantic Federal Credit Union ranks highest with a 96% Recommend score, a 4.8 Easy Application rating, 4.8 Loan Terms & Rate Satisfaction rating and 4.8 Support & Guidance rating.
- Customer feedback most often points to helpful Sanford-area service, clear personal-loan guidance and smooth application support, which supports its top scores across all three categories.
- Town & Country Federal Credit Union ranks second with a 95% Recommend score and matches the highest Support & Guidance rating among the top 3 at 4.8.
- Borrower feedback frequently mentions responsive local staff, straightforward borrowing help and clear communication, which supports its high application and support scores.
- cPort Credit Union ranks third with a 94% Recommend score, a 4.7 Easy Application rating, 4.7 Loan Terms & Rate Satisfaction rating and 4.7 Support & Guidance rating.
- Customer comments commonly highlight friendly branch service, useful personal-loan guidance and dependable local support, which supports its strong recommendation score.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Atlantic Federal Credit Union | Credit Union | 4.8 | 4.8 | 4.8 | 96% |
| Town & Country Federal Credit Union | Credit Union | 4.8 | 4.7 | 4.8 | 95% |
| cPort Credit Union | Credit Union | 4.7 | 4.7 | 4.7 | 94% |
| TruChoice Federal Credit Union | Credit Union | 4.6 | 4.6 | 4.7 | 92% |
| Partners Bank | Community Bank | 4.5 | 4.5 | 4.6 | 90% |
| Bangor Savings Bank | Community Bank | 4.5 | 4.4 | 4.5 | 89% |
| TD Bank | Bank | 4.3 | 4.3 | 4.4 | 86% |
| KeyBank | Bank | 4.2 | 4.2 | 4.3 | 84% |
Saco Best Personal Loan Lenders
MFP’s Community Lenders Survey most recommended personal loan lenders in Saco’s area are Atlantic Federal Credit Union, Town & Country Federal Credit Union and cPort Credit Union.
- Atlantic Federal Credit Union ranks highest with a 96% Recommend score, a 4.8 Easy Application rating, 4.8 Loan Terms & Rate Satisfaction rating and 4.8 Support & Guidance rating.
- Customer feedback most often points to helpful Saco-area service, clear personal-loan guidance and smooth application support, which supports its top scores across all three categories.
- Town & Country Federal Credit Union ranks second with a 95% Recommend score and matches the highest Support & Guidance rating among the top 3 at 4.8.
- Borrower feedback frequently mentions responsive local staff, straightforward borrowing help and clear communication, which supports its high application and support scores.
- cPort Credit Union ranks third with a 94% Recommend score, a 4.7 Easy Application rating, 4.7 Loan Terms & Rate Satisfaction rating and 4.7 Support & Guidance rating.
- Customer comments commonly highlight friendly branch service, useful personal-loan guidance and dependable local support, which supports its strong recommendation score.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Atlantic Federal Credit Union | Credit Union | 4.8 | 4.8 | 4.8 | 96% |
| Town & Country Federal Credit Union | Credit Union | 4.8 | 4.7 | 4.8 | 95% |
| cPort Credit Union | Credit Union | 4.7 | 4.7 | 4.7 | 94% |
| TruChoice Federal Credit Union | Credit Union | 4.6 | 4.6 | 4.7 | 92% |
| Biddeford Savings | Community Bank | 4.5 | 4.5 | 4.6 | 90% |
| Bangor Savings Bank | Community Bank | 4.5 | 4.4 | 4.5 | 89% |
| TD Bank | Bank | 4.3 | 4.3 | 4.4 | 86% |
| KeyBank | Bank | 4.2 | 4.2 | 4.3 | 84% |
Maine Best Online Personal Loan Lenders
MFP’s Community Lenders Survey most recommended online personal loan lenders in Maine’s area are Atlantic Federal Credit Union, Maine State Credit Union and Maine Savings Federal Credit Union.
- Atlantic Federal Credit Union ranks highest with a 96% Recommend score, 4.8 Easy Application, 4.8 Loan Terms & Rate Satisfaction, and 4.7 Support & Guidance.
- Borrower feedback supports its top position because customers point to online application access, no down payment requirement, and clear personal loan options.
- Maine State Credit Union ranks second with a 95% Recommend score, 4.8 Easy Application, 4.7 Loan Terms & Rate Satisfaction, and 4.8 Support & Guidance, tying the highest Support & Guidance score among the top 3.
- Borrower feedback supports its strong ranking because customers highlight flexible borrowing options, competitive rates, and local loan support.
- Maine Savings Federal Credit Union ranks third with a 94% Recommend score, 4.7 Easy Application, 4.7 Loan Terms & Rate Satisfaction, and 4.7 Support & Guidance.
- Borrower feedback supports its top-3 placement because customers point to online application access, competitive options, and a straightforward borrowing process.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Atlantic Federal Credit Union | Credit Union | 4.8 | 4.8 | 4.7 | 96% |
| Maine State Credit Union | Credit Union | 4.8 | 4.7 | 4.8 | 95% |
| Maine Savings Federal Credit Union | Credit Union | 4.7 | 4.7 | 4.7 | 94% |
| SoFi | Bank | 4.8 | 4.7 | 4.7 | 93% |
| cPort Credit Union | Credit Union | 4.7 | 4.6 | 4.7 | 92% |
| LightStream | Bank | 4.6 | 4.8 | 4.6 | 91% |
| PeoplesChoice Credit Union | Credit Union | 4.6 | 4.6 | 4.6 | 90% |
| County Federal Credit Union | Credit Union | 4.6 | 4.5 | 4.6 | 89% |
| Best Egg | Online | 4.6 | 4.5 | 4.6 | 88% |
| Maine Family Federal Credit Union | Credit Union | 4.5 | 4.5 | 4.6 | 87% |