The MFP’s Community Personal Loan Lender Survey gathers Georgia borrowers feedback and recommendations for direct lenders like banks, credit unions and online lenders. Shopping for a personal loan and a lender can be complicated and we gathered this data to help your choice.
Updated: June 2, 2026
<< Human Powered Recommendations from Georgia’s Personal Loan Borrowers >>
Georgia Best Personal Loan Lenders
Atlanta, Columbus, Augusta, Macon, Savannah, Athens, Sandy Springs, Roswell, Johns Creek, Warner Robins, Albany, Alpharetta, Online.
Atlanta Best Personal Loan Lenders
MFP’s Community Lenders Survey most recommended personal loan lenders in Atlanta’s area are Delta Community Credit Union, Georgia’s Own Credit Union and Credit Union of Atlanta.
- Delta Community Credit Union ranks highest with a 91% Recommend score, 4.8 Easy Application, 4.7 Loan Terms & Rate Satisfaction, and 4.7 Support & Guidance.
- Customer feedback points to strong Atlanta-area access, convenient personal loan application options, and consistent member support.
- Georgia’s Own Credit Union ranks second with an 89% Recommend score and the highest Support & Guidance rating among the top 3 at 4.8.
- Customer feedback highlights helpful local service, clear personal loan guidance, and strong borrower support across the Atlanta area.
- Credit Union of Atlanta ranks third with an 87% Recommend score, 4.5 Easy Application, 4.6 Loan Terms & Rate Satisfaction, and 4.6 Support & Guidance.
- Customer feedback supports the score with positive comments around local member service, practical borrowing options, and accessible loan support.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Delta Community Credit Union | Credit Union | 4.8 | 4.7 | 4.7 | 91% |
| Georgia’s Own Credit Union | Credit Union | 4.6 | 4.6 | 4.8 | 89% |
| Credit Union of Atlanta | Credit Union | 4.5 | 4.6 | 4.6 | 87% |
| Associated Credit Union | Credit Union | 4.5 | 4.5 | 4.5 | 85% |
| Georgia United Credit Union | Credit Union | 4.4 | 4.5 | 4.5 | 84% |
| LGE Community Credit Union | Credit Union | 4.4 | 4.4 | 4.5 | 83% |
| Go Energy Credit Union | Credit Union | 4.3 | 4.4 | 4.4 | 81% |
| CDC Federal Credit Union | Credit Union | 4.2 | 4.3 | 4.4 | 80% |
| Self-Help Credit Union | Credit Union | 4.1 | 4.2 | 4.4 | 78% |
| Credit Union 1 | Credit Union | 4.2 | 4.1 | 4.2 | 77% |
| Truist Bank | Bank | 4.3 | 3.9 | 4.0 | 75% |
| United Community Bank | Bank | 4.0 | 4.0 | 4.1 | 74% |
| Ameris Bank | Bank | 4.0 | 3.9 | 4.0 | 73% |
| Regions Bank | Bank | 4.1 | 3.8 | 3.9 | 72% |
| Wells Fargo | Bank | 3.9 | 3.7 | 3.8 | 70% |
Columbus Best Personal Loan Lenders
MFP’s Community Lenders Survey most recommended personal loan lenders in Columbus’s area are Kinetic Credit Union, Chattahoochee Federal Credit Union and Navy Federal Credit Union.
- Kinetic Credit Union ranks highest with an 89% Recommend score, 4.7 Easy Application, 4.7 Loan Terms & Rate Satisfaction, and 4.6 Support & Guidance.
- Customer feedback points to strong Columbus-area access, convenient personal loan options, and responsive member support.
- Chattahoochee Federal Credit Union ranks second with an 87% Recommend score and matches the top 3 high mark for Support & Guidance at 4.6.
- Customer feedback highlights quick local loan help, practical unsecured loan options, and helpful service for Columbus-area borrowers.
- Navy Federal Credit Union ranks third with an 85% Recommend score, 4.5 Easy Application, 4.4 Loan Terms & Rate Satisfaction, and 4.5 Support & Guidance.
- Customer feedback supports the score with positive comments around branch access, personal loan availability, and borrowing support for eligible members.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Kinetic Credit Union | Credit Union | 4.7 | 4.7 | 4.6 | 89% |
| Chattahoochee Federal Credit Union | Credit Union | 4.6 | 4.6 | 4.6 | 87% |
| Navy Federal Credit Union | Credit Union | 4.5 | 4.4 | 4.5 | 85% |
| Bridgeway Credit Union | Credit Union | 4.4 | 4.4 | 4.5 | 83% |
| Aflac Federal Credit Union | Credit Union | 4.3 | 4.4 | 4.4 | 82% |
| Combined Employees Credit Union | Credit Union | 4.2 | 4.3 | 4.3 | 80% |
| Synovus Bank | Bank | 4.2 | 4.1 | 4.2 | 78% |
| Colony Bank | Community Bank | 4.0 | 4.0 | 4.2 | 76% |
| United Bank | Community Bank | 4.0 | 4.0 | 4.1 | 75% |
| Truist Bank | Bank | 4.2 | 3.8 | 3.9 | 74% |
| Regions Bank | Bank | 4.1 | 3.8 | 3.9 | 73% |
| Renasant Bank | Bank | 3.9 | 3.8 | 4.0 | 72% |
| BMO | Bank | 3.9 | 3.8 | 3.9 | 70% |
Augusta Best Personal Loan Lenders
MFP’s Community Lenders Survey most recommended personal loan lenders in Augusta’s area are SRP Federal Credit Union, Georgia’s Own Credit Union and Peach State Federal Credit Union.
- SRP Federal Credit Union ranks highest with an 89% Recommend score, 4.7 Easy Application, 4.7 Loan Terms & Rate Satisfaction, and 4.6 Support & Guidance.
- Customer feedback points to strong Augusta-area access, no-fee personal loan options, and helpful member support for everyday borrowing needs.
- Georgia’s Own Credit Union ranks second with an 87% Recommend score and matches the highest Support & Guidance rating among the top 3 at 4.6.
- Customer feedback highlights clear loan guidance, convenient Augusta branch access, and strong satisfaction with loan pricing and service.
- Peach State Federal Credit Union ranks third with an 85% Recommend score, 4.5 Easy Application, 4.5 Loan Terms & Rate Satisfaction, and 4.5 Support & Guidance.
- Customer feedback supports the score with positive comments around long-term member service, good loan rates, and responsive local assistance.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| SRP Federal Credit Union | Credit Union | 4.7 | 4.7 | 4.6 | 89% |
| Georgia’s Own Credit Union | Credit Union | 4.6 | 4.6 | 4.6 | 87% |
| Peach State Federal Credit Union | Credit Union | 4.5 | 4.5 | 4.5 | 85% |
| Navy Federal Credit Union | Credit Union | 4.4 | 4.4 | 4.5 | 83% |
| Queensborough National Bank & Trust | Community Bank | 4.2 | 4.3 | 4.4 | 81% |
| Cadence Bank | Bank | 4.1 | 4.1 | 4.2 | 78% |
| SouthState Bank | Bank | 4.0 | 4.0 | 4.1 | 76% |
| Ameris Bank | Bank | 4.0 | 3.9 | 4.0 | 74% |
| Truist Bank | Bank | 4.1 | 3.8 | 3.9 | 73% |
| BMO | Bank | 3.9 | 3.8 | 3.9 | 71% |
Macon Best Personal Loan Lenders
MFP’s Community Lenders Survey most recommended personal loan lenders in Macon’s area are Robins Financial Credit Union, MidSouth Community Federal Credit Union and CGR Credit Union.
- Robins Financial Credit Union ranks highest with a 90% Recommend score, 4.7 Easy Application, 4.7 Loan Terms & Rate Satisfaction, and 4.7 Support & Guidance.
- Customer feedback points to strong Macon-area branch access, convenient personal loan options, and consistent borrower support.
- MidSouth Community Federal Credit Union ranks second with an 88% Recommend score and matches the highest Support & Guidance rating among the top 3 at 4.7.
- Customer feedback highlights helpful local service, clear personal loan information, and strong satisfaction with member support.
- CGR Credit Union ranks third with an 86% Recommend score, 4.5 Easy Application, 4.5 Loan Terms & Rate Satisfaction, and 4.6 Support & Guidance.
- Customer feedback supports the score with positive comments around Macon branch service, accessible loan support, and practical borrowing options.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Robins Financial Credit Union | Credit Union | 4.7 | 4.7 | 4.7 | 90% |
| MidSouth Community Federal Credit Union | Credit Union | 4.6 | 4.6 | 4.7 | 88% |
| CGR Credit Union | Credit Union | 4.5 | 4.5 | 4.6 | 86% |
| Georgia United Credit Union | Credit Union | 4.4 | 4.5 | 4.5 | 84% |
| Planters First Bank | Community Bank | 4.2 | 4.3 | 4.4 | 81% |
| Colony Bank | Community Bank | 4.1 | 4.2 | 4.3 | 79% |
| Cadence Bank | Bank | 4.1 | 4.0 | 4.2 | 77% |
| Ameris Bank | Bank | 4.0 | 3.9 | 4.1 | 75% |
| Renasant Bank | Bank | 3.9 | 3.9 | 4.0 | 73% |
| BMO | Bank | 3.9 | 3.8 | 3.9 | 71% |
Savannah Best Personal Loan Lenders
MFP’s Community Lenders Survey most recommended personal loan lenders in Savannah’s area are Georgia Heritage Federal Credit Union, GeoVista Credit Union and CORE Credit Union.
- Georgia Heritage Federal Credit Union ranks highest with an 89% Recommend score, 4.7 Easy Application, 4.7 Loan Terms & Rate Satisfaction, and 4.6 Support & Guidance.
- Customer feedback points to strong Savannah access, straightforward personal loan options, and helpful support for local borrowers.
- GeoVista Credit Union ranks second with an 87% Recommend score and matches the top 3 high mark for Support & Guidance at 4.6.
- Customer feedback highlights convenient Savannah-area service, practical loan choices, and responsive assistance for members.
- CORE Credit Union ranks third with an 85% Recommend score, 4.5 Easy Application, 4.5 Loan Terms & Rate Satisfaction, and 4.5 Support & Guidance.
- Customer feedback supports the score with positive comments around local service, personal assistance, and accessible borrowing support.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Georgia Heritage Federal Credit Union | Credit Union | 4.7 | 4.7 | 4.6 | 89% |
| GeoVista Credit Union | Credit Union | 4.6 | 4.6 | 4.6 | 87% |
| CORE Credit Union | Credit Union | 4.5 | 4.5 | 4.5 | 85% |
| Navy Federal Credit Union | Credit Union | 4.4 | 4.4 | 4.5 | 83% |
| United Community Bank | Bank | 4.2 | 4.2 | 4.3 | 80% |
| Ameris Bank | Bank | 4.1 | 4.1 | 4.2 | 78% |
| Queensborough National Bank & Trust | Community Bank | 4.0 | 4.1 | 4.2 | 77% |
| SouthState Bank | Bank | 4.0 | 4.0 | 4.1 | 75% |
| Synovus Bank | Bank | 3.9 | 3.9 | 4.0 | 73% |
| Truist Bank | Bank | 4.0 | 3.8 | 3.9 | 72% |
Athens Best Personal Loan Lenders
MFP’s Community Lenders Survey most recommended personal loan lenders in Athens’s area are Georgia United Credit Union, United Community Bank and Colony Bank.
- Georgia United Credit Union ranks highest with an 88% Recommend score, 4.6 Easy Application, 4.6 Loan Terms & Rate Satisfaction, and 4.6 Support & Guidance.
- Customer feedback points to strong Athens-area access, quick personal loan approval, and helpful branch support.
- United Community Bank ranks second with an 82% Recommend score and the highest Easy Application rating among the top 3 at 4.3.
- Customer feedback highlights straightforward loan access, convenient local banking, and responsive support for personal borrowing needs.
- Colony Bank ranks third with an 80% Recommend score, 4.1 Easy Application, 4.1 Loan Terms & Rate Satisfaction, and 4.3 Support & Guidance.
- Customer feedback supports the score with positive comments around local service, practical personal loan options, and helpful banking support.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Georgia United Credit Union | Credit Union | 4.6 | 4.6 | 4.6 | 88% |
| United Community Bank | Bank | 4.3 | 4.2 | 4.3 | 82% |
| Colony Bank | Community Bank | 4.1 | 4.1 | 4.3 | 80% |
| Cadence Bank | Bank | 4.1 | 4.0 | 4.2 | 78% |
| SouthState Bank | Bank | 4.0 | 4.0 | 4.1 | 76% |
| First Citizens Bank | Bank | 4.0 | 3.9 | 4.0 | 74% |
| BMO | Bank | 3.9 | 3.8 | 3.9 | 72% |
| Truist Bank | Bank | 4.0 | 3.7 | 3.8 | 70% |
Sandy Springs Best Personal Loan Lenders
MFP’s Community Lenders Survey most recommended personal loan lenders in Sandy Springs’s area are Delta Community Credit Union, Georgia’s Own Credit Union and LGE Community Credit Union.
- Delta Community Credit Union ranks highest with a 91% Recommend score, 4.8 Easy Application, 4.7 Loan Terms & Rate Satisfaction, and 4.7 Support & Guidance.
- Customer feedback points to strong Sandy Springs access, convenient personal loan options, and consistent support for local borrowers.
- Georgia’s Own Credit Union ranks second with an 89% Recommend score and the highest Support & Guidance rating among the top 3 at 4.8.
- Customer feedback highlights helpful local service, clear personal loan guidance, and strong borrower support in the north Atlanta area.
- LGE Community Credit Union ranks third with an 87% Recommend score, 4.6 Easy Application, 4.6 Loan Terms & Rate Satisfaction, and 4.6 Support & Guidance.
- Customer feedback supports the score with positive comments around Sandy Springs branch access, practical borrowing options, and responsive member assistance.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Delta Community Credit Union | Credit Union | 4.8 | 4.7 | 4.7 | 91% |
| Georgia’s Own Credit Union | Credit Union | 4.6 | 4.6 | 4.8 | 89% |
| LGE Community Credit Union | Credit Union | 4.6 | 4.6 | 4.6 | 87% |
| Navy Federal Credit Union | Credit Union | 4.5 | 4.4 | 4.5 | 85% |
| Ameris Bank | Bank | 4.2 | 4.2 | 4.3 | 80% |
| United Community Bank | Bank | 4.1 | 4.1 | 4.2 | 78% |
| Regions Bank | Bank | 4.1 | 3.9 | 4.0 | 75% |
| Truist Bank | Bank | 4.0 | 3.8 | 3.9 | 73% |
Roswell Best Personal Loan Lenders
MFP’s Community Lenders Survey most recommended personal loan lenders in Roswell’s area are LGE Community Credit Union, Georgia’s Own Credit Union and iTHINK Financial Credit Union.
- LGE Community Credit Union ranks highest with an 89% Recommend score, 4.7 Easy Application, 4.7 Loan Terms & Rate Satisfaction, and 4.6 Support & Guidance.
- Customer feedback points to strong Roswell branch access, clear personal loan options, and helpful member support.
- Georgia’s Own Credit Union ranks second with an 87% Recommend score and matches the highest Support & Guidance rating among the top 3 at 4.6.
- Customer feedback highlights convenient Roswell-area service, practical borrowing support, and clear loan guidance.
- iTHINK Financial Credit Union ranks third with an 84% Recommend score, 4.4 Easy Application, 4.4 Loan Terms & Rate Satisfaction, and 4.5 Support & Guidance.
- Customer feedback supports the score with positive comments around branch service, loan assistance, and straightforward member support.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| LGE Community Credit Union | Credit Union | 4.7 | 4.7 | 4.6 | 89% |
| Georgia’s Own Credit Union | Credit Union | 4.5 | 4.6 | 4.6 | 87% |
| iTHINK Financial Credit Union | Credit Union | 4.4 | 4.4 | 4.5 | 84% |
| Ameris Bank | Bank | 4.2 | 4.2 | 4.3 | 80% |
| Synovus Bank | Bank | 4.1 | 4.1 | 4.2 | 78% |
| Regions Bank | Bank | 4.1 | 3.9 | 4.0 | 75% |
| Truist Bank | Bank | 4.0 | 3.8 | 3.9 | 73% |
| Bank of America | Bank | 3.9 | 3.7 | 3.8 | 70% |
Johns Creek Best Personal Loan Lenders
MFP’s Community Lenders Survey most recommended personal loan lenders in Johns Creek’s area are Delta Community Credit Union, Georgia’s Own Credit Union and LGE Community Credit Union.
- Delta Community Credit Union ranks highest with a 91% Recommend score, 4.8 Easy Application, 4.7 Loan Terms & Rate Satisfaction, and 4.7 Support & Guidance.
- Customer feedback points to convenient Johns Creek access, strong personal loan options, and consistent member support.
- Georgia’s Own Credit Union ranks second with an 89% Recommend score and the highest Support & Guidance rating among the top 3 at 4.8.
- Customer feedback highlights helpful local service, clear loan guidance, and strong support for borrowers in the Johns Creek area.
- LGE Community Credit Union ranks third with an 86% Recommend score, 4.5 Easy Application, 4.6 Loan Terms & Rate Satisfaction, and 4.6 Support & Guidance.
- Customer feedback supports the score with positive comments around nearby branch access, practical loan options, and responsive member assistance.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Delta Community Credit Union | Credit Union | 4.8 | 4.7 | 4.7 | 91% |
| Georgia’s Own Credit Union | Credit Union | 4.6 | 4.6 | 4.8 | 89% |
| LGE Community Credit Union | Credit Union | 4.5 | 4.6 | 4.6 | 86% |
| Ameris Bank | Bank | 4.2 | 4.2 | 4.3 | 80% |
| United Community Bank | Bank | 4.1 | 4.1 | 4.2 | 78% |
| Renasant Bank | Bank | 4.0 | 4.0 | 4.1 | 76% |
| Synovus Bank | Bank | 4.0 | 3.9 | 4.0 | 74% |
| Truist Bank | Bank | 4.0 | 3.8 | 3.9 | 72% |
Warner Robins Best Personal Loan Lenders
MFP’s Community Lenders Survey most recommended personal loan lenders in Warner Robins’s area are Robins Financial Credit Union, MidSouth Community Federal Credit Union and CGR Credit Union.
- Robins Financial Credit Union ranks highest with a 91% Recommend score, 4.8 Easy Application, 4.7 Loan Terms & Rate Satisfaction, and 4.7 Support & Guidance.
- Customer feedback points to strong Warner Robins branch access, convenient personal loan options, and consistent borrower support.
- MidSouth Community Federal Credit Union ranks second with an 88% Recommend score and the highest Support & Guidance rating among the top 3 at 4.8.
- Customer feedback highlights helpful local service, clear personal loan guidance, and strong support for Warner Robins borrowers.
- CGR Credit Union ranks third with an 86% Recommend score, 4.5 Easy Application, 4.5 Loan Terms & Rate Satisfaction, and 4.6 Support & Guidance.
- Customer feedback supports the score with positive comments around accessible branch service, practical loan options, and responsive member assistance.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Robins Financial Credit Union | Credit Union | 4.8 | 4.7 | 4.7 | 91% |
| MidSouth Community Federal Credit Union | Credit Union | 4.6 | 4.6 | 4.8 | 88% |
| CGR Credit Union | Credit Union | 4.5 | 4.5 | 4.6 | 86% |
| Planters First Bank | Community Bank | 4.3 | 4.4 | 4.5 | 83% |
| Cadence Bank | Bank | 4.2 | 4.1 | 4.2 | 78% |
| Synovus Bank | Bank | 4.1 | 4.0 | 4.1 | 76% |
| Ameris Bank | Bank | 4.0 | 3.9 | 4.0 | 74% |
| BMO | Bank | 3.9 | 3.8 | 3.9 | 71% |
Albany Best Personal Loan Lenders
MFP’s Community Lenders Survey most recommended personal loan lenders in Albany’s area are Artesian City Federal Credit Union, Georgia’s Own Credit Union and Colony Bank.
- Artesian City Federal Credit Union ranks highest with an 89% Recommend score, 4.7 Easy Application, 4.7 Loan Terms & Rate Satisfaction, and 4.7 Support & Guidance.
- Customer feedback points to friendly local service, clear personal loan support, and strong satisfaction from long-term members.
- Georgia’s Own Credit Union ranks second with an 86% Recommend score and matches the top 3 high mark for Loan Terms & Rate Satisfaction at 4.6.
- Customer feedback highlights convenient Albany access, helpful financial guidance, and practical personal loan options.
- Colony Bank ranks third with an 81% Recommend score, 4.2 Easy Application, 4.2 Loan Terms & Rate Satisfaction, and 4.3 Support & Guidance.
- Customer feedback supports the score with positive comments around local banking service, accessible branch help, and useful personal loan support.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Artesian City Federal Credit Union | Credit Union | 4.7 | 4.7 | 4.7 | 89% |
| Georgia’s Own Credit Union | Credit Union | 4.5 | 4.6 | 4.6 | 86% |
| Colony Bank | Community Bank | 4.2 | 4.2 | 4.3 | 81% |
| Ameris Bank | Bank | 4.1 | 4.0 | 4.1 | 77% |
| BMO | Bank | 4.0 | 3.9 | 4.0 | 74% |
| Truist Bank | Bank | 4.0 | 3.8 | 3.9 | 72% |
Alpharetta Best Personal Loan Lenders
MFP’s Community Lenders Survey most recommended personal loan lenders in Alpharetta’s area are Delta Community Credit Union, Georgia’s Own Credit Union and LGE Community Credit Union.
- Delta Community Credit Union ranks highest with a 91% Recommend score, 4.8 Easy Application, 4.7 Loan Terms & Rate Satisfaction, and 4.7 Support & Guidance.
- Customer feedback points to strong Alpharetta branch access, convenient personal loan support, and consistent member assistance.
- Georgia’s Own Credit Union ranks second with an 89% Recommend score and the highest Support & Guidance rating among the top 3 at 4.8.
- Customer feedback highlights helpful local service, clear loan guidance, and strong borrower support in the Alpharetta area.
- LGE Community Credit Union ranks third with an 86% Recommend score, 4.5 Easy Application, 4.6 Loan Terms & Rate Satisfaction, and 4.6 Support & Guidance.
- Customer feedback supports the score with positive comments around nearby branch access, practical loan options, and responsive member assistance.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Delta Community Credit Union | Credit Union | 4.8 | 4.7 | 4.7 | 91% |
| Georgia’s Own Credit Union | Credit Union | 4.6 | 4.6 | 4.8 | 89% |
| LGE Community Credit Union | Credit Union | 4.5 | 4.6 | 4.6 | 86% |
| United Community Bank | Bank | 4.2 | 4.2 | 4.3 | 80% |
| Ameris Bank | Bank | 4.1 | 4.1 | 4.2 | 78% |
| Cadence Bank | Bank | 4.0 | 4.0 | 4.1 | 76% |
Georgia Online Personal Loan Lenders
MFP’s Community Lenders Survey most recommended online personal loan lenders in Georgia’s area are Georgia’s Own Credit Union, Delta Community Credit Union and SoFi.
- Georgia’s Own Credit Union ranks highest with a 96% Recommend score, 4.8 Easy Application, 4.8 Loan Terms & Rate Satisfaction, and 4.7 Support & Guidance.
- Borrower feedback supports its high ranking because customers point to affordable personal loan options, clear terms, and helpful support during the loan process.
- Delta Community Credit Union ranks second with a 95% Recommend score and ties the highest Loan Terms & Rate Satisfaction score among the top 3 at 4.8.
- Borrower feedback supports its strong position because customers highlight competitive loan terms, online application access, and useful guidance from loan staff.
- SoFi ranks third with a 94% Recommend score, ties the highest Easy Application score among the top 3 at 4.8, and has 4.7 Loan Terms & Rate Satisfaction.
- Borrower feedback supports its strong digital experience because customers often point to a simple online process, clear loan details, and responsive help.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Georgia’s Own Credit Union | Credit Union | 4.8 | 4.8 | 4.7 | 96% |
| Delta Community Credit Union | Credit Union | 4.7 | 4.8 | 4.7 | 95% |
| SoFi | Bank | 4.8 | 4.7 | 4.7 | 94% |
| LightStream | Bank | 4.6 | 4.8 | 4.6 | 93% |
| Robins Financial Credit Union | Credit Union | 4.6 | 4.7 | 4.7 | 92% |
| Best Egg | Online | 4.6 | 4.5 | 4.6 | 91% |
| Peach State Federal Credit Union | Credit Union | 4.5 | 4.6 | 4.7 | 90% |
| Upstart | Online | 4.7 | 4.4 | 4.5 | 89% |
| LendingClub | Bank | 4.5 | 4.5 | 4.5 | 88% |
| Upgrade | Online | 4.5 | 4.3 | 4.4 | 87% |