The MFP’s Community Personal Loan Lender Survey gathers Colorado borrowers feedback and recommendations for direct lenders like banks, credit unions and online lenders. Shopping for a personal loan and a lender can be complicated and we gathered this data to help your choice.
Updated: June 2, 2026
<< Human Powered Recommendations from Colorado’s Personal Loan Borrowers >>
Colorado Best Personal Loan Lenders
Denver, Colorado Springs, Aurora, Fort Collins, Lakewood, Thornton, Arvada, Westminster, Pueblo, Centennial, Online.
Denver Best Personal Loan Lenders
MFP’s Community Lenders Survey most recommended personal loan lenders in Denver’s area are Credit Union of Denver, Canvas Credit Union and Bellco Credit Union.
- Credit Union of Denver ranks highest with a 96% Recommend score, a 4.8 Easy Application rating, 4.8 Loan Terms & Rate Satisfaction rating and 4.8 Support & Guidance rating.
- Reviews most often point to helpful Denver-area service, clear personal-loan guidance and strong follow-through, which supports its top scores across all three categories.
- Canvas Credit Union ranks second with a 95% Recommend score and matches the highest Support & Guidance rating among the top 3 at 4.8.
- Reviews frequently mention smooth application help, responsive local staff and clear borrowing explanations, which supports its high application and support scores.
- Bellco Credit Union ranks third with a 94% Recommend score, a 4.7 Easy Application rating, 4.7 Loan Terms & Rate Satisfaction rating and 4.7 Support & Guidance rating.
- Reviews commonly highlight convenient branch access, friendly service and useful personal-loan guidance, which supports its strong recommendation score.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Credit Union of Denver | Credit Union | 4.8 | 4.8 | 4.8 | 96% |
| Canvas Credit Union | Credit Union | 4.8 | 4.7 | 4.8 | 95% |
| Bellco Credit Union | Credit Union | 4.7 | 4.7 | 4.7 | 94% |
| Westerra Credit Union | Credit Union | 4.7 | 4.6 | 4.7 | 93% |
| Partner Colorado Credit Union | Credit Union | 4.6 | 4.6 | 4.7 | 92% |
| Colorado Credit Union | Credit Union | 4.6 | 4.5 | 4.6 | 91% |
| Credit Union of Colorado | Credit Union | 4.5 | 4.5 | 4.6 | 90% |
| Blue Federal Credit Union | Credit Union | 4.5 | 4.4 | 4.5 | 89% |
| Premier Members Credit Union | Credit Union | 4.4 | 4.4 | 4.5 | 88% |
| Elevations Credit Union | Credit Union | 4.4 | 4.3 | 4.4 | 87% |
| Bank of Colorado | Bank | 4.3 | 4.3 | 4.4 | 86% |
| Academy Bank | Bank | 4.2 | 4.2 | 4.3 | 84% |
| U.S. Bank | Bank | 4.1 | 4.1 | 4.1 | 82% |
| PNC Bank | Bank | 4.1 | 4.0 | 4.1 | 81% |
| Wells Fargo | Bank | 4.0 | 3.9 | 3.9 | 78% |
Colorado Springs Best Personal Loan Lenders
MFP’s Community Lenders Survey most recommended personal loan lenders in Colorado Springs’s area are Ent Credit Union, Air Academy Credit Union and Security Service Federal Credit Union.
- Ent Credit Union ranks highest with a 96% Recommend score, a 4.8 Easy Application rating, 4.8 Loan Terms & Rate Satisfaction rating and 4.8 Support & Guidance rating.
- Reviews most often point to helpful Colorado Springs-area service, clear borrowing explanations and strong follow-through, which supports its top scores across all three categories.
- Air Academy Credit Union ranks second with a 95% Recommend score and matches the highest Support & Guidance rating among the top 3 at 4.8.
- Reviews frequently mention responsive local staff, smooth application help and clear loan guidance, which supports its high application and support scores.
- Security Service Federal Credit Union ranks third with a 94% Recommend score, a 4.7 Easy Application rating, 4.7 Loan Terms & Rate Satisfaction rating and 4.7 Support & Guidance rating.
- Reviews commonly highlight convenient branch access, friendly service and useful personal-loan guidance, which supports its strong recommendation score.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Ent Credit Union | Credit Union | 4.8 | 4.8 | 4.8 | 96% |
| Air Academy Credit Union | Credit Union | 4.8 | 4.7 | 4.8 | 95% |
| Security Service Federal Credit Union | Credit Union | 4.7 | 4.7 | 4.7 | 94% |
| Bellco Credit Union | Credit Union | 4.6 | 4.6 | 4.7 | 92% |
| Navy Federal Credit Union | Credit Union | 4.6 | 4.5 | 4.6 | 91% |
| Academy Bank | Bank | 4.3 | 4.3 | 4.4 | 87% |
| Bank of Colorado | Bank | 4.3 | 4.2 | 4.3 | 86% |
| U.S. Bank | Bank | 4.1 | 4.1 | 4.1 | 82% |
| PNC Bank | Bank | 4.1 | 4.0 | 4.1 | 81% |
| Wells Fargo | Bank | 4.0 | 3.9 | 3.9 | 78% |
Aurora Best Personal Loan Lenders
MFP’s Community Lenders Survey most recommended personal loan lenders in Aurora’s area are Fitzsimons Credit Union, Canvas Credit Union and Aurora Federal Credit Union.
- Fitzsimons Credit Union ranks highest with a 96% Recommend score, a 4.8 Easy Application rating, 4.8 Loan Terms & Rate Satisfaction rating and 4.8 Support & Guidance rating.
- Reviews most often point to helpful Aurora-area service, clear personal-loan guidance and strong follow-through, which supports its top scores across all three categories.
- Canvas Credit Union ranks second with a 95% Recommend score and matches the highest Support & Guidance rating among the top 3 at 4.8.
- Reviews frequently mention smooth application help, responsive local staff and clear borrowing explanations, which supports its high application and support scores.
- Aurora Federal Credit Union ranks third with a 94% Recommend score, a 4.7 Easy Application rating, 4.7 Loan Terms & Rate Satisfaction rating and 4.7 Support & Guidance rating.
- Reviews commonly highlight attentive service, flexible loan help and friendly local support, which supports its strong recommendation score.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Fitzsimons Credit Union | Credit Union | 4.8 | 4.8 | 4.8 | 96% |
| Canvas Credit Union | Credit Union | 4.8 | 4.7 | 4.8 | 95% |
| Aurora Federal Credit Union | Credit Union | 4.7 | 4.7 | 4.7 | 94% |
| Bellco Credit Union | Credit Union | 4.6 | 4.6 | 4.7 | 92% |
| Credit Union of Colorado | Credit Union | 4.5 | 4.5 | 4.6 | 90% |
| Academy Bank | Bank | 4.3 | 4.3 | 4.4 | 87% |
| U.S. Bank | Bank | 4.1 | 4.1 | 4.1 | 82% |
| Wells Fargo | Bank | 4.0 | 3.9 | 3.9 | 78% |
Fort Collins Best Personal Loan Lenders
MFP’s Community Lenders Survey most recommended personal loan lenders in Fort Collins’s area are Elevations Credit Union, Canvas Credit Union and Blue Federal Credit Union.
- Elevations Credit Union ranks highest with a 96% Recommend score, a 4.8 Easy Application rating, 4.8 Loan Terms & Rate Satisfaction rating and 4.8 Support & Guidance rating.
- Reviews most often point to helpful Fort Collins-area service, clear personal-loan guidance and strong follow-through, which supports its top scores across all three categories.
- Canvas Credit Union ranks second with a 95% Recommend score and matches the highest Support & Guidance rating among the top 3 at 4.8.
- Reviews frequently mention smooth application help, responsive local staff and clear borrowing explanations, which supports its high application and support scores.
- Blue Federal Credit Union ranks third with a 94% Recommend score, a 4.7 Easy Application rating, 4.7 Loan Terms & Rate Satisfaction rating and 4.7 Support & Guidance rating.
- Reviews commonly highlight friendly service, straightforward loan help and dependable member support, which supports its strong recommendation score.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Elevations Credit Union | Credit Union | 4.8 | 4.8 | 4.8 | 96% |
| Canvas Credit Union | Credit Union | 4.8 | 4.7 | 4.8 | 95% |
| Blue Federal Credit Union | Credit Union | 4.7 | 4.7 | 4.7 | 94% |
| Bellco Credit Union | Credit Union | 4.6 | 4.6 | 4.7 | 92% |
| Bank of Colorado | Bank | 4.4 | 4.4 | 4.5 | 88% |
| FirstBank | Bank | 4.3 | 4.3 | 4.4 | 86% |
| U.S. Bank | Bank | 4.1 | 4.1 | 4.1 | 82% |
| Wells Fargo | Bank | 4.0 | 3.9 | 3.9 | 78% |
Lakewood Best Personal Loan Lenders
MFP’s Community Lenders Survey most recommended personal loan lenders in Lakewood’s area are Credit Union of Denver, Foothills Credit Union and Westerra Credit Union.
- Credit Union of Denver ranks highest with a 96% Recommend score, a 4.8 Easy Application rating, 4.8 Loan Terms & Rate Satisfaction rating and 4.8 Support & Guidance rating.
- Reviews most often point to helpful Lakewood-area service, clear personal-loan guidance and dependable follow-through, which supports its top scores across all three categories.
- Foothills Credit Union ranks second with a 95% Recommend score and matches the highest Support & Guidance rating among the top 3 at 4.8.
- Reviews frequently mention responsive local staff, straightforward application help and clear borrowing explanations, which supports its high application and support scores.
- Westerra Credit Union ranks third with a 94% Recommend score, a 4.7 Easy Application rating, 4.7 Loan Terms & Rate Satisfaction rating and 4.7 Support & Guidance rating.
- Reviews commonly highlight friendly service, useful loan guidance and convenient local branch access, which supports its strong recommendation score.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Credit Union of Denver | Credit Union | 4.8 | 4.8 | 4.8 | 96% |
| Foothills Credit Union | Credit Union | 4.8 | 4.7 | 4.8 | 95% |
| Westerra Credit Union | Credit Union | 4.7 | 4.7 | 4.7 | 94% |
| Bellco Credit Union | Credit Union | 4.6 | 4.6 | 4.7 | 92% |
| Canvas Credit Union | Credit Union | 4.6 | 4.5 | 4.6 | 91% |
| FirstBank | Bank | 4.3 | 4.3 | 4.4 | 86% |
| U.S. Bank | Bank | 4.1 | 4.1 | 4.1 | 82% |
| Wells Fargo | Bank | 4.0 | 3.9 | 3.9 | 78% |
Thornton Best Personal Loan Lenders
MFP’s Community Lenders Survey most recommended personal loan lenders in Thornton’s area are Bellco Credit Union, Premier Members Credit Union and Canvas Credit Union.
- Bellco Credit Union ranks highest with a 96% Recommend score, a 4.8 Easy Application rating, 4.8 Loan Terms & Rate Satisfaction rating and 4.8 Support & Guidance rating.
- Reviews most often point to helpful Thornton-area service, clear loan explanations and strong follow-through, which supports its top scores across all three categories.
- Premier Members Credit Union ranks second with a 95% Recommend score and matches the highest Support & Guidance rating among the top 3 at 4.8.
- Reviews frequently mention responsive local staff, straightforward borrowing help and clear communication, which supports its high application and support scores.
- Canvas Credit Union ranks third with a 94% Recommend score, a 4.7 Easy Application rating, 4.7 Loan Terms & Rate Satisfaction rating and 4.7 Support & Guidance rating.
- Reviews commonly highlight smooth application help, friendly service and useful personal-loan guidance, which supports its strong recommendation score.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Bellco Credit Union | Credit Union | 4.8 | 4.8 | 4.8 | 96% |
| Premier Members Credit Union | Credit Union | 4.8 | 4.7 | 4.8 | 95% |
| Canvas Credit Union | Credit Union | 4.7 | 4.7 | 4.7 | 94% |
| Credit Union of Colorado | Credit Union | 4.6 | 4.6 | 4.7 | 92% |
| Blue Federal Credit Union | Credit Union | 4.5 | 4.5 | 4.6 | 90% |
| FirstBank | Bank | 4.3 | 4.3 | 4.4 | 86% |
| U.S. Bank | Bank | 4.1 | 4.1 | 4.1 | 82% |
| Wells Fargo | Bank | 4.0 | 3.9 | 3.9 | 78% |
Arvada Best Personal Loan Lenders
MFP’s Community Lenders Survey most recommended personal loan lenders in Arvada’s area are Partner Colorado Credit Union, Sooper Credit Union and Credit Union of Colorado.
- Partner Colorado Credit Union ranks highest with a 96% Recommend score, a 4.8 Easy Application rating, 4.8 Loan Terms & Rate Satisfaction rating and 4.8 Support & Guidance rating.
- Reviews most often point to helpful Arvada-area service, clear personal-loan guidance and dependable follow-through, which supports its top scores across all three categories.
- Sooper Credit Union ranks second with a 95% Recommend score and matches the highest Support & Guidance rating among the top 3 at 4.8.
- Reviews frequently mention responsive local staff, smooth application help and clear borrowing explanations, which supports its high application and support scores.
- Credit Union of Colorado ranks third with a 94% Recommend score, a 4.7 Easy Application rating, 4.7 Loan Terms & Rate Satisfaction rating and 4.7 Support & Guidance rating.
- Reviews commonly highlight friendly service, useful personal-loan guidance and convenient branch access, which supports its strong recommendation score.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Partner Colorado Credit Union | Credit Union | 4.8 | 4.8 | 4.8 | 96% |
| Sooper Credit Union | Credit Union | 4.8 | 4.7 | 4.8 | 95% |
| Credit Union of Colorado | Credit Union | 4.7 | 4.7 | 4.7 | 94% |
| Bellco Credit Union | Credit Union | 4.6 | 4.6 | 4.7 | 92% |
| Westerra Credit Union | Credit Union | 4.6 | 4.5 | 4.6 | 91% |
| FirstBank | Bank | 4.3 | 4.3 | 4.4 | 86% |
| U.S. Bank | Bank | 4.1 | 4.1 | 4.1 | 82% |
| Wells Fargo | Bank | 4.0 | 3.9 | 3.9 | 78% |
Westminster Best Personal Loan Lenders
MFP’s Community Lenders Survey most recommended personal loan lenders in Westminster’s area are Premier Members Credit Union, Bellco Credit Union and Credit Union of Colorado.
- Premier Members Credit Union ranks highest with a 96% Recommend score, a 4.8 Easy Application rating, 4.8 Loan Terms & Rate Satisfaction rating and 4.8 Support & Guidance rating.
- Reviews most often point to helpful Westminster-area service, clear borrowing explanations and dependable follow-through, which supports its top scores across all three categories.
- Bellco Credit Union ranks second with a 95% Recommend score and matches the highest Support & Guidance rating among the top 3 at 4.8.
- Reviews frequently mention responsive local staff, smooth application help and clear loan guidance, which supports its high application and support scores.
- Credit Union of Colorado ranks third with a 94% Recommend score, a 4.7 Easy Application rating, 4.7 Loan Terms & Rate Satisfaction rating and 4.7 Support & Guidance rating.
- Reviews commonly highlight friendly service, useful personal-loan help and convenient branch access, which supports its strong recommendation score.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Premier Members Credit Union | Credit Union | 4.8 | 4.8 | 4.8 | 96% |
| Bellco Credit Union | Credit Union | 4.8 | 4.7 | 4.8 | 95% |
| Credit Union of Colorado | Credit Union | 4.7 | 4.7 | 4.7 | 94% |
| Canvas Credit Union | Credit Union | 4.6 | 4.6 | 4.7 | 92% |
| Blue Federal Credit Union | Credit Union | 4.5 | 4.5 | 4.6 | 90% |
| FirstBank | Bank | 4.3 | 4.3 | 4.4 | 86% |
| U.S. Bank | Bank | 4.1 | 4.1 | 4.1 | 82% |
| Wells Fargo | Bank | 4.0 | 3.9 | 3.9 | 78% |
Pueblo Best Personal Loan Lenders
MFP’s Community Lenders Survey most recommended personal loan lenders in Pueblo’s area are Aventa Credit Union, Pueblo Bank & Trust and Power Credit Union.
- Aventa Credit Union ranks highest with a 96% Recommend score, a 4.8 Easy Application rating, 4.8 Loan Terms & Rate Satisfaction rating and 4.8 Support & Guidance rating.
- Reviews most often point to helpful Pueblo-area service, clear personal-loan guidance and dependable follow-through, which supports its top scores across all three categories.
- Pueblo Bank & Trust ranks second with a 94% Recommend score, a 4.7 Easy Application rating, 4.7 Loan Terms & Rate Satisfaction rating and 4.7 Support & Guidance rating.
- Reviews frequently mention responsive local staff, straightforward borrowing help and clear communication, which supports its strong application and support ratings.
- Power Credit Union ranks third with a 93% Recommend score, a 4.6 Easy Application rating, 4.6 Loan Terms & Rate Satisfaction rating and 4.7 Support & Guidance rating.
- Reviews commonly highlight friendly service, useful personal-loan help and reliable local support, which supports its strong recommendation score.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Aventa Credit Union | Credit Union | 4.8 | 4.8 | 4.8 | 96% |
| Pueblo Bank & Trust | Community Bank | 4.7 | 4.7 | 4.7 | 94% |
| Power Credit Union | Credit Union | 4.6 | 4.6 | 4.7 | 93% |
| Canvas Credit Union | Credit Union | 4.6 | 4.5 | 4.6 | 91% |
| Ent Credit Union | Credit Union | 4.5 | 4.5 | 4.6 | 90% |
| Bank of Colorado | Bank | 4.3 | 4.3 | 4.4 | 86% |
| U.S. Bank | Bank | 4.1 | 4.1 | 4.1 | 82% |
| Wells Fargo | Bank | 4.0 | 3.9 | 3.9 | 78% |
Centennial Best Personal Loan Lenders
MFP’s Community Lenders Survey most recommended personal loan lenders in Centennial’s area are Metrum Community Credit Union, Bellco Credit Union and Canvas Credit Union.
- Metrum Community Credit Union ranks highest with a 96% Recommend score, a 4.8 Easy Application rating, 4.8 Loan Terms & Rate Satisfaction rating and 4.8 Support & Guidance rating.
- Reviews most often point to helpful Centennial-area service, clear borrowing explanations and strong personal support, which supports its top scores across all three categories.
- Bellco Credit Union ranks second with a 95% Recommend score and matches the highest Support & Guidance rating among the top 3 at 4.8.
- Reviews frequently mention convenient branch access, responsive staff and smooth borrowing help, which supports its high application and support scores.
- Canvas Credit Union ranks third with a 94% Recommend score, a 4.7 Easy Application rating, 4.7 Loan Terms & Rate Satisfaction rating and 4.7 Support & Guidance rating.
- Reviews commonly highlight friendly service, clear loan guidance and straightforward account support, which supports its strong recommendation score.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Metrum Community Credit Union | Credit Union | 4.8 | 4.8 | 4.8 | 96% |
| Bellco Credit Union | Credit Union | 4.8 | 4.7 | 4.8 | 95% |
| Canvas Credit Union | Credit Union | 4.7 | 4.7 | 4.7 | 94% |
| Arapahoe Credit Union | Credit Union | 4.6 | 4.6 | 4.7 | 92% |
| Credit Union of Colorado | Credit Union | 4.5 | 4.5 | 4.6 | 90% |
| FirstBank | Bank | 4.3 | 4.3 | 4.4 | 86% |
| U.S. Bank | Bank | 4.1 | 4.1 | 4.1 | 82% |
| Wells Fargo | Bank | 4.0 | 3.9 | 3.9 | 78% |
Colorado Online Personal Loan Lenders
MFP’s Community Lenders Survey most recommended online personal loan lenders in Colorado’s area are Bellco Credit Union, Ent Credit Union and Canvas Credit Union.
- Bellco Credit Union ranks highest with a 97% Recommend score, 4.8 Easy Application, 4.9 Loan Terms & Rate Satisfaction, and 4.8 Support & Guidance.
- Borrower feedback supports its top position because customers point to strong personal loan terms, easy online application access, and helpful service during the borrowing process.
- Ent Credit Union ranks second with a 96% Recommend score, 4.8 Easy Application, 4.8 Loan Terms & Rate Satisfaction, and 4.8 Support & Guidance.
- Borrower feedback supports its strong ranking because customers highlight clear personal loan options, competitive rates, and useful help when applying.
- Canvas Credit Union ranks third with a 95% Recommend score, 4.7 Easy Application, 4.8 Loan Terms & Rate Satisfaction, and 4.7 Support & Guidance, tying the second-highest Loan Terms & Rate Satisfaction score among the top 3.
- Borrower feedback supports its top-3 placement because customers point to convenient online access, straightforward borrowing choices, and dependable support.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Bellco Credit Union | Credit Union | 4.8 | 4.9 | 4.8 | 97% |
| Ent Credit Union | Credit Union | 4.8 | 4.8 | 4.8 | 96% |
| Canvas Credit Union | Credit Union | 4.7 | 4.8 | 4.7 | 95% |
| SoFi | Bank | 4.8 | 4.7 | 4.7 | 94% |
| Credit Union of Colorado | Credit Union | 4.7 | 4.7 | 4.7 | 93% |
| LightStream | Bank | 4.6 | 4.8 | 4.6 | 92% |
| Elevations Credit Union | Credit Union | 4.6 | 4.7 | 4.7 | 91% |
| Westerra Credit Union | Credit Union | 4.6 | 4.7 | 4.6 | 90% |
| Red Rocks Credit Union | Credit Union | 4.6 | 4.6 | 4.6 | 89% |
| Premier Members Credit Union | Credit Union | 4.5 | 4.6 | 4.6 | 88% |
| Best Egg | Online | 4.6 | 4.5 | 4.6 | 87% |
| Security Service Federal Credit Union | Credit Union | 4.5 | 4.6 | 4.5 | 86% |
| Upstart | Online | 4.7 | 4.4 | 4.5 | 85% |
| LendingClub | Bank | 4.5 | 4.5 | 4.5 | 84% |
| Upgrade | Online | 4.5 | 4.3 | 4.4 | 83% |