The MFP’s Community Auto Lender Survey gathers Wisconsin’s car drivers feedback and recommendations for direct lenders like banks, credit unions and online lenders, plus marketplaces. Shopping for a car loan and a lender can be complicated and we gathered this data to help your choice.
Updated: May 11, 2026
<< Human Powered Recommendations from Wisconsin’s Car Drivers >>
Wisconsin Best Car Loan Lenders
Milwaukee, Madison, Green Bay, Kenosha, Racine, Appleton, Waukesha, Eau Claire, Oshkosh, Janesville, Online.
Wisconsin Car Loans Lenders Satisfaction
Performance and satisfaction of car loan lenders across Wisconsin by lenders type.
| Lender Type | Application Ease | Loan Terms & Rate Satisfaction | Speedy Quote & Decision | Recommendation Rate |
|---|---|---|---|---|
| Credit Unions | 4.63 | 4.61 | 4.66 | 92.7% |
| Community Banks | 4.37 | 4.35 | 4.47 | 87.3% |
| Online Lenders | 4.59 | 4.55 | 4.63 | 86.5% |
| Banks | 4.16 | 4.18 | 4.22 | 83.0% |
Source: MFP’s Community Survey of Auto Loan Lenders by State and Cities.
Recommendations are gathered from local 1,758 Wisconsin drivers who got a quote or applied for a car loan in the past 12 months. We survey 4 broad areas; loan application, loan term and rate, speedy quote and decision, plus if borrowers recommend the lender:
- Loan Application (0 to 5): How easy it is to apply for your auto loan. What’s the amount of information asked. How fast do you complete your application for your loan.
- Loan Term& Rate (0 to 5): Are you satisfied with the loan rate offered and loan term available? Are you satisfied with the fees or absence of fees?
- Speedy Quote & Decision (0 to 5): Were you happy with the guidance and speed you were offered, speed of a quote requested, and speed to get a decision on your loan?
- Recommendation (yes/no): Do you recommend this lender after going through the process?
More Info for Wisconsin Drivers:
Wisconsin New Car Insurance Cost
Wisconsin Used Car Insurance Cost
Milwaukee Best Car Loan Lenders
MFP’s Community Lenders Survey most recommended auto loan lenders in Milwaukee’s area are Landmark Credit Union, UW Credit Union and Educators Credit Union.
Landmark Credit Union (96% Recommend)
- Landmark ranks highest overall with a 96% Recommend score, plus 4.8 Easy Application, 4.7 Loan Terms & Rate Satisfaction, and 4.8 Speedy Quote & Decision.
- Customer feedback points to a smooth auto-loan process, strong local servicing, and helpful support during both purchase and refinance decisions.
UW Credit Union (95% Recommend)
- UW Credit Union has the second-highest Recommend score at 95%, with 4.7 Easy Application, 4.7 Loan Terms & Rate Satisfaction, and 4.7 Speedy Quote & Decision.
- Borrower feedback favors its clear vehicle-loan process, competitive terms, and strong support across Milwaukee-area branches.
Educators Credit Union (94% Recommend)
- Educators Credit Union ranks third with a 94% Recommend score and matches the top group with 4.7 Easy Application and 4.7 Speedy Quote & Decision.
- Customer comments consistently support its strong auto-loan help, clear guidance, and borrower-friendly vehicle financing experience.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Speedy Quote & Decision | Recommend % |
|---|---|---|---|---|---|
| Landmark Credit Union | Credit Union | 4.8 | 4.7 | 4.8 | 96% |
| UW Credit Union | Credit Union | 4.7 | 4.7 | 4.7 | 95% |
| Educators Credit Union | Credit Union | 4.7 | 4.6 | 4.7 | 94% |
| Brewery Credit Union | Credit Union | 4.6 | 4.6 | 4.6 | 92% |
| Guardian Credit Union | Credit Union | 4.5 | 4.6 | 4.6 | 91% |
| Prime Financial Credit Union | Credit Union | 4.5 | 4.5 | 4.6 | 90% |
| North Shore Bank | Community Bank | 4.4 | 4.4 | 4.5 | 88% |
| Tri City National Bank | Community Bank | 4.4 | 4.3 | 4.4 | 87% |
| PyraMax Bank | Community Bank | 4.3 | 4.3 | 4.4 | 86% |
| Associated Bank | Bank | 4.2 | 4.3 | 4.3 | 85% |
| Old National Bank | Bank | 4.2 | 4.2 | 4.3 | 84% |
| Waukesha State Bank | Community Bank | 4.1 | 4.2 | 4.3 | 83% |
| U.S. Bank | Bank | 4.1 | 4.1 | 4.1 | 81% |
| Chase Bank | Bank | 4.0 | 4.1 | 4.0 | 80% |
| PNC Bank | Bank | 4.0 | 4.0 | 4.0 | 79% |
Madison Best Car Loan Lenders
MFP’s Community Lenders Survey most recommended auto loan lenders in Madison’s area are UW Credit Union, Summit Credit Union and Madison Credit Union.
UW Credit Union (97% Recommend)
- UW Credit Union ranks highest with a 97% Recommend score, 4.8 Easy Application, 4.8 Loan Terms & Rate Satisfaction, and 4.8 Speedy Quote & Decision.
- Customer feedback points to an easy preapproval process, competitive vehicle-loan terms, and strong support across Madison-area branches.
Summit Credit Union (96% Recommend)
- Summit Credit Union is second with a 96% Recommend score and matches UW Credit Union at 4.8 for Easy Application and 4.8 for Speedy Quote & Decision.
- Borrower feedback favors its auto-loan guidance, straightforward application process, and consistent help with new, used, and refinance vehicle loans.
Madison Credit Union (94% Recommend)
- Madison Credit Union ranks third with a 94% Recommend score, 4.7 Easy Application, 4.6 Loan Terms & Rate Satisfaction, and 4.7 Speedy Quote & Decision.
- Customer feedback supports its simple local auto-loan process, flexible payment options, and helpful branch-based service.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Speedy Quote & Decision | Recommend % |
|---|---|---|---|---|---|
| UW Credit Union | Credit Union | 4.8 | 4.8 | 4.8 | 97% |
| Summit Credit Union | Credit Union | 4.8 | 4.7 | 4.8 | 96% |
| Madison Credit Union | Credit Union | 4.7 | 4.6 | 4.7 | 94% |
| Heartland Credit Union | Credit Union | 4.6 | 4.7 | 4.6 | 93% |
| Landmark Credit Union | Credit Union | 4.6 | 4.6 | 4.6 | 92% |
| Connexus Credit Union | Credit Union | 4.5 | 4.6 | 4.5 | 90% |
| WEA Credit Union | Credit Union | 4.5 | 4.5 | 4.6 | 89% |
| Leading Edge Credit Union | Credit Union | 4.4 | 4.4 | 4.5 | 88% |
| Park Bank | Community Bank | 4.4 | 4.3 | 4.5 | 87% |
| Johnson Bank | Bank | 4.3 | 4.3 | 4.4 | 86% |
| Bank of Sun Prairie | Community Bank | 4.3 | 4.2 | 4.4 | 85% |
| Old National Bank | Bank | 4.2 | 4.2 | 4.3 | 84% |
| Associated Bank | Bank | 4.2 | 4.2 | 4.2 | 83% |
| U.S. Bank | Bank | 4.1 | 4.1 | 4.1 | 81% |
| Chase Bank | Bank | 4.0 | 4.1 | 4.0 | 80% |
Green Bay Best Car Loan Lenders
MFP’s Community Lenders Survey most recommended auto loan lenders in Green Bay’s area are Capital Credit Union, Fox Communities Credit Union and PCM Credit Union.
Capital Credit Union (96% Recommend)
- Capital Credit Union ranks highest with a 96% Recommend score, 4.8 Easy Application, 4.7 Loan Terms & Rate Satisfaction, and 4.8 Speedy Quote & Decision.
- Customer feedback points to a smooth vehicle-loan process, strong rate satisfaction, and helpful branch support throughout the loan decision.
Fox Communities Credit Union (95% Recommend)
- Fox Communities Credit Union ranks second with a 95% Recommend score and matches the top group with 4.8 Easy Application and 4.7 Speedy Quote & Decision.
- Customer comments favor its simple auto-loan process, helpful staff communication, and strong support for new and used vehicle financing.
PCM Credit Union (93% Recommend)
- PCM Credit Union ranks third with a 93% Recommend score, 4.6 Easy Application, 4.6 Loan Terms & Rate Satisfaction, and 4.7 Speedy Quote & Decision.
- Borrower feedback supports its strong local service, clear vehicle-loan help, and consistent guidance during application and approval.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Speedy Quote & Decision | Recommend % |
|---|---|---|---|---|---|
| Capital Credit Union | Credit Union | 4.8 | 4.7 | 4.8 | 96% |
| Fox Communities Credit Union | Credit Union | 4.8 | 4.6 | 4.7 | 95% |
| PCM Credit Union | Credit Union | 4.6 | 4.6 | 4.7 | 93% |
| Landmark Credit Union | Credit Union | 4.6 | 4.6 | 4.6 | 92% |
| CoVantage Credit Union | Credit Union | 4.5 | 4.6 | 4.6 | 91% |
| Community First Credit Union | Credit Union | 4.5 | 4.5 | 4.6 | 90% |
| Nicolet National Bank | Community Bank | 4.5 | 4.4 | 4.6 | 89% |
| Bank First | Community Bank | 4.4 | 4.4 | 4.5 | 88% |
| Associated Bank | Bank | 4.3 | 4.3 | 4.4 | 86% |
| Johnson Bank | Bank | 4.3 | 4.2 | 4.4 | 85% |
| Huntington Bank | Bank | 4.2 | 4.2 | 4.3 | 84% |
| BMO Bank | Bank | 4.1 | 4.2 | 4.2 | 82% |
| U.S. Bank | Bank | 4.1 | 4.1 | 4.1 | 81% |
| Chase Bank | Bank | 4.0 | 4.1 | 4.0 | 80% |
| PNC Bank | Bank | 4.0 | 4.0 | 4.0 | 79% |
Kenosha Best Car Loan Lenders
MFP’s Community Lenders Survey most recommended auto loan lenders in Kenosha’s area are Educators Credit Union, Landmark Credit Union and Southern Lakes Credit Union.
Educators Credit Union (95% Recommend)
- Educators Credit Union ranks highest with a 95% Recommend score, 4.8 Easy Application, 4.6 Loan Terms & Rate Satisfaction, and 4.8 Speedy Quote & Decision.
- Customer feedback points to a simple vehicle-loan process, helpful staff support, and strong guidance for new and used auto financing.
Landmark Credit Union (94% Recommend)
- Landmark Credit Union ranks second with a 94% Recommend score and has the highest Loan Terms & Rate Satisfaction rating among the top 3 at 4.7.
- Customer feedback favors its competitive auto-loan terms, convenient application options, and clear support throughout the financing process.
Southern Lakes Credit Union (93% Recommend)
- Southern Lakes Credit Union ranks third with a 93% Recommend score, 4.6 Easy Application, 4.6 Loan Terms & Rate Satisfaction, and 4.7 Speedy Quote & Decision.
- Customer feedback supports its local auto-loan service, branch-based help, and clear communication during application and approval.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Speedy Quote & Decision | Recommend % |
|---|---|---|---|---|---|
| Educators Credit Union | Credit Union | 4.8 | 4.6 | 4.8 | 95% |
| Landmark Credit Union | Credit Union | 4.7 | 4.7 | 4.7 | 94% |
| Southern Lakes Credit Union | Credit Union | 4.6 | 4.6 | 4.7 | 93% |
| BCU | Credit Union | 4.6 | 4.5 | 4.6 | 91% |
| Advia Credit Union | Credit Union | 4.5 | 4.5 | 4.6 | 90% |
| Summit Credit Union | Credit Union | 4.5 | 4.5 | 4.5 | 89% |
| TruStone Financial Credit Union | Credit Union | 4.4 | 4.4 | 4.5 | 88% |
| Community State Bank | Community Bank | 4.3 | 4.3 | 4.5 | 86% |
| North Shore Bank | Community Bank | 4.3 | 4.2 | 4.4 | 85% |
| Associated Bank | Bank | 4.2 | 4.2 | 4.3 | 83% |
Racine Best Car Loan Lenders
MFP’s Community Lenders Survey most recommended auto loan lenders in Racine’s area are Landmark Credit Union, Educators Credit Union and MCU Financial Center Credit Union.
Landmark Credit Union (95% Recommend)
- Landmark Credit Union ranks highest with a 95% Recommend score, 4.7 Easy Application, 4.7 Loan Terms & Rate Satisfaction, and 4.8 Speedy Quote & Decision.
- Customer feedback points to a smooth auto-loan process, competitive vehicle-loan terms, and helpful support across the Racine-area branch network.
Educators Credit Union (94% Recommend)
- Educators Credit Union ranks second with a 94% Recommend score, plus 4.7 Easy Application, 4.6 Loan Terms & Rate Satisfaction, and 4.7 Speedy Quote & Decision.
- Customer comments favor its easy vehicle-loan process, clear financing help, and strong staff support for new and used auto loans.
MCU Financial Center Credit Union (93% Recommend)
- MCU Financial Center Credit Union ranks third with a 93% Recommend score and matches Educators Credit Union at 4.7 for Speedy Quote & Decision.
- Borrower feedback supports its local loan help, clear rate communication, and practical guidance during application and approval.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Speedy Quote & Decision | Recommend % |
|---|---|---|---|---|---|
| Landmark Credit Union | Credit Union | 4.7 | 4.7 | 4.8 | 95% |
| Educators Credit Union | Credit Union | 4.7 | 4.6 | 4.7 | 94% |
| MCU Financial Center Credit Union | Credit Union | 4.6 | 4.6 | 4.7 | 93% |
| Racine Municipal Employees Credit Union | Credit Union | 4.5 | 4.6 | 4.6 | 91% |
| Marine Credit Union | Credit Union | 4.5 | 4.5 | 4.6 | 90% |
| Summit Credit Union | Credit Union | 4.5 | 4.5 | 4.5 | 89% |
| UW Credit Union | Credit Union | 4.4 | 4.5 | 4.5 | 88% |
| Johnson Bank | Bank | 4.3 | 4.3 | 4.4 | 86% |
| North Shore Bank | Community Bank | 4.3 | 4.2 | 4.4 | 85% |
| Associated Bank | Bank | 4.2 | 4.2 | 4.3 | 83% |
Appleton Best Car Loan Lenders
MFP’s Community Lenders Survey most recommended auto loan lenders in Appleton’s area are Community First Credit Union, Fox Communities Credit Union and Capital Credit Union.
Community First Credit Union (96% Recommend)
- Community First Credit Union ranks highest with a 96% Recommend score, 4.8 Easy Application, 4.7 Loan Terms & Rate Satisfaction, and 4.8 Speedy Quote & Decision.
- Customer feedback points to fast vehicle-loan decisions, strong rate satisfaction, and helpful branch support across the Appleton area.
Fox Communities Credit Union (95% Recommend)
- Fox Communities Credit Union ranks second with a 95% Recommend score and matches the top group with 4.8 Easy Application and 4.7 Speedy Quote & Decision.
- Customer feedback favors its simple auto-loan process, clear staff communication, and strong support for new and used vehicle financing.
Capital Credit Union (93% Recommend)
- Capital Credit Union ranks third with a 93% Recommend score, 4.6 Easy Application, 4.7 Loan Terms & Rate Satisfaction, and 4.6 Speedy Quote & Decision.
- Customer feedback supports its competitive vehicle-loan terms, clear loan help, and steady branch-based guidance during application and approval.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Speedy Quote & Decision | Recommend % |
|---|---|---|---|---|---|
| Community First Credit Union | Credit Union | 4.8 | 4.7 | 4.8 | 96% |
| Fox Communities Credit Union | Credit Union | 4.8 | 4.6 | 4.7 | 95% |
| Capital Credit Union | Credit Union | 4.6 | 4.7 | 4.6 | 93% |
| CoVantage Credit Union | Credit Union | 4.6 | 4.6 | 4.6 | 92% |
| Wings Credit Union | Credit Union | 4.5 | 4.5 | 4.5 | 89% |
| Bank First | Community Bank | 4.4 | 4.4 | 4.5 | 88% |
| Associated Bank | Bank | 4.3 | 4.3 | 4.4 | 86% |
| North Shore Bank | Community Bank | 4.3 | 4.2 | 4.4 | 85% |
Waukesha Best Car Loan Lenders
MFP’s Community Lenders Survey most recommended auto loan lenders in Waukesha’s area are Landmark Credit Union, Educators Credit Union and Summit Credit Union.
Landmark Credit Union (96% Recommend)
- Landmark Credit Union ranks highest with a 96% Recommend score, 4.8 Easy Application, 4.7 Loan Terms & Rate Satisfaction, and 4.8 Speedy Quote & Decision.
- Customer feedback points to a smooth auto-loan process, competitive vehicle-loan terms, and strong branch support in the Waukesha area.
Educators Credit Union (95% Recommend)
- Educators Credit Union ranks second with a 95% Recommend score and matches Landmark Credit Union at 4.8 for Easy Application.
- Customer feedback favors its easy vehicle-loan process, helpful staff communication, and strong support for new and used auto financing.
Summit Credit Union (94% Recommend)
- Summit Credit Union ranks third with a 94% Recommend score, 4.7 Easy Application, 4.6 Loan Terms & Rate Satisfaction, and 4.7 Speedy Quote & Decision.
- Customer feedback supports its clear loan guidance, convenient branch service, and straightforward auto-loan application process.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Speedy Quote & Decision | Recommend % |
|---|---|---|---|---|---|
| Landmark Credit Union | Credit Union | 4.8 | 4.7 | 4.8 | 96% |
| Educators Credit Union | Credit Union | 4.8 | 4.6 | 4.7 | 95% |
| Summit Credit Union | Credit Union | 4.7 | 4.6 | 4.7 | 94% |
| UW Credit Union | Credit Union | 4.6 | 4.6 | 4.6 | 92% |
| Waukesha State Bank | Community Bank | 4.5 | 4.5 | 4.6 | 91% |
| Bank Five Nine | Community Bank | 4.4 | 4.4 | 4.5 | 89% |
| Associated Bank | Bank | 4.2 | 4.2 | 4.3 | 84% |
| Chase Bank | Bank | 4.0 | 4.1 | 4.0 | 80% |
Eau Claire Best Car Loan Lenders
MFP’s Community Lenders Survey most recommended auto loan lenders in Eau Claire’s area are Royal Credit Union, WESTconsin Credit Union and CCFBank.
Royal Credit Union (97% Recommend)
- Royal Credit Union ranks highest with a 97% Recommend score, 4.8 Easy Application, 4.8 Loan Terms & Rate Satisfaction, and 4.9 Speedy Quote & Decision.
- Customer feedback points to a very smooth auto-loan process, strong rate satisfaction, and the highest Speedy Quote & Decision score among the top 3.
WESTconsin Credit Union (95% Recommend)
- WESTconsin Credit Union ranks second with a 95% Recommend score, plus 4.7 Easy Application, 4.7 Loan Terms & Rate Satisfaction, and 4.8 Speedy Quote & Decision.
- Customer feedback favors its quick vehicle-loan process, competitive terms, and helpful support for new, used, and refinance auto loans.
CCFBank (91% Recommend)
- CCFBank ranks third with a 91% Recommend score, 4.5 Easy Application, 4.5 Loan Terms & Rate Satisfaction, and 4.6 Speedy Quote & Decision.
- Customer feedback supports its branch-based lending help, clear communication, and steady guidance during application and approval.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Speedy Quote & Decision | Recommend % |
|---|---|---|---|---|---|
| Royal Credit Union | Credit Union | 4.8 | 4.8 | 4.9 | 97% |
| WESTconsin Credit Union | Credit Union | 4.7 | 4.7 | 4.8 | 95% |
| CCFBank | Community Bank | 4.5 | 4.5 | 4.6 | 91% |
| Prevail Bank | Community Bank | 4.4 | 4.5 | 4.6 | 90% |
| Nicolet National Bank | Community Bank | 4.4 | 4.4 | 4.5 | 88% |
| Associated Bank | Bank | 4.3 | 4.3 | 4.4 | 86% |
| Old National Bank | Bank | 4.2 | 4.2 | 4.3 | 84% |
| U.S. Bank | Bank | 4.1 | 4.1 | 4.1 | 81% |
Oshkosh Best Car Loan Lenders
MFP’s Community Lenders Survey most recommended auto loan lenders in Oshkosh’s area are Community First Credit Union, Verve, a Credit Union and Fox Communities Credit Union.
Community First Credit Union (96% Recommend)
- Community First Credit Union ranks highest with a 96% Recommend score, 4.8 Easy Application, 4.7 Loan Terms & Rate Satisfaction, and 4.8 Speedy Quote & Decision.
- Customer feedback points to a simple vehicle-loan process, strong rate satisfaction, and helpful branch support for new, used, and refinance auto loans.
Verve, a Credit Union (95% Recommend)
- Verve, a Credit Union ranks second with a 95% Recommend score and matches Community First Credit Union at 4.8 for Speedy Quote & Decision.
- Customer feedback favors its clear auto-loan help, local branch access, and strong support during application and approval.
Fox Communities Credit Union (94% Recommend)
- Fox Communities Credit Union ranks third with a 94% Recommend score, 4.7 Easy Application, 4.6 Loan Terms & Rate Satisfaction, and 4.7 Speedy Quote & Decision.
- Customer feedback supports its straightforward vehicle-loan process, helpful staff communication, and convenient Oshkosh-area branch service.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Speedy Quote & Decision | Recommend % |
|---|---|---|---|---|---|
| Community First Credit Union | Credit Union | 4.8 | 4.7 | 4.8 | 96% |
| Verve, a Credit Union | Credit Union | 4.7 | 4.7 | 4.8 | 95% |
| Fox Communities Credit Union | Credit Union | 4.7 | 4.6 | 4.7 | 94% |
| Oshkosh Community Credit Union | Credit Union | 4.6 | 4.6 | 4.7 | 93% |
| UW Credit Union | Credit Union | 4.6 | 4.6 | 4.6 | 92% |
| Winnebago Community Credit Union | Credit Union | 4.5 | 4.6 | 4.6 | 91% |
| Horicon Bank | Community Bank | 4.4 | 4.4 | 4.5 | 88% |
| Bank First | Community Bank | 4.3 | 4.4 | 4.4 | 87% |
Janesville Best Car Loan Lenders
MFP’s Community Lenders Survey most recommended auto loan lenders in Janesville’s area are Blackhawk Community Credit Union, First Community Credit Union and Advia Credit Union.
Blackhawk Community Credit Union (96% Recommend)
- Blackhawk Community Credit Union ranks highest with a 96% Recommend score, 4.8 Easy Application, 4.8 Loan Terms & Rate Satisfaction, and 4.8 Speedy Quote & Decision.
- Customer feedback points to strong local auto-loan help, competitive vehicle-loan terms, and clear guidance during purchase and refinance decisions.
First Community Credit Union (95% Recommend)
- First Community Credit Union ranks second with a 95% Recommend score and matches Blackhawk Community Credit Union at 4.8 for Easy Application.
- Customer feedback favors its smooth vehicle-loan process, helpful branch service, and practical support for new, used, and refinance auto loans.
Advia Credit Union (93% Recommend)
- Advia Credit Union ranks third with a 93% Recommend score, 4.6 Easy Application, 4.6 Loan Terms & Rate Satisfaction, and 4.7 Speedy Quote & Decision.
- Customer feedback supports its clear loan consultations, convenient branch access, and helpful communication during application and approval.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Speedy Quote & Decision | Recommend % |
|---|---|---|---|---|---|
| Blackhawk Community Credit Union | Credit Union | 4.8 | 4.8 | 4.8 | 96% |
| First Community Credit Union | Credit Union | 4.8 | 4.7 | 4.8 | 95% |
| Advia Credit Union | Credit Union | 4.6 | 4.6 | 4.7 | 93% |
| Educators Credit Union | Credit Union | 4.6 | 4.6 | 4.6 | 92% |
| Summit Credit Union | Credit Union | 4.5 | 4.6 | 4.6 | 91% |
| Heartland Credit Union | Credit Union | 4.5 | 4.5 | 4.6 | 90% |
| Johnson Bank | Bank | 4.3 | 4.3 | 4.4 | 86% |
| Old National Bank | Bank | 4.2 | 4.2 | 4.3 | 84% |
Wisconsin Best Online Car Loan Lenders
MFP’s Community Lenders Survey most recommended auto loan lenders in Wisconsin’s area are Landmark Credit Union, UW Credit Union and Educators Credit Union.
Landmark Credit Union (96% Recommend)
- Landmark Credit Union ranks first with a 96% Recommend score, a 4.8 Easy Application rating, a 4.8 Loan Terms & Rate Satisfaction rating, and the highest Speedy Quote & Decision score among the top 3 at 4.9.
- Customer feedback supports its top ranking because borrowers often point to fast approvals, strong Wisconsin availability, and a smooth online auto-loan process.
UW Credit Union (95% Recommend)
- UW Credit Union ranks second with a 95% Recommend score, matching Landmark Credit Union at 4.8 for Easy Application while scoring 4.7 for Loan Terms & Rate Satisfaction.
- Borrower feedback supports its high score because customers value the online preapproval path, clear vehicle-loan options, and strong Wisconsin service coverage.
- Educators Credit Union ranks third with a 94% Recommend score, a 4.7 Easy Application rating, a 4.7 Loan Terms & Rate Satisfaction rating, and a 4.8 Speedy Quote & Decision rating.
- Customer feedback supports the ranking because borrowers mention helpful loan guidance, competitive vehicle-loan options, and a simple application experience.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Speedy Quote & Decision | Recommend |
|---|---|---|---|---|---|
| Landmark Credit Union | Direct | 4.8 | 4.8 | 4.9 | 96% |
| UW Credit Union | Direct | 4.8 | 4.7 | 4.8 | 95% |
| Educators Credit Union | Direct | 4.7 | 4.7 | 4.8 | 94% |
| Summit Credit Union | Direct | 4.7 | 4.6 | 4.7 | 93% |
| Royal Credit Union | Direct | 4.6 | 4.7 | 4.7 | 92% |
| WESTconsin Credit Union | Direct | 4.6 | 4.6 | 4.8 | 91% |
| CoVantage Credit Union | Direct | 4.6 | 4.7 | 4.6 | 90% |
| Capital Credit Union | Direct | 4.5 | 4.6 | 4.6 | 89% |
| Community First Credit Union | Direct | 4.5 | 4.6 | 4.5 | 88% |
| Fox Communities Credit Union | Direct | 4.5 | 4.5 | 4.6 | 87% |
| Verve Credit Union | Direct | 4.4 | 4.5 | 4.6 | 86% |
| Connexus Credit Union | Direct | 4.5 | 4.6 | 4.4 | 85% |
| Bank of America Auto Loans | Direct | 4.6 | 4.7 | 4.5 | 84% |
| Capital One Auto Navigator | Direct | 4.6 | 4.5 | 4.6 | 83% |
| LightStream Auto Loans | Direct | 4.8 | 4.5 | 4.7 | 82% |
| PenFed Credit Union | Direct | 4.5 | 4.5 | 4.5 | 81% |
| myAutoloan | Marketplace | 4.5 | 4.4 | 4.6 | 80% |
| AUTOPAY | Marketplace | 4.5 | 4.3 | 4.6 | 79% |
| LendingTree Auto Loans | Marketplace | 4.4 | 4.4 | 4.5 | 78% |
| Carvana Financing | Direct | 4.7 | 4.1 | 4.6 | 77% |