The MFP’s Community Auto Lender Survey gathers Texas’ car drivers feedback and recommendations for direct lenders like banks, credit unions and online lenders, plus marketplaces. Shopping for a car loan and a lender can be complicated and we gathered this data to help your choice.
Updated: May 11, 2026
<< Human Powered Recommendations from Texas’ Car Drivers >>
Texas Best Car Loan Lenders
Houston, San Antonio, Dallas, Austin, Fort Worth, El Paso, Arlington, Corpus Christi, Plano, Laredo, Online.
Texas Car Loans Lenders Satisfaction
Performance and satisfaction of car loan lenders across Texas by lenders type.
| Lender Type | Application Ease | Loan Terms & Rate Satisfaction | Speedy Quote & Decision | Recommendation Rate |
|---|---|---|---|---|
| Credit Unions | 4.60 | 4.63 | 4.61 | 91.5% |
| Community Banks | 4.26 | 4.33 | 4.35 | 86.1% |
| Banks | 4.19 | 4.21 | 4.30 | 84.7% |
| Online Lenders | 4.53 | 4.53 | 4.54 | 82.3% |
Source: MFP’s Community Survey of Auto Loan Lenders by State and Cities.
Recommendations are gathered from 3,966 local Texas drivers who got a quote or applied for a car loan in the past 12 months. We survey 4 broad areas; loan application, loan term and rate, speedy quote and decision, plus if borrowers recommend the lender:
- Loan Application (0 to 5): How easy it is to apply for your auto loan. What’s the amount of information asked. How fast do you complete your application for your loan.
- Loan Term& Rate (0 to 5): Are you satisfied with the loan rate offered and loan term available? Are you satisfied with the fees or absence of fees?
- Speedy Quote & Decision (0 to 5): Were you happy with the guidance and speed you were offered, speed of a quote requested, and speed to get a decision on your loan?
- Recommendation (yes/no): Do you recommend this lender after going through the process?
More Info for Texas Drivers:
Houston Best Car Loan Lenders
MFP’s Community Lenders Survey most recommended auto loan lenders in Houston’s area are Houston Federal Credit Union, Smart Financial Credit Union and TDECU.
Houston Federal Credit Union(95% Recommend)
- Highest Recommend % at 95%, with the strongest Speedy Quote & Decision score among the top 3 at 4.8 and a 4.8 Easy Application rating.
- Reviews most often point to helpful loan staff, smooth applications, and clear communication during the auto-loan process.
Smart Financial Credit Union(94% Recommend)
- Second-highest Recommend % at 94%, with the highest Loan Terms & Rate Satisfaction score among the top 3 at 4.8 and a strong 4.7 Easy Application rating.
- Reviews commonly highlight competitive vehicle-loan terms, responsive staff, and straightforward financing support.
TDECU(93% Recommend)
- Strong 93% Recommend score, with balanced 4.7 ratings for Easy Application, Loan Terms & Rate Satisfaction, and Speedy Quote & Decision.
- Reviews frequently mention simple loan steps, helpful employees, and good support throughout the borrowing process.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Speedy Quote & Decision | Recommend % |
|---|---|---|---|---|---|
| Houston Federal Credit Union | Credit Union | 4.8 | 4.7 | 4.8 | 95% |
| Smart Financial Credit Union | Credit Union | 4.7 | 4.8 | 4.7 | 94% |
| TDECU | Credit Union | 4.7 | 4.7 | 4.7 | 93% |
| PrimeWay Federal Credit Union | Credit Union | 4.6 | 4.7 | 4.6 | 92% |
| Texas Bay Credit Union | Credit Union | 4.6 | 4.6 | 4.6 | 91% |
| Cy-Fair Federal Credit Union | Credit Union | 4.5 | 4.6 | 4.6 | 90% |
| Members Choice Credit Union | Credit Union | 4.5 | 4.5 | 4.6 | 89% |
| Wellby Financial | Credit Union | 4.4 | 4.5 | 4.5 | 88% |
| First Community Credit Union | Credit Union | 4.4 | 4.4 | 4.5 | 87% |
| Shell Federal Credit Union | Credit Union | 4.3 | 4.4 | 4.4 | 86% |
| Gulf Coast Educators Federal Credit Union | Credit Union | 4.3 | 4.3 | 4.4 | 85% |
| Central Bank | Community Bank | 4.2 | 4.3 | 4.3 | 84% |
| Capital Bank | Community Bank | 4.2 | 4.2 | 4.3 | 83% |
| First National Bank Texas | Bank | 4.1 | 4.1 | 4.2 | 82% |
| SouthState Bank | Bank | 4.0 | 4.1 | 4.1 | 81% |
San Antonio Best Car Loan Lenders
MFP’s Community Lenders Survey most recommended auto loan lenders in San Antonio’s area are Security Service Federal Credit Union, RBFCU and Credit Human.
Security Service Federal Credit Union(95% Recommend)
- Highest Recommend % at 95%, with the strongest Easy Application score among the top 3 at 4.8 and a 4.8 Speedy Quote & Decision rating.
- Reviews most often point to smooth application handling, helpful staff, and clear communication during the auto-loan process.
RBFCU(94% Recommend)
- Second-highest Recommend % at 94%, with the highest Loan Terms & Rate Satisfaction score among the top 3 at 4.8 and a strong 4.7 Easy Application rating.
- Reviews commonly highlight competitive vehicle-loan terms, straightforward financing steps, and reliable support.
Credit Human(93% Recommend)
- Strong 93% Recommend score, with balanced 4.7 ratings for Easy Application, Loan Terms & Rate Satisfaction, and Speedy Quote & Decision.
- Reviews frequently mention attentive employees, useful loan guidance, and a simple borrowing experience.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Speedy Quote & Decision | Recommend % |
|---|---|---|---|---|---|
| Security Service Federal Credit Union | Credit Union | 4.8 | 4.7 | 4.8 | 95% |
| RBFCU | Credit Union | 4.7 | 4.8 | 4.7 | 94% |
| Credit Human | Credit Union | 4.7 | 4.7 | 4.7 | 93% |
| Generations Federal Credit Union | Credit Union | 4.6 | 4.7 | 4.6 | 92% |
| River City Federal Credit Union | Credit Union | 4.6 | 4.6 | 4.6 | 91% |
| San Antonio Citizens Federal Credit Union | Credit Union | 4.5 | 4.6 | 4.5 | 90% |
| Frost Bank | Bank | 4.4 | 4.4 | 4.5 | 88% |
| Broadway Bank | Community Bank | 4.3 | 4.4 | 4.4 | 87% |
| Jefferson Bank | Community Bank | 4.3 | 4.3 | 4.4 | 86% |
| First National Bank Texas | Bank | 4.1 | 4.1 | 4.2 | 83% |
Dallas Best Car Loan Lenders
MFP’s Community Lenders Survey most recommended auto loan lenders in Dallas’s area are Credit Union of Texas, Resource One Credit Union and Neighborhood Credit Union.
Credit Union of Texas(95% Recommend)
- Highest Recommend % at 95%, with the strongest Loan Terms & Rate Satisfaction score among the top 3 at 4.8 and a 4.8 Speedy Quote & Decision rating.
- Reviews most often point to competitive vehicle-loan terms, helpful staff, and clear communication during financing.
Resource One Credit Union(94% Recommend)
- Second-highest Recommend % at 94%, with the top Easy Application score among the top 3 at 4.8 and a strong 4.7 Loan Terms & Rate Satisfaction rating.
- Reviews commonly highlight smooth applications, responsive employees, and straightforward loan support.
Neighborhood Credit Union(93% Recommend)
- Strong 93% Recommend score, with balanced 4.7 ratings for Easy Application, Loan Terms & Rate Satisfaction, and Speedy Quote & Decision.
- Reviews frequently mention helpful branch service, simple loan steps, and useful guidance throughout the borrowing process.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Speedy Quote & Decision | Recommend % |
|---|---|---|---|---|---|
| Credit Union of Texas | Credit Union | 4.7 | 4.8 | 4.8 | 95% |
| Resource One Credit Union | Credit Union | 4.8 | 4.7 | 4.7 | 94% |
| Neighborhood Credit Union | Credit Union | 4.7 | 4.7 | 4.7 | 93% |
| City Credit Union | Credit Union | 4.6 | 4.7 | 4.6 | 92% |
| Texans Credit Union | Credit Union | 4.6 | 4.6 | 4.6 | 91% |
| Prestige Community Credit Union | Credit Union | 4.5 | 4.6 | 4.5 | 90% |
| America’s Credit Union | Credit Union | 4.5 | 4.5 | 4.5 | 89% |
| Lone Star Credit Union | Credit Union | 4.4 | 4.5 | 4.4 | 88% |
| F&M Community Bank | Community Bank | 4.3 | 4.4 | 4.3 | 86% |
| Community Bank | Bank | 4.2 | 4.2 | 4.3 | 84% |
Austin Best Car Loan Lenders
MFP’s Community Lenders Survey most recommended auto loan lenders in Austin’s area are Austin Telco Federal Credit Union, UFCU and A+ Federal Credit Union.
Austin Telco Federal Credit Union(95% Recommend)
- Highest Recommend % at 95%, with the strongest Easy Application score among the top 3 at 4.8 and a 4.8 Speedy Quote & Decision rating.
- Reviews most often point to smooth application handling, helpful staff, and clear communication during the auto-loan process.
UFCU(94% Recommend)
- Second-highest Recommend % at 94%, with the highest Loan Terms & Rate Satisfaction score among the top 3 at 4.8 and a strong 4.7 Easy Application rating.
- Reviews commonly highlight competitive vehicle-loan terms, straightforward financing steps, and responsive support.
A+ Federal Credit Union(93% Recommend)
- Strong 93% Recommend score, with balanced 4.7 ratings for Easy Application, Loan Terms & Rate Satisfaction, and Speedy Quote & Decision.
- Reviews frequently mention attentive employees, useful loan guidance, and a simple borrowing experience.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Speedy Quote & Decision | Recommend % |
|---|---|---|---|---|---|
| Austin Telco Federal Credit Union | Credit Union | 4.8 | 4.7 | 4.8 | 95% |
| UFCU | Credit Union | 4.7 | 4.8 | 4.7 | 94% |
| A+ Federal Credit Union | Credit Union | 4.7 | 4.7 | 4.7 | 93% |
| Greater Texas Credit Union | Credit Union | 4.6 | 4.7 | 4.6 | 92% |
| Amplify Credit Union | Credit Union | 4.6 | 4.6 | 4.6 | 91% |
| RBFCU | Credit Union | 4.5 | 4.6 | 4.5 | 90% |
| Velocity Credit Union | Credit Union | 4.5 | 4.5 | 4.5 | 89% |
| Frost Bank | Bank | 4.4 | 4.4 | 4.5 | 88% |
| Prosperity Bank | Bank | 4.2 | 4.3 | 4.3 | 85% |
| Austin Bank | Community Bank | 4.1 | 4.2 | 4.2 | 84% |
Fort Worth Best Car Loan Lenders
MFP’s Community Lenders Survey most recommended auto loan lenders in Fort Worth’s area are EECU, Fort Worth Community Credit Union and Texas Trust Credit Union.
EECU(95% Recommend)
- Highest Recommend % at 95%, with the strongest Loan Terms & Rate Satisfaction score among the top 3 at 4.8 and a 4.8 Speedy Quote & Decision rating.
- Reviews most often point to competitive vehicle-loan terms, helpful staff, and clear communication during financing.
Fort Worth Community Credit Union(94% Recommend)
- Second-highest Recommend % at 94%, with the top Easy Application score among the top 3 at 4.8 and a strong 4.7 Speedy Quote & Decision rating.
- Reviews commonly highlight smooth applications, responsive employees, and straightforward auto-loan support.
Texas Trust Credit Union(92% Recommend)
- Strong 92% Recommend score, with balanced 4.6 ratings for Easy Application, Loan Terms & Rate Satisfaction, and Speedy Quote & Decision.
- Reviews frequently mention helpful branch service, simple loan steps, and useful guidance throughout the borrowing process.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Speedy Quote & Decision | Recommend % |
|---|---|---|---|---|---|
| EECU | Credit Union | 4.7 | 4.8 | 4.8 | 95% |
| Fort Worth Community Credit Union | Credit Union | 4.8 | 4.7 | 4.7 | 94% |
| Texas Trust Credit Union | Credit Union | 4.6 | 4.6 | 4.6 | 92% |
| Neighborhood Credit Union | Credit Union | 4.5 | 4.6 | 4.5 | 90% |
| Texas Bay Credit Union | Credit Union | 4.5 | 4.5 | 4.5 | 89% |
| Credit Union of Texas | Credit Union | 4.4 | 4.5 | 4.4 | 88% |
| Frost Bank | Bank | 4.3 | 4.4 | 4.4 | 87% |
| First Financial Bank | Community Bank | 4.3 | 4.3 | 4.4 | 86% |
| Prosperity Bank | Bank | 4.2 | 4.2 | 4.3 | 84% |
| First National Bank Texas | Bank | 4.1 | 4.1 | 4.2 | 83% |
El Paso Best Car Loan Lenders
MFP’s Community Lenders Survey most recommended auto loan lenders in El Paso’s area are GECU, Raiz Federal Credit Union and FirstLight Federal Credit Union.
GECU(95% Recommend)
- Highest Recommend % at 95%, with the strongest Speedy Quote & Decision score among the top 3 at 4.8 and a 4.8 Loan Terms & Rate Satisfaction rating.
- Reviews most often point to helpful branch staff, clear loan communication, and a smooth vehicle-loan process.
Raiz Federal Credit Union(94% Recommend)
- Second-highest Recommend % at 94%, with the top Easy Application score among the top 3 at 4.8 and a strong 4.7 Loan Terms & Rate Satisfaction rating.
- Reviews commonly highlight simple applications, responsive service, and clear support during financing.
FirstLight Federal Credit Union(93% Recommend)
- Strong 93% Recommend score, with balanced 4.7 ratings for Easy Application, Loan Terms & Rate Satisfaction, and Speedy Quote & Decision.
- Reviews frequently mention attentive employees, straightforward loan steps, and useful guidance throughout the borrowing process.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Speedy Quote & Decision | Recommend % |
|---|---|---|---|---|---|
| GECU | Credit Union | 4.7 | 4.8 | 4.8 | 95% |
| Raiz Federal Credit Union | Credit Union | 4.8 | 4.7 | 4.7 | 94% |
| FirstLight Federal Credit Union | Credit Union | 4.7 | 4.7 | 4.7 | 93% |
| evolve Federal Credit Union | Credit Union | 4.6 | 4.7 | 4.6 | 92% |
| One Source Federal Credit Union | Credit Union | 4.6 | 4.6 | 4.6 | 91% |
| Nusenda Credit Union | Credit Union | 4.5 | 4.6 | 4.5 | 90% |
| Navy Federal Credit Union | Credit Union | 4.4 | 4.5 | 4.5 | 89% |
| WestStar Bank | Community Bank | 4.3 | 4.4 | 4.4 | 87% |
| First National Bank Texas | Bank | 4.2 | 4.2 | 4.3 | 84% |
| Bank of America | Bank | 4.0 | 4.0 | 4.1 | 82% |
Arlington Best Car Loan Lenders
MFP’s Community Lenders Survey most recommended auto loan lenders in Arlington’s area are Texas Trust Credit Union, EECU and Fort Worth Community Credit Union.
Texas Trust Credit Union(95% Recommend)
- Highest Recommend % at 95%, with the strongest Easy Application score among the top 3 at 4.8 and a 4.8 Speedy Quote & Decision rating.
- Reviews most often point to smooth application handling, helpful staff, and clear communication during the auto-loan process.
EECU(94% Recommend)
- Second-highest Recommend % at 94%, with the highest Loan Terms & Rate Satisfaction score among the top 3 at 4.8 and a strong 4.7 Speedy Quote & Decision rating.
- Reviews commonly highlight competitive vehicle-loan terms, responsive employees, and straightforward financing support.
Fort Worth Community Credit Union(92% Recommend)
- Strong 92% Recommend score, with balanced 4.6 ratings for Easy Application, Loan Terms & Rate Satisfaction, and Speedy Quote & Decision.
- Reviews frequently mention attentive branch service, simple loan steps, and useful guidance throughout the borrowing process.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Speedy Quote & Decision | Recommend % |
|---|---|---|---|---|---|
| Texas Trust Credit Union | Credit Union | 4.8 | 4.7 | 4.8 | 95% |
| EECU | Credit Union | 4.7 | 4.8 | 4.7 | 94% |
| Fort Worth Community Credit Union | Credit Union | 4.6 | 4.6 | 4.6 | 92% |
| Neighborhood Credit Union | Credit Union | 4.5 | 4.6 | 4.5 | 90% |
| Credit Union of Texas | Credit Union | 4.5 | 4.5 | 4.5 | 89% |
| Resource One Credit Union | Credit Union | 4.4 | 4.5 | 4.4 | 88% |
| Frost Bank | Bank | 4.3 | 4.4 | 4.4 | 87% |
| First National Bank Texas | Bank | 4.2 | 4.2 | 4.3 | 84% |
| Chase Bank | Bank | 4.1 | 4.1 | 4.2 | 83% |
| Bank of America | Bank | 4.0 | 4.0 | 4.1 | 82% |
Corpus Christi Best Car Loan Lenders
MFP’s Community Lenders Survey most recommended auto loan lenders in Corpus Christi’s area are Rally Credit Union, CoastLife Credit Union and STAR Financial Credit Union.
Rally Credit Union(95% Recommend)
- Highest Recommend % at 95%, with the strongest Easy Application score among the top 3 at 4.8 and a 4.8 Speedy Quote & Decision rating.
- Reviews most often point to smooth application handling, helpful staff, and clear communication during the auto-loan process.
CoastLife Credit Union(94% Recommend)
- Second-highest Recommend % at 94%, with the highest Loan Terms & Rate Satisfaction score among the top 3 at 4.8 and a strong 4.7 Speedy Quote & Decision rating.
- Reviews commonly highlight competitive vehicle-loan terms, responsive staff, and straightforward financing support.
STAR Financial Credit Union(92% Recommend)
- Strong 92% Recommend score, with balanced 4.6 ratings for Easy Application, Loan Terms & Rate Satisfaction, and Speedy Quote & Decision.
- Reviews frequently mention attentive service, simple loan steps, and helpful guidance during the borrowing process.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Speedy Quote & Decision | Recommend % |
|---|---|---|---|---|---|
| Rally Credit Union | Credit Union | 4.8 | 4.7 | 4.8 | 95% |
| CoastLife Credit Union | Credit Union | 4.7 | 4.8 | 4.7 | 94% |
| STAR Financial Credit Union | Credit Union | 4.6 | 4.6 | 4.6 | 92% |
| Navy Federal Credit Union | Credit Union | 4.5 | 4.6 | 4.5 | 90% |
| Kleberg Bank | Community Bank | 4.4 | 4.5 | 4.5 | 89% |
| American Bank | Community Bank | 4.3 | 4.4 | 4.4 | 87% |
| Frost Bank | Bank | 4.2 | 4.3 | 4.4 | 86% |
| First Community Bank | Community Bank | 4.1 | 4.2 | 4.2 | 84% |
Plano Best Car Loan Lenders
MFP’s Community Lenders Survey most recommended auto loan lenders in Plano’s area are InTouch Credit Union, Credit Union of Texas and Texans Credit Union.
InTouch Credit Union(95% Recommend)
- Highest Recommend % at 95%, with the strongest Speedy Quote & Decision score among the top 3 at 4.8 and a 4.8 Easy Application rating.
- Reviews most often point to helpful staff, smooth application handling, and clear communication during the auto-loan process.
Credit Union of Texas(94% Recommend)
- Second-highest Recommend % at 94%, with the highest Loan Terms & Rate Satisfaction score among the top 3 at 4.8 and a strong 4.7 Speedy Quote & Decision rating.
- Reviews commonly highlight competitive vehicle-loan terms, responsive employees, and straightforward financing support.
Texans Credit Union(92% Recommend)
- Strong 92% Recommend score, with balanced 4.6 ratings for Easy Application, Loan Terms & Rate Satisfaction, and Speedy Quote & Decision.
- Reviews frequently mention attentive service, simple loan steps, and useful guidance throughout the borrowing process.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Speedy Quote & Decision | Recommend % |
|---|---|---|---|---|---|
| InTouch Credit Union | Credit Union | 4.8 | 4.7 | 4.8 | 95% |
| Credit Union of Texas | Credit Union | 4.7 | 4.8 | 4.7 | 94% |
| Texans Credit Union | Credit Union | 4.6 | 4.6 | 4.6 | 92% |
| Neighborhood Credit Union | Credit Union | 4.5 | 4.6 | 4.5 | 90% |
| Bank of Texas | Bank | 4.4 | 4.4 | 4.5 | 88% |
| City Bank | Community Bank | 4.3 | 4.4 | 4.4 | 87% |
| Frost Bank | Bank | 4.2 | 4.3 | 4.3 | 85% |
| American Bank of Commerce | Community Bank | 4.1 | 4.2 | 4.2 | 84% |
Laredo Best Car Loan Lenders
MFP’s Community Lenders Survey most recommended auto loan lenders in Laredo’s area are Laredo Federal Credit Union, IBC Bank and Falcon International Bank.
Laredo Federal Credit Union(94% Recommend)
- Highest Recommend % at 94%, with the strongest Loan Terms & Rate Satisfaction score among the top 3 at 4.8 and a 4.7 Easy Application rating.
- Reviews most often point to competitive vehicle-loan terms, helpful staff, and a straightforward local borrowing process.
IBC Bank(91% Recommend)
- Second-highest Recommend % at 91%, with the strongest Speedy Quote & Decision score among the top 3 at 4.7 and a solid 4.5 Easy Application rating.
- Reviews commonly highlight accessible local branches, responsive staff, and clear service during financing discussions.
Falcon International Bank(89% Recommend)
- Strong 89% Recommend score, with balanced 4.4 ratings for Easy Application, Loan Terms & Rate Satisfaction, and Speedy Quote & Decision.
- Reviews frequently mention helpful local service, familiar branch staff, and practical guidance during banking decisions.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Speedy Quote & Decision | Recommend % |
|---|---|---|---|---|---|
| Laredo Federal Credit Union | Credit Union | 4.7 | 4.8 | 4.7 | 94% |
| IBC Bank | Bank | 4.5 | 4.4 | 4.7 | 91% |
| Falcon International Bank | Community Bank | 4.4 | 4.4 | 4.4 | 89% |
| Texas Community Bank | Community Bank | 4.3 | 4.4 | 4.4 | 88% |
| Credit Human | Credit Union | 4.3 | 4.3 | 4.4 | 87% |
| PNC Bank | Bank | 4.2 | 4.2 | 4.3 | 85% |
| First Convenience Bank | Bank | 4.1 | 4.1 | 4.2 | 83% |
| Bank of America | Bank | 4.0 | 4.0 | 4.1 | 82% |
Texas Best Online Car Loan Lenders
MFP’s Community Lenders Survey most recommended auto loan lenders in Texas’s area are RBFCU, UFCU and Greater Texas Credit Union.
RBFCU (91% Recommend)
- RBFCU ranks first with a 4.9 Easy Application rating, 4.9 Loan Terms & Rate Satisfaction rating, and 4.9 Speedy Quote & Decision rating, tying the highest score in every table metric.
- Customer feedback points to strong Texas borrower satisfaction, a simple online application process, fast approvals, and competitive purchase auto-loan terms.
UFCU (90% Recommend)
- UFCU ranks second with a 4.9 Easy Application rating, 4.8 Loan Terms & Rate Satisfaction rating, and 4.8 Speedy Quote & Decision rating, tying RBFCU on Easy Application.
- Customer feedback supports strong Texas-specific borrower satisfaction, useful preapproval options, and clear online vehicle-loan steps.
Greater Texas Credit Union (89% Recommend)
- Greater Texas Credit Union ranks third with a 4.8 Easy Application rating, 4.8 Loan Terms & Rate Satisfaction rating, and 4.8 Speedy Quote & Decision rating, tying UFCU on Loan Terms and Speedy Quote & Decision.
- Customer feedback points to fast approvals, helpful borrower support, and a clear Texas-focused online auto-loan application.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Speedy Quote & Decision | Recommend |
|---|---|---|---|---|---|
| RBFCU | Direct | 4.9 | 4.9 | 4.9 | 91% |
| UFCU | Direct | 4.9 | 4.8 | 4.8 | 90% |
| Greater Texas Credit Union | Direct | 4.8 | 4.8 | 4.8 | 89% |
| TDECU | Direct | 4.8 | 4.7 | 4.8 | 88% |
| Texas Trust Credit Union | Direct | 4.7 | 4.8 | 4.7 | 87% |
| Credit Human | Direct | 4.7 | 4.7 | 4.7 | 86% |
| Texans Credit Union | Direct | 4.7 | 4.7 | 4.6 | 85% |
| A+ Federal Credit Union | Direct | 4.6 | 4.7 | 4.6 | 84% |
| Amplify Credit Union | Direct | 4.6 | 4.6 | 4.6 | 83% |
| Security Service Federal Credit Union | Direct | 4.5 | 4.6 | 4.5 | 82% |
| Resource One Credit Union | Direct | 4.5 | 4.5 | 4.5 | 81% |
| AUTOPAY | Marketplace | 4.5 | 4.4 | 4.5 | 81% |
| Capital One Auto Navigator | Direct | 4.5 | 4.3 | 4.6 | 80% |
| EECU | Direct | 4.4 | 4.5 | 4.4 | 80% |
| First Community Credit Union | Direct | 4.4 | 4.4 | 4.4 | 79% |
| LightStream | Direct | 4.4 | 4.4 | 4.5 | 79% |
| PenFed Credit Union | Direct | 4.3 | 4.6 | 4.3 | 78% |
| myAutoloan | Marketplace | 4.2 | 4.1 | 4.2 | 75% |
| Auto Credit Express | Marketplace | 4.1 | 4.0 | 4.2 | 74% |
| CarsDirect | Marketplace | 4.0 | 4.0 | 4.1 | 73% |