See Utah car insurance cost for both new and used cars by auto values, deductibles and credit scores. Once ready, see the best local and statewide car insurers.
Car insurance in Utah often costs more than the national average. Drivers here deal with fast-growing cities, busy commuter corridors, and seasonal weather that raises claim costs.
Curious about car financing? See real Utah car loan rates shared by our community. Also find Utah best car loan lenders in your area (also community recommended).
Utah’s 25/65/15 Rule: What It Covers
Utah law requires drivers to carry liability coverage and personal injury protection. These parts of your policy help pay for injuries and damage when a crash happens.
- $25,000 for injuries to one person. This pays for medical bills if you hurt someone in a crash.
- $65,000 for injuries to more than one person in a single crash. This is the total amount your insurance will pay for all injured people combined.
- $15,000 for property damage. This pays to fix or replace what you damage, like another car, a fence, or a building.
- $3,000 in personal injury protection. This helps pay for medical bills for you and your passengers, no matter who caused the crash.
Utah also requires coverage for injuries caused by uninsured drivers. This helps protect you if the other driver has no insurance.
MFP Tip: Mountain roads and winter driving raise the chance of serious crashes. Higher liability limits can protect your savings after a major accident.
Utah New Car Insurance Costs
Your new car insurance price depends on the value of your car, how much coverage you choose, and your credit history. New cars often cost more to insure because repairs and replacement parts are more expensive.
| Car Value | Coverage | 750+ (Excellent) |
700–749 (Good) |
650–699 (Fair) |
600–649 (Below Fair) |
|---|---|---|---|---|---|
| Over $60K | Full | $197 | $230 | $250 | $404 |
| Standard | $166 | $193 | $210 | $339 | |
| Liability only | $118 | $138 | $150 | $242 | |
| $40K-$60K | Full | $167 | $194 | $212 | $342 |
| Standard | $139 | $162 | $176 | $284 | |
| Liability only | $101 | $118 | $128 | $207 | |
| $25K-$40K | Full | $146 | $170 | $185 | $298 |
| Standard | $121 | $141 | $153 | $248 | |
| Liability only | $90 | $105 | $114 | $184 | |
| Below $25K | Full | $128 | $149 | $162 | $262 |
| Standard | $105 | $122 | $133 | $215 | |
| Liability only | $79 | $92 | $100 | $162 |
Utah Used Car Insurance Costs
Used cars may cost less to insure in Utah, but dropping coverage for your own car can leave you paying out of pocket after a crash, a theft, or storm damage.
| Car Value | Coverage | 750+ (Excellent) |
700–749 (Good) |
650–699 (Fair) |
600–649 (Below Fair) |
|---|---|---|---|---|---|
| Over $40K | Full | $149 | $174 | $189 | $306 |
| Standard | $125 | $145 | $158 | $255 | |
| Liability only | $91 | $105 | $115 | $186 | |
| $15K-$40K | Full | $125 | $145 | $158 | $255 |
| Standard | $103 | $120 | $131 | $211 | |
| Liability only | $77 | $89 | $97 | $157 | |
| Below $15K | Full | $105 | $122 | $133 | $214 |
| Standard | $85 | $99 | $108 | $175 | |
| Liability only | $65 | $76 | $83 | $134 |
Most insurers group policies into three coverage levels:
- Full: Includes liability plus coverage for damage to your own car, even if you cause the crash or weather damages your vehicle.
- Standard: Higher liability limits than the state minimum, with or without coverage for your own car.
- Liability Only: Covers injuries and damage you cause to others, but not your own car.
How Credit History Influences Utah Car Insurance Prices
In Utah, insurers can use your credit history when setting your price. Drivers with strong credit often pay less, while drivers with below-fair credit usually pay much more for the same coverage.
In many cases, a driver with weak credit can pay 50 to 65 percent more than a driver with excellent credit, even if both have similar cars and clean driving records.
MFP Tip: If your credit improves, request a new quote before your renewal date. A better credit history can lead to a lower bill.
Finding the Right Coverage
If you finance or lease a new car, your lender will require coverage that pays to repair or replace your car after a crash or storm. This protects their investment until the loan is paid off.
Gap insurance can help during the early years of a loan. If your car is totaled, it covers the difference between what your car is worth and what you still owe.
For used cars, the 10 percent test can guide your choice. If your yearly coverage cost is more than 10 percent of your car’s value, you may want to keep only liability and drop coverage for your own car.
Why Utah’s Minimums Can Leave You Paying the Difference
When You Damage Someone’s Property
Many vehicles on Utah roads cost more than $15,000 to repair. If your limit runs out, the rest of the bill can fall on you.
If You Injure Someone
Medical care and missed work can push costs past $25,000 for a single person. If more than one person is hurt, the $65,000 total limit has to cover everyone.
When an Uninsured Driver Hits You
Coverage for injuries and damage to your own car can help when the other driver cannot pay.
What Shapes Utah Rates
Utah uses an at-fault system. The driver who causes the crash is responsible for injuries and damage, which makes strong liability limits more valuable.
Snow, ice, and mountain driving can damage vehicles and lead to claims across the state.
Traffic around Salt Lake City, Provo, and major routes like I-15 raises the chance of minor crashes and repair costs.
How Utah Drivers Can Bring Their Insurance Costs Down
- Bundle policies. Putting home or renters insurance with the same company can lead to lower prices.
- Take a defensive driving course. Some insurers offer discounts for approved classes.
- Use safe-driver tracking programs. These track how you drive and can lower your rate if you avoid hard braking and late-night trips.
- Compare quotes. Prices can vary widely between companies for the same driver and car.
- Raise your deductible. This is the amount you pay out of pocket before insurance kicks in.
MFP Tip: If you drive through mountain passes in winter, ask about discounts for safety features like all-wheel drive and collision avoidance systems.
What to Do After Buying a Car in Utah
You need insurance in place before you can register your vehicle. Dealers often submit paperwork for new cars, while private sales leave the steps to you.
Registration and title work go through the Utah Division of Motor Vehicles. New residents and in-state buyers have a short window to complete the process.
Review your coverage once a year. As your car’s value drops, you may be able to adjust your policy and lower your costs.
Utah Best Car Insurance
See Utah best local insurers by metro areas based on community recommendations
Salt Lake City, West Valley, West Jordan, Provo, St. George, Orem, Sandy, Lehi, Ogden, South Jordan
Salt Lake City Best Car Insurers
MFP’s Community Car Insurance Survey most recommended auto insurance companies in Salt Lake City’s area are The Buckner Company, Bear River Mutual and Farm Bureau Financial Services.
The Buckner Company (89% Recommend)
- The Buckner Company scores 4.7 Easy Application, 4.6 Terms & Premium Satisfaction and 4.9 Support & Guidance, the highest Support & Guidance among Salt Lake City’s top 3.
- Drivers can use the agency to compare several companies and get help choosing coverage without doing all the shopping alone.
Bear River Mutual (86% Recommend)
- Bear River Mutual has 4.2 Easy Application, 4.7 Terms & Premium Satisfaction and 4.6 Support & Guidance, the strongest Terms & Premium Satisfaction among the top 3.
- Bear River is a strong Utah option for drivers who want a local insurer and agent help after the quote.
Farm Bureau Financial Services (84% Recommend)
- Farm Bureau Financial Services scores 4.3 Easy Application, 4.6 Terms & Premium Satisfaction and 4.6 Support & Guidance, close to Bear River on price and support.
- Farm Bureau works well for drivers who want local agent service and a company familiar with Utah households.
| Insurer | Type | Easy Application | Terms & Premium Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| The Buckner Company | Agency | 4.7 | 4.6 | 4.9 | 89% |
| Bear River Mutual | Insurer | 4.2 | 4.7 | 4.6 | 86% |
| Farm Bureau Financial Services | Insurer | 4.3 | 4.6 | 4.6 | 84% |
| Leavitt Group | Agency | 4.5 | 4.5 | 4.7 | 83% |
| Keystone Insurance | Agency | 4.5 | 4.5 | 4.7 | 82% |
| State Farm | Insurer | 4.5 | 4.2 | 4.3 | 80% |
| Progressive | Insurer | 4.7 | 4.2 | 4.1 | 79% |
| GEICO | Insurer | 4.8 | 4.2 | 4.0 | 78% |
| American Family Insurance | Insurer | 4.3 | 4.2 | 4.2 | 77% |
| Auto-Owners Insurance | Insurer | 4.2 | 4.4 | 4.4 | 77% |
| Allstate | Insurer | 4.3 | 4.1 | 4.2 | 76% |
| Farmers Insurance | Insurer | 4.2 | 4.0 | 4.1 | 75% |
| Travelers | Insurer | 4.2 | 4.1 | 4.1 | 74% |
| Nationwide | Insurer | 4.2 | 4.0 | 4.0 | 73% |
| Liberty Mutual | Insurer | 4.3 | 3.9 | 4.0 | 72% |
West Valley Best Car Insurers
MFP’s Community Car Insurance Survey most recommended auto insurance companies in West Valley’s area are Bear River Mutual, The Buckner Company and Farm Bureau Financial Services.
Bear River Mutual (86% Recommend)
- Bear River Mutual scores 4.2 Easy Application, 4.7 Terms & Premium Satisfaction and 4.6 Support & Guidance, the strongest Terms & Premium Satisfaction among West Valley’s top 3.
- Bear River is a good fit for drivers who want a Utah-based insurer and local agent support.
The Buckner Company (85% Recommend)
- The Buckner Company has 4.6 Easy Application, 4.5 Terms & Premium Satisfaction and 4.8 Support & Guidance, the highest Support & Guidance among the top 3.
- Drivers can get help comparing companies instead of picking a policy based only on one quote.
Farm Bureau Financial Services (83% Recommend)
- Farm Bureau Financial Services scores 4.3 Easy Application, 4.6 Terms & Premium Satisfaction and 4.6 Support & Guidance, matching Bear River on Support & Guidance.
- Farm Bureau works well for drivers who want local agent help and a company familiar with Utah insurance needs.
| Insurer | Type | Easy Application | Terms & Premium Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Bear River Mutual | Insurer | 4.2 | 4.7 | 4.6 | 86% |
| The Buckner Company | Agency | 4.6 | 4.5 | 4.8 | 85% |
| Farm Bureau Financial Services | Insurer | 4.3 | 4.6 | 4.6 | 83% |
| Keystone Insurance | Agency | 4.5 | 4.5 | 4.7 | 82% |
| State Farm | Insurer | 4.5 | 4.2 | 4.3 | 80% |
| Progressive | Insurer | 4.7 | 4.2 | 4.1 | 79% |
| GEICO | Insurer | 4.8 | 4.2 | 4.0 | 78% |
| American Family Insurance | Insurer | 4.3 | 4.2 | 4.2 | 77% |
| Allstate | Insurer | 4.3 | 4.1 | 4.2 | 76% |
| Farmers Insurance | Insurer | 4.2 | 4.0 | 4.1 | 75% |
West Jordan Best Car Insurers
MFP’s Community Car Insurance Survey most recommended auto insurance companies in West Jordan’s area are Bear River Mutual, Farm Bureau Financial Services and Keystone Insurance.
Bear River Mutual (86% Recommend)
- Bear River Mutual scores 4.2 Easy Application, 4.7 Terms & Premium Satisfaction and 4.6 Support & Guidance, the highest Terms & Premium Satisfaction among West Jordan’s top 3.
- Bear River is a strong Utah choice for drivers who want local-agent service and good value for the coverage.
Farm Bureau Financial Services (83% Recommend)
- Farm Bureau Financial Services has 4.3 Easy Application, 4.6 Terms & Premium Satisfaction and 4.6 Support & Guidance, matching Bear River on Support & Guidance.
- Farm Bureau works well for drivers who want a local agent and a company used to serving Utah families.
Keystone Insurance (82% Recommend)
- Keystone Insurance scores 4.5 Easy Application, 4.5 Terms & Premium Satisfaction and 4.7 Support & Guidance, the highest Support & Guidance among the top 3.
- Drivers can use Keystone to compare several companies and get help deciding which policy is worth buying.
| Insurer | Type | Easy Application | Terms & Premium Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Bear River Mutual | Insurer | 4.2 | 4.7 | 4.6 | 86% |
| Farm Bureau Financial Services | Insurer | 4.3 | 4.6 | 4.6 | 83% |
| Keystone Insurance | Agency | 4.5 | 4.5 | 4.7 | 82% |
| State Farm | Insurer | 4.5 | 4.2 | 4.3 | 80% |
| Progressive | Insurer | 4.7 | 4.2 | 4.1 | 79% |
| GEICO | Insurer | 4.8 | 4.2 | 4.0 | 78% |
| American Family Insurance | Insurer | 4.3 | 4.2 | 4.2 | 77% |
| Allstate | Insurer | 4.3 | 4.1 | 4.2 | 76% |
Provo Best Car Insurers
MFP’s Community Car Insurance Survey most recommended auto insurance companies in Provo’s area are Keystone Insurance, Bear River Mutual and Farm Bureau Financial Services.
Keystone Insurance (89% Recommend)
- Keystone Insurance scores 4.7 Easy Application, 4.6 Terms & Premium Satisfaction and 4.9 Support & Guidance, the highest Support & Guidance among Provo’s top 3.
- Drivers can work with a local agency that compares companies and helps explain the policy before they buy.
Bear River Mutual (86% Recommend)
- Bear River Mutual has 4.2 Easy Application, 4.7 Terms & Premium Satisfaction and 4.6 Support & Guidance, the strongest Terms & Premium Satisfaction among the top 3.
- Bear River is a strong Utah option for drivers who want local coverage and agent support.
Farm Bureau Financial Services (84% Recommend)
- Farm Bureau Financial Services scores 4.3 Easy Application, 4.6 Terms & Premium Satisfaction and 4.6 Support & Guidance, matching Bear River on Support & Guidance.
- Farm Bureau works well for drivers who want a local agent and a company familiar with Utah households.
| Insurer | Type | Easy Application | Terms & Premium Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Keystone Insurance | Agency | 4.7 | 4.6 | 4.9 | 89% |
| Bear River Mutual | Insurer | 4.2 | 4.7 | 4.6 | 86% |
| Farm Bureau Financial Services | Insurer | 4.3 | 4.6 | 4.6 | 84% |
| Rob Jackson Insurance | Agency | 4.6 | 4.5 | 4.8 | 84% |
| State Farm | Insurer | 4.5 | 4.2 | 4.3 | 80% |
| Progressive | Insurer | 4.7 | 4.2 | 4.1 | 79% |
| GEICO | Insurer | 4.8 | 4.2 | 4.0 | 78% |
| American Family Insurance | Insurer | 4.3 | 4.2 | 4.2 | 77% |
| Allstate | Insurer | 4.3 | 4.1 | 4.2 | 76% |
| Farmers Insurance | Insurer | 4.2 | 4.0 | 4.1 | 75% |
St. George Best Car Insurers
MFP’s Community Car Insurance Survey most recommended auto insurance companies in St. George’s area are Direct Insurance Services, Roberts Insurance and Bear River Mutual.
Direct Insurance Services (88% Recommend)
- Direct Insurance Services scores 4.6 Easy Application, 4.6 Terms & Premium Satisfaction and 4.9 Support & Guidance, the highest Support & Guidance among St. George’s top 3.
- Drivers can get local help comparing companies and asking coverage questions before choosing a policy.
Roberts Insurance (86% Recommend)
- Roberts Insurance has 4.5 Easy Application, 4.5 Terms & Premium Satisfaction and 4.8 Support & Guidance, only 0.1 below Direct Insurance Services on support.
- Roberts is a good fit for drivers who want a family-run local agency and help sorting through coverage choices.
Bear River Mutual (84% Recommend)
- Bear River Mutual scores 4.2 Easy Application, 4.7 Terms & Premium Satisfaction and 4.6 Support & Guidance, the strongest Terms & Premium Satisfaction among the top 3.
- Bear River works well for drivers who want a Utah-based insurer and local-agent support.
| Insurer | Type | Easy Application | Terms & Premium Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Direct Insurance Services | Agency | 4.6 | 4.6 | 4.9 | 88% |
| Roberts Insurance | Agency | 4.5 | 4.5 | 4.8 | 86% |
| Bear River Mutual | Insurer | 4.2 | 4.7 | 4.6 | 84% |
| Farm Bureau Financial Services | Insurer | 4.3 | 4.6 | 4.6 | 83% |
| Howe Insurance Brokerage | Broker | 4.4 | 4.4 | 4.6 | 82% |
| State Farm | Insurer | 4.5 | 4.2 | 4.3 | 80% |
| Progressive | Insurer | 4.7 | 4.2 | 4.1 | 79% |
| GEICO | Insurer | 4.8 | 4.2 | 4.0 | 78% |
Orem Best Car Insurers
MFP’s Community Car Insurance Survey most recommended auto insurance companies in Orem’s area are Keystone Insurance, Bear River Mutual and Rob Jackson Insurance.
Keystone Insurance (89% Recommend)
- Keystone Insurance scores 4.7 Easy Application, 4.6 Terms & Premium Satisfaction and 4.9 Support & Guidance, the highest Support & Guidance among Orem’s top 3.
- Drivers can use Keystone to compare companies and get help choosing coverage without guessing.
Bear River Mutual (86% Recommend)
- Bear River Mutual has 4.2 Easy Application, 4.7 Terms & Premium Satisfaction and 4.6 Support & Guidance, the strongest Terms & Premium Satisfaction among the top 3.
- Bear River is a strong Utah option for drivers who want a local insurer and agent help.
Rob Jackson Insurance (84% Recommend)
- Rob Jackson Insurance scores 4.6 Easy Application, 4.5 Terms & Premium Satisfaction and 4.8 Support & Guidance, only 0.1 below Keystone on support.
- Drivers can get local agency help comparing rates and understanding which coverage makes sense.
| Insurer | Type | Easy Application | Terms & Premium Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Keystone Insurance | Agency | 4.7 | 4.6 | 4.9 | 89% |
| Bear River Mutual | Insurer | 4.2 | 4.7 | 4.6 | 86% |
| Rob Jackson Insurance | Agency | 4.6 | 4.5 | 4.8 | 84% |
| Farm Bureau Financial Services | Insurer | 4.3 | 4.6 | 4.6 | 83% |
| Leavitt Group | Agency | 4.5 | 4.5 | 4.7 | 82% |
| State Farm | Insurer | 4.5 | 4.2 | 4.3 | 80% |
| Progressive | Insurer | 4.7 | 4.2 | 4.1 | 79% |
| GEICO | Insurer | 4.8 | 4.2 | 4.0 | 78% |
| American Family Insurance | Insurer | 4.3 | 4.2 | 4.2 | 77% |
| Allstate | Insurer | 4.3 | 4.1 | 4.2 | 76% |
Sandy Best Car Insurers
MFP’s Community Car Insurance Survey most recommended auto insurance companies in Sandy’s area are The Buckner Company, Bear River Mutual and Farm Bureau Financial Services.
The Buckner Company (87% Recommend)
- The Buckner Company scores 4.6 Easy Application, 4.5 Terms & Premium Satisfaction and 4.8 Support & Guidance, the highest Support & Guidance among Sandy’s top 3.
- Drivers can get agency help comparing several companies and choosing coverage that fits their budget.
Bear River Mutual (86% Recommend)
- Bear River Mutual has 4.2 Easy Application, 4.7 Terms & Premium Satisfaction and 4.6 Support & Guidance, the strongest Terms & Premium Satisfaction among the top 3.
- Bear River is a good match for drivers who want a Utah insurer and local-agent support.
Farm Bureau Financial Services (83% Recommend)
- Farm Bureau Financial Services scores 4.3 Easy Application, 4.6 Terms & Premium Satisfaction and 4.6 Support & Guidance, matching Bear River on Support & Guidance.
- Farm Bureau works well for drivers who want a local agent and a familiar regional insurance option.
| Insurer | Type | Easy Application | Terms & Premium Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| The Buckner Company | Agency | 4.6 | 4.5 | 4.8 | 87% |
| Bear River Mutual | Insurer | 4.2 | 4.7 | 4.6 | 86% |
| Farm Bureau Financial Services | Insurer | 4.3 | 4.6 | 4.6 | 83% |
| Keystone Insurance | Agency | 4.5 | 4.5 | 4.7 | 82% |
| State Farm | Insurer | 4.5 | 4.2 | 4.3 | 80% |
| Progressive | Insurer | 4.7 | 4.2 | 4.1 | 79% |
| GEICO | Insurer | 4.8 | 4.2 | 4.0 | 78% |
| Allstate | Insurer | 4.3 | 4.1 | 4.2 | 76% |
Lehi Best Car Insurers
MFP’s Community Car Insurance Survey most recommended auto insurance companies in Lehi’s area are Keystone Insurance, Bear River Mutual and Farm Bureau Financial Services.
Keystone Insurance (88% Recommend)
- Keystone Insurance scores 4.6 Easy Application, 4.6 Terms & Premium Satisfaction and 4.9 Support & Guidance, the highest Support & Guidance among Lehi’s top 3.
- Drivers can get local help comparing companies and talking through the coverage before buying.
Bear River Mutual (86% Recommend)
- Bear River Mutual has 4.2 Easy Application, 4.7 Terms & Premium Satisfaction and 4.6 Support & Guidance, the highest Terms & Premium Satisfaction among the top 3.
- Bear River is a strong Utah option for drivers who want local-agent service and good value.
Farm Bureau Financial Services (83% Recommend)
- Farm Bureau Financial Services scores 4.3 Easy Application, 4.6 Terms & Premium Satisfaction and 4.6 Support & Guidance, matching Bear River on Support & Guidance.
- Farm Bureau works well for drivers who want an agent and a company familiar with Utah communities.
| Insurer | Type | Easy Application | Terms & Premium Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Keystone Insurance | Agency | 4.6 | 4.6 | 4.9 | 88% |
| Bear River Mutual | Insurer | 4.2 | 4.7 | 4.6 | 86% |
| Farm Bureau Financial Services | Insurer | 4.3 | 4.6 | 4.6 | 83% |
| Leavitt Group | Agency | 4.5 | 4.5 | 4.7 | 82% |
| State Farm | Insurer | 4.5 | 4.2 | 4.3 | 80% |
| Progressive | Insurer | 4.7 | 4.2 | 4.1 | 79% |
| GEICO | Insurer | 4.8 | 4.2 | 4.0 | 78% |
| American Family Insurance | Insurer | 4.3 | 4.2 | 4.2 | 77% |
Ogden Best Car Insurers
MFP’s Community Car Insurance Survey most recommended auto insurance companies in Ogden’s area are Leavitt Group, Bear River Mutual and Farm Bureau Financial Services.
Leavitt Group (87% Recommend)
- Leavitt Group scores 4.6 Easy Application, 4.5 Terms & Premium Satisfaction and 4.8 Support & Guidance, the highest Support & Guidance among Ogden’s top 3.
- Drivers can work with an agency that compares companies and explains coverage before they choose.
Bear River Mutual (86% Recommend)
- Bear River Mutual has 4.2 Easy Application, 4.7 Terms & Premium Satisfaction and 4.6 Support & Guidance, the strongest Terms & Premium Satisfaction among the top 3.
- Bear River is a strong Utah insurer for drivers who want local coverage and agent help.
Farm Bureau Financial Services (83% Recommend)
- Farm Bureau Financial Services scores 4.3 Easy Application, 4.6 Terms & Premium Satisfaction and 4.6 Support & Guidance, matching Bear River on Support & Guidance.
- Farm Bureau works well for drivers who want local agent support and a familiar regional company.
| Insurer | Type | Easy Application | Terms & Premium Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Leavitt Group | Agency | 4.6 | 4.5 | 4.8 | 87% |
| Bear River Mutual | Insurer | 4.2 | 4.7 | 4.6 | 86% |
| Farm Bureau Financial Services | Insurer | 4.3 | 4.6 | 4.6 | 83% |
| State Farm | Insurer | 4.5 | 4.2 | 4.3 | 80% |
| Progressive | Insurer | 4.7 | 4.2 | 4.1 | 79% |
| GEICO | Insurer | 4.8 | 4.2 | 4.0 | 78% |
| American Family Insurance | Insurer | 4.3 | 4.2 | 4.2 | 77% |
| Allstate | Insurer | 4.3 | 4.1 | 4.2 | 76% |
South Jordan Best Car Insurers
MFP’s Community Car Insurance Survey most recommended auto insurance companies in South Jordan’s area are Bear River Mutual, The Buckner Company and Farm Bureau Financial Services.
Bear River Mutual (86% Recommend)
- Bear River Mutual scores 4.2 Easy Application, 4.7 Terms & Premium Satisfaction and 4.6 Support & Guidance, the strongest Terms & Premium Satisfaction among South Jordan’s top 3.
- Bear River is a good fit for drivers who want a Utah-based insurer and local agent help.
The Buckner Company (85% Recommend)
- The Buckner Company has 4.6 Easy Application, 4.5 Terms & Premium Satisfaction and 4.8 Support & Guidance, the highest Support & Guidance among the top 3.
- Drivers can use the agency to compare companies and get help choosing the right coverage level.
Farm Bureau Financial Services (83% Recommend)
- Farm Bureau Financial Services scores 4.3 Easy Application, 4.6 Terms & Premium Satisfaction and 4.6 Support & Guidance, matching Bear River on Support & Guidance.
- Farm Bureau works well for drivers who want a local agent and a company familiar with Utah families.
| Insurer | Type | Easy Application | Terms & Premium Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Bear River Mutual | Insurer | 4.2 | 4.7 | 4.6 | 86% |
| The Buckner Company | Agency | 4.6 | 4.5 | 4.8 | 85% |
| Farm Bureau Financial Services | Insurer | 4.3 | 4.6 | 4.6 | 83% |
| Keystone Insurance | Agency | 4.5 | 4.5 | 4.7 | 82% |
| State Farm | Insurer | 4.5 | 4.2 | 4.3 | 80% |
| Progressive | Insurer | 4.7 | 4.2 | 4.1 | 79% |
| GEICO | Insurer | 4.8 | 4.2 | 4.0 | 78% |
| Allstate | Insurer | 4.3 | 4.1 | 4.2 | 76% |
End note
Meeting the legal minimum keeps you driving, but winter roads, growing traffic, and uninsured drivers can lead to bills that go beyond those limits.
Match your coverage to what you own and what a real crash can cost in Utah, not just what the law requires.