FHA Mortgage Insurance

Author: Housing Editors

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Lower your down payment and interest rate on your mortgage.

This mortgage insurance program, also called 203(b) Mortgage Insurance Program, is managed by the FHA (Federal Housing Administration). It allows you to keep your down payment as low as 3% of your home purchase price and have most of your fees and closing costs added to your mortgage loan instead of paying them up-front.
HUD also offers a program which insures your mortgage so you can have a lower down payment and lower interest rate. For complete program details contact your Local HUD Offices.


View a full list of FHA Mortgage Programs offered. See which can apply to your situation and speak with an Approved Local Lender.
Fill out the eligibility form to verify if you are eligible for mortgage insurance programs, homeowner grants or any other type of government financial assistance for your home.
Check your eligibility now!