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7+ New Jersey Window Replacement Programs

Author: Housing Editors

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There are more than 7 New Jersey window replacement programs in over 25 local organizations. You’ll find them below, along with their description, how the programs work and where to apply.

 

Updated: January 14, 2025

 

There are many reasons you may need to replace one or many windows: leaking air (and money), broken windows at the end of their lifespan, or you may want to prevent future weather problems with impact resistant windows.

 

Windows Replacement Programs in New Jersey

 

The good news; there are government programs helping homeowners replace windows in New Jersey.

 

> Windows Issues in New Jersey

> New Jersey Programs

> Eligibility Overview

> New Jersey Weatherization Assistance Program

> New Jersey rural residents (USDA)

> LIHEAP

> Federal programs (loans)

> Counties and cities

> Taxes Incentives: Windows Credits

> FAQ: Windows Replacement

 
 

Windows are expensive and our Homeowners Major Repairs Survey shows many New Jerseyans find it hard to find money to pay for new window(s):

 
  • > 28% of New Jersey homeowners planning repairs want to change window(s) in the next 2 years.
  • > 34% of New Jersey homeowners needing to replace window(s) have to postpone it.
  • > Then 55% of New Jersey homeowners postpone changing window(s) for financial reasons.
 

So, you’re certainly not alone, maybe wondering how to pay for new window(s).

 
 
 

Common issues with New Jersey home windows

 

New Jersey climate can be harsh on windows. Even though many homes are newer, the harsh sun and storms wear out windows faster than most other states.

 
  • Varying Climate : New Jersey has both hot and humid summers and cold winters. This makes energy efficiency very important.
  • Older Homes: New Jersey has a diverse housing stock, including many older homes. Older homes are more likely to have original windows, which may be outdated, less energy-efficient and toward the end of their lifespan.
  • Coastal Areas: Coastal areas in New Jersey are prone to strong winds and salt spray. These conditions damage older windows and accelerate their deterioration.
 

Before deciding to completely replace 1 or many windows, you can see if it’s worth repairing windows or doing it yourself. Already decided to have new window(s)? You have to decide among different window models then who will install your window.

 

Next step is paying for new windows. But when you have a limited budget or simply can’t afford them, that is where government programs are useful. You can find them below.

 
 

What are the window replacement programs in New Jersey?

 
 

There are a few official government programs available for window replacement. The programs cover different reasons to replace windows and your income level.

 

Each program provides funding their own ways, target different groups of homeowners and help you fund window replacement in various ways. It’s important to know, there’s no program only for window replacement. Each program usually allow you to update or repair many part of your home, including windows.

 
 

Window replacement programs eligibility

 

Windows program eligibility varies based on income and where you live. You can start with this overview as reference:

 
  Cities & Suburbs Rural
Low income WAP, LIHEAP, Tax credits, cities & counties, State, Federal USDA, Tax Credits, WAP, LIHEAP, cities & counties, State, Federal

Medium/High income

Tax credits, Renovation Loans, State, Federal USDA, Tax credits, Renovation Loans, State, Federal
 
 

Important reminder: Programs such as Weatherization, LIHEAP, and city or county assistance programs determine eligibility based on the median income in your area. This means that even if you have a moderate income, you might qualify for these programs if you live in a wealthier area. In other words, it’s better to verify your edibility with each programs first before thinking you won’t be able to receive funding for windows.

 
 
 
 

New Jersey Weatherization Assistance (WAP) (24+ resources)

 
 

What is WAP?

 

WAP is a Federal program from the Department of Energy. In New Jersey, WAP aims to reduce energy costs for homeowners, and one of the measures is window replacement for energy efficient windows. You can learn more about eligibility and apply for this free New Jersey window replacement, contact your local WAP organization.

The WAP program is manage locally throughout New Jersey at the county or area level by more than 24 local Community Action Agencies.
 

New Jersey’s WAP does window replacements or repair, among a few other projects. It’s managed by Community Action Agencies. Find details, you can apply online or contact your local CAA organization managing WAP locally.

 
 
WAP spent per home (average)
  Spent per Home Homes Weatherized Budget
New Jersey

$7,556

6,516 $68M
Source: State of New Jersey
 
 

Who is WAP for?

 

The program target low-income families, including the elderly and disabled, by making their homes more energy-efficient.

 
 

What else WAP can do for your home?

 

It can help replace or fix the following:

 
  • – Air infiltration with weather stripping, caulking, thresholds, minor repairs to walls, ceilings and floors, and doors and windows replacement.
  • – Install attic and floor insulation
  • – Install attic ventilation
  • – Apply solar reflective coating to manufactured homes
  • – Install solar screens
  • – Repair or replace inefficient heating and cooling units
  • – Repair or replace water heaters
 
 
 

New Jersey (LIHEAP) (25 resources)

 
 

What’s LIHEAP?

 

The LIHEAP program (Low Income Home Energy Assistance Program) provides funding to help low-income households with energy-related bills. It can help New Jersey residents with heating bills in the winter and cooler bills in summer. It occasionally offers assistance for window replacements to improve energy efficiency which reduce energy bills.

 
 

Who is LIHEAP for?

 

LIHEAP provides funding to help low-income households with energy-related bills. It can help with heating bills in the winter and cooling bills in summer. Find your local LIHEAP organization below to check eligibility for this government program.

 
 

What are LIHEAP eligibility requirements?

 

There are only a few:

 
  • – 1 your household income (monthly and yearly) and number of people living there.
  • – Energy bill, Utility termination notice, Photo ID, Social security ID, etc.
 

More LIHEAP info and eligibility

 
 

Who is my local organization managing LIHEAP?

 
The program is managed by your county. The 25 state’s counties help New Jersey’s residents with energy savings.
 

Find your LIHEAP county contact info or apply online here

 
 
 

Federal (2 programs)

 

The Federal government has 2 programs helping homeowners improve their home. Both are more affordable loan programs. 1 is from the HUD and the other is from the FHA.

 

Learn more about both here.

 
 

Counties and cities (many programs)

 

Most major counties and cities have programs covering window replacements. You can find them all on this New Jersey home improvement grant resource. The can find window programs for the following counties with this resource:

 

– Bergen county

– Essex county

– Middlesex county

– Hudson county

– Monmouth county

– Ocean county

– Union county

– Morris County

– Passaic County

– Camden County

 

If you live in a rural area, look below for related rural resources.

 
 

New Jersey Rural residents (1 program)

 

This USDA program in New Jersey provides loans and grants to very-low-income homeowners to repair, improve or modernize their homes or grants to elderly very-low-income homeowners to remove health and safety hazards. Windows replacement are part of this program.

 

How much money can I get?

 
  • – Maximum loan is $40,000
  • – Maximum grant is $10,000
  • – Loans and grants can be combined.
 
 

More details here

 

Contact your local USDA office

 
 
 

Windows Replacement Tax Incentives (1 program)

 

There is 1 good tax credits that are making the replacement of windows much more affordable in New Jersey this year.

 
 

Federal Tax Credit for Windows

 

The Federal Inflation Reduction Act gives New Jersey’s homeowners tax credits when you update part of your home for energy efficiency. Many parts of your home are covered by this program and windows replacement are part of this tax credit.

 
 

What’s covered and what are the tax credits?

 

Homeowners can claim 30% of the cost associated with the follow renovations (windows replacement are included):

 
Windows and skylights: Credit max of $600
Exterior doors: Credit max of $500 ($250 per door)
Electric panel upgrades: Credit max of $600
Air source heat pumps: Credit max of $2,000
Heat pump water heaters: Credit max of $2,000
Central air conditioners: Credit max of $600
Insulation: Credit max of $1,200
Certified energy audit: Credit max of $150

 

 
 
 

Frequent Questions: Window Replacement Programs

 
 

Is there a New Jersey window replacement program for seniors?

 

There’s no specific window replacement program for seniors only. Seniors can apply to all programs on in this page.

 
 

Is there a free window replacement program New Jersey?

 

While some programs are free, not all of them let you have free windows. It is recommended you verify with each program for your situation to be 100% certain.

 
 

What is the window replacement rebate in New Jersey?

 

Most utilities will offer you rebates when you change windows for energy efficient windows.

 

Call or visit your utility site because all offer energy rebates for window replacement.

 
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