Appalachian Community Enterprises

Author: Small Business Editors

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Appalachian Community Enterprises (ACE) provides entrepreneurs and small business owners with the microcredit they need in order to fund their small business. They provide loans from $500-$50,000 to entrepreneurs and small business owners in certain counties in Northern Georgia. The following is a list of loan packages available with ACE.


Browse through our list of Programs



Individual Business Loans

  • Can apply for a loan from $500-$50,000
  • Must have collateral to secure this loan

Auto Loans

  • Loan amount is from $1000-$15,000
  • For entrepreneurs who need a vehicle for work-related purpose
  • Must provide driver’s license, proof of insurance, home address and proof of income
  • Vehicle will be used as collateral
  • ACE will be the lien holder and the loan will be used to purchase a vehicle at an ACE approved dealership, the loan will be delivered directly from ACE to the dealer.

Pronto Loans

  • Loan amount is from $500-$5000
  • Disbursement of the loan within 24 hours
  • For existing businesses who have been operating for a minimum of 6 months
  • Must have business checking account
  • Must show a good payment history

Credit Start Loans

  • Loan amount is maximum $500
  • For entrepreneurs with no credit history
  • Assists entrepreneurs with establishing first line of credit

In addition to loans, ACE provides entrepreneurs and small businesses with financial education, coaching, business networking and support. For more information about ACE and to apply for a small business loan.