U.S. Community Adjustment and Investment Programs

Author: Small Business Editors

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Designed to help U.S. companies who have been negatively affected by NAFTA in certain areas of the country.
There are presently, over 230 counties in 29 states which qualify for CAIP.

CAIP or Community Adjustment and Investment Programs can be used with 7(a) and 504 loan programs.
The funds received go towords reducing the borrower’s costs. To be eligible for a 7(a) loan, one job must be created for every $70,000 SBA guarantee. A 504 loan requires one job creation for every $50,000 SBA guarantee.


This program is not a typical grant for small businesses. The money does not go directly to the small business in the form of a direct grant, but instead in the form of loans. There are lower interest rates, guarantees and/or collateral for such small business loans offered federally.

Follow the link for more information about Community Adjustment and Investment Program (CAIP).
Check your eligibility now!