Loading ...Financial aid programs for women: grants, loans, and other assistance
Women around the world continue to face gender inequality in education, business, economic opportunities, basic human and political rights and resources. There are many loans, grants and financial assistance programs aimed at empowering women and minorities to become business owners and achieve higher education.
Don’t forget that women are eligible for all programs, whether they are for home and housing financial help, education and college financial aid, or small business assistance programs. Discriminating based on sex is illegal so as a woman you can apply to any program, not only the ones reserved for women.
Education grants are gift awards and do not have to be repaid. There are various types of education grants available for women. The main categories are higher education grants, research grants, federal pell grants and Federal Supplemental Educational Opportunity Grants (FSEOG). Sources for these grants can be federal, private, organizations and corporations.
Scholarships for women are gift awards and do not have to be repaid. They are given for the purpose of attending college and usually have specific requirements and application deadlines.
Business grants for women are very rare and are typically reserved for minority women or women who are in economically disadvantaged communities. This type of grant is usually provided by private organizations and non-profits.
Small Business Loans for Women
Small business loans for women are available through a variety of sources such as banks, credit unions, and organizations such as the SBA (Small Business Administration).
Housing programs are available for women who would like to purchase, repair, renovate or improve their home.
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I have a small tax and accounting firm. My tax software cost me approximately $7,000 a year. This is my first year hiring someone to help me get the work done in a timely manner. I have a receptionist that answers phones, makes appointments, scans all the work we do into the computer, puts tax returns together and calls clients when we need information; I have an accountant that is able to do all of the payroll accounts and some of the easier accounting projects with little oversight. During the non-tax months, May-December, my receptionist is not busy and I need to provide her with accounting training, but I cannot afford this luxury. My accountant has been helping me with the initial input of tax information, but since she has very little tax knowledge, it takes me about the same amount of time, maybe more, to review her work and finish the return. I need to obtain some tax eduction for her, but I cannot afford it. I would also like to hire a third person, someone knowledgeable in tax work, so that I can have some help getting the work done but, again, I cannot afford it. I have to take 40 hours of continuing education every year, but I am barely staying afloat and haven’t had a payroll in over a year. I can’t hang on much longer. Is there any help out there for me?
In 1981 I designed small figures and ornaments that began selling rapidly to my friends and family. They were made from a special recipe from my kitchen at first, then I discovered a colorful modeling compound on the market that changed everything!!!
My neightbor who worked for a large department store, took a few designs to work with her and an hour later the buyer called to say they were interested in buying everything I could make. I had just had my second baby so I was time-limited but I got busy and became quite successful at selling to this particular store as well as several others along the coast. This was a great business for me while I was raising my children. When they were all three finally in school I volunteered to go into their classrooms to do workshops with this special clay. It was a hit for Mother’s Day gifts especially, and other teachers quickly began calling me saying they would pay me if I’d please come into their rooms to do the same workshops. Christmas also became a very busy time for me in several schools.
One of the major things I learned while working with children in a creative way is how it can change them from closed and shy to open and confident. One little girl in first grade became very animated after making a clay teddy bear! When the other students, (who were surprised by her reaction) called to their teacher, she walked over to tell me that this little girl had been in this classroom for seven months and had never spoken one word. She was talking up a storm that day!
I’ve also had several experiences with learning disabled children who also showed amazing progress when given this creative outlet.
My question is this: Would there be a grant of money from somewhere that would fund me (as an individual) to research children who are both learning disabled and recovering from illness (I have also been in Children’s Hospitals with amazing results) by offering a creative space for them to be observed while they are playing in a structured environment that emphasizes creative freedom and also ends with an expression of themselves that they can hold in their hands that reminds them who they are creatively?
It seems there is a strong connection between creative play and the well-being of suffering children. I’m gathering information and wondering where to start. Can you help?
I was working for an optical company that delevered glasses qand contacts from the lab to the Dr. offices, When I was laid off, it was sugested that I start my own delervry service, as all the deleveries will be hired out. there is no such service in our area that is cost effective. with a small start up cost, I could be in buisness and if the econamy does pick up , will be able to hire a second driver. i would like to get a grant to pay for the start up costs. can you help?
Hi, I am Nancy from The Healing Barn. I rescue unwanted and abused horses. People who no longer can care for their precious 4 legged friends are calling for help with their horses. I also rescue starved horses with the Humane Society. Unfornuately the humane society’s do not have much funding and I am with my family trying to support 12 rescued horses with not much income. I work 40 hours a week and then work with the horses with normal care. 3 horses are in intense rehab at this time. I do the rehab from 9-10pm every night. My hours at my job are from 8:30am-5:00pm. I am simply asking if there is a grant out there to help with the cost of feed and shelter. I would not take a pay check for what I do. I rescue 50-75 horses a year and place approx. 75-100 horses to homes that are either rescues or ust need great homes. Our success in rehab on horses that the vet says “Put that horse down” is 100%.
On Saturdays free of charge I work with abused and mentally challeged children and women. The women and children help me with the brushing and care of the rescues. The austic children that work with the horses are the ones who show a huge improvement with their speech and concentration that is unbelievable.
So this is my story and I am hoping you can help me continue to rescue the unwanted. Nancy