Home Improvements & Repairs Programs
Owning a home is a huge investment with big responsibilities attached. Our home is where we live, play, sleep and raise our families, but when the time for repairs comes not all Americans can afford to maintain their home in a good and safe condition. There are several programs in place that can help you pay for all types of home repairs and/or improvement projects.
Federal Home Improvement Programs or
Programs offering financial assistance through the form of grants, deferred-payments loans, no-interest loans and interest loans for low income families of owner occupied homes.
Home repair and improvement grants and aid are available through most city and county governments and also through many local organizations.
HUD provides insurance to lenders on most home improvement loans. This allows consumers to obtain a more affordable loan for home improvements and repairs.
The VA offers grant programs for veterans with service and non-service related disabilities who need to make alterations and adaptions to their homes.
Title I Home Improvement Loans are available through HUD approved lenders and can be used for small to large home repairs and improvements. These loans can also be used in conjunction with 203 (k) loans.
This is the main HUD program for home repair assistance to single family dwellings. The funds available from this program can also be used to expand single family dwellings. The 203 (k) rehabilitation loan can be used with other programs to finance home rehabilitation and repair projects.