Home Ownership
Owning a home is a huge part of the American Dream. If you are looking for ways to make your goals of home ownership a reality, there are a variety grants and financial assistance programs to help you.
Browse through our list of Programs or




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Down Payment Assistance
Grants are available through HUD to help with downpayment, closing and rehabilitation costs of owning a new home. The program is designed to help low-income and minorities own homes and to revitalize communities.




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Mortgage Insurance
FHA’s Mortgage Insurance Programs help low and moderate income families achieve home ownership by providing lower down payment requirements and financing of closing costs.




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Public Housing Home Ownership Program
This HUD program helps low to moderate income families become first-time homeowners.




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Self-Help Ownership Program (SHOP)
This is a HUD program where the homeowner participates and contributes in the construction of the home. HUD provides funds to eligible local and regional non-profit organizations to purchase home sites and develop or improve infrastructure for volunteer- based construction. The funds are used to construct housing units for low- income singles and families.
Making Home Affordable
For those who already own a home but are have difficulty making the monthly mortgage payments and trying to avoid foreclosure and its scams. Remember help is free.