Owning a home is a huge part of the American Dream. If you are looking for ways to make your goals of home ownership a reality, there are a variety grants and financial assistance programs to help you.
Federal Home Ownership Programs or
Grants are available through HUD to help with downpayment, closing and rehabilitation costs of owning a new home. The program is designed to help low-income and minorities own homes and to revitalize communities.
FHA’s Mortgage Insurance Programs help low and moderate income families achieve home ownership by providing lower down payment requirements and financing of closing costs.
This HUD program helps low to moderate income families become first-time homeowners.
This is a HUD program where the homeowner participates and contributes in the construction of the home. HUD provides funds to eligible local and regional non-profit organizations to purchase home sites and develop or improve infrastructure for volunteer- based construction. The funds are used to construct housing units for low- income singles and families.
For those who already own a home but are have difficulty making the monthly mortgage payments and trying to avoid foreclosure and its scams. Remember help is free.